John Ulzheimer

Credit reports and credit scores are tools credit card issuers use to predict the... read more »

There are many details that go into the calculation of your credit scores. But... read more »

Soaring inflation has impacted the financial lives of countless millions of... read more »

If you’ve ever read through a cardmember agreement, you may have thought the bank... read more »

There’s no question that being in credit card debt is a bad deal financially... read more »

Your credit scores aren’t something that you should just set on a shelf and forget... read more »

If you’ve done any research on how to build or rebuild your credit, you’ve... read more »

The forgiveness of student loan debt is almost always in the news. The issue has... read more »

You are probably aware that you need to pay your bills on time if you want to earn... read more »

Opening a commercial credit card in your company’s name has many benefits... read more »

In 1989, a credit score with the brand-name Beacon was made commercially available... read more »

Credit card agreements contain a lot of information that can be challenging for the... read more »

In late 2021, Equifax issued a press release indicating it would be the first of... read more »

Your credit reports are not static objects frozen in time. Instead, the information... read more »

The plastic market is full of attractive credit card sign-up bonuses right now... read more »

Consumers tend to like credit cards for several reasons. Credit cards offer a... read more »

Credit scores are an important part of everyday financial life in America. Do you... read more »

It’s commonly understood that your credit scores can make or break your chances of... read more »

Most credit card issuers report their cardholder’s accounts to the three major... read more »

Balance transfer credit cards are often touted as a solution that could help you... read more »