Prepaid Cards | Credit Card Topics

Prepaid Cards That Work With Apple Pay in 2021

By: Eric Bank, 10/19/2021

If you love all things Apple, you will want to read our review of nine prepaid cards that work with Apple Pay. Prepaid reloadable cards are a good alternative to bank-linked credit and debit cards, and the Apple Pay mobile digital wallet app works with most of them. When you combine the convenience of Apple Pay with the simplicity of prepaid cards, you get a worry-free way to pay your bills without overdrafts or late fees. List of Cards | FAQs ... read more »

Where Can I Get a Prepaid Visa Card?

By: Adam West, 10/14/2021

Changes to the prepaid card industry over the last decade have left many consumers wondering, “Where can I get a prepaid Visa Card?” Prepaid debit cards that work on the Visa network are easy to obtain online through each card issuer’s website or in retail stores nationwide. They’re free to sign up for online, but you’ll be charged a small fee to purchase a prepaid card in-store. With so many card options available — each with varying fees and perks — you may need... read more »

How to Get Cash From a Prepaid Visa Debit Card in 2021

By: Eric Bank, 10/13/2021

If you want to learn how to get cash from a prepaid Visa debit card, you’ve come to the right place. As it turns out, you can use your prepaid debit card in several ways to put cold hard cash into your hot little hands. You have even more options if you are willing to settle for a deposit to your checking account. However you extract cash from your reloadable card, we think you shouldn’t have to pay a fee. After all, you already pay a monthly or per-use... read more »

Reloadable Visa Cards For 2021

By: Ashley Dull, 10/11/2021

Reloadable Visa cards are handy in several ways. They give consumers access to a card that’s capable of making transactions online or at the register. Consumers can also receive a direct deposit of their paychecks or benefits checks and avoid those pesky check-cashing fees. Reloadable prepaid and secured cards provide an affordable way to set a budget and live within your means. With the cards listed below, you can load a set amount of money into your card account and be certain... read more »

Free Prepaid Debit Cards of 2021

By: Eric Bank, 10/5/2021

Free prepaid debit cards look just like regular credit cards and enjoy the same level of acceptance. But you can use them without a credit rating or bank account (or any financial institution account). If all that sounds good to you, check out our review of the best dozen. Mastercard | Visa | Amex | Kids & Families | FAQs Free Prepaid Debit Mastercards Mastercard is a card issuer and the second-largest payment... read more »

Best Prepaid Debit Cards For Vacations in 2021

By: Choncé Maddox, 9/30/2021

The best prepaid debit cards for vacations can help protect your money and allow you to enjoy your visit without overspending. Not to mention, holding onto a ton of cash while traveling is risky. Instead, you can load the money onto a prepaid card that’s secured and safe to use. Prepaid debits cards don't require a bank account, and some even come with a few other perks, including direct deposit, no fees, and rewards. Here are the five best prepaid debit cards for... read more »

Prepaid Cards With Rewards in 2021

By: Ashley Dull, 8/24/2021

Prepaid cards with rewards provide a way for you to earn valuable cash back without the need for a credit card. Although a credit card can yield far more cash back than a prepaid debit card can, we can’t discount the fact that prepaid cards are important for helping the 5% of unbanked Americans (or anyone else who shies away from credit) who make purchases that require a card. And the cards below just so happen to reward cardholders for using their cards to pay for certain... read more »

Types of Prepaid Cards & #1 Card For Each in 2021

By: Eric Bank, 8/17/2021

With so many different types of prepaid cards available, it’s clear that these cards have caught the imagination of consumers, especially ones who have little use for credit cards. After all, prepaid cards don’t require you to use credit, don’t require a credit score, don’t charge you late fees, and don’t force you to have an account at a financial institution. As it turns out, not all prepaid cards are the same. Rather, this breed of card (sometimes inaccurately... read more »

Prepaid Debit Cards With Mobile Check Deposit in 2021

By: Choncé Maddox, 8/9/2021

Prepaid debit cards with mobile check deposit are not a myth. On the surface, it would seem as though prepaid debit cards don’t offer the same features and benefits as you’d get with a regular checking account. However, these types of payment cards are evolving. Still, one of the trickiest things about managing a prepaid card is figuring out how to load money onto the card. If you’ve been secretly wishing for a prepaid card that allows you to deposit your paycheck with... read more »

Custom Prepaid Debit Cards of 2021

By: Eric Bank, 7/19/2021

You express your personality in so many ways, so why not through custom prepaid debit cards? Functionally, they are no different than standard prepaid cards with bland, generic designs. But when you customize your prepaid debit card (sometimes called a prepaid credit card), you can display unique and personal images. As you may already know, you don’t need a bank account to use a prepaid debit card. Unlike a regular debit card, a prepaid card uses money from the card account, not... read more »

Best Prepaid Cards With Mobile Apps of 2021

By: Eric Bank, 7/12/2021

If you’re tech-savvy but bank-phobic (I’m looking at you, millennials and zoomers), check out our list of the best prepaid cards with mobile apps. These cards do not require a bank account, do not use credit, and can be managed from your mobile phone. This kind of card (which some incorrectly call a prepaid credit card) can never hit you with late fees, interest charges, or credit checks, all of which are common risks of credit card ownership. Unlike a credit card, a reloadable... read more »

Do Prepaid Cards Work on Venmo?

By: Eric Bank, 6/29/2021

If you’re a fan of online person-to-person payment apps, you may wonder, “Do prepaid cards work on Venmo?” They do, and therein lies an interesting story that we’ll address in this article, along with a review of the best prepaid cards to use. A reloadable prepaid card account is a valuable financial alternative to a credit card and to a debit card or cash card tied to your bank account. Prepaid cards provide a cash substitute for purchases without creating debt, interest... read more »

Best No Limit/High Limit Prepaid Debit Cards of 2021

By: Adam West, 4/21/2021

With the best no limit/high limit prepaid debit cards, you can create a realistic monthly budget without worrying about a card’s low spending limit. A prepaid debit card isn’t a credit card. Instead of relying on a line of credit, these cards act much like a debit card and only allow you to spend whatever money you have loaded onto the card. So instead of incurring debt, these cards make it easy to complete online and in-person purchases without the risk of carrying cash. ... read more »

Best Prepaid Debit Cards For Minors of 2021

By: Choncé Maddox, 4/19/2021

Looking for the best prepaid debit cards for minors? Prepaid debit cards for minors are becoming increasingly common. Most people use debit cards as a form of payment and having one can provide your child or teen with the first-hand experience of managing their own money. The best thing about prepaid debit cards for minors is that they don’t work like a credit card or prepaid credit card (secured credit cards). Spending is often limited to only the amount available on the card.... read more »

Best Prepaid Cards For Tax Refunds in 2021

By: Ashley Dull, 4/7/2021

The best prepaid cards for tax refunds are prepaid cards that accept direct deposits. This allows the government to deposit your federal tax refund directly onto the card, which helps you receive your money faster and more efficiently than through snail mail. Once your tax return is deposited, you can use the card to spend the money just as you would with any other debit or credit card. These cards all work on the Visa, Mastercard, or American Express payment networks, and can be... read more »

Prepaid Cards That Build Credit in 2021

By: Choncé Maddox, 3/31/2021

Are there prepaid cards that build credit? The short answer is no if you’re thinking in terms of a prepaid debit card where you would load funds onto the card for everyday use. Prepaid credit cards, however, are often referred to as secured credit cards and can certainly help you build credit. We'll look at both secured cards and prepaid cards and explain the differences between the two so you can decide which is the right addition to your wallet. Secured Cards | Prepaid Cards |... read more »

Free Prepaid Credit Cards of 2021

By: Aaron Crowe, 3/30/2021

Free prepaid credit cards can make shopping online and anywhere else that accepts credit cards a lot easier, especially if you have a low or no credit score and don’t qualify for a credit card. You load a prepaid card with cash, essentially making it a debit card. But you can use it on whichever credit card network the card issuer uses — Visa, Mastercard, or American Express — just as you would a regular credit card. Prepaid Cards | FAQs Prepaid Cards You Can Get For Free... read more »

Prepaid Cards Without SSN Requirements in 2021

By: Ashley Dull, 12/16/2020

Not so long ago, you could easily access prepaid cards without SSN requirements. But as these anonymous cards became popular among thieves and money launderers, the government enacted laws that required most prepaid card issuers to collect a cardholder’s Social Security number before the card could be activated. Today, only a few prepaid card issuers don’t require a SSN for activation, requiring instead an alternate form of identification — such as an Individual Taxpayer... read more »

Prepaid Cards with Overdraft Protection in 2021

By: Ashley Dull, 12/2/2020

Prepaid cards with overdraft protection didn't exist just a few years ago. Banks originally designed these cards to act as a traditional checking account, which meant you could only spend what you deposited into the account. But new laws in 2016 allowed card issuers to provide an overdraft protection service that permitted cardholders to temporarily spend below a $0 balance. However, overdraft protection is still relatively uncommon on most prepaid card accounts. While banks such... read more »

Do Prepaid Cards Work on Cash App?

By: Ashley Dull, 10/21/2020

Cash App is a peer-to-peer payment platform that gained a massive following because of its simplicity, versatility, and user-friendly interface. Developed by Square Inc., this P2P app makes it easy to send money to friends and family for free using their phone number, email address, or $Cashtag. Most bank accounts, debit cards, and credit cards work on the app, but what about other options? Do prepaid cards work on Cash App? If not, what are the alternatives? Let’s explore... read more »

Do Prepaid Cards Work For PayPal?

By: Ashley Dull, 9/25/2020

PayPal is one of the most-used online payment platforms in the world. From the acquisition of Braintree and Venmo in 2014 to becoming the first foreign online payment provider in China, PayPal has made tremendous strides over the last few years. PayPal processes a variety of payment methods, including credit cards, debit cards, bank accounts, PayPal Cash, and more. The platform also accepts prepaid cards, but only under specific terms. Yes, Prepaid Cards Work For PayPal – But... read more »

Do Prepaid Cards Work On OnlyFans?

By: Ashley Dull, 9/10/2020

OnlyFans is a popular online platform that puts fans in touch with their favorite content creators. Artists, chefs, writers, entertainers, and a variety of other talents use OnlyFans to earn money and interact with their audience. Fans must have a card on file to subscribe to an account, but does that have to be a credit card? Can you use a prepaid card for OnlyFans? Yes, many prepaid cards will work on OnlyFans! Using a prepaid card on OnlyFans can be a good way to confidently... read more »

Bluebird Provides a Convenient Checking and Debit Alternative with Many of the Same Features as Banks, Including Bill Pay and ATM Access

By: Matt Walker, 2/27/2020

In a Nutshell: For many Americans who do not have access to bank accounts, or are considered underbanked, access to modern conveniences, such as shopping on the internet, direct deposit, and electronic bill pay, is very limited. But with the Bluebird prepaid card, the unbanked can participate in today’s world of digital commerce. Bluebird account holders gain access to bank-like features, including the ones mentioned above, as well as ATM access and low fees. Bluebird users can also... read more »

5 Best Prepaid Debit Cards with Direct Deposit

By: Adam West, 2/12/2020

Approximately 14.1 million American adults don’t have a checking or savings account. If this describes you, obtaining one of the best prepaid debit cards with direct deposit can make your financial life a whole lot easier. These cards allow you to directly deposit checks into your prepaid card account to keep your money safe and allow you to spend it as you would with a credit or bank debit card. That means you can pay bills, rent a car, or conduct card-based transactions... read more »

How Does a Prepaid Credit Card Work?

By: Marcie Geffner, 2/5/2020

Certain types of financial transactions can be quite challenging if you don't have a credit card. Examples include buying an airline ticket, reserving a hotel room, renting a car, and shopping online. If you need a credit card for those or other types of transactions, but you aren't qualified for a conventional card because your credit score isn't high enough, a prepaid credit card may be an option for you to consider -- but how does a prepaid card work? Despite its name, a... read more »

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All articles tagged Prepaid Cards (32)