Poor Credit | Credit Card Topics

Credit Fix Solutions Offers Australians the Country’s Only No-Result, No-Fee Credit Repair Business

By: Brittney Mayer, 6/29/2018

In a Nutshell: Australians face rising unemployment rates and a steadily increasing cost of living that has 1 in 3 residents spending more than they make. This often leads to credit issues that only worsen with the occasional credit profile inaccuracy. Credit Fix Solutions is a top choice for Australians who are looking to improve their credit scores by removing inaccurate data from their credit reports. The firm has a no-result, no-fee policy that helps it achieve a 95% success rate... read more »

13 Store Credit Cards for Bad Credit (The Easiest to Get)

By: Brittney Mayer, 12/8/2017

As someone who has been on both sides of the retail exchange, I know cashiers are often required by the company to spout that litany of offers at the checkout line. But knowing they have to ask me doesn't always reduce my level of annoyance when I'm in a hurry. Making matters worse is the fact that I know the average store credit card simply isn't that great of a deal, despite the tempting spiel memorized by the cashier. This is thanks in part to the high APR store cards tend to... read more »

6 Best Secured Credit Cards for Bad Credit (2019)

By: Adam West, 10/30/2017

Although we all hear the horror stories of families racking up five-figure credit card debt, it isn't always the high-dollar debts or multi-card conundrums that drag us down. For example, Katie had only a single credit card with a $500 limit, but when she fell behind on the payments, late fees and interest charges turned that into $1,200 worth of debt. By the time Katie paid off her debt, her missed payments had taken a toll on her credit scores, dropping them to around 550 —... read more »

LendUp Offers Socially Responsible Credit Products to Benefit the Needs of the Emerging Middle Class

By: Ray FitzGerald, 10/16/2017

In a Nutshell: Millions of Americans struggle with inadequate access to revolving credit, and the need for a reliable card keeps these consumers from reaching goals and building financial security. San Francisco-based LendUp aims to serve the vast segment of the US population with a damaged or limited credit history, offering the opportunity for these consumers to improve their credit profiles with products that charge transparent, competitive rates. In May of 2017, LendUp introduced... read more »

Surge Credit Card Review (How to Apply, Check Status + 5 Alternatives)

By: Brittney Mayer, 11/16/2016

Some things in life are absolute; that carton of milk is either good, or it's really bad. Other things are less binary -- like your credit. The FICO credit score can range anywhere from 300 to 850, and everyone seems to have a different definition of "bad credit." In general, though, if you have bad credit you tend to know it -- particularly when applications for financing get rejected. Being turned down for credit can be a blow, but there are options for obtaining credit and... read more »

5 Ways a Credit Card Can Rebuild Your Credit

By: Mike Randall, 8/12/2016

If you’re trying to build a good credit score, or repair bad credit after a few missteps, having a credit card can be a great way to start. But remember, simply owning a credit card won’t rebuild your credit. To reestablish yourself as a worthwhile credit risk, there are some factors you need to keep in mind. Remember that a credit card is a tool, and when used properly and responsibly, it can help to show you’re developing good credit habits. Here are some of the ways you can... read more »

6 Gas Cards for Bad Credit (2019) Earn Cash Back

By: Ashley Dull, 4/19/2016

The thing about having bad credit, as you likely already know, is that it makes it very difficult to obtain loans and lines of credit. This includes many popular gas station credit cards, like the Valero gas card, the 76 gas card, or any other station-branded card — these gas cards generally require the borrower to have at least fair credit to be approved. But that doesn't mean you're excluded from getting a gas rewards card. In fact, we've found six credit cards for bad credit... read more »

Easiest Credit Cards to Get (10 Options: Fair & Bad Credit)

By: Ashley Dull, 3/1/2016

Technically, all credit cards are fairly easy to get — all that’s required for most card's these days is a simple online application, and issuers will generally let you know whether you’ve been approved within minutes. But, if your credit score is what’s making getting a credit card difficult, you still have plenty of good options available to you. And, what’s best about these credit cards is that when you’re approved and you use the card responsibly, you’ll build your... read more »

All articles tagged Poor Credit (8)