The Ultimate Guide to Credit Cards
Saturday, July 31, 2021

All articles tagged Prepaid Cards (23)

Custom Prepaid Debit Cards of 2021

Custom Prepaid Debit Cards of 2021

You express your personality in so many ways, so why not through custom prepaid debit cards? Functionally, they are no different than standard prepaid cards with bland, generic designs. But when you customize your prepaid debit card (sometimes called a prepaid credit card), you can display unique and personal images. As you may already know, you don’t need a bank account to use a prepaid debit card. Unlike a regular debit card, a prepaid card uses money from the card account, not... read more »

Best Prepaid Cards With Mobile Apps of 2021

Best Prepaid Cards With Mobile Apps of 2021

If you’re tech-savvy but bank-phobic (I’m looking at you, millennials and zoomers), check out our list of the best prepaid cards with mobile apps. These cards do not require a bank account, do not use credit, and can be managed from your mobile phone. This kind of card (which some incorrectly call a prepaid credit card) can never hit you with late fees, interest charges, or credit checks, all of which are common risks of credit card ownership. Unlike a credit card, a reloadable... read more »

Do Prepaid Cards Work on Venmo?

Do Prepaid Cards Work on Venmo?

If you’re a fan of online person-to-person payment apps, you may wonder, “Do prepaid cards work on Venmo?” They do, and therein lies an interesting story that we’ll address in this article, along with a review of the best prepaid cards to use. A reloadable prepaid card account is a valuable financial alternative to a credit card and to a debit card or cash card tied to your bank account. Prepaid cards provide a cash substitute for purchases without creating debt, interest... read more »

Best No Limit/High Limit Prepaid Debit Cards of 2021

Best No Limit/High Limit Prepaid Debit Cards of 2021

With the best no limit/high limit prepaid debit cards, you can create a realistic monthly budget without worrying about a card’s low spending limit. A prepaid debit card isn’t a credit card. Instead of relying on a line of credit, these cards act much like a debit card and only allow you to spend whatever money you have loaded onto the card. So instead of incurring debt, these cards make it easy to complete online and in-person purchases without the risk of carrying cash. ... read more »

Best Prepaid Debit Cards For Minors of 2021

Best Prepaid Debit Cards For Minors of 2021

Looking for the best prepaid debit cards for minors? Prepaid debit cards for minors are becoming increasingly common. Most people use debit cards as a form of payment and having one can provide your child or teen with the first-hand experience of managing their own money. The best thing about prepaid debit cards for minors is that they don’t work like a credit card or prepaid credit card (secured credit cards). Spending is often limited to only the amount available on the card.... read more »

Best Prepaid Cards For Tax Refunds in 2021

Best Prepaid Cards For Tax Refunds in 2021

The best prepaid cards for tax refunds are prepaid cards that accept direct deposits. This allows the government to deposit your federal tax refund directly onto the card, which helps you receive your money faster and more efficiently than through snail mail. Once your tax return is deposited, you can use the card to spend the money just as you would with any other debit or credit card. These cards all work on the Visa, Mastercard, or American Express payment networks, and can be... read more »

Prepaid Cards That Build Credit in 2021

Prepaid Cards That Build Credit in 2021

Are there prepaid cards that build credit? The short answer is no if you’re thinking in terms of a prepaid debit card where you would load funds onto the card for everyday use. Prepaid credit cards, however, are often referred to as secured credit cards and can certainly help you build credit. We'll look at both secured cards and prepaid cards and explain the differences between the two so you can decide which is the right addition to your wallet. Secured Cards | Prepaid Cards |... read more »

Free Prepaid Credit Cards of 2021

Free Prepaid Credit Cards of 2021

Free prepaid credit cards can make shopping online and anywhere else that accepts credit cards a lot easier, especially if you have a low or no credit score and don’t qualify for a credit card. You load a prepaid card with cash, essentially making it a debit card. But you can use it on whichever credit card network the card issuer uses — Visa, Mastercard, or American Express — just as you would a regular credit card. Prepaid Cards | FAQs Prepaid Cards You Can Get For Free... read more »

Prepaid Cards Without SSN Requirements in 2021

Prepaid Cards Without SSN Requirements in 2021

Not so long ago, you could easily access prepaid cards without SSN requirements. But as these anonymous cards became popular among thieves and money launderers, the government enacted laws that required most prepaid card issuers to collect a cardholder’s Social Security number before the card could be activated. Today, only a few prepaid card issuers don’t require a SSN for activation, requiring instead an alternate form of identification — such as an Individual Taxpayer... read more »

Prepaid Cards with Overdraft Protection in 2021

Prepaid Cards with Overdraft Protection in 2021

Prepaid cards with overdraft protection didn't exist just a few years ago. Banks originally designed these cards to act as a traditional checking account, which meant you could only spend what you deposited into the account. But new laws in 2016 allowed card issuers to provide an overdraft protection service that permitted cardholders to temporarily spend below a $0 balance. However, overdraft protection is still relatively uncommon on most prepaid card accounts. While banks such... read more »

Do Prepaid Cards Work on Cash App?

Do Prepaid Cards Work on Cash App?

Cash App is a peer-to-peer payment platform that gained a massive following because of its simplicity, versatility, and user-friendly interface. Developed by Square Inc., this P2P app makes it easy to send money to friends and family for free using their phone number, email address, or $Cashtag. Most bank accounts, debit cards, and credit cards work on the app, but what about other options? Do prepaid cards work on Cash App? If not, what are the alternatives? Let’s explore... read more »

Do Prepaid Cards Work For PayPal?

Do Prepaid Cards Work For PayPal?

PayPal is one of the most-used online payment platforms in the world. From the acquisition of Braintree and Venmo in 2014 to becoming the first foreign online payment provider in China, PayPal has made tremendous strides over the last few years. PayPal processes a variety of payment methods, including credit cards, debit cards, bank accounts, PayPal Cash, and more. The platform also accepts prepaid cards, but only under specific terms. Yes, Prepaid Cards Work For PayPal – But... read more »

Do Prepaid Cards Work On OnlyFans?

Do Prepaid Cards Work On OnlyFans?

OnlyFans is a popular online platform that puts fans in touch with their favorite content creators. Artists, chefs, writers, entertainers, and a variety of other talents use OnlyFans to earn money and interact with their audience. Fans must have a card on file to subscribe to an account, but does that have to be a credit card? Can you use a prepaid card for OnlyFans? Yes, many prepaid cards will work on OnlyFans! Using a prepaid card on OnlyFans can be a good way to confidently... read more »

Bluebird Provides a Convenient Checking and Debit Alternative with Many of the Same Features as Banks, Including Bill Pay and ATM Access

Bluebird Provides a Convenient Checking and Debit Alternative with Many of the Same Features as Banks, Including Bill Pay and ATM Access

In a Nutshell: For many Americans who do not have access to bank accounts, or are considered underbanked, access to modern conveniences, such as shopping on the internet, direct deposit, and electronic bill pay, is very limited. But with the Bluebird prepaid card, the unbanked can participate in today’s world of digital commerce. Bluebird account holders gain access to bank-like features, including the ones mentioned above, as well as ATM access and low fees. Bluebird users can also... read more »

5 Best Prepaid Debit Cards with Direct Deposit

5 Best Prepaid Debit Cards with Direct Deposit

Approximately 14.1 million American adults don’t have a checking or savings account. If this describes you, obtaining one of the best prepaid debit cards with direct deposit can make your financial life a whole lot easier. These cards allow you to directly deposit checks into your prepaid card account to keep your money safe and allow you to spend it as you would with a credit or bank debit card. That means you can pay bills, rent a car, or conduct card-based transactions... read more »

How Does a Prepaid Credit Card Work?

How Does a Prepaid Credit Card Work?

Certain types of financial transactions can be quite challenging if you don't have a credit card. Examples include buying an airline ticket, reserving a hotel room, renting a car, and shopping online. If you need a credit card for those or other types of transactions, but you aren't qualified for a conventional card because your credit score isn't high enough, a prepaid credit card may be an option for you to consider -- but how does a prepaid card work? Despite its name, a... read more »

7 Best Prepaid Debit Cards for Bad Credit in 2021

7 Best Prepaid Debit Cards for Bad Credit in 2021

More than 14 million American adults don’t have an active bank account. That means they have no place to deposit a paycheck, an account from which they can pay bills, or make necessary online purchases. If you’re in that group, and you also have a damaged credit history, things can get even tougher. Check cashing fees can eat away at a paycheck, and sending money orders to pay bills adds an unnecessary expense. If you’re tired of these fees, a good prepaid debit card may be... read more »

17 Best Prepaid Debit Cards with No Fees for 2021

17 Best Prepaid Debit Cards with No Fees for 2021

With so many credit and debit cards available these days and their numerous associated perks and rewards, finding the best prepaid debit cards with no fees may seem like a grueling task. But we've narrowed the list down to what we believe are some of the best options on the market. Paying fees stinks. Like, dirty gym socks wrapped around an old egg salad sandwich stinks. Unfortunately, fees are also a fact of life — especially when you're dealing with money. Yes, these days it... read more »

How Intercash Helps Clients Successfully Launch and Maintain Internal and External Prepaid Card Programs

How Intercash Helps Clients Successfully Launch and Maintain Internal and External Prepaid Card Programs

In a Nutshell: Many companies use prepaid cards to issue internal payments, disburse rebates, and distribute other external monetary benefits because it's faster and cheaper than sending paper checks. But the systems required to issue and maintain this method of payment are complex, costly, and unattainable to some companies. Intercash has spent the last 18 years perfecting what was once Canada’s first prepaid card issuance program. The company leverages its experience and technology... read more »

Best Reloadable Credit Cards Online in 2021

Best Reloadable Credit Cards Online in 2021

Credit cards are a convenient and effective way to pay for all sorts of goods or services without having to carry cash. Nothing’s easier than pulling out that little piece of plastic when it comes time to settle the bill. However, credit cards can also cause problems if you don’t carefully monitor your spending and budget. One alternative used by people who either can’t qualify for a credit card or choose not to use credit cards is to rely on a reloadable card — also known... read more »

Chase Prepaid Card — Liquid Debit Card Review & Top 3 Alternatives

Chase Prepaid Card — Liquid Debit Card Review & Top 3 Alternatives

When I opened my first checking account, I thought it was about the coolest thing ever. In return for opening a totally free account, I received a giant book of checks and a sweet signup bonus: my very own George Foreman Grill. Now, not only could I use the power of my pen to make a purchase -- but I could cut the fat and seal in the flavor. Nowadays, most checking accounts are dripping with fees, not flavor. In today's digital world, though, it's hard to escape the need for a... read more »

11 Best Prepaid Cards to Use Abroad in 2021

11 Best Prepaid Cards to Use Abroad in 2021

The advantages of prepaid cards are obvious: they’re safer than cash, easy to get, universally accepted and convenient to use. Some prepaid cards can even save you on exchange fees if you pre-load them with the local currency before you leave home. Finally, since a prepaid travel card isn’t a credit card, it requires no credit check or top-tier credit score. There are prepaid cards designed for all types of travelers and destinations. We've explored the many offerings available... read more »

New GolVerCard is Backed by Gold and Silver Bullion

New GolVerCard is Backed by Gold and Silver Bullion

Many people have "gold" cards, but how many of us have cards that are backed by actual precious metal reserves? If the creators of the new GolVerCard have it right, anyone who is even a little concerned about global economics should seriously consider signing up for the card that’s based on gold and silver bullion rather than government-backed currencies. If that sounds a little paranoid and survivalist to you, there are actually some pretty good reasons to want a card... read more »