The Ultimate Guide to Credit Cards
Friday, September 30, 2022

All articles tagged Prepaid Cards (52)

Prepaid Gas Cards For 2022

Prepaid Gas Cards For 2022

Prepaid gas cards, as well as gas credit cards, have long fascinated me. I love to read the signs above the fuel pumps touting all the free gallons I'll earn by signing up for the latest gas card. And so do millions of others, judging by the popularity of fuel card ownership throughout the United States.  In this article, we'll clarify the different types of gas cards and help you choose the one that suits you best. Prepaid Rankings | Credit Cards | ... read more »

5 Prepaid Debit Cards With Chips

5 Prepaid Debit Cards With Chips

An astonishing fact: Among the cards we regularly review, prepaid debit cards with chips are outnumbered three to one by the chipless variety.  Most prepaid cards rely on old-fashioned magnetic stripes, a much less secure technology. Doubtlessly, the disposable nature of prepaid cards is a factor — issuers may be reluctant to bestow a relatively expensive chip on a card that many folks eventually throw away.  That's too bad because EMV chip cards are difficult to hack... read more »

Apply For a Prepaid Card: How to Choose the Right Card & Manage the Account

Apply For a Prepaid Card: How to Choose the Right Card & Manage the Account

There are plenty of reasons to apply for a prepaid card, especially if your relationship with banks is complicated. Many people find banks forbidding and branches exasperating. Not to mention all those mysterious fees. Think of a prepaid reloadable card as banking lite; it provides a few essential services without the drama (or overdraft fees). We'll review in this article how to get a prepaid debit card and, once you have it, how to use it effectively. Even if you're not ready to... read more »

Best Prepaid Debit Cards For Minors

Best Prepaid Debit Cards For Minors

Prepaid debit cards for minors are becoming increasingly common. Most people use debit cards as a form of payment and having one can provide your child or teen with the first-hand experience of managing their own money. The best thing about prepaid debit cards for minors is that they don’t work like a credit card or prepaid credit card (secured credit cards). Spending is often limited to only the amount available on the card. That way, your child can use it just like a bank card.... read more »

Best Prepaid Debit Cards With Direct Deposit

Best Prepaid Debit Cards With Direct Deposit

Obtaining one of the best prepaid debit cards with direct deposit can make your financial life a whole lot easier if you're one of the approximately 7.1 million American adults who don’t have a checking or savings account. These cards allow you to directly deposit checks into your prepaid card account to keep your money safe and allow you to spend it as you would with a credit or bank debit card. That means you can pay bills, rent a car, or conduct card-based transactions without... read more »

Do Prepaid Cards Work on Patreon? 

Do Prepaid Cards Work on Patreon? 

Patreon is a membership platform that connects content creators with supporters. Your funding rewards the work of your favorite artists, writers, and musicians through paid Patreon subscriptions that provide exclusive content. The site accepts only specific payment sources, raising the question, "Do prepaid cards work on Patreon?" Not Officially, But There May Be a Workaround… The official word from Patreon is, "We currently do not accept prepaid cards." This statement struck... read more »

Prepaid Cards That Build Credit

Prepaid Cards That Build Credit

Prepaid cards that build credit don't really exist if you’re thinking in terms of a prepaid debit card that you load funds onto for everyday use. But prepaid credit cards are often referred to as secured credit cards and can certainly help you build credit. We'll look at both secured cards and prepaid cards and explain the differences between the two so you can decide which is the right addition to your wallet. Secured Cards | Prepaid Cards | FAQs Prepaid Cards That Build Credit... read more »

Free Prepaid Credit Cards of 2022

Free Prepaid Credit Cards of 2022

Free prepaid credit cards can make shopping online and anywhere else that accepts credit cards a lot easier, especially if you have a low or no credit score and don’t qualify for a credit card. You load a prepaid card with cash, essentially making it a debit card. But you can use it on whichever credit card network the card issuer uses — Visa, Mastercard, or American Express — just as you would a regular credit card. Prepaid Cards | FAQs Prepaid Cards You Can Get For Free... read more »

What Is a Prepaid Card?

What Is a Prepaid Card?

The 5% of the US population that uses prepaid cards at least monthly would have no problem answering "What is a prepaid card?" According to Pew Charitable Trusts, prepaid card users are more likely to be: RentersUnmarriedEarn less than $25,000African AmericanYounger than 50 years of age This article will help fill in the blanks for the other 95% who haven't yet tried prepaid cards. As you'll see, these cards solve several problems, but not without a few drawbacks. A... read more »

2022 Walmart MoneyCard Review

2022 Walmart MoneyCard Review

The Walmart MoneyCard® is one popular card, eliciting several hundred thousand internet searches every month. I know several Walmart shoppers, and they are as rabid fans of their store as I am of my football team. Walmart designed the MoneyCard for them. The card is a demand deposit account that offers several advantages, including cash back rewards on Walmart purchases, that warrant your attention. Green Dot issues the Walmart card as either a Mastercard or Visa debit card, making... read more »

2022 List of Prepaid Debit Cards

2022 List of Prepaid Debit Cards

With the US prepaid card market expanding at a compound annual growth rate of 12.3% through 2025, it's not surprising that our list of prepaid debit cards is so long. In 2021 alone, this market grew to more than $640 billion, due, in part, to the use of Economic Impact Payments (via an EIP card) and debit cards incentivizing COVID vaccine use.  Any way you slice it, prepaid cards have a lot to offer. They provide a means to manage your spending without a credit card or bank... read more »

University Fancards’ Prepaid Cards Reward College Sports Fans with Experiences and Help Families Control Spending

University Fancards’ Prepaid Cards Reward College Sports Fans with Experiences and Help Families Control Spending

In a Nutshell: Prepaid cards from University Fancards give college sports fans the chance to show team pride with every purchase. Fans can choose a card from nearly 30 of the top teams in college sports, including the Alabama Crimson Tide, Florida Gators, Michigan Wolverines, and the Southern Cal Trojans. The Fancards Prepaid Mastercard® gives fans two card-art options for their favorite team. They are equipped with safety and security features, as well as the ability to add sub-cards... read more »

Best No Limit/High Limit Prepaid Debit Cards of 2022

Best No Limit/High Limit Prepaid Debit Cards of 2022

With the best no limit/high limit prepaid debit cards, you can create a realistic monthly budget without worrying about a card’s low spending limit. A prepaid debit card isn’t a credit card. Instead of relying on a line of credit, these cards act much like a debit card and only allow you to spend whatever money you have loaded onto the card. So instead of incurring debt, these cards make it easy to complete online and in-person purchases without the risk of carrying cash. Rankings... read more »

Do Prepaid Cards Work on Venmo?

Do Prepaid Cards Work on Venmo?

If you’re a fan of online person-to-person payment apps, you may wonder, “Do prepaid cards work on Venmo?” They do, and therein lies an interesting story that we’ll address in this article, along with a review of the best prepaid cards to use. A reloadable prepaid card account is a valuable financial alternative to a credit card and to a debit card or cash card tied to your bank account. Prepaid cards provide a cash substitute for purchases without creating debt, interest... read more »

Best Reloadable Credit Cards of 2022

Best Reloadable Credit Cards of 2022

Credit cards are a convenient and effective way to pay for all sorts of goods or services without having to carry cash. Nothing’s easier than pulling out that little piece of plastic when it comes time to settle the bill. However, credit cards can also cause problems if you don’t carefully monitor your spending and budget. One alternative used by people who either can’t qualify for a credit card or choose not to use credit cards is to rely on a reloadable card — also known... read more »

Best Prepaid Debit Cards with No Fees of 2022

Best Prepaid Debit Cards with No Fees of 2022

With so many credit and debit cards available these days and their numerous associated perks and rewards, finding the best prepaid debit cards with no fees may seem like a grueling task. But we've narrowed the list down to what we believe are some of the best options on the market. These days it can seem like you pay fees on your money no matter whether you're trying to earn it (taxes), store it (bank accounts), or spend it (credit and debit cards). For some folks, prepaid debit cards... read more »

Do Prepaid Cards Work On OnlyFans?

Do Prepaid Cards Work On OnlyFans?

OnlyFans is a popular online platform that puts fans in touch with their favorite content creators. Artists, chefs, writers, entertainers, and a variety of other talents use OnlyFans to earn money and interact with their audience. Fans must have a card on file to subscribe to an account, but does that have to be a credit card? Can you use a prepaid card for OnlyFans? Yes, many prepaid cards will work on OnlyFans. Using a prepaid card on OnlyFans can be a good way to confidently make... read more »

Prepaid Cards With Referral Bonuses in 2022

Prepaid Cards With Referral Bonuses in 2022

Writing this article about prepaid cards with referral bonuses wised me up to my cousin. She is constantly bombarding me with emails inviting me to sign up for this or that. I used to think she was just looking out for my interests, but it's apparent that her family and friends are profit centers for her refer-a-friend enterprise. Gotta love her initiative! You don't have to make a career of it, but receiving referral bonuses is a nice way to earn a few extra dollars. As it turns... read more »

How to Use a Prepaid Card Online in 2022

How to Use a Prepaid Card Online in 2022

Prepaid cards are among the safest and most convenient payment tools on the market. These products are issued by some of the country's top banks and companies and many other smaller issuers. Not only can you buy things at brick-and-mortar stores with prepaid cards, but you can also use the account numbers to complete online transactions.  This is an important feature because an increasing number of purchases are made electronically. Ecommerce revenue in the US exceeded $460... read more »

Prepaid Debit Cards With Free Reload in 2022

Prepaid Debit Cards With Free Reload in 2022

When you take advantage of prepaid debit cards with free reload options, you can save more of your money for the things that matter most to you. Instead of letting fees and charges chip away at your earnings, you can deposit, store, and spend your money without paying for the privilege. Just remember that every prepaid card has a different fee structure. What’s free on one card may incur a charge on another. Plus, some cards allow you to reload your card account for free using... read more »

How to Order a Netspend Card in 2022

How to Order a Netspend Card in 2022

If you want to order a Netspend card and use the prepaid card anywhere debit and credit cards are accepted, ordering online is the easiest way to get one. Signing up for a Netspend card online is fast and easy, and there’s no sign-up fee or card activation fee. But opening an account at a store can cost up to $9.95. No matter how you get the prepaid debit card, you won’t face a credit check or be charged interest or late payment fees. Order Online | FAQs ... read more »

Prepaid Cards With ATM Access in 2022

Prepaid Cards With ATM Access in 2022

The search for the best prepaid cards with ATM access involves finding cards that won't bleed you dry. While ATMs are undoubtedly efficient, they can also be costly to use. This review identifies prepaid debit cards that can be used at ATMs, with particular attention to cards that waive ATM fees. You can choose one without too much worry, as it's easy to select another whenever you like, completely free of negative consequences. Ah, if only that were true of all life's... read more »

Prepaid Cards to Pay Bills in 2022

Prepaid Cards to Pay Bills in 2022

So many consumers use prepaid cards to pay bills and make purchases that they’ve become a staple financial product in some American households.  Whether you choose a Visa debit card or a debit Mastercard, you can use the prepaid cards below to pay bills, make a purchase online or in-store, get cash from an ATM, and even accept a direct deposit of your payroll or government benefits checks. List of Cards | FAQs Best Prepaid Cards to Pay Your... read more »

Prepaid Cards That You Can Add Money To in 2022

Prepaid Cards That You Can Add Money To in 2022

Prepaid cards that you can add money to provide the opportunity to create a budget or conduct your financial dealings without the need for a traditional bank account. With these cards, you can authorize direct deposits of checks, safely store your money, and make purchases or payments online or in person — without the fear of accumulating debt or paying interest charges like you would with a traditional credit card. And the best reloadable prepaid card options provide mobile... read more »

Prepaid Debit Cards Without Bank Account Requirements in 2022

Prepaid Debit Cards Without Bank Account Requirements in 2022

You don't need to hate banks to favor prepaid debit cards without bank account requirements. But the truth is, prepaid cards tap an anti-bank-fee sentiment shared by many American consumers. As of 2020, more than 7.1 million U.S. households were unbanked or underbanked. We have no statistics for the number of consumers who really dislike banks but use them anyway. You can use a prepaid card to perform basic financial activities, including cashless purchases, money transfers, and... read more »

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