The Ultimate Guide to Credit Cards
Thursday, May 30, 2024

All articles tagged Credit Cards (9)

9 Best Loans & Credit Cards: 500-550 Score (May 2024)

9 Best Loans & Credit Cards: 500-550 Score (May 2024)

Despite the fact that it's often referred to in the singular, you actually have dozens of credit scores. That said, the most prevalent credit scoring model currently used is FICO Score 8. The FICO Score 8 model operates on a scale of 300 to 850, with 850 being the best possible score. While this may make it seem as though a 500 to 550 credit score puts you near the middle, the average FICO Score in the US is actually above 700 — and everything under 580 is firmly in "bad credit"... read more »

6 Best Credit Cards for PPC & Google Adwords (April 2024)

6 Best Credit Cards for PPC & Google Adwords (April 2024)

If you or your business plan on doing a ton of online advertising — be it pay-per-click (PPC), native, display or otherwise — choosing the right credit card can make a world of difference. Keep reading for our choices for the six best credit cards for PPC and Google Adwords. After all, why charge $50,000/month in Google Adwords spending to a debit card when you could earn $1,000/month back on that instead? Why cut Bing Adcenter a check each month when using an air miles card... read more »

7 Options to Get Cashback on a Credit Card (June 2024)

7 Options to Get Cashback on a Credit Card (June 2024)

In the article that follows, we offer our take on the 10 best options that answer the question, "How do you get cashback on a credit card?" Consumers who may be just starting out on their journey to establish credit may find themselves asking this, among other questions about the credit world. It's also a question asked many, many times over the years by recent college graduates and even consumers who are rebuilding their credit scores after a few missteps during their journey. ... read more »

What’s the Best Credit Card for Airline Miles? (May 2024)

What’s the Best Credit Card for Airline Miles? (May 2024)

If you’re a frequent flyer, or anyone who just likes to travel on the cheap, you may be wondering, "What's the best credit card for airline miles?" Identifying this can deliver some serious benefits in the long run. These cards provide the opportunity to fly around the world for little to no money, with perks like priority boarding, airport lounge access, free checked baggage, and in-flight wifi. Air miles work just like rewards points on other credit cards: points accumulate by... read more »

Credit Card Compromised? What to Do Immediately (3 Actions)

Credit Card Compromised? What to Do Immediately (3 Actions)

Is your credit card compromised? When bad things happen to your credit card, you must leap into action in order to contain the fallout. Immediate actions can limit the harm and save you time repairing the damage. Here are the top three tips to follow when your credit card becomes compromised: Have the card deactivated. Note: Remember to destroy your old one (if it's not lost). Check your credit reports and scores. You can do that at TransUnion cheaply. Update your payment... read more »

6 Tips: How to Increase Discover Credit Limit (May 2024)

6 Tips: How to Increase Discover Credit Limit (May 2024)

Perhaps you recently landed a nice raise at work, reduced your credit utilization, or simply, you've had your Discover card account for a while now and have always paid on time — it may time to explore how to increase the credit limit on that Discover card. As with any credit card issuer, Discover offers several ways for cardholders to request a credit limit increase on their card accounts. Below are all the options you'll need, including how to reach Discover via phone or login... read more »

6 Tips: Increase Your Capital One Credit Limit (April 2024)

6 Tips: Increase Your Capital One Credit Limit (April 2024)

After you've had your Capital One credit card for a while and you've established a history of timely payments, you may be Googling terms like "how to increase credit limit." Thankfully, Captial One makes it pretty simple to request an increase to your credit limit online or over the phone. You may also select and apply for a new, high-limit card online. Here are the resources you'll need to increase your limit: Call or Login Online  |  Choose a New Card  |  6 Tips from... read more »

6 Tips: How to Increase Chase Credit Limit (May 2024)

6 Tips: How to Increase Chase Credit Limit (May 2024)

JPMorgan Chase & Co., known simply as Chase, is one of the most popular major credit card issuers in the world, thanks in no small part to its diverse offering of rewards credit cards. And as a credit card user, increasing your credit limit can potentially deliver positive results to your credit report as your credit utilization ratio decreases. Keep reading for tips to increase your credit limit. Chase provides a couple of options to request a credit limit, which are detailed... read more »

Who Invented the First Bank-Issued Credit Card?

Who Invented the First Bank-Issued Credit Card?

Ah, the ubiquitous credit card. Considering how these little pieces of plastic have helped to shape the consumer landscape for nearly six decades, do we really give them enough respect? (You thought I was going to say credit, didn’t you?) We seldom give more than a passing thought to using a credit card for everything from dinner at our favorite restaurant to paying for gas at the pump. But have you ever wondered who invented the first credit card? Where did it all begin? Seen... read more »