All articles tagged Store Credit Cards (7)

Kohl’s Card vs. Target Card – Which Is Better?

Kohl’s Card vs. Target Card – Which Is Better?

Look at any list of the top retailers in the United States and you’re practically guaranteed to see Kohl’s and Target appear in the rankings. While each store has its unique style and product offerings, both attract budget-conscious shoppers who seek value and reasonable prices on clothing, housewares, and other everyday essentials. Since Kohl’s and Target have the shared missions of helping consumers save, it’s no surprise that both retailers have store credit cards to... read more »

5 Facts About the Shopping Cart Trick for Credit Cards

5 Facts About the Shopping Cart Trick for Credit Cards

Although it's a little counter-intuitive to some, applying for new credit can cause your credit score to drop by several points. That's because of the hard credit inquiry added to your credit reports when lenders check your credit. While a single hard inquiry has only a small impact, multiple hard inquiries within a short period of time can cause more significant damage. As a result, it's always best to minimize the number of hard inquiries that show up on your reports. One such... read more »

“What Credit Cards Are Accepted at Costco?” (7 Best Cards)

“What Credit Cards Are Accepted at Costco?” (7 Best Cards)

Although often mocked for the super-sized supplies stocked on pallets instead of shelves, warehouse clubs and their voluminous products can be a huge blessing to the budgets of large families and small businesses alike. One of the most popular warehouse chains is Costco, which sports over 740 locations around the world, more than 500 of which are in the US. But while consumers may love Costco's copious quantities and cost-per-ounce prices, the chain's credit card policy... read more »

13 Store Credit Cards for Bad Credit (The Easiest to Get)

13 Store Credit Cards for Bad Credit (The Easiest to Get)

As someone who has been on both sides of the retail exchange, I know cashiers are often required by the company to spout that litany of offers at the checkout line. But knowing they have to ask me doesn't always reduce my level of annoyance when I'm in a hurry. Making matters worse is the fact that I know the average store credit card simply isn't that great of a deal, despite the tempting spiel memorized by the cashier. This is thanks in part to the high APR store cards tend to... read more »

Can I Use My Walmart Credit Card Anywhere? 3 Things to Know

Can I Use My Walmart Credit Card Anywhere? 3 Things to Know

Walmart is the largest retail company in the world and has remained in the top position among other American retail chains since 2002. Known for its "Everyday Low Prices," people love the convenience and affordability Walmart brings to the (dinner) table. With everything from clothing and furniture departments to full-service pharmacies and delis, Walmart is a one-stop shop for many families. So naturally, it makes sense to get a credit card from a store you visit often -- each... read more »

Blue Nile — How the Web’s First Diamond Retailer Keeps Prices Low While Maintaining Its High Quality and Ethical Standards

Blue Nile — How the Web’s First Diamond Retailer Keeps Prices Low While Maintaining Its High Quality and Ethical Standards

In a Nutshell: The first online retailer of diamonds, Blue Nile has been providing customers with a selection of conflict-free, high-quality diamonds since 1999. Avoiding the overhead of housing expensive inventory at brick-and-mortar locations, the Blue Nile online marketplace boasts over 150,000 diamonds at considerably lower prices than traditional jewelers. Valuing transparency, Blue Nile helps guide customers through the online-buying process with educational resources and a... read more »

Can You Use a Fingerhut® Credit Card Anywhere? (3 Options for Purchases)

Can You Use a Fingerhut® Credit Card Anywhere? (3 Options for Purchases)

Most everyone has heard of Fingerhut, the retailer founded in 1948 and one of the first (and more popular) catalog stores to offer credit. Unlike other stores, where you would need to apply for a store card with approved credit terms, Fingerhut allowed consumers to break up their payments into installments, often with a fee or interest percentage built into the price of the product. Despite changes in product lineup, marketing methods, and customer base, Fingerhut remains a... read more »