The Ultimate Guide to Credit Cards
Sunday, September 19, 2021

All articles tagged Rewards (page 3)

Capital One Venture Rewards Credit Card vs. Capital One VentureOne Rewards Credit Card

Capital One Venture Rewards Credit Card vs. Capital One VentureOne Rewards Credit Card

All too often, one of the great pains of rewards redeemers everywhere is actually redeeming their rewards. Between brand restrictions, blackout dates, and variable redemption rates, it can be a daunting task to use rewards at all, let alone maximize them for the best value. For those who tire of the challenge of trying to redeem travel rewards, the No Hassle Rewards® offered by Capital One are a breath of fresh air. With no blackout dates, brand restrictions, or other hoops to jump... read more »

18 Best Credit Cards for Points & Miles in 2021

18 Best Credit Cards for Points & Miles in 2021

Besides the security and convenience, earning rewards is one of the driving reasons for using a credit card for everyday purchases. But which type of rewards are the best? Not only do you need to choose between cash back or points and miles, but within each category are dozens of credit cards from which to choose. For those who like simplicity, cash back rewards are a common choice, offering basic earnings and easy redemption. But cash back isn't for everyone. Many points and miles... read more »

15 Best Credit Cards for Travel Rewards in 2021

15 Best Credit Cards for Travel Rewards in 2021

The best credit cards for travel rewards can save travelers big bucks and come with that satisfying feeling that comes with knowing you've just gotten a great bargain on a flight or hotel. The first documented passport wasn't quite a passport at all, but a letter from the Persian king Artaxerxes requesting safe passage for a court official around 450 BCE. Through the mid-1500s, the passe porte allowed European travelers passage through the city gates (called portes). The first US... read more »

24 Best Credit Cards for Rewards in 2021

24 Best Credit Cards for Rewards in 2021

Saving is awesome. And that's not just an opinion. Studies have shown that coupons not only entice us to spend more and try new things but can actually decrease stress and just plain make us happier — as much as 11% happier, in fact. That's right, your dedication to a good deal may be due to a physiological love of savings. And that sentiment for savings is hardly limited to clipping coupons from the paper. Indeed, so many consumers have experienced the oxytocin-rich rewards of a... read more »

tablehopper Gives San Francisco Diners an Insider’s View of Where Best to Spend Their Restaurant Rewards Points

tablehopper Gives San Francisco Diners an Insider’s View of Where Best to Spend Their Restaurant Rewards Points

In a Nutshell: If you love to earn and spend your credit cards’ reward points on new and exciting dining experiences, then San Francisco is a must-visit destination for you. The greater Bay Area is home to 55 Michelin-starred restaurants, with more than half of them located in San Francisco proper. To help diners navigate the culinary landscape of this West Coast mecca for foodies, Marcia Gagliardi has created tablehopper, a restaurant review website, guide, and e-newsletter offering... read more »

13 Best 5% Cash Back Credit Cards (2021)

13 Best 5% Cash Back Credit Cards (2021)

Cash back perks are a common reward among today's credit card selections, and it remains popular with users as well. In this article, we'll provide a rundown of the best 5% cash back credit cards available today. Many of life's most basic concepts are the most reliant on relativity. Take percentages, for example. Whether a certain percentage is good or bad depends entirely on what it's a percentage of in the first place. If you were offered 5% of a pizza, for instance, you'd... read more »

Capital One® Helps Consumers Savor the Dining-Out Experience with Unlimited 4% Cash Back on Restaurant Spending

Capital One® Helps Consumers Savor the Dining-Out Experience with Unlimited 4% Cash Back on Restaurant Spending

In a Nutshell: Restaurant spending has increased by more than $100 billion over the last three years as US consumers shift their spending focus from merchandise to food experiences. Dining out has become one of the country’s top ways of creating memories, celebrating occasions, or just taking a night off from the kitchen. Capital One has responded to that consumer trend with its new Capital One® Savor® Rewards Credit Card, which offers 4% cash back on all restaurant spending. For... read more »

21 Best Credit Cards for Cash Rewards

21 Best Credit Cards for Cash Rewards

In the article below, we'll take an in-depth look at some of the best credit cards for cash rewards in a variety of areas and for a range of credit scores. When it comes to making purchase decisions, I often tend to take comparison shopping to the extreme. Out comes my inner nerd — who brings with her spreadsheets and helpful financial formulae designed to calculate the best deal. So, if there's one thing that truly offends me, it's finally making my carefully-considered,... read more »

9 Best Airline Rewards Programs (Frequent Flyer Guide 2021)

9 Best Airline Rewards Programs (Frequent Flyer Guide 2021)

Although it may be hard to pinpoint when, somewhere along the line, flying turned from an experience into an ordeal. Yes, the fact is, between the magically shrinking seats, ever-growing list of security hoops to jump through, and apparent collective decision to adopt yoga pants as the official passenger uniform, flying simply isn't as special as it used to be. But some of the magic of yore can be regained if you know where to find the best airline rewards programs. With the help of... read more »

9 Best Credit Cards for Balance Transfers and Rewards

9 Best Credit Cards for Balance Transfers and Rewards

In the following article, we'll take a look at eight of the best credit cards for balance transfers and rewards, including 0% intro APR, cash back cards, miles, and points. As of June 2017, the average American household with credit card debt had a total revolving debt of $10,955. If each card with a balance charges the market average 16.7% interest rate, then the typical household will pay approximately $1,830 a year in interest on their credit card debt. Thankfully, those with... read more »

Vacations are in the Cards — MileCards.com Adds Transparency to the Process of Choosing Travel Rewards Cards for Your Next Trip

Vacations are in the Cards — MileCards.com Adds Transparency to the Process of Choosing Travel Rewards Cards for Your Next Trip

In a Nutshell: Today’s credit card rewards programs are almost as numerous as the cards themselves. From introductory offers and annual fees to rewards based on categories, each card has its advantages and drawbacks for specific users. Launched to add transparency to an often confusing process, MileCards.com profiles hundreds of credit card rewards programs and matches them to your spending habits and travel goals, helping you get a little closer to your next destination. // ... read more »

12 Best Travel Rewards Credit Cards of 2021

12 Best Travel Rewards Credit Cards of 2021

Travel rewards credit cards can provide consumers with an array of benefits, saving major bucks on flights, hotels, restaurants, and other travel-related expenses. In the article below, we've highlighted some of our favorite travel rewards credit cards available today. In 2016 alone, almost 13 million Americans traveled abroad for either business or leisure. And for every trip abroad the average American took in 2016, more than six domestic trips were taken somewhere in the country.... read more »

Any Flight, Any Time: Why CIBC’s Aventura® Visa Infinite is One of Canada’s Best Travel Credit Cards

Any Flight, Any Time: Why CIBC’s Aventura® Visa Infinite is One of Canada’s Best Travel Credit Cards

In a Nutshell: Between the planning, the packing, and the planes, traveling can be a pain. Thankfully, the right travel credit card can make traveling a little easier -- and more affordable -- with great rewards and stress-saving travel perks. In fact, one of the best travel cards in Canada, CIBC's Aventura® Visa Infinite Card can help you save right away with flights as low as 10,000 points and a significant 15,000-point welcome bonus. Your Aventura card can also help ease the stress... read more »

12 Best Credit Card Signup Bonus Offers (2021)

12 Best Credit Card Signup Bonus Offers (2021)

The best credit card signup bonuses can translate into major savings for the cardholder, whether you're planning your next family vacation, friends weekend, or even your honeymoon. And getting married is expensive. I know because I’m planning my own nuptials next spring. Between the obvious costs like venue and food, you don’t realize how many other less-obvious things there are to pay for, like guest favors and dress alterations, and it all adds up so quickly. One expense we... read more »

15 Best Bank Bonus Credit Cards (2021)

15 Best Bank Bonus Credit Cards (2021)

Every time you use your favorite credit card to make a purchase, the merchant must pay the credit card issuer a fee for the pleasure of collecting your money. While the specific fee varies by issuer, it's generally around 2% of your purchase price -- and that adds up quickly. Because these purchasing fees are a big part of how many issuers make their money, it's in each one's best interest to encourage you to use its brand of card over its competitors. As the credit card market... read more »

Cruise Critic: Helping Cardholders Maximize Travel Rewards with Reviews & Fair Pricing for the Best Ships on the Open Seas

Cruise Critic: Helping Cardholders Maximize Travel Rewards with Reviews & Fair Pricing for the Best Ships on the Open Seas

In a Nutshell: When it comes to redeeming travel rewards, most cardholders immediately think about savings on flights and hotels. However, those who prefer days at sea on a luxury cruise line might not be aware that credit card points can be used toward those vacations as well. Cruise Critic is an online resource for all things cruise-related, giving users access to a selection of constantly updated deals, along with thorough reviews of ships, ports, and excursions. This information... read more »

2% Cash Back Credit Cards — 20 Best Unlimited Cash Back Offers (2021)

2% Cash Back Credit Cards — 20 Best Unlimited Cash Back Offers (2021)

As early as the 18th century, merchants were rewarding customers with free products in exchange for brand loyalty. One of the first programs required customers to send in proofs of purchase from a specific product or line in exchange for a premium promotional item. The success of these programs caused a wide range of businesses to adopt them. When the credit card industry saw rapid growth in the latter half of the 20th century, major card issuers experimented with their own loyalty... read more »

Still the Best New Cash Back Offer: Ally® CashBack Credit Card Supercharges Savings When Coupled With Ally Bank Accounts

Still the Best New Cash Back Offer: Ally® CashBack Credit Card Supercharges Savings When Coupled With Ally Bank Accounts

In a Nutshell: Ally Bank introduced the Ally CashBack Credit Card in response to consumer demands for an intuitive and competitive rewards-based credit card. The new cash back card earns an unlimited 2% on gas, 2% on groceries, and 1% on all other purchases, for accounts that are open and in good standing. Ally then amplifies those rewards with a 10% Rewards Bonus when users deposit them into an eligible Ally Bank account. In addition to its powerful uncapped rewards program, the... read more »

15 of the World’s Most Exclusive Credit Cards (2021)

15 of the World’s Most Exclusive Credit Cards (2021)

Credit cards are not created equally. That means it is always in your best interest to shop around, compare perks, and find the card that will reward your individual lifestyle and purchasing habits. With dozens of cards available at any one time, shuffling through them can be exhausting -- especially if only the best will do. While there may be a few credit cards reserved exclusively for the most elite leaders and business people, in reality, some of the best credit cards around are... read more »

The Stash Hotel Rewards® Visa® — Best Rewards Credit Card for Staying at Unique, Independently Owned Hotels

The Stash Hotel Rewards® Visa® — Best Rewards Credit Card for Staying at Unique, Independently Owned Hotels

In a Nutshell: When you dream of your perfect getaway, that ideal destination, what do you picture? Is it a cookie-cutter chain hotel that makes you feel like you're in Generic City, U.S.A. -- or a one-of-a-kind independent hotel that makes you feel like a local? For those travelers who prefer an authentic hotel experience, there is the Stash Hotel Rewards program. Stash's philosophy is simple: think about what the chain hotel programs would do -- then do the opposite. Bringing... read more »

BBVA Compass’ Wallet App Allows ClearPoints Cardholders to Redeem Rewards in Real Time

BBVA Compass’ Wallet App Allows ClearPoints Cardholders to Redeem Rewards in Real Time

In a Nutshell: The BBVA Compass ClearPoints Card and its corresponding app, BBVA Wallet, provide customers with a clear-cut rewards program and up-to-date account information at their fingertips. With the ClearPoints card, customers can easily combine points from multiple accounts and then use those available points on any purchase, so long as a BBVA card is used for the transaction. The Wallet app gives customers access to a variety of features, including card activation, ClearPoints... read more »

5 Capital One No Hassle Rewards® Card Questions (Answers & Reviews)

5 Capital One No Hassle Rewards® Card Questions (Answers & Reviews)

It just figures. You've been a good little shopper, using your rewards credit card diligently to rack up the points, and it's finally time to redeem them for that trip of your dreams -- when you hit a blackout date. Trip canceled. Rewards may be one the of the best reasons to use your credit card these days, but most companies don't make it easy to reap those rewards. Those rewards don't seem very rewarding if you feel like they are nearly impossible to redeem, or if you're planning... read more »

18 Best Credit Cards for Restaurants | Rewards & Cash Back (2021)

18 Best Credit Cards for Restaurants | Rewards & Cash Back (2021)

I’ve always considered myself a foodie. From the perfectly constructed burger to a beef tenderloin served with a truffle butter sauce, I welcome it all. And while I've become a pretty darn good home chef (if I do say so, myself), my family and I still enjoy going out for a meal together at least a few times a month. Foodie or not, one thing I think that we can all appreciate is having the ability to fill up on rewards while filling up our bellies. If you’re looking for air... read more »

18 Best Credit Cards for Gas Stations — (Cash Back, Rewards & More)

18 Best Credit Cards for Gas Stations — (Cash Back, Rewards & More)

Credit card perks have come a long way over the years, and with today's wide variety of options — from air miles to cash back — there's something available for everyone. Here, we take a look at the best credit cards for gas stations. Unless you drive an electric car, reside in a city with efficient public transportation, or live in walking distance of your workplace and other frequent destinations, the odds are high you’ll be paying for gas to get you to all the places you... read more »

16 Best Credit Cards for Groceries (2021) — Rewards, Cash Back & More

16 Best Credit Cards for Groceries (2021) — Rewards, Cash Back & More

The best credit cards for groceries can offer some serious perks when compared with paying in just plain old cash. And with cash back, air miles, or other card benefits stacked on top of buy-one-get-one deals, store coupons, and other promotions, grocery shopping can feel downright rewarding. Often, the best cards are reserved for those with good to excellent credit, but even with a lower credit score, you can take advantage of a card that will reward you for buying... read more »