Leasing is a flexible alternative to a car loan because it offers several options at expiration. You can simply return the car, lease or buy a different one, or purchase it through a lease buyout loan. This article explains how a buyout loan works and reviews several of the best sources. One of these options may suit your requirements perfectly. Navigate This Article: Best Overall Loans Additional Loan Sources ... read more »
Are you looking for your next car, but don’t have the cash to pay for it upfront? Most people rely on auto loans to purchase their vehicles. If you need an auto loan, getting pre-approved can help you compare loan terms and streamline the application process. While pre-approval doesn’t guarantee final approval, our reviews of the best pre-approval auto loans for people with fair or bad credit can help you find a lender that’s best for your situation. ... read more »
Getting a car loan can seem tedious when you think about all the information and requirements you need to apply. Even then, there’s no guarantee you’ll be approved for a loan. While guaranteed approval auto loans don’t really exist, many lenders have lenient approval conditions and no minimum credit score requirements, making it easier for most people to get approved. If you have bad credit, you will need to rely on certain lenders to approve you for an auto loan. In... read more »
Life goes on after bankruptcy. And in America, driving is a large part of living. Whether you lost your car through repossession or simply need to purchase a vehicle, your financial history doesn’t have to prevent you from getting an auto loan. We’ve assembled a list of auto loan sources willing to work with consumers who have emerged from bankruptcy. They offer a helping hand as you recover your credit standing and rebuild your finances. Best Post-Bankruptcy Auto Loans... read more »
News Flash! It’s hard to drive somewhere to fill out a car loan application if you don’t have a vehicle. Thankfully, you can avoid the trip by applying online — it takes only a few minutes and is easy peasy. We’ve made it even easier by providing you with reviews of the best online car loans. Applying is painless and fast — fast enough that you may be behind the wheel of your new car by the end of the day. Navigate This Article: ... read more »
We live in fast times: streaming services, 10-minute food delivery, telemedicine, ChatGPT writing your book report … you get the picture. We want what we want, and we want it now. How fitting, then, to consider ways to get an installment loan with instant approval. No lender approves all loan applications, but the ones in our survey will give you a decision, well, instantly. They then follow up with same- or next-day funding. Keep reading to learn more (estimated reading time: six... read more »
Having bad credit doesn’t necessarily mean you’re chronically short of cash. But many American consumers must contend with poor credit and tight budgets. If that describes you and you need to purchase a car, a bad credit auto loan with no down payment may seem ideal. This article identifies several sources that offer subprime car shoppers access to zero-down loans. We also discuss things you can do to improve your loan approval odds. The bottom line is that you can buy... read more »
When you need a car, you need a car! You need to get to work, chauffeur the children, drive to the supermarket, and do the thousand other chores that require driving. You need a no-credit-check auto loan, and you may need it today. Don’t vent — read our article on car loans that don’t check your credit and deliver funding as soon as the same day. You can apply online in a few minutes and receive one or more offers just as quickly. It’s entirely possible for a car buyer to... read more »
The two primary purposes for refinancing your vehicle are to modify the car payment arrangements and to cash out your equity. As it turns out, bad credit is not a significant impediment to refinancing because your car is collateral for the loan. But poor credit may require you to pay a higher interest rate, one of many compelling reasons to strive for a good credit score. This review of the best auto refinance loans for bad credit includes direct lenders and loan-finding networks.... read more »
Your car is such a mixed bag. On the one hand, it provides transportation for your daily needs and perhaps offers you some pride of ownership. On the other hand, it’s expensive to finance and maintain. You can tilt the balance toward the positive with a good refinancing loan, which helps your budget by lowering your interest rate, reducing your monthly payments, and/or providing you with some extra cash. This article reviews five of the best refinance auto loans.... read more »
As a Manhattanite, I waited until age 25 to buy my first car and by then had already acquired a couple of credit cards. But many folks in their late teens, including students, get a car before a credit card or any other form of credit. Consumers with no credit history face unique challenges when attempting to finance an automobile purchase. Here are 11 options to overcome those challenges, allowing you to experience the pride of car ownership (and the responsibility for the... read more »
If you’re like me, you wrestle for a while with the decision to replace your current car. Whether it’s your first car or the next in a long succession, the factors weighing on you are practical, emotional, and financial. The first two are strictly personal, but we can address the third. This article makes clear that less-than-perfect credit is no hindrance to car ownership. Indeed, you have more than enough options — we cover nine auto loans for fair credit here — to... read more »
If you are a student, you face unique challenges in getting a car loan. You may have never owned a car and have no credit history at all. In addition, you probably have a limited income. These factors mean that auto loans for students tend to have high interest rates and low borrowing caps. The good news is that several online lending networks cater to consumers with no, limited, or bad credit. We review five of the best, all willing to help students finance a vehicle despite scanty... read more »
The life of a gig economy worker isn't all glamor. Sure, the gig economy often provides a degree of autonomy that is hard to achieve through regular employment. And you can decide to take time off according to your schedule, not a company's. But being a gig employee or owning a small business means that you don't have an incoming cash flow if you don't work. Moreover, the Small Business Administration has described the difficulties of getting freelancers and small businesses... read more »
That twinkle in the store manager's eye can mean only one thing: The holiday shopping season is upon us. Naturally, we consumers must do our part, but money might be a little tight right now. But that's OK, thanks to the easy availability of Christmas loans and perk-laden credit cards. We review the best options for credit users during the festive season and answer a few questions to help you decide whether holiday loans work for you. Navigate This... read more »
You may have a 450 to 500 credit score, but you're probably not very happy about it. This article should cheer you up just a little. The companies that offer the reviewed loans and credit cards cater to consumers with bad credit scores. These issuers and lenders understand that a borrower may have experienced score-shredding financial challenges, so they deliver products that address immediate concerns while providing the opportunity to rebuild credit. We'll show you... read more »
This article reviews providers of instant approval auto loans for bad credit. Why? Well, you know those long hours you spend at a car dealership working out your bad credit car loan? Guess what -- you’ll never get that time back. The best strategy is to sidestep the whole thing by obtaining instant auto loan approval. The good news is there are a baker’s dozen of online auto loan providers willing to give you an instant decision, even if you have less-than-perfect credit. With... read more »
You can find easy online loans if you know where to look. Numerous online lenders have entered the marketplace over the last decade, and most offer great interest rates and relaxed acceptance standards to compete with the pack. While that may mean less profit for them, it can also mean a better loan for you. Check out our recommendations below and start the research you need to find easy loan approval. Installment Loans | Cash Loans | Credit Cards | FAQs Easy Online Installment Loans... read more »
My nephew knows all about auto repair loans for bad credit because he's gotten several of them from me. He's a very nice young man, but he has a nasty habit of repeatedly crashing his trucks, cracking engine blocks, and destroying transmissions. According to the AAA, "While maintenance costs on most modern cars are relatively low, common repair costs average $500 to $600 and in many cases go much higher." I can attest to the "much higher" part. This article describes... read more »
Needing cash advance loans for bad credit is a double whammy. First, you may be experiencing a cash crunch and need an emergency loan. Second, your credit is bad, and banks won’t talk to you. Thankfully, several types of short-term loans cater to, or at least do not discriminate against, consumers with poor credit. You can prequalify for any of these loans without harming your credit. One of these just may be the right answer to your money needs. Navigate This... read more »
The best home improvement & repair loans can quickly transform your home from the outhouse to the penthouse. You can fund your home repairs or upgrades with a personal loan or a home equity loan. And, depending on your credit score or the equity in your home, you may get an affordable interest rate, monthly payment, and repayment term that makes the debt more manageable. And while we may not be handy with a hammer and nail, we definitely know a thing or two about loans. ... read more »
Getting the message that you've been approved for a credit product you applied for is a thrill. It means you've met (or exceeded) the lender's set of qualification standards. Although lenders do not publish precisely what they are looking for in an applicant, there are ways to increase your acceptance odds. Most important is your credit. Almost all lenders will evaluate your credit reports and the credit scores derived from the information on your credit file. The most common... read more »
When consumers with bad credit need money fast, they often turn to payday loans online with same-day approval. This type of online loan promises quick loan approval but can be quite expensive. We’ll look closely at seven lender-matching networks that offer payday loans or less expensive short-term personal loans. One of these bad credit lenders may be able to arrange a short-term loan for you. Navigate This Article: Online Loans ... read more »
It’s commonly understood that your credit scores can make or break your chances of qualifying for a loan or other forms of credit. Yet, it may come as a surprise to learn that the impact of your credit scores can go much deeper than the initial approval or denial, the binary decision made by prospective lenders. Lenders don't just use credit scores to decide whether to approve or deny your new financing applications. If you do qualify for financing, your credit score may... read more »
The easiest loans to get approved for won’t deny your loan application because you have a bad credit score. These lenders welcome your business and will work to give you a second chance to build a good credit history. Unlike a bank or credit union, the lending networks listed below specialize in curating bad credit personal loan options with a competitive interest rate, loan term, and monthly payment. Each network partners with many lenders that offer fast approvals and next-day... read more »