The Ultimate Guide to Credit Cards
Tuesday, April 7, 2020

All articles tagged Rewards (86)

Discover Card Bonus Categories for 2020

Discover Card Bonus Categories for 2020

If you’re a Discover cardholder (or prospective cardholder), it’s a good idea to familiarize yourself with the Discover card bonus categories for 2020. Bonus categories allow cardholders to earn higher rewards for purchases made at predetermined merchants during different quarters of the year. Since these bonus categories change every three months, the purchases that give you the most cash back in January are different than the ones that maximize your reward earnings in June. ... read more »

15 Best Signup Bonus Credit Cards

15 Best Signup Bonus Credit Cards

For many years, credit card issuers piled on their profits by charging cardholders annual fees to use their card, but times have changed. Today, the best signup bonus credit cards pay you for your loyalty — not the other way around. The cards below can offer hundreds of dollars’ worth -- sometimes even $1,000 or more -- of cash back, travel bonuses, or other perks. If you’re not taking advantage of credit card signup bonuses, then you’re not maximizing your overall earning... read more »

15 Best Credit Cards for Cash Back & Travel

15 Best Credit Cards for Cash Back & Travel

Trying to decide whether a cash back or a travel rewards card is right for you? The truth is you don’t have to choose. The best credit cards for cash back and travel allow you to earn and redeem your rewards in a way that fits your individual needs. Cash back credit cards let you earn back a percentage of your spending in the form of a reward that can be used for whatever you want, including travel. Similarly, rewards earned using travel cards can be redeemed for cash instead of... read more »

8 Ways to Maximize Credit Card Points

8 Ways to Maximize Credit Card Points

A huge number of credit cards come with amazing rewards programs. Each time you charge a purchase to one, you’ll rack up valuable perks in the form of cash, miles, or points. Of course, you won’t get any of those rewards without using the card, so it’s time to spend. Here are eight great ways to maximize credit card points and other perks you get from credit card companies. 1. Focus on High-Value Categories Many credit cards offer higher point values for spending in certain... read more »

6 Best Credit Cards Offering 100,000+ Points

6 Best Credit Cards Offering 100,000+ Points

Of all the ways to earn credit card rewards points, massive signup bonuses are the Holy Grail. What’s better than earning a reward simply for buying what you need anyway? That’s why we’ve put together this list of the best credit cards offering 100,000 points or more. It bears mentioning that maximizing credit card rewards points, while it can be worthwhile, is not for the faint of heart. You may find you need a spreadsheet to monitor all of the variations in redemption... read more »

4 Best Cash Back Visa® Cards

4 Best Cash Back Visa® Cards

The best cash back Visa® cards can give you the chance to earn cash rewards for spending. Here’s how they work: Every time you use them to make eligible purchases, you’ll get cash back you can use for just about anything. You can usually redeem your cash back rewards via statement credit, paper check, or direct deposit. Let’s dive deeper into the best cash back Visa® cards out there. Overall Rotating | Business | Bad Credit | FAQs Best Overall Cash Back Visa Card With... read more »

13 Best Cash Back Credit Cards with No Annual Fee

13 Best Cash Back Credit Cards with No Annual Fee

What a delightful combination — paying no annual fee and receiving cash back rewards! We review here the best cash back credit cards with no annual fee, organized into categories that describe how rewards are calculated. Our review includes cards for the general consumer, businesses, students, and those with bad credit. If you like cash, read on to find the cash back card that best fits your lifestyle. Overall Flat-Rate | Tiered | Rotating | Business | Students | Bad Credit |... read more »

11 Best No-Annual-Fee Credit Cards with Rewards

11 Best No-Annual-Fee Credit Cards with Rewards

Today’s credit card marketplace is brimming with options for rewards. And consumers will have no difficulty finding a credit card that doesn’t charge an annual fee. But finding a no-annual-fee credit card with rewards is an extra special treat. Many credit card issuers tack on fees or higher interest rates to offset the cost of the rewards they pay to cardholders. By leveraging a card with no fee that still pays rewards, you can earn money for spending money. Who doesn’t want... read more »

9 Best Luxury Credit Cards & Top Alternatives

9 Best Luxury Credit Cards & Top Alternatives

My mother always told me, “If you’re going to do something, do it right or don’t do it at all.” I don’t think she was referring to credit cards with that advice, but it still applies. After all, this list of luxury credit cards proves that doing something right can be quite appealing. Whether you’re looking for premium cash back options, high-style travel perks, or large credit limits, there’s a high-end card that matches the needs of anyone who qualifies. Best... read more »

15 Best Rewards Credit Cards with No Annual Fee

15 Best Rewards Credit Cards with No Annual Fee

There’s a reason why everyone wants to know what the best rewards credit cards with no annual fee are. People love to be rewarded, but who wants to pay to earn rewards? If you’re currently putting your money toward an annual fee just so you can earn cash back, points, or miles, you aren’t being rewarded -- you’re earning a return on your investment. If you’d rather invest your money in actual commodities (or just not hand it over to a credit card company), consider... read more »