Loans | Credit Card Topics

7 Guaranteed Approval Auto Loans (Sep. 2023)

By: Choncé Maddox, 9/19/2023

Getting a car loan can seem tedious when you think about all the information and requirements you need to apply. Even then, there’s no guarantee you’ll be approved for a loan. While guaranteed approval auto loans don’t really exist, many lenders have lenient approval conditions and no minimum credit score requirements, making it easier for most people to get approved. If you have bad credit, you will need to rely on certain lenders to approve you for an auto loan. In... read more »

7 Best Auto Loans After Bankruptcy (Oct. 2023)

By: Eric Bank, 9/12/2023

Life goes on after bankruptcy. And in America, driving is a large part of living. Whether you lost your car through repossession or simply need to purchase a vehicle, your financial history doesn’t have to prevent you from getting an auto loan. We’ve assembled a list of auto loan sources willing to work with consumers who have emerged from bankruptcy. They offer a helping hand as you recover your credit standing and rebuild your finances. Best Post-Bankruptcy Auto Loans... read more »

7 Car Loans Easy to Get Online (Sep. 2023)

By: Eric Bank, 7/12/2023

News Flash! It’s hard to drive somewhere to fill out a car loan application if you don’t have a vehicle. Thankfully, you can avoid the trip by applying online — it takes only a few minutes and is easy peasy. We’ve made it even easier by providing you with reviews of the best online car loans. Applying is painless and fast — fast enough that you may be behind the wheel of your new car by the end of the day. Navigate This Article: ... read more »

9 Online Installment Loans With Instant Approval (June 2023)

By: Eric Bank, 6/22/2023

We live in fast times: streaming services, 10-minute food delivery, telemedicine, ChatGPT writing your book report … you get the picture. We want what we want, and we want it now. How fitting, then, to consider ways to get an installment loan with instant approval. No lender approves all loan applications, but the ones in our survey will give you a decision, well, instantly. They then follow up with same- or next-day funding. Keep reading to learn more (estimated reading time: six... read more »

5 Bad Credit Auto Loans With No Down Payment (Sep. 2023)

By: Eric Bank, 6/12/2023

Having bad credit doesn’t necessarily mean you’re chronically short of cash. But many American consumers must contend with poor credit and tight budgets. If that describes you and you need to purchase a car, a bad credit auto loan with no down payment may seem ideal. This article identifies several sources that offer subprime car shoppers access to zero-down loans. We also discuss things you can do to improve your loan approval odds. The bottom line is that you can buy... read more »

5 No-Credit-Check Auto Loans (Oct. 2023)

By: Eric Bank, 5/22/2023

When you need a car, you need a car! You need to get to work, chauffeur the children, drive to the supermarket, and do the thousand other chores that require driving. You need a no-credit-check auto loan, and you may need it today. Don’t vent — read our article on car loans that don’t check your credit and deliver funding as soon as the same day. You can apply online in a few minutes and receive one or more offers just as quickly. It’s entirely possible for a car buyer to... read more »

9 Best Auto Refinance Loans For Bad Credit (Oct. 2023)

By: Eric Bank, 4/5/2023

The two primary purposes for refinancing your vehicle are to modify the car payment arrangements and to cash out your equity. As it turns out, bad credit is not a significant impediment to refinancing because your car is collateral for the loan. But poor credit may require you to pay a higher interest rate, one of many compelling reasons to strive for a good credit score. This review of the best auto refinance loans for bad credit includes direct lenders and loan-finding networks.... read more »

700Credit Streamlines Credit Reports, Compliance, and Soft Pulls to Help Auto Dealers Improve Sales

By: Mike Senecal, 3/30/2023

In a Nutshell: People need cars, but the last thing a typical consumer wants to do on a sunny Saturday afternoon is buy one. Fortunately, digital transformation is positively impacting automotive sales and reducing the time customers spend in dealerships. 700Credit is at the forefront of that transformation. 700Credit provides more than 20,000 clients with credit reports, prequalification and soft-pull services, compliance solutions, and identity verification and fraud detection... read more »

5 Best Refinance Auto Loans (Sep. 2023)

By: Eric Bank, 3/22/2023

Your car is such a mixed bag. On the one hand, it provides transportation for your daily needs and perhaps offers you some pride of ownership. On the other hand, it’s expensive to finance and maintain. You can tilt the balance toward the positive with a good refinancing loan, which helps your budget by lowering your interest rate, reducing your monthly payments, and/or providing you with some extra cash. This article reviews five of the best refinance auto loans.... read more »

11 Car Loans For No Credit History (Oct. 2023)

By: Eric Bank, 3/1/2023

As a Manhattanite, I waited until age 25 to buy my first car and by then had already acquired a couple of credit cards. But many folks in their late teens, including students, get a car before a credit card or any other form of credit. Consumers with no credit history face unique challenges when attempting to finance an automobile purchase. Here are 11 options to overcome those challenges, allowing you to experience the pride of car ownership (and the responsibility for the... read more »

5 Auto Loans For Fair Credit (Oct. 2023)

By: Eric Bank, 2/22/2023

If you’re like me, you wrestle for a while with the decision to replace your current car. Whether it’s your first car or the next in a long succession, the factors weighing on you are practical, emotional, and financial. The first two are strictly personal, but we can address the third. This article makes clear that less-than-perfect credit is no hindrance to car ownership. Indeed, you have more than enough options — we cover nine auto loans for fair credit here — to... read more »

Smarter Loans Helps Borrowers Make More Informed Decisions Through Reputable Lending Options

By: Sean Roderick, 1/30/2023

In a Nutshell: Smarter Loans is an independent lender comparison website that compiles verified information on financial companies. Users can search among Smarter Loans’ 60 lenders for loan options in several categories including personal loans, home equity, auto, and commercial financing for small business funding. The company is part of the emergence of non-bank lenders now joining the market. Smarter Loans plans to introduce technology upgrades that will enhance centralization and... read more »

5 Best Auto Loans For Students (Oct. 2023)

By: Eric Bank, 1/19/2023

If you are a student, you face unique challenges in getting a car loan. You may have never owned a car and have no credit history at all. In addition, you probably have a limited income. These factors mean that auto loans for students tend to have high interest rates and low borrowing caps. The good news is that several online lending networks cater to consumers with no, limited, or bad credit. We review five of the best, all willing to help students finance a vehicle despite scanty... read more »

7 Best Loans For Gig Workers (Sep. 2023)

By: Eric Bank, 11/16/2022

The life of a gig economy worker isn't all glamor. Sure, the gig economy often provides a degree of autonomy that is hard to achieve through regular employment. And you can decide to take time off according to your schedule, not a company's. But being a gig employee or owning a small business means that you don't have an incoming cash flow if you don't work. Moreover, the Small Business Administration has described the difficulties of getting freelancers and small businesses... read more »

7 Best Holiday Loans (Sep. 2023)

By: Eric Bank, 11/9/2022

That twinkle in the store manager's eye can mean only one thing: The holiday shopping season is upon us. Naturally, we consumers must do our part, but money might be a little tight right now. But that's OK, thanks to the easy availability of Christmas loans and perk-laden credit cards. We review the best options for credit users during the festive season and answer a few questions to help you decide whether holiday loans work for you. Navigate This... read more »

9 Loans & Credit Cards: 450 to 500 Credit Score (Oct. 2023)

By: Eric Bank, 8/10/2022

You may have a 450 to 500 credit score, but you're probably not very happy about it. This article should cheer you up just a little. The companies that offer the reviewed loans and credit cards cater to consumers with bad credit scores. These issuers and lenders understand that a borrower may have experienced score-shredding financial challenges, so they deliver products that address immediate concerns while providing the opportunity to rebuild credit. We'll show you... read more »

Kabbage Keeps Small Businesses Growing With Real-Time Access to Capital

By: Adam West, 7/13/2022

In a Nutshell: Kabbage offers cash flow tools to small business owners who need access to lines of credit, business checking products, and payment processing systems. American Express acquired Kabbage in 2020 and expanded the number of services the company offers to SMBs. And many business owners leverage Kabbage lines of credit to fund sign-on bonuses and other perks to attract top talent from larger competitors. Job postings are near record highs as businesses across America... read more »

5+ Instant Approval Auto Loans For Bad Credit (Oct. 2023)

By: Eric Bank, 6/8/2022

This article reviews providers of instant approval auto loans for bad credit. Why? Well, you know those long hours you spend at a car dealership working out your bad credit car loan? Guess what -- you’ll never get that time back. The best strategy is to sidestep the whole thing by obtaining instant auto loan approval. The good news is there are a baker’s dozen of online auto loan providers willing to give you an instant decision, even if you have less-than-perfect credit. With... read more »

CircleUp Goes the Extra Mile to Offer Loans to Small Businesses with Growth Potential

By: Adam West, 5/12/2022

In a Nutshell: Before a business shows consistent positive cash flow, it often needs support that traditional lenders aren't willing to provide. That means that a lot of great ideas never get off the ground. CircleUp provides flexible loans for small businesses with growth potential that a financial analysis alone may not prove. Its Helio data intelligence platform helps add that value by providing competitive insights about its startup customers, which compliments the team’s deep... read more »

11 Easiest Online Loans (Sep. 2023)

By: Ashley Fricker, 5/2/2022

You can find easy online loans if you know where to look. Numerous online lenders have entered the marketplace over the last decade, and most offer great interest rates and relaxed acceptance standards to compete with the pack. While that may mean less profit for them, it can also mean a better loan for you. Check out our recommendations below and start the research you need to find easy loan approval. Installment Loans | Cash Loans | Credit Cards | FAQs Easy Online Installment Loans... read more »

SBA 7(a) Loans Offer Entrepreneurs Flexibility in Helping Their Small Businesses Reach the Next Level

By: Brandon Rossman, 4/26/2022

In a Nutshell: SBA 7(a) loans provide small businesses with the funding they need to grow. The loans are issued by private lenders with partial backing from the U.S. Small Business Administration. SBA 7(a) loans can be used for a wide range of expenses, with most businesses using the funds to buy equipment, expand to more locations, or purchase supplies. With low interest rates and long repayment terms, SBA 7(a) loans are one of the most popular ways to grow a business. Small... read more »

Acuity Digital Lending Support Helps Credit Institutions Streamline Workflows and Improve Service

By: Jon McDonald, 2/24/2022

In a Nutshell: Acuity Knowledge Partners aims to help banks and other financial institutions revise internal workflows to improve front-office efficiency. Its technology and finance expertise allows institutions to pinpoint their problems and develop effective solutions. As conditions during the COVID-19 pandemic led to more out-of-office work and automation in the banking industry, Acuity Knowledge Partners promoted growth by ushering banks away from cumbersome legacy systems and... read more »

7 Auto Repair Loans For Bad Credit (Oct. 2023)

By: Eric Bank, 12/27/2021

My nephew knows all about auto repair loans for bad credit because he's gotten several of them from me. He's a very nice young man, but he has a nasty habit of repeatedly crashing his trucks, cracking engine blocks, and destroying transmissions. According to the AAA, "While maintenance costs on most modern cars are relatively low, common repair costs average $500 to $600 and in many cases go much higher." I can attest to the "much higher" part. This article describes... read more »

7 Cash Advance Loans For Bad Credit (Sep. 2023)

By: Eric Bank, 11/2/2021

Needing cash advance loans for bad credit is a double whammy. First, you may be experiencing a cash crunch and need an emergency loan. Second, your credit is bad, and banks won’t talk to you. Thankfully, several types of short-term loans cater to, or at least do not discriminate against, consumers with poor credit. You can prequalify for any of these loans without harming your credit. One of these just may be the right answer to your money needs. Navigate This... read more »

8 Best Home Improvement & Repair Loans (Oct. 2023)

By: Adam West, 9/28/2021

The best home improvement & repair loans can quickly transform your home from the outhouse to the penthouse. You can fund your home repairs or upgrades with a personal loan or a home equity loan. And, depending on your credit score or the equity in your home, you may get an affordable interest rate, monthly payment, and repayment term that makes the debt more manageable. And while we may not be handy with a hammer and nail, we definitely know a thing or two about loans. ... read more »

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