Loans | Credit Card Topics

7 Loans For Gig Workers

By: Eric Bank, 11/16/2022

The life of a gig economy worker isn't all glamor. Sure, the gig economy often provides a degree of autonomy that is hard to achieve through regular employment. And you can decide to take time off according to your schedule, not a company's. But being a gig employee or owning a small business means that you don't have an incoming cash flow if you don't work. Moreover, the Small Business Administration has described the difficulties of getting freelancers and small businesses... read more »

Holiday Loans For All Credit Types

By: Eric Bank, 11/9/2022

That twinkle in the store manager's eye can mean only one thing: The holiday shopping season is upon us. Naturally, we consumers must do our part, but money might be a little tight right now. But that's OK, thanks to the easy availability of Christmas loans and perk-laden credit cards. We review the best options for credit users during the festive season and answer a few questions to help you decide whether holiday loans work for you. Personal Loans | ... read more »

Loans and Credit Cards For a 450 to 500 Credit Score

By: Eric Bank, 8/10/2022

You may have a 450 to 500 credit score, but you're probably not very happy about it. This article should cheer you up just a little. The companies that offer the reviewed loans and credit cards cater to consumers with a bad credit score. These issuers and lenders understand that a borrower may have experienced score-shredding financial challenges, so they deliver products that address immediate concerns while providing the opportunity to rebuild credit. We'll show you how... read more »

Kabbage Keeps Small Businesses Growing With Real-Time Access to Capital

By: Adam West, 7/13/2022

In a Nutshell: Kabbage offers cash flow tools to small business owners who need access to lines of credit, business checking products, and payment processing systems. American Express acquired Kabbage in 2020 and expanded the number of services the company offers to SMBs. And many business owners leverage Kabbage lines of credit to fund sign-on bonuses and other perks to attract top talent from larger competitors. Job postings are near record highs as businesses across America... read more »

Instant Approval Auto Loans For Bad Credit

By: Eric Bank, 6/8/2022

This article reviews providers of instant approval auto loans for bad credit. Why? Well, you know those long hours you spend at a car dealership working out your bad credit car loan? Guess what -- you’ll never get that time back. The best strategy is to sidestep the whole thing by obtaining instant auto loan approval. The good news is there are a baker’s dozen of online auto loan providers willing to give you an instant decision, even if you have less-than-perfect credit. With... read more »

CircleUp Goes the Extra Mile to Offer Loans to Small Businesses with Growth Potential

By: Adam West, 5/12/2022

In a Nutshell: Before a business shows consistent positive cash flow, it often needs support that traditional lenders aren't willing to provide. That means that a lot of great ideas never get off the ground. CircleUp provides flexible loans for small businesses with growth potential that a financial analysis alone may not prove. Its Helio data intelligence platform helps add that value by providing competitive insights about its startup customers, which compliments the team’s deep... read more »

Easy Online Loans in 2022

By: Ashley Dull, 5/2/2022

You can find easy online loans if you know where to look. Numerous online lenders have entered the marketplace over the last decade, and most offer great interest rates and relaxed acceptance standards to compete with the pack. While that may mean less profit for them, it can also mean a better loan for you. Check out our recommendations below and start the research you need to find easy loan approval. Installment Loans | Cash Loans | Credit Cards | FAQs Easy Online Installment Loans... read more »

SBA 7(a) Loans Offer Entrepreneurs Flexibility in Helping Their Small Businesses Reach the Next Level

By: Brandon Rossman, 4/26/2022

In a Nutshell: SBA 7(a) loans provide small businesses with the funding they need to grow. The loans are issued by private lenders with partial backing from the U.S. Small Business Administration. SBA 7(a) loans can be used for a wide range of expenses, with most businesses using the funds to buy equipment, expand to more locations, or purchase supplies. With low interest rates and long repayment terms, SBA 7(a) loans are one of the most popular ways to grow a business. Small... read more »

Acuity Digital Lending Support Helps Credit Institutions Streamline Workflows and Improve Service

By: Jon McDonald, 2/24/2022

In a Nutshell: Acuity Knowledge Partners aims to help banks and other financial institutions revise internal workflows to improve front-office efficiency. Its technology and finance expertise allows institutions to pinpoint their problems and develop effective solutions. As conditions during the COVID-19 pandemic led to more out-of-office work and automation in the banking industry, Acuity Knowledge Partners promoted growth by ushering banks away from cumbersome legacy systems and... read more »

Auto Repair Loans For Bad Credit

By: Eric Bank, 12/27/2021

My nephew knows all about auto repair loans for bad credit because he's gotten several of them from me. He's a very nice young man, but he has a nasty habit of repeatedly crashing his trucks, cracking engine blocks, and destroying transmissions. According to the AAA, "While maintenance costs on most modern cars are relatively low, common repair costs average $500 to $600 and in many cases go much higher." I can attest to the "much higher" part. This article describes... read more »

Cash Advance Loans For Bad Credit in 2022

By: Eric Bank, 11/2/2021

Needing cash advance loans for bad credit is a double whammy. First, you may be experiencing a cash crunch and need an emergency loan. Second, your credit is bad, and banks won’t talk to you. Thankfully, several types of short-term loans cater to, or at least do not discriminate against, consumers with poor credit. You can prequalify for any of these loans without harming your credit. One of these just may be the right answer to your money needs. Loan Options | ... read more »

Best Home Improvement & Repair Loans of 2022

By: Adam West, 9/28/2021

The best home improvement & repair loans can quickly transform your home from the outhouse to the penthouse. You can fund your home repairs or upgrades with a personal loan or a home equity loan. And, depending on your credit score or the equity in your home, you may get an affordable interest rate, monthly payment, and repayment term that makes the debt more manageable. And while we may not be handy with a hammer and nail, we definitely know a thing or two about loans. ... read more »

How to Get Approved For a Loan in 2022

By: Erica Sandberg, 9/27/2021

Getting the message that you've been approved for a credit product you applied for is a thrill. It means you've met (or exceeded) the lender's set of qualification standards. Although lenders do not publish precisely what they are looking for in an applicant, there are ways to increase your acceptance odds. Most important is your credit. Almost all lenders will evaluate your credit reports and the credit scores derived from the information on your credit file. The most common... read more »

Online Payday Loans With Same-Day Approval

By: Eric Bank, 9/22/2021

When consumers with bad credit need money fast, they often turn to payday loans online with same-day approval. This type of online loan promises quick loan approval but can be quite expensive. We’ll look closely at seven lender-matching networks that offer payday loans or less expensive short-term personal loans. One of these bad credit lenders may be able to arrange a short-term loan for you. Online Loans | FAQs Payday Loan Networks With Same-Day... read more »

How Your Credit Score Affects Your Loan Terms

By: John Ulzheimer, 8/31/2021

It’s commonly understood that your credit scores can make or break your chances of qualifying for a loan or other forms of credit. Yet, it may come as a surprise to learn that the impact of your credit scores can go much deeper than the initial approval or denial, the binary decision made by prospective lenders. Lenders don't just use credit scores to decide whether to approve or deny your new financing applications. If you do qualify for financing, your credit score may... read more »

Bad Credit Car Loans in 2022

By: Kiara Taylor, 8/3/2021

Bad credit car loans are a necessity for many Americans. A new car is more than just a nice ride -- folks rely on their vehicles to take their kids to school, get groceries, and drive to work. Unfortunately, car shoppers with a bad credit rating can be cut off from this vital resource, hindering their ability to work, care for their kids, or simply enjoy life. But while you may think you’re out of luck, it's still possible to get a car loan, even with a bad credit score.... read more »

Easiest Loans To Get Approved For in 2022

By: Ashley Dull, 7/27/2021

The easiest loans to get approved for won’t deny your loan application because you have a bad credit score. These lenders welcome your business and will work to give you a second chance to build a good credit history. Unlike a bank or credit union, the lending networks listed below specialize in curating bad credit personal loan options with a competitive interest rate, loan term, and monthly payment. Each network partners with many lenders that offer fast approvals and next-day... read more »

Short-Term Loans For Bad Credit in 2022

By: Ashley Dull, 7/26/2021

For people with a less than perfect credit score, securing short-term loans for bad credit may seem like a daunting task. It’s likely these folks have had negative experiences in the past while dealing with a particular lender when they needed an emergency loan or quick payday loan. And they certainly know firsthand the stress and uncertainty that can come from not having the money they need when they need it. But getting a short-term loan isn’t nearly as difficult as you may... read more »

Best Payday Loans For Bad Credit of 2022

By: Eric Bank, 6/2/2021

If your credit score is in the dumps and money is tight, you may want to seek out the best payday loans for bad credit. A payday lender can spot you some cash until your next payday, whatever your credit rating. Just be prepared for some hefty fees and interest rates. Or consider a short-term installment loan instead -- it costs far less and is available from most of these lending services. The reviewed loan networks below will prequalify your loan request and find you an appropriate... read more »

StackSource’s Commercial Real Estate Credit Portal Connects Buyers with Lenders for the Best Rates and Terms

By: Adam West, 5/24/2021

In a Nutshell: When it comes to technology adoption, the relationship-based commercial real estate space is frequently late to the party. StackSource is changing that by offering buyers a platform to compare the best credit offers from hundreds of potential lenders -- including private entities including banks and credit unions, and government-backed issuers. But it's not just about technology. After the application process is complete, an experienced StackSource capital advisor helps... read more »

Emergency Loans For Bad Credit in 2022

By: Adam West, 5/13/2021

Finding emergency loans for bad credit shouldn’t make a stressful situation even more difficult. After all, an emergency requires your full attention — and you can’t give that if you have to divert your focus toward finding a lender that will work with you. Thankfully, the best online lending networks partner with lenders that specialize in extending bad credit loan offers to consumers in need of cash. The loan application takes only a few minutes to complete, and you could... read more »

Akseleran P2P Credit Marketplace Boosts Small Business Borrowing and Offers Returns to Investors

By: Adam West, 3/23/2021

In a Nutshell: Indonesia is an economically diverse nation, but a gap exists between the funding needs of small businesses and credit support from traditional lenders. Akseleran is a P2P platform that connects SMBs to a pool of retail and institutional lenders that stepped in to fill that gap in 2017. The lenders on Akseleran's platform typically offer favorable terms that traditional institutions can't match. And as the Akseleran lending community continues to expand, more Indonesian... read more »

Best Same Day Loans Online of 2022

By: Adam West, 3/8/2021

We’ve researched the best same day loans online for quite some time. And although the market continues to evolve as new competitors enter and old ones exit, one thing remains the same. There’s always strength in numbers. That’s why we continue to favor online lending networks over individual lender websites. With a lending network, you can submit one loan request — which doesn't harm your credit score — and have several lenders potentially bid for your business. These... read more »

Best No Credit Check Loans of 2022

By: Ashley Dull, 2/23/2021

The best no credit check loans can help you find the short term loan you need without submitting to a credit report inspection. This may be your best loan option if you have recent negatives on your credit report or if you have a credit score that disqualifies you from most loans. While most bank and credit union loans will require a credit check for approval, some independent lenders are willing to forego the process in exchange for a higher interest rate or added fees that offset... read more »

Wise Loan Aims to Reward Responsible Borrowers with Cash Back and Improved Credit Scores

By: Adam West, 12/29/2020

In a Nutshell: Low credit scores make securing a loan a difficult and tedious process. But Wise Loan offers consumers personal loans with transparent terms and fast payouts — in some cases, within an hour. When consumers repay these loans on time, Wise Loan reports their positive record to all three credit bureaus, helping them improve their scores. Recurring borrowers can also access lower interest rates and receive cash back on additional loans. Those who earn less money tend to... read more »

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