Credit Limit | Credit Card Topics

When To Request a Higher Credit Card Limit

By: Marcie Geffner, 2/22/2019

There are plenty of reasons to request a higher limit for one or more of your credit cards. With a higher limit, you might be able to: • Charge bigger purchases • Be better prepared for financial emergencies • Earn more card rewards • Boost your credit scores • Get a lower rate for a new mortgage or car loan Asking for a higher limit is easy, but it comes with certain risks. If you ask at the wrong time, you could actually hurt your credit scores and not get the... read more »

13 Best High-Limit Credit Cards for Bad Credit in 2019

By: Brittney Mayer, 12/10/2018

The internet is full of information. While only a portion of that information is actually correct, you can typically get a decent idea of the facts by exploring a few different sites and picking out the kernels of truth between them. Take credit building. Although each blogger and expert seems to have different recommendations, you can pick up the main points by reading posts from a few different authors. For example, pretty much everyone will say to pay your bills on time and to... read more »

Flexible Spending Credit Cards: What They Are & Top 3 Cards

By: Ashley Dull, 2/2/2018

Imagine having no limits. Without limits, you could eat all you wanted, play all you wanted, and buy all you wanted, never giving a thought to if it were "too much." Sadly, the real world has lots of limits. There is a finite limit on how much food a stomach can actually hold, for instance — regardless of how many large mammals one may contemplate devouring in the interminable hours between breakfast and lunch. But while your stomach lining may have limits, you can still... read more »

How to Increase Your Wells Fargo Credit Limit

By: Brittney Mayer, 11/22/2017

Whether you make a lot of large purchases for your home or business, or simply spend a lot on small things that seem to add up fast, your card's credit limit can make or break your ability to finance your purchases. With your trusty Wells Fargo credit card, however, you have several options for obtaining a higher credit limit. This includes requesting a higher limit by phone or online, as well as applying for a brand new Wells Fargo card, hopefully with a higher initial limit. ... read more »

10 Best Credit Cards for Fair Credit with High Limits

By: Ray FitzGerald, 11/20/2017

I spent the first hour of a recent trip in a rental car line. While a man nearby taught me a few new interesting words, the customer at the counter struggled to complete a reservation she made months before. Most companies place credit card holds during a rental period. The security measure is released after the vehicle returns. This lady’s hold was $750, but the limit on her credit card was $500. She offered cash or her debit card, but the clerk couldn’t accept it. She called... read more »

Discover it® Card: Credit Limit, Benefits & Pre-Qualify Online

By: Adam West, 11/3/2017

If you've ever redeemed cash back rewards and felt the contentment of a penny well saved, then you may owe a bit of gratitude to Discover. You see, the credit card giant was the first global issuer to discover the power of credit card rewards — pioneering the cash back rewards program in the process. Today, Discover is one of the world's largest credit card issuers, and over 38 million people carry Discover cards worldwide. The issuer's popular Discover it® line of credit cards... read more »

Capital One® Platinum Credit Card Credit Limit (Pre-Qualify Now)

By: Ashley Dull, 10/11/2017

Having a fair credit score is a little like being in the middle of recovering from a bad haircut. You no longer feel the need to put on a hat every time you leave the house -- but you're definitely not winning any "Awesome Hair" awards. To most of those building their credit, the most awesome thing about their fair credit score is that it isn't a bad credit score. This means they can say farewell to subprime cards, and a big howdy-hey to the mainstream credit card market. Of... read more »

Capital One® Venture® Rewards Credit Card Credit Limit & Benefits

By: Brittney Mayer, 9/19/2017

Founded in the mid-1990s, Capital One is a relatively young bank, a veritable teenager among its centenarian counterparts like Chase and Citibank. While most consumers likely best know Capital One for its series of commercials starring whimsical Visigoths, its more than 45 million cardholders also know it for a diverse offering of credit cards and wide range of benefits. For those interested in obtaining a new Capital One card, the choices are many. But since you can only have two... read more »

12 Highest Credit Card Credit Limits By Category 2019

By: Brittney Mayer, 8/28/2017

It's a common scene in a number of films: the big spender who breaks out the credit card with the simply ridiculous limit and charges a yacht or sports car with a single swipe. The ultimate show of reckless wealth (or, at least, the perception of it), fancy cards with unlimited credit are great ways to make a movie statement, but they're hardly practical for the average consumer. For most of us, the high-limit luxury of the most exclusive credit cards isn't just unattainable -- it's... read more »

2019’s Chase Sapphire Credit Limit & Benefits: Pre-Qualify Online

By: Ashley Dull, 8/10/2017

Its history ranging back to the early days of America, JPMorgan Chase, or simply Chase, is one of the country's oldest banks. It's also one of the largest, issuing more consumer credit cards than any other bank in the US and serving millions of customers from its more than 5,100 branches. With a current stable of 22 personal, business, and co-branded credit cards, Chase definitely has something for nearly everyone, but one of its most lauded offerings is the Chase Sapphire... read more »

All articles tagged Credit Limit (14)