The Ultimate Guide to Credit Cards
Sunday, September 24, 2023
Eric Bank
Author Info Icon

About The Author

Eric Bank has been covering business and financial topics since 1985, specializing in taking complex subject matters and explaining them in simple terms for consumer audiences. In addition to his work on CardRates.com, Eric has appeared regularly on Credible.com, eHow, WiseBread, The Nest, Get.com, Zacks, Chron and dozens of other outlets. Eric holds an M.B.A. from New York University and an M.S. in finance from DePaul University.

Latest Posts Icon

Latest Posts

254 posts written/edited to date
7 Best Auto Loans After Bankruptcy (Oct. 2023)

7 Best Auto Loans After Bankruptcy

Life goes on after bankruptcy. And in America, driving is a large part of living... read more »

Eric Bank 9/12/2023
9 Balance Transfer Cards For 600-700+ FICO Score (Sep. 2023)

Balance Transfer Cards for Fair to Good Credit

Cards with balance transfer promotions can save you big bucks. You can use them to... read more »

Eric Bank 9/7/2023
7 Best Credit Cards With Travel Insurance (Sep. 2023)

7 Best Cards With Travel Insurance

You may be surprised to learn how few credit cards provide comprehensive travel... read more »

Eric Bank 9/5/2023
6 Highest-Limit Chase Credit Cards (Oct. 2023)

6 Highest-Limit Chase Credit Cards

Chase dominates the credit card industry with more cardholders than any other... read more »

Eric Bank 8/31/2023
11 Highest-Limit Air Miles Credit Cards (Sep. 2023)

11 Air Miles Cards With High Credit Limits

High spending limits and air miles go together like peanut butter and jelly: The... read more »

Eric Bank 8/23/2023
0% For 12+ Months: Balance Transfer Cards (Sep. 2023)

11 Cards With 0% Interest For 12 Months

Imagine this scenario: You own five credit cards with a combined unpaid balance of... read more »

Eric Bank 8/22/2023
9 Highest-Limit Cash Back Credit Cards (Sep. 2023)

9 High-Limit Cash Back Credit Cards

The Consumer Financial Protection Bureau recently found that credit card limits are... read more »

Eric Bank 8/14/2023
0% For 24 Months Balance Transfer Cards (Sep. 2023) 

Cards with 0% Interest for 24 Months

While they may say you can never be too rich or too thin. I say your credit card’s... read more »

Eric Bank 8/3/2023
7 Best Discover Cards For Students (Sep. 2023)

7 Best Discover Cards for Students

College can teach you many things in addition to academic knowledge. A well-rounded... read more »

Eric Bank 7/27/2023
12 Best Personal Cards For Business Expenses (Oct. 2023)

12 Personal Cards For Business Expenses

By law and custom, you can use your personal credit card to cover business... read more »

Eric Bank 7/25/2023
7 Best Credit Cards Reddit Users Recommend (Sep. 2023)

7 Credit Cards Redditors Recommend

Many consumers find the Reddit platform a valuable source of information about... read more »

Eric Bank 7/20/2023
7 Car Loans Easy to Get Online (Sep. 2023)

7 Online Car Loans With Easy Approval

News Flash! It’s hard to drive somewhere to fill out a car loan application if you... read more »

Eric Bank 7/12/2023
9 High-Limit Business Credit Cards (Sep. 2023)

9 High-Limit Cards For Business Owners

Business owners have little use for credit cards with puny spending limits. If... read more »

Eric Bank 6/29/2023
9 Online Installment Loans With Instant Approval (June 2023)

9 Online Installment Loans With Instant Approval

We live in fast times: streaming services, 10-minute food delivery, telemedicine... read more »

Eric Bank 6/22/2023
12 Best Travel Credit Cards For Beginners (Oct. 2023)

12 Best Travel Cards For Beginners

Maybe you’re entirely new to credit cards. Or perhaps you’ve never owned a travel... read more »

Eric Bank 6/19/2023
8 Instant-Approval Bad Credit Personal Loans (June 2023)

8 Instant-Approval Bad Credit Personal Loans

If you have bad credit, it’s good to know where you can get instant approval for a... read more »

Eric Bank 6/15/2023
9 Credit Cards For $50k, $75k & $100k Salaries (Oct. 2023)

9 Credit Cards For $50k to $100k Salaries

Ready for some statistics? The US average yearly income as of the first quarter of... read more »

Eric Bank 6/13/2023
5 Bad Credit Auto Loans With No Down Payment (Sep. 2023)

5 Bad Credit Auto Loans With No Down Payment

Having bad credit doesn’t necessarily mean you’re chronically short of cash. But... read more »

Eric Bank 6/12/2023
3 Best Discover Cards For Beginners (Sep. 2023)

The Best Discover Cards For Beginners

A beginning is a delicate time. So opens Dune, Frank Herbert’s science-fiction... read more »

Eric Bank 6/8/2023
5 Best Bank of America Preferred Rewards Cards (Oct. 2023)

5 Best Bank of America Preferred Rewards Cards

The Merriam-Webster dictionary defines synergy as “a mutually advantageous... read more »

Eric Bank 6/6/2023