Eric Bank

You can keep the raindrops on roses and whiskers on kittens — bonus miles are one... read more »

I’ve noticed that some credit card ads put their promotional rates — often 0% APR —... read more »

I can only imagine how farmers feel when they finally reap a bountiful crop and... read more »

I was the victim of credit card fraud shortly after graduating college. I made a... read more »

I remember my first time flying in an airplane. I was a bit hesitant, but it would... read more »

I just got my two grandnephews, ages 8 and 4, their first debit cards. The older... read more »

I was born into this world pure, innocent, and without a credit history. By the... read more »

Credit card APR is a term that is frequently used but not always understood. Sure... read more »

For some folks, “bureau” has a vaguely negative connotation. After all, it is, by... read more »

Penalty is such an unfriendly word. It derives from the Latin word for “punishment”... read more »

If there’s one thing credit companies are great at, it’s making it easier for you... read more »

Your debt-to-income (DTI) ratio summarizes how much of your monthly income you use... read more »

Anyone can make mistakes — just ask my editor. One common faux pas is forgetting to... read more »

Excellent credit has many benefits, from bragging rights at the donut shop to being... read more »

If you spend a lot of time 40,000 feet above the ground, air miles should be a part... read more »

When I received my first signup bonus, I was over the moon. It proved addictive —... read more »

My heart wanted this nifty new camera with a retro design, but my budget was... read more »

Credit card travel blackout dates are certain times when you can’t use your credit... read more »

Credit card purchase protection safeguards you if a product you buy with your... read more »

Credit card delinquency happens when you don’t pay your credit card bill on time... read more »