The Ultimate Guide to Credit Cards
Wednesday, December 11, 2024
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Credit Card Guides

Follow our team of experts for the best credit card guides on the web, featuring tips on getting the best rates and rewards, applying securely, and using credit responsibly.

The World’s Leading Experts in Finance

John Ulzheimer
John Ulzheimer

Credit Expert

Andrea Woroch
Andrea Woroch

Savings Expert

Marcie Geffner
Marcie Geffner

Banking Expert

Eric Bank
Eric Bank

Finance Expert

Erica Sandberg
Erica Sandberg

Finance Expert

Jon McDonald
Jon McDonald

Managing Editor

What is a Credit Card Billing Statement? How to Read Your Monthly Account Summary

How to Read Your Credit Card Billing Statement

I had a friend once who eagerly awaited a reply from a university she applied to... Read More »

Andrew Allen
Andrew Allen 12/9/2024
What is an Interest-Free Period? How Credit Card Grace Periods and Promotional Rates Work

How Credit Card Interest-Free Periods Work

Credit card issuers earn their living primarily from the interest we pay on revolving... Read More »

Mike Senecal
Mike Senecal 12/5/2024
What is Debt Consolidation? How Credit Card Balance Transfers Can Help Streamline Debt

How Credit Card Debt Consolidation Works

Wouldn’t you just love to bury your debt six feet under? Finish it off, set it... Read More »

Eric Bank
Eric Bank 12/4/2024
What is a Virtual Credit Card Number? How VCC Technology Helps Consumers Avoid Fraud

What is a Virtual Credit Card Number?

Now, if you buy into the premise behind The Matrix, we’re all living in some virtual... Read More »

Eric Bank
Eric Bank 12/3/2024
How Credit Card Chargebacks Work and Protect Consumers

How Credit Card Chargebacks Help Safeguard Cardholders

I imagine Amazon needs quite a few resources to photograph and document every single... Read More »

Mike Senecal
Mike Senecal 12/2/2024
What is an Introductory Offer? Why Credit Card Issuers Offer Consumers Incentives to Apply

What is an Introductory Offer on a Credit Card?

With two very good credit cards in my wallet, I didn’t feel a need for a third until... Read More »

Marcie Geffner
Marcie Geffner 11/27/2024
What is a Statement Balance? How to Read and Understand Your Credit Card Bill

What is a Statement Balance? How to Read Your Credit Card Bill

Credit card debt is revolving, meaning you can carry a balance on your account — and... Read More »

Mike Senecal
Mike Senecal 11/26/2024
What is Overdraft Protection? How to Safeguard Your Finances When Using Prepaid or Debit Cards

What is Overdraft Protection on Prepaid or Debit Cards?

Is overdraft protection a convenient safety net or a slimy way to separate you from... Read More »

Eric Bank
Eric Bank 11/25/2024
What is a Hard Inquiry? Why Issuers Check Your Credit and What it Means for Your Credit Scores

What You Need to Know About Hard Inquiries

One of the more frustrating aspects of personal finance is that your credit score can... Read More »

Erica Sandberg
Erica Sandberg 11/21/2024
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