What is a FICO Score? How it Impacts Lending and Credit
A FICO score is any score designed and developed by the company, Fair Isaac. When... read more »
John Ulzheimer is an expert on credit reporting, credit scoring, and identity theft. The author of four books on the subject, Ulzheimer has been featured thousands of times in media outlets including the Wall Street Journal, NBC Nightly News, New York Times, CNBC, and countless others.
With over 30 years of credit-related professional experience, including with both Equifax and FICO, Ulzheimer is the only recognized credit expert who actually comes from the credit industry.
He has been an expert witness in over 600 credit-related lawsuits and has been qualified to testify in both federal and state courts on the topic of consumer credit. In his hometown of Atlanta, Ulzheimer is a frequent guest lecturer at the University of Georgia and Emory University's School of Law.
A FICO score is any score designed and developed by the company, Fair Isaac. When... read more »
The credit card is the default preferred method of payment for almost 200 million... read more »
If you’ve ever gotten an unfamiliar alert from your credit card company or you’ve... read more »
You get home from a long day at work or a weeklong vacation and you find your... read more »
There is no shortage of strategies to maximize the financial benefit of credit card... read more »
TLDR: It depends on whether your debit card has an associated line of credit or... read more »
Since the Fair and Accurate Credit Transactions Act of 2003, or “FACTA”, Americans... read more »
We’re about to enter the busiest shopping season of the year. And while most... read more »
According to the Small Business Administration (SBA), there are more than 33... read more »
Articles purporting to explain how people can bring their credit reports and... read more »
Your credit scores are calculated and delivered to lenders almost 25 billion times... read more »
One of the cardinal rules of having a credit card is to always pay your bill on... read more »
Your credit scores play an important role in your financial life. That’s certainly... read more »
Some of the largest credit card companies in the United States have caught the... read more »
Credit reports and credit scores are tools credit card issuers use to predict the... read more »
There are many details that go into the calculation of your credit scores. But... read more »
Soaring inflation has impacted the financial lives of countless millions of... read more »
If you’ve ever read through a cardmember agreement, you may have thought the bank... read more »
There’s no question that being in credit card debt is a bad deal financially... read more »
Your credit scores aren’t something that you should just set on a shelf and forget... read more »
... and 40 more posts