The Ultimate Guide to Credit Cards
Tuesday, August 9, 2022

All articles tagged Rewards (page 3)

2022’s Best Travel Rewards Credit Cards

2022’s Best Travel Rewards Credit Cards

The best travel rewards credit cards can make traveling even more, well, rewarding because not only do you get the thrill of exploring new places but you get the satisfaction of knowing you're getting the experience at a discount. Read on for our favorite travel rewards credit cards. While the internet, social media, and 24-hour news cycles have made the world a smaller place, there’s no substitute for going out and experiencing for yourself all of the wonderful things the world has... read more »

17 Best Credit Cards for Dining Out in 2022

17 Best Credit Cards for Dining Out in 2022

Dining out is a great way to earn points or cash back rewards if you pay for your meal with a card that offers this benefit. Some cards offer excellent dining out rewards. Others? Not so much. To maximize your rewards in this category, you should use a card that's among the best. Where and how you use the card will also affect your ability to maximize the dining rewards. Here are 17 cards to consider for every type of spender -- and eater. In this list of the best credit cards for... read more »

Game Over: Here’s Why the Best Credit Card Rewards May End Soon

Game Over: Here’s Why the Best Credit Card Rewards May End Soon

The lucrative game of maxing out credit card rewards may soon come to an end with some consumers hitting the points-and-miles jackpot and others being left out. The end appears to be near because card companies have tired of consumers who've binged on the best rewards without generating commensurate card company profits. Major retailers also have complaints about how big rewards programs work. Why Cards Offer Rewards Big banks originally offered attractive rewards to motivate... read more »

39 Best Cash Back Credit Cards for 2022

39 Best Cash Back Credit Cards for 2022

To a certain extent, cash back rewards are basically credit card rewards on "easy" mode. While you can still work to maximize your rewards with tiered bonus categories and other tools, redeeming cash back is often as simple as clicking a few buttons to receive a statement credit, with no points to transfer or values to calculate. It's that ease of use that makes cash back credit cards popular among cardholders who don't want to jump through hoops to earn and redeem rewards. And that... read more »

3 Steps for Maximizing Credit Card Perks & Rewards

3 Steps for Maximizing Credit Card Perks & Rewards

Maximizing credit card perks and rewards is a great way to make your plastic go even further, whether you're interested in dining, travel, or cash back. Still, credit card perks are one of the most underutilized benefits of having a credit card. A 2017 study from Bankrate found that 31% of cardholders aren't redeeming the rewards they've earned. If you're one of these people and paying an annual fee for your card — or interest charges on a revolving balance for that matter —... read more »

TicketCity Fosters Customer Loyalty Through Rewards, Discount Programs & Sports Packages

TicketCity Fosters Customer Loyalty Through Rewards, Discount Programs & Sports Packages

In a Nutshell: By networking with professional suppliers and major partners, TicketCity sells tickets to over 100,000 events and concerts across the country. Building customer loyalty — through TicketCity's soon-to-be-updated rewards program, loyalty offers, discounts, and curated sports packages — makes the online ticket seller stand out from big-box competitors and keeps avid fans coming back for more. When I found out Florence + The Machine had just released her first US... read more »

51 Best Rewards Credit Cards of 2022

51 Best Rewards Credit Cards of 2022

Over the past 30 years, credit card rewards have grown exponentially. What started in the mid-1980s with a handful of cash back credit cards is now a billion-dollar market home to literally hundreds of rewards credit cards and programs. Indeed, whether you want to earn points on gas, cash back on movies, or miles on groceries — there's a card for that. With so many options available, it's impossible to say which card is the best for everyone. Instead, we've selected the best cards... read more »

Save at the Pump: First Internet Bank Introduces an Attractive 3% Cash Back Rewards Card for Commuters

Save at the Pump: First Internet Bank Introduces an Attractive 3% Cash Back Rewards Card for Commuters

In a Nutshell: First Internet Bank’s Cashback Card boasts an impressive 3% back on fuel purchases and 1% back on everything else. The offering was designed specifically to meet the needs of the bank’s clientele, many of whom carry RV and horse trailer loans. By focusing on strong offerings that reward its members, First Internet Bank has seen steady annual growth. While the Cashback Card was designed to be attractive to truck and RV drivers, anyone can benefit from the competitive... read more »

The MCU TRUE Rewards Cash Back Visa® Now Offers 1.5% Back and Intro Rates as Low as 0%

The MCU TRUE Rewards Cash Back Visa® Now Offers 1.5% Back and Intro Rates as Low as 0%

In a Nutshell: Consumers in the market for a new credit card typically have to choose between cards with lucrative rewards and those with low interest rates because few cards offer both. New York’s Municipal Credit Union joins the ranks of those select cards with its recently upgraded MCU TRUE Rewards Cash Back Visa®. The card boasts a cash back rate that recently increased from 1% to 1.5% with no rewards cap and redemption options that include a statement credit or direct deposit... read more »

WSECU Introduces Three New Feature- and Design-Rich Visa Cards Based on Member Feedback

WSECU Introduces Three New Feature- and Design-Rich Visa Cards Based on Member Feedback

In a Nutshell: For many financial institutions, broad demographic information determines the rates, rewards, and terms of many credit card offerings. Many issuers never even talk to their customers to gauge what they want in a card. But Washington State Employees Credit Union (WSECU) leaned on its panel of nearly 900 members when designing three new Visa-issued credit cards unveiled this week. The cards feature a stylish vertical design, as well as a Tungsten metal option. Each card... read more »

Banner Bank Sticks to Its Philosophy of Keeping it Simple with Its Selection of Rewards-Packed Mastercard Offerings

Banner Bank Sticks to Its Philosophy of Keeping it Simple with Its Selection of Rewards-Packed Mastercard Offerings

In a Nutshell: Most financial experts still agree that cash as king. But in the world of credit cards, convenience and simplicity reign supreme. While many cards boast tremendous rewards offerings, they also feature rotating categories, blackout dates, and a host of other hurdles that can be hard for cardholders to overcome. Banner Bank stuck to its philosophy of keeping things simple and straightforward when designing its Mastercard offerings. The two most popular, the TruRewards®... read more »

Donating Credit Card Rewards to Worldreader Helps Provide E-Readers and Reading Materials to Schools in Need Around the Globe

Donating Credit Card Rewards to Worldreader Helps Provide E-Readers and Reading Materials to Schools in Need Around the Globe

In a Nutshell: Reading is a luxury that many people take for granted. Books, whether printed or electronic, are readily available to most Americans through libraries, schools, and retail shops. But for many people in developing countries, books are a luxury that are not a part of everyday life. Worldreader is a nonprofit that works to electronic bring books via existing devices such as mobile phones and e-readers to parts of the world that lack regular access to them. Donations to... read more »

Huntington Bancshares Voice Credit Card™ Recognized with Our Editor’s Choice Award for 2018’s Most Flexible Rewards Offer

Huntington Bancshares Voice Credit Card™ Recognized with Our Editor’s Choice Award for 2018’s Most Flexible Rewards Offer

In a Nutshell: With so many credit cards now offering rewards, a low APR, or no annual fee, you’d think consumers would have no problem finding a card that suits their needs. But look closer and you’ll see that most of these cards offer just one or two of these benefits and very little flexibility. Huntington Bank’s Voice Credit Card™ is different. With the Voice Card, consumers can choose 3X reward points in one of 10 categories they select quarterly. Cardholders can also... read more »

Two New IHG® Credit Cards Bring the Company’s Reputation for Big Rewards to Kimpton Hotels

Two New IHG® Credit Cards Bring the Company’s Reputation for Big Rewards to Kimpton Hotels

In a Nutshell: Most consumers never leave home without their favorite rewards credit cards. Whether the card gives cash back, points, or miles, today’s plastic makes it easier than ever to save money and make every purchase a slightly better deal. Few hotel brands have mastered the art of the loyalty program like IHG. After a 2014 acquisition of the Kimpton Group, IHG finally merged the pair’s loyalty programs in 2018. The move came around the same time IHG unveiled a pair of new... read more »

Make the Most of Your Next Rewards Trip — Camels & Chocolate Blogger Kristin Luna Gives an Inside Look at Hundreds of Popular Destinations Around the World

Make the Most of Your Next Rewards Trip — Camels & Chocolate Blogger Kristin Luna Gives an Inside Look at Hundreds of Popular Destinations Around the World

In a Nutshell: It can take months of diligent saving to put away the points and miles necessary for the trip of your dreams — so why squander it? For those who want to make the most of their next rewards trip, travel blogger Kristin Luna's popular Camels & Chocolate blog is an invaluable resource. The site offers hundreds of articles on cities around the world, chronicling her family's adventures with wit, whimsy, and abundant photography that makes each destination come alive.... read more »

Capital One Venture Rewards Credit Card vs. Capital One VentureOne Rewards Credit Card

Capital One Venture Rewards Credit Card vs. Capital One VentureOne Rewards Credit Card

All too often, one of the great pains of rewards redeemers everywhere is actually redeeming their rewards. Between brand restrictions, blackout dates, and variable redemption rates, it can be a daunting task to use rewards at all, let alone maximize them for the best value. For those who tire of the challenge of trying to redeem travel rewards, the No Hassle Rewards® offered by Capital One are a breath of fresh air. With no blackout dates, brand restrictions, or other hoops to jump... read more »

18 Best Credit Cards for Points & Miles in 2022

18 Best Credit Cards for Points & Miles in 2022

Besides the security and convenience, earning rewards is one of the driving reasons for using a credit card for everyday purchases. But which type of rewards are the best? Not only do you need to choose between cash back or points and miles, but within each category are dozens of credit cards from which to choose. For those who like simplicity, cash back rewards are a common choice, offering basic earnings and easy redemption. But cash back isn't for everyone. Many points and miles... read more »

15 Best Credit Cards for Travel Rewards in 2022

15 Best Credit Cards for Travel Rewards in 2022

The best credit cards for travel rewards can save travelers big bucks and come with that satisfying feeling that comes with knowing you've just gotten a great bargain on a flight or hotel. The first documented passport wasn't quite a passport at all, but a letter from the Persian king Artaxerxes requesting safe passage for a court official around 450 BCE. Through the mid-1500s, the passe porte allowed European travelers passage through the city gates (called portes). The first US... read more »

24 Best Credit Cards for Rewards in 2022

24 Best Credit Cards for Rewards in 2022

Saving is awesome. And that's not just an opinion. Studies have shown that coupons not only entice us to spend more and try new things but can actually decrease stress and just plain make us happier — as much as 11% happier, in fact. That's right, your dedication to a good deal may be due to a physiological love of savings. And that sentiment for savings is hardly limited to clipping coupons from the paper. Indeed, so many consumers have experienced the oxytocin-rich rewards of a... read more »

tablehopper Gives San Francisco Diners an Insider’s View of Where Best to Spend Their Restaurant Rewards Points

tablehopper Gives San Francisco Diners an Insider’s View of Where Best to Spend Their Restaurant Rewards Points

In a Nutshell: If you love to earn and spend your credit cards’ reward points on new and exciting dining experiences, then San Francisco is a must-visit destination for you. The greater Bay Area is home to 55 Michelin-starred restaurants, with more than half of them located in San Francisco proper. To help diners navigate the culinary landscape of this West Coast mecca for foodies, Marcia Gagliardi has created tablehopper, a restaurant review website, guide, and e-newsletter offering... read more »

13 Best 5% Cash Back Credit Cards (2022)

13 Best 5% Cash Back Credit Cards (2022)

Cash back perks are a common reward among today's credit card selections, and it remains popular with users as well. In this article, we'll provide a rundown of the best 5% cash back credit cards available today. Many of life's most basic concepts are the most reliant on relativity. Take percentages, for example. Whether a certain percentage is good or bad depends entirely on what it's a percentage of in the first place. If you were offered 5% of a pizza, for instance, you'd likely... read more »

Capital One® Helps Consumers Savor the Dining-Out Experience with Unlimited 4% Cash Back on Restaurant Spending

Capital One® Helps Consumers Savor the Dining-Out Experience with Unlimited 4% Cash Back on Restaurant Spending

In a Nutshell: Restaurant spending has increased by more than $100 billion over the last three years as US consumers shift their spending focus from merchandise to food experiences. Dining out has become one of the country’s top ways of creating memories, celebrating occasions, or just taking a night off from the kitchen. Capital One has responded to that consumer trend with its new Capital One® Savor® Rewards Credit Card, which offers 4% cash back on all restaurant spending. For... read more »

21 Best Credit Cards for Cash Rewards

21 Best Credit Cards for Cash Rewards

In the article below, we'll take an in-depth look at some of the best credit cards for cash rewards in a variety of areas and for a range of credit scores. When it comes to making purchase decisions, I often tend to take comparison shopping to the extreme. Out comes my inner nerd — who brings with her spreadsheets and helpful financial formulae designed to calculate the best deal. So, if there's one thing that truly offends me, it's finally making my carefully-considered,... read more »

9 Best Airline Rewards Programs (Frequent Flyer Guide 2022)

9 Best Airline Rewards Programs (Frequent Flyer Guide 2022)

Although it may be hard to pinpoint when, somewhere along the line, flying turned from an experience into an ordeal. Yes, the fact is, between the magically shrinking seats, ever-growing list of security hoops to jump through, and apparent collective decision to adopt yoga pants as the official passenger uniform, flying simply isn't as special as it used to be. But some of the magic of yore can be regained if you know where to find the best airline rewards programs. With the help of... read more »

9 Best Credit Cards for Balance Transfers and Rewards

9 Best Credit Cards for Balance Transfers and Rewards

In the following article, we'll take a look at eight of the best credit cards for balance transfers and rewards, including 0% intro APR, cash back cards, miles, and points. As of June 2017, the average American household with credit card debt had a total revolving debt of $10,955. If each card with a balance charges the market average 16.7% interest rate, then the typical household will pay approximately $1,830 a year in interest on their credit card debt. Thankfully, those with... read more »