Few feelings feel as liberating as when you pay off a credit card balance that’s nagged you for a long time. But while some consumers are quick to cancel the paid-off card to eliminate the... read more »
In a Nutshell: A person’s credit history — whether it’s solid or shaky — can have an impact on the outcome of big life decisions, such as taking out a loan to purchase a car or home... read more »
In a Nutshell: Accessing credit in developing economies can be a long, difficult task that can affect a borrower’s well-being and financial success. LenddoEFL combines big data analysis and... read more »
No matter how tasty others find a dish, if you’ve had a horrible experience with a particular food, chances are you’ll avoid it like the plague thereafter. Similarly, regardless of... read more »
In a Nutshell: Around 55% of US adults check their credit score at least once a year. The number is far lower in the UK, where Brits have had difficulty accessing their credit profiles in the... read more »
People looking to build credit are starting their credit journey for the first time, while others may be resuming a journey derailed by a financial mistake (or three). Either way, building... read more »
Despite the best efforts and intentions, debt can become a problem for anyone. Thankfully, consumers have a variety of options for dealing with debt, including debt relief programs and (as a last... read more »
Capital One is one of the largest and most respected credit card issuers in North America, with more than 63 million active card accounts. In addition to offering a wide variety of credit card... read more »
Walmart is world-famous for its deep discounts on everything from bath soaps to bicycles, making it one of the nation’s most popular stores for credit card users. The discount retailer is... read more »
While having a poor credit history can severely impact your ability to get a mortgage, a car loan, and sometimes even a job, it doesn’t necessarily preclude you from obtaining a new credit... read more »