The Ultimate Guide to Credit Cards
Wednesday, April 23, 2025

All articles tagged Businesses (196)

U.S. Bank Introduces New Solution to Help Businesses Control and Track Card-Based Expenditures

U.S. Bank Introduces New Solution to Help Businesses Control and Track Card-Based Expenditures

Managing spend just became a lot easier for business customers of U.S. Bank, a financial services company that serves local and international businesses from its more than 2,000 branches across 26 states. On April 14, U.S. Bank announced its new spend management platform, which helps businesses keep tabs of their card-based spend. The platform — officially known as Spend Management — is now available for businesses that use U.S. Bank’s business credit cards. The tool... read more »

Small Businesses Turn to Customers to Shoulder the Load of Credit Card Processing Services

Small Businesses Turn to Customers to Shoulder the Load of Credit Card Processing Services

Many merchants have added surcharges to credit card transactions to pass on processing fees to customers. Businesses must review applicable laws before adding new fees — it’s illegal to add surcharge fees to credit card transactions in several states. Retail customers are sensitive to surcharge fees, so merchants should carefully consider whether adding them will drive customers away. Many small businesses are adding a surcharge fee to transactions in which customers pay... read more »

“What’s in Your Wallet?” The Answer May Change Following the Merger of Capital One and Discover

“What’s in Your Wallet?” The Answer May Change Following the Merger of Capital One and Discover

Capital One and Discover plan to merge, pending shareholder and regulatory approval. Capital One may seize the opportunity to shift transactions to Discover’s existing payment infrastructure, heightening competition among card networks. The anticipated merger positions Capital One to expand its debit card portfolio. Capital One and Discover, two behemoths in the credit card industry, may soon be joining forces to take advantage of synergies and efficiencies the combined... read more »

An Expense and Fuel Risk Management Platform That Puts Fleet Owners and Managers in Control

An Expense and Fuel Risk Management Platform That Puts Fleet Owners and Managers in Control

Fleet logistics optimization often takes a back seat to the constant pressures of competition. The result is that many fleets continue to embrace legacy technology and data darkness until it's too late. RoadFlex exists to change that. The comprehensive RoadFlex expense and fuel risk management platform supports credit and prepaid cards and offers robust security features with partner integrations. RoadFlex gives fleet owners and managers granular data visibility in real... read more »

Fuel Cards Help Companies With Small Fleets Get Discounts on Fuel and Services to Keep on Trucking

Fuel Cards Help Companies With Small Fleets Get Discounts on Fuel and Services to Keep on Trucking

Businesses must manage their expenditures to keep their operating costs in check and maximize profits. TransConnect Services (TCS) helps trucking outfits temper fuel costs with its fuel card. In addition to helping businesses access discounts on fuel and services, TCS helps companies prevent fraud and locate fueling stops along a route. I was spending an afternoon at a friend’s house when I was young, and their German shepherd knocked over a glass of water I’d... read more »

Proactive Customer Care and Innovative Solutions Help Customers Win With This Fleet Card Provider

Proactive Customer Care and Innovative Solutions Help Customers Win With This Fleet Card Provider

Cutting costs is always on a business’s to-do list, and fuel is a significant expense for companies that manage fleets. Christensen provides fleet cards and fuel management services that help businesses control costs and improve efficiency. The company’s accessible customer service team helps businesses avoid obstacles on the road to savings. I read an article recently that offered tips to help family members get along when they gather for the holidays, at least... read more »

Vehicle Reimbursement Solutions Allow Businesses to Save Money, Reduce Admin Burden, and Satisfy Staff

Vehicle Reimbursement Solutions Allow Businesses to Save Money, Reduce Admin Burden, and Satisfy Staff

Managing a vehicle reimbursement program can be an onerous and resource-intensive task for businesses. Cardata takes that task off a business’s shoulders by offering intuitive vehicle reimbursement programs that can save them time and money. Workers appreciate how easy it is to use Cardata’s solutions, leading to an increase in employee satisfaction and retention. Think back to when you were preparing for your first day of your first full-time job. Prior to that,... read more »

Time Tracking and Productivity Monitoring Software to Help Businesses Embrace the Global Workforce

Time Tracking and Productivity Monitoring Software to Help Businesses Embrace the Global Workforce

A growing number of companies in a range of business categories see the advantages of a distributed workforce. Whether you're fully remote or have a hybrid structure, the challenge is to keep track of your remote hires and contractors — and the work they do — without making them feel and behave as if they're under a microscope. Hubstaff oversees productivity and projects, manages payroll and payments, and generates actionable insights from real-time performance... read more »

Businesses Can Bolster Their Bookkeeping Processes By Leveraging the Power of Industry Expertise and AI

Businesses Can Bolster Their Bookkeeping Processes By Leveraging the Power of Industry Expertise and AI

The emergence of new technologies may threaten a business’s ability to compete, but innovations can help a company prosper. Bench combines the strength of artificial intelligence with its team of experts to deliver bookkeeping solutions for businesses. Bench’s tools help businesses access insights quickly so they can adjust their strategies when necessary to achieve success. You may think that coming up with a big idea to transform the way people live will... read more »

How a Software “Business in a Box” Makes Field Service Teams More Efficient and Effective

How a Software “Business in a Box” Makes Field Service Teams More Efficient and Effective

Millions of plumbers, electricians, HVAC technicians, and other field service professionals perform essential installation and maintenance tasks. But these skilled workers are not always the best at handling the basics of business. The Workiz platform contains all the features the owners and managers of field service businesses need to run the company, pay employees, and serve customers. Workiz deftly handles the managerial, administrative, and customer-service aspects... read more »

Gain Efficiency Via a Spend Management Platform Offering Corporate Cards and Seamless Integrations

Gain Efficiency Via a Spend Management Platform Offering Corporate Cards and Seamless Integrations

Businesses need to closely monitor and manage expenses to stay competitive in today’s global market. Payhawk provides solutions that help corporations control spend and automate accounting procedures. The company offers corporate payment cards, but it also works with existing corporate card programs. I played a game at a friend’s house a few years ago where everyone was given a card with a word on it. Each player then had to try to get the other participants... read more »

How a Money Services Business Pairs Finance and Software to Streamline Corporate Spend Management

How a Money Services Business Pairs Finance and Software to Streamline Corporate Spend Management

Every financial environment is different. The 2020s rise of Float in Canada brings a more efficient approach to corporate expense management in a market where the big banks never learned to change. Float combines a virtual card platform and tools for reimbursements, direct payouts, expense reporting, mileage, and bill pay — in accounts that pay rewards and a 4% rate with no lock-ins or minimums. Canadian-headquartered businesses in all verticals turn to the platform... read more »

Artificial Intelligence Helps Businesses Secure Customer Data and Combat Financial Fraud

Artificial Intelligence Helps Businesses Secure Customer Data and Combat Financial Fraud

The growth of artificial intelligence signals a future ripe with technological advancements. But criminals can also use artificial intelligence to commit crimes against vulnerable businesses and their unsuspecting customers. Trace3 provides consultancy that helps companies strengthen their online security and fend off hackers. Watching a movie can be a great way to unwind when you’re feeling under the weather or after a busy day at the office. Movies give us a... read more »

Intelligent Expense Management That Saves Time and Works With Your Existing Credit Cards

Intelligent Expense Management That Saves Time and Works With Your Existing Credit Cards

There's nothing artificial about the intelligence of automation. That makes intelligent expense management from Fyle a leading solution for small and midmarket businesses looking to save time on routine tasks. Fyle automates expense reporting, card reconciliation, and employee reimbursement while syncing to your preferred accounting platform. It links directly to all Visa, Mastercard, and American Express credit cards to allow businesses to access existing rewards and... read more »

Childcare Centers of All Sizes Trust This Platform to Manage Payments, Families, and Engagement

Childcare Centers of All Sizes Trust This Platform to Manage Payments, Families, and Engagement

Staffing is among the most daunting challenges facing the American childcare industry. The last thing a childcare center needs to worry about is collecting funds for the children in its care. Procare Solutions is a leading provider of childcare management software. It provides centers ranging from household size to enterprise-level with seamless invoicing, payment processing, classroom management, and family engagement products. Centers choosing Procare signal to... read more »

Concerned with Monthly Business Expenses? Put a Cost Analyst on the Trail to Unearth Savings

Concerned with Monthly Business Expenses? Put a Cost Analyst on the Trail to Unearth Savings

Growing a business is an exercise in decision-making. But there's no guarantee you'll make the most cost-effective choices when choosing vendors and partners. You can research and take time away from your day-to-day responsibilities to find out. Or you can put P3 Cost Analysts on the job. Since 1991, P3 Cost Analysts has helped companies optimize spending on utility, telecom, waste and recycling, and merchant processing. It also helps businesses save on uniform/linen,... read more »

Digital Agreement and Security Solutions Bring Trust and Efficiency to Virtual Transactions

Digital Agreement and Security Solutions Bring Trust and Efficiency to Virtual Transactions

Digital solutions allow companies to gather eSignatures and complete smart forms efficiently. OneSpan helps companies update and manage their agreement processes to improve customer experiences. The company provides identity verification tools to make sure businesses meet security and compliance standards. OneSpan prides itself on service and offering value to its customers. Anyone who’s worked for a large corporation knows that projects can require a string of... read more »

Recognizing a Suite of Financial Products Designed to Protect Chiropractic Offices and Help Them Scale

Recognizing a Suite of Financial Products Designed to Protect Chiropractic Offices and Help Them Scale

Doctors seeking to enhance their practices can benefit from partnering with a company that offers solutions tailored to medical professionals. NCMIC has been serving the healthcare industry since 1946. The company offers an array of financial products, including credit cards, loans, and insurance offerings. CardRates is recognizing NCMIC with our Editor’s Choice™ Award for its suite of financial solutions that help doctors grow their practices. Prospective... read more »

Enabling Same-Day Access to Earned Wages and Tips Helps Employers Attract and Retain Top Talent

Enabling Same-Day Access to Earned Wages and Tips Helps Employers Attract and Retain Top Talent

Earned wage access can help employers attract and retain essential employees. Workers can use earned wage access programs to manage their finances responsibly. Instant Financial provides solutions for earned wage access at no cost to employers or employees. The company offers payment cards that allow workers to access their wages without a bank account.    People entering the workforce for the first time may encounter some unpleasant surprises regarding... read more »

Rethinking Point of Sale Can Help Merchants Improve Competitiveness and Profitability

Rethinking Point of Sale Can Help Merchants Improve Competitiveness and Profitability

High-inventory, multilocation merchants — including those that aspire to the enterprise level or are already there — need a point-of-sale solution that understands their unique challenges and doesn't get in the way of achieving their goals. KORONA POS fits the bill in many retail categories because it's smart enough to know what clients need and flexible enough to adjust to changing circumstances as businesses grow. Owners and managers of customer-facing businesses... read more »

Keap Creates Complete Business Automation and Payment Tools to Empower Employees and Wow Clients

Keap Creates Complete Business Automation and Payment Tools to Empower Employees and Wow Clients

Outsizing the competition is the name of the game for small businesses. Growth-minded entrepreneurs seek management tools to support their creativity and drive and get the most out of their teams. But tacking on one specialized tool after another can create redundancy and inefficiency. Keap has leveraged integration to become a leading CRM and automation platform for small businesses. With Keap Pay for integrated payment processing, Keap combines marketing, sales,... read more »

Chargeback Gurus Guides Merchants, Empowering Them to Reduce Chargebacks and Protect Revenue

Chargeback Gurus Guides Merchants, Empowering Them to Reduce Chargebacks and Protect Revenue

In a Nutshell:  Chargebacks can harm businesses — particularly companies that don't prepare for them. Chargeback Gurus provides solutions and consultative guidance to help merchants prevent chargebacks and protect revenue. Chargeback Gurus offers its services to businesses operating in numerous sectors. The company’s analytics provide merchants with an in-depth look into chargeback data. When a business sells a product or service, the revenue it receives from the sale may be... read more »

51 Intriguing Business Credit Card Statistics (2025)

51 Intriguing Business Credit Card Statistics (2025)

There are legends in entrepreneurship of founders bootstrapping their businesses on personal credit cards and putting family finances at risk to follow their dreams. The problem with those stories is that for every success there are undoubtedly many failures. Entangling personal and company finances creates complications that can trap people in financial dysfunction and even hinder the next great business idea. Business credit cards keep company and personal expenses separate.... read more »

TruRating Delivers One-Touch Customer Feedback at the Point of Sale to Surface Actionable Business Data

TruRating Delivers One-Touch Customer Feedback at the Point of Sale to Surface Actionable Business Data

Georgina Nelson brought her training in psychology and a role as a consumer advocate into discussions with her father about how to retain brick-and-mortar customers in the face of online encroachment. She realized the existing methods to assess customer experience were intrusive, unscientific, and probably counterproductive. So she created TruRating, which asks customers one simple question at the point of sale instead of trolling for their life story through a lengthy... read more »

FinFit’s SafetyNet Platform Provides Employees With Tools to Save, Cover Expenses, and Pay Down Debt

FinFit’s SafetyNet Platform Provides Employees With Tools to Save, Cover Expenses, and Pay Down Debt

Post-pandemic US workers suffer from a decided lack of buying power, with many recent surveys showing most Americans live from paycheck to paycheck. As the nation's largest financial wellness benefits servicer, FinFit meets the moment with products to help companies from the SMB to the enterprise level reduce employee economic uncertainty. FinFit's new SafetyNet platform provides employees with fairer access to credit and an on-ramp to savings — which translates into... read more »