Consolidation | Credit Card Topics

#1 Way to Consolidate Credit Cards Onto One Card (Dec. 2024)

By: Adam West, 12/2/2024

American consumers have taken on a growing amount of credit card debt in the years since the Great Recession. Many who see this trend as unsustainable are looking to consolidate credit cards onto one card in an effort to reduce the total debt they carry, not to mention the amount they pay each year in interest. A recent study found consumers have an average of four credit cards with a combined balance of nearly $6,200, which costs an average of $1,162 annually in interest. If you’re... read more »

#1 Best Way to Consolidate Credit Card Debt (Dec. 2024)

By: Erica Sandberg, 12/2/2024

When you’re juggling multiple credit cards, managing them all like a pro while paying down the balances can be a major challenge. Wouldn’t it be nice to send just one payment every month and not have to worry about a variety of due dates? If you were to consolidate your accounts, you could. More so, consolidation may reduce the finance fees you’re currently paying and sometimes even increase your credit rating. But before you say, “sign me up,” get to know the different... read more »

8 Best Cards to Consolidate Credit Card Debt (Dec. 2024)

By: Mike Randall, 12/2/2024

With interest rates on the rise thanks to an improving economy, many may be thinking about reducing their debts. While debt consolidation may not be the solution for everyone, it can be effective for many consumers as a way to reduce interest and simplify their finances. Consolidating credit cards with a balance transfer credit card or a personal loan can be the ticket to getting your debt under control, but it can also be a path to even more financial trouble. The key to success is... read more »

9 Best Debt Consolidation Loans & Credit Cards (Dec. 2024)

By: Ashley Fricker, 12/2/2024

When it comes to finding the best debt consolidation loans and other options, a solid strategy is key. In the article below, we've compiled some of our top picks for personal loans and credit cards to consolidate debt. Many of the most successful chess players plan their moves out several rounds in advance, with contingencies already considered should their opponent not move as predicted. This ensures they're not making rash moves that could cost them a piece — or the game. The... read more »

12 Best Credit Cards for Consolidation (Dec. 2024)

By: Ashley Fricker, 12/11/2024

Once upon a time, you could get a full barrel of whiskey for just five bucks. (Of course, those were actual bucks — as in deer.) Nowadays, five bucks — of either kind — doesn't buy what it used to, and it seems like prices go up every year. Whether you're having trouble keeping up with the cost of everyday living or just have a hard time saying no to a good sale, it's all too easy to swipe and click your way into more debt than you can manage. When that happens, consolidation... read more »

6 Best Credit Card Consolidation Loans (Dec. 2024)

By: Brittney Mayer, 12/2/2024

In a lot of ways, collecting credit card debt can be like putting on weight. The problem builds slowly over time, largely unnoticed, until, one day, you find that you've outgrown your belt (or your credit card limit). Unfortunately, both losing weight and paying down debt can be a challenge, especially when compounded by other complications, such as a personal injury — or high credit card interest. For some consumers, credit card consolidation loans can be the cure for high... read more »

How to Consolidate Credit Card Debt (Dec. 2024)