All articles tagged Credit Rating (14)

How Closing and Opening New Credit Can Affect Your Credit Score — A Q&A with Tommy Lee, Principal Scientist at FICO

How Closing and Opening New Credit Can Affect Your Credit Score — A Q&A with Tommy Lee, Principal Scientist at FICO

Few feelings feel as liberating as when you pay off a credit card balance that’s nagged you for a long time. But while some consumers are quick to cancel the paid-off card to eliminate the... read more »

Know the Score: GetCreditScore Helps Australians Keep Track of Their Credit Status

Know the Score: GetCreditScore Helps Australians Keep Track of Their Credit Status

In a Nutshell: A person’s credit history — whether it’s solid or shaky — can have an impact on the outcome of big life decisions, such as taking out a loan to purchase a car or home... read more »

How LenddoEFL Uses Data and Personality Analyses to Increase Access to Financial Services in Emerging Economies

How LenddoEFL Uses Data and Personality Analyses to Increase Access to Financial Services in Emerging Economies

In a Nutshell: Accessing credit in developing economies can be a long, difficult task that can affect a borrower’s well-being and financial success. LenddoEFL combines big data analysis and... read more »

10 Expert Solutions — How to Build Credit Without a Credit Card

10 Expert Solutions — How to Build Credit Without a Credit Card

No matter how tasty others find a dish, if you’ve had a horrible experience with a particular food, chances are you’ll avoid it like the plague thereafter. Similarly, regardless of... read more »

TotallyMoney.com Provides More Than a Quarter-Million UK Users with Access to Free Credit Reports and Tools to Improve Their Scores in Less Than Six Months

TotallyMoney.com Provides More Than a Quarter-Million UK Users with Access to Free Credit Reports and Tools to Improve Their Scores in Less Than Six Months

In a Nutshell: Around 55% of US adults check their credit score at least once a year. The number is far lower in the UK, where Brits have had difficulty accessing their credit profiles in the... read more »

12 Best Credit Cards for Building Credit (2018)

12 Best Credit Cards for Building Credit (2018)

People looking to build credit are starting their credit journey for the first time, while others may be resuming a journey derailed by a financial mistake (or three). Either way, building... read more »

10 Best Credit Cards for Rebuilding Credit (2018)

10 Best Credit Cards for Rebuilding Credit (2018)

Despite the best efforts and intentions, debt can become a problem for anyone. Thankfully, consumers have a variety of options for dealing with debt, including debt relief programs and (as a last... read more »

5 Facts: Capital One® Credit Tracker (Now CreditWise from Capital One)

5 Facts: Capital One® Credit Tracker (Now CreditWise from Capital One)

Capital One is one of the largest and most respected credit card issuers in North America, with more than 63 million active card accounts. In addition to offering a wide variety of credit card... read more »

Walmart Credit Card — “Bad Credit OK?”

Walmart Credit Card — “Bad Credit OK?”

Walmart is world-famous for its deep discounts on everything from bath soaps to bicycles, making it one of the nation’s most popular stores for credit card users. The discount retailer is... read more »

7 Best Unsecured Credit Cards (For Bad Credit)

7 Best Unsecured Credit Cards (For Bad Credit)

While having a poor credit history can severely impact your ability to get a mortgage, a car loan, and sometimes even a job, it doesn’t necessarily preclude you from obtaining a new credit... read more »