How Nova Credit Leverages First-Party Data to Solve the Problem of Financial Exclusion
In a Nutshell: Consumers with access to reasonably priced credit have more opportunities for financial improvement. But the three major US credit bureaus tend to reward consumers who have what they consider appropriate credit-use records and exclude many others, including immigrants and infrequent credit users. Nova Credit helps financial providers assess the creditworthiness of millions who don't fit the conventional mold. It accomplishes that by analyzing alternative data from... read more »