Credit Limit | Credit Card Topics

3 Ways to Get a Credit Card Limit Increase without Asking

By: Marcie Geffner, 10/16/2019

Lots of good things are free just for asking, and some good things may be free even without asking. One such example is an increase in your credit limit for one or more of your credit cards. The advantage of getting a credit limit increase (CLI) without asking is that if you request a CLI, the issuer likely will use a hard pull to review your credit scores. A hard pull can knock a few points off your score. If you're given an automatic CLI, or auto-CLI, there's a better chance your... read more »

12 Best Credit Cards with No Spending Limit (Personal & Business)

By: Brittney Mayer, 5/28/2019

Although the average American has credit card limits in the $20,000 range, single card limits tend to be lower, and that figure drops exponentially for consumers with low credit scores. The average subprime credit card offers a limit of around $500. Many personal credit card users can likely get by with a modest limit, but low spending limits may start to get in the way when it comes to large purchases like replacing your appliances or paying for a family vacation. Similarly, a... read more »

16 Best High-Limit Credit Cards for Excellent Credit

By: Brittney Mayer, 3/1/2019

Ah, the view from the top is lovely indeed. Excellent credit is an achievement that signals you have built a long and healthy credit history. As your reward, you get more lending options, lower interest rates, and, yes, higher credit limits. Indeed, it's fair to say that there are more high-limit credit cards for excellent credit than there are for all the other credit types combined. That's because a high credit score not only provides you with access to more high-limit cards, but... read more »

When To Request a Higher Credit Card Limit

By: Marcie Geffner, 2/22/2019

There are plenty of reasons to request a higher limit for one or more of your credit cards. With a higher limit, you might be able to: • Charge bigger purchases • Be better prepared for financial emergencies • Earn more card rewards • Boost your credit scores • Get lower rates/fees for a new mortgage or car loan Asking for a higher limit is easy, but it comes with certain risks. If you ask at the wrong time, you could actually hurt your credit scores and not get the... read more »

13 Best High-Limit Credit Cards for Bad Credit in 2020

By: Brittney Mayer, 12/10/2018

The internet is full of information. While only a portion of that information is actually correct, you can typically get a decent idea of the facts by exploring a few different sites and picking out the kernels of truth between them. Take credit building. Although each blogger and expert seems to have different recommendations, you can pick up the main points by reading posts from a few different authors. For example, pretty much everyone will say to pay your bills on time and to... read more »

Flexible Spending Credit Cards: What They Are & Top 3 Cards

By: Ashley Dull, 2/2/2018

Imagine having no limits. Without limits, you could eat all you wanted, play all you wanted, and buy all you wanted, never giving a thought to if it were "too much." Sadly, the real world has lots of limits. There is a finite limit on how much food a stomach can actually hold, for instance — regardless of how many large mammals one may contemplate devouring in the interminable hours between breakfast and lunch. But while your stomach lining may have limits, you can still... read more »

How to Increase Your Wells Fargo Credit Limit

By: Brittney Mayer, 11/22/2017

Whether you make a lot of large purchases for your home or business, or simply spend a lot on small things that seem to add up fast, your card's credit limit can make or break your ability to finance your purchases. With your trusty Wells Fargo credit card, however, you have several options for obtaining a higher credit limit. This includes requesting a higher limit by phone or online, as well as applying for a brand new Wells Fargo card, hopefully with a higher initial limit. Call... read more »

10 Best Credit Cards for Fair Credit with High Limits

By: Ray FitzGerald, 11/20/2017

If your credit's not exactly the best, but it's not the worst in the world either, you may fall into the fair credit category. This can present some challenges, but in this article we'll take a look at the best credit cards for fair credit, with high limits. I spent the first hour of a recent trip in a rental car line. While a man nearby taught me a few new interesting words, the customer at the counter struggled to complete a reservation she made months before. Most companies... read more »

Discover it® Card: Credit Limit, Benefits & Pre-Qualify Online

By: Adam West, 11/3/2017

If you've ever redeemed cash back rewards and felt the contentment of a penny well saved, then you may owe a bit of gratitude to Discover. You see, the credit card giant was the first global issuer to discover the power of credit card rewards — pioneering the cash back rewards program in the process. Today, Discover is one of the world's largest credit card issuers, and over 38 million people carry Discover cards worldwide. The issuer's popular Discover it® line of credit cards... read more »

Capital One® Platinum Credit Card Credit Limit (Pre-Qualify Now)

By: Ashley Dull, 10/11/2017

Having a fair credit score is a little like being in the middle of recovering from a bad haircut. You no longer feel the need to put on a hat every time you leave the house -- but you're definitely not winning any "Awesome Hair" awards. To most of those building their credit, the most awesome thing about their fair credit score is that it isn't a bad credit score. This means they can say farewell to subprime cards, and a big howdy-hey to the mainstream credit card market. Of... read more »

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All articles tagged Credit Limit (17)