The Ultimate Guide to Credit Cards
Saturday, April 27, 2024
Eric Bank
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About The Author

Eric Bank is an M.B.A. who has covered financial and business topics since 1985, appearing regularly on Credible, eHow, WiseBread, The Nest, Zacks, Chron, BadCredit.org and dozens of other outlets. Eric specializes in taking complex subject matters and explaining them in simple terms for consumer audiences, particularly in the world of personal finance. Eric holds a Master's in Business Administration from New York University and a Master's in Finance from DePaul University.

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Latest Posts

269 posts written/edited to date
What Is a Credit Score?

What Is a Credit Score?

A credit score is a number, most commonly ranging from 300 to 850, that represents... read more »

Eric Bank 4/16/2024
Capital One’s Big Move Shakes Up the Credit Card Market

Capital One's Big Move Shakes Up the Credit Card Market

On February 19, 2024, Capital One decided to add Discover’s credit cards to its... read more »

Eric Bank 2/21/2024
7 Things to Know About the Discover Debit Card (Feb. 2024)

7 Things to Know About the Discover Debit Card

Discover® is renowned for its high-value, low-cost financial products, and the is a... read more »

Eric Bank 1/2/2024
9 Best Business Credit Cards For LLCs (April 2024)

9 Best Business Credit Cards For LLCs

A cautionary tale about Joe, a new LLC owner. He was excited about his new business... read more »

Eric Bank 12/26/2023
8 Credit Cards for Students with Bad Credit & No Deposit (April 2024)

8 Cards for Students with Bad Credit

Navigating the credit card world can be tricky, especially for students with bad or... read more »

Eric Bank 12/18/2023
6 Best Cash Back Prepaid Debit Cards (April 2024)

6 Best Prepaid Cards With Cash Back

Move over, cash back credit cards! Make room for prepaid debit cards with cash back... read more »

Eric Bank 12/11/2023
6 Best Reloadable Debit Cards (April 2024)

6 Best Reloadable Debit Cards

Reloadable debit cards provide an effective way to pay with plastic without... read more »

Eric Bank 11/22/2023
9 Best Credit Cards to Pay in Full Monthly (April 2024)

9 Best Cards to Pay in Full Every Month

All credit cards let you spread your payments over multiple months. Even so-called... read more »

Eric Bank 11/21/2023
7 Best Lease Buyout Auto Loans (Feb. 2024)

7 Best Lease Buyout Auto Loans

Leasing is a flexible alternative to a car loan because it offers several options... read more »

Eric Bank 11/20/2023
4 Best Online Bank Accounts With Instant Debit Cards (April 2024)

4 Online Accounts with Instant Debit Cards

Online banks continue to flourish because of their convenience, flexibility, and... read more »

Eric Bank 11/13/2023
12 Best Flight Miles Credit Cards (April 2024)

12 Best Flight Miles Credit Cards

With travel volume nearly at pre-pandemic levels, there’s never been a better time... read more »

Eric Bank 11/7/2023
7 Highest-Limit Student Credit Cards (April 2024)

7 Student Cards With High Credit Limits

While the topic is the highest-limit student credit cards, let’s not get carried... read more »

Eric Bank 11/6/2023
5 Best Credit Cards With Air Miles & Cash Back (April 2024)

5 Best Air Miles Credit Cards With Cash Back

You may be shocked to learn how few travel cards let you convert your air miles... read more »

Eric Bank 10/31/2023
7 Best Cash Back Cards Redditors Love (April 2024)

7 Cash Back Cards Redditors Love

Many Reddit members are quite knowledgeable about their topics of interest. For... read more »

Eric Bank 10/30/2023
9 Best Instant Approval Credit Cards With No Deposit (April 2024)

9 Best Unsecured Cards With Instant Approval

A credit card that does not require a deposit is unsecured. Many unsecured cards... read more »

Eric Bank 10/24/2023
15 Best Travel Credit Cards With Bonus Miles (April 2024)

15 Best Travel Cards With Bonus Miles

Indiana Jones said it best: “It’s not the years, it’s the miles.” And miles are... read more »

Eric Bank 10/19/2023
9 Best 0% APR No-Annual-Fee Credit Cards (April 2024)

9 Cards With 0% APR & No Annual Fee

Credit card companies try to understand how to appeal to every different consumer... read more »

Eric Bank 10/9/2023
9 Credit Cards With the Most Bonus Points (April 2024)

9 Cards with the Most Bonus Points

I find it impossible to spend less than $300 on my weekly grocery shopping trip... read more »

Eric Bank 10/5/2023
7 Instant-Approval Payday Loans Online (Feb. 2024)

7 Online Payday Loans with Instant Approval

It used to be that you had to visit a brick-and-mortar storefront to get a payday... read more »

Eric Bank 9/26/2023
15 Best 0% APR Cash Back Credit Cards (April 2024)

15 Best Cash Back Cards With 0% APRs

If you’re old enough, you may remember the commercial for Certs breath mints and... read more »

Eric Bank 9/25/2023