What is a FICO Score? How it Impacts Lending and Credit
A FICO score is any score designed and developed by the company, Fair Isaac. When you think of the term... Read More »
John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times in media outlets including the Wall Street Journal, NBC Nightly News, New York Times, CNBC, and countless others.
With over 30 years of credit-related professional experience, including with both Equifax and FICO, Ulzheimer is the only recognized credit expert who actually comes from the credit industry.
He has been an expert witness in over 600 credit-related lawsuits and has been qualified to testify in both federal and state courts on the topic of consumer credit. In his hometown of Atlanta, Ulzheimer is a frequent guest lecturer at the University of Georgia and Emory University's School of Law.
A FICO score is any score designed and developed by the company, Fair Isaac. When you think of the term... Read More »
The credit card is the default preferred method of payment for almost 200 million consumers, according to... Read More »
If you’ve ever gotten an unfamiliar alert from your credit card company or you’ve seen a transaction on... Read More »
You get home from a long day at work or a weeklong vacation and you find your mailbox is filled with... Read More »
There is no shortage of strategies to maximize the financial benefit of credit card accounts. Most of... Read More »
TLDR: It depends on whether your debit card has an associated line of credit or overdraft protection and... Read More »
Since the Fair and Accurate Credit Transactions Act of 2003, or “FACTA”, Americans have enjoyed the right... Read More »
We’re about to enter the busiest shopping season of the year. And while most consumers probably aren’t... Read More »