Introductory Offer | Credit Card Topics

What is an Introductory Offer? Why Credit Card Issuers Offer Consumers Incentives to Apply

By: Marcie Geffner, 11/27/2024

With two very good credit cards in my wallet, I didn’t feel a need for a third until a natural disaster struck the area where I live. After a mandatory evacuation followed by an extended hotel stay while some damage to my home was repaired, I decided to take advantage of an offer to get a new card with bonus points toward hotel stays. A friend in the travel business told me I could collect the introductory bonus offer and then add the points from my hotel stay, paid for by... read more »

7 Best 0% Interest Credit Cards (Best (Dec. 2024)

By: Eric Bank, 12/2/2024

The universe of 0% interest credit cards includes a rich constellation of stellar choices sure to please almost everyone. The cards we’ve reviewed here can help lighten your financial load, and the best will do so while granting you some nice rewards and benefits. Read on to find the perfect card to rock your world. New Purchases | Balance Transfers | FAQs Best 0% Interest Credit Cards for New Purchases If you are contemplating a big purchase, these cards will let you stretch out... read more »

7 Best Purchase APR Credit Cards (2024)

By: Eric Bank, 1/28/2024

You’d rather pay a low APR instead of a high APR, right? We completely agree! That’s why our experts have chosen to review the best purchase APR credit cards. There are two aspects to low APRs. The first is the introductory purchase APR, typically 0%, for a set number of months after you open the account. The second is the ongoing APR after the introductory period expires. The ongoing APR depends on your creditworthiness as indicated by your credit score. If you plan to keep your... read more »

7 Longest 0% APR Credit Card Offers (2024)

By: Adam West, 1/27/2024

Credit cards are super convenient. But, if not used properly, they can also be very expensive. The longer you take to pay off your balance, the more money you spend on interest and fees — unless you snag one of the longest 0% APR credit card offers. These cards offer extended promotional periods for new cardholders that allow you to pay no interest charges for a set period on all your new purchases and initial balance transfers. These offers can help you knock debt out faster by... read more »

5 Best No-Interest Credit Cards for 18+ Months (2024)

By: Adam West, 7/8/2024

Nothing’s better than getting something for free. But let’s face it, most things in life aren’t free, so financing them interest-free isn’t a bad consolation prize. You can save thousands of dollars with the right credit card that offers an extended interest-free introductory period. And whether you’re making a big purchase or paying off existing debt that’s currently sitting on a credit card with a high APR, there’s never been a better time to find the right 0% offer.... read more »

12 Category Winners: Best Credit Card Offers (2024)

By: Brittney Mayer, 1/25/2024

Although a few exceptions may exist, the true value of most great deals or offers will be entirely contextual. For example, the best credit card offers for travel rewards are only actually valuable to those who, well, travel. As with many other things, finding a great credit card offer will start first with identifying what you want out of your card -- and your offer. The modern card market allows for extreme personalization in your credit card portfolio, making it easy to maximize... read more »

13 Best No Interest Credit Cards (2024)

By: Brittney Mayer, 1/25/2024

In the following article, we'll present some of our experts' top picks for the best no-interest credit cards. As any gardener knows, weeds are capable of multiplying exponentially in a matter of weeks if left to grow in the garden untended. The very same thing can happen, as many cardholders learn, if you allow your credit card's interest fees to grow without interference. But, the same way a good bit of mulching can help keep weeds in check without constant supervision, so, too,... read more »

11+ Best Low-Interest Credit Cards (Dec. 2024)

By: Brittney Mayer, 12/2/2024

No matter how great it may seem at the outset, everything in life has its downsides. Delicious pizza tends to come with a lot of calories, fast-and-fun sports cars have terrible gas mileage — and rewards credit cards have high interest rates. Happily, there are ways to have your pie and enjoy it, too. Light-cheese veggie pizzas are almost healthy, sports cars can come with electric engines, and low-interest credit card deals can offer interest-free financing. Indeed, a variety... read more »

7 Best 0% APR & Low-Interest Credit Cards (Dec. 2024)

By: Ashley Fricker, 12/2/2024

Most consumers today have felt the sting when they realize that the price tag that first lured them in has snowballed beyond recognition at the moment of checkout. For example, that $10 pizza delivery somehow ends up costing you $20 by the time the tax, tip, and delivery fee are included. And it doesn't stop there. If you use a credit card to pay for your purchases and then carry that balance past the grace period, you'll start accruing interest fees on top of everything else. ... read more »

9 Best Deals on Credit Card Interest Rates (Dec. 2024)

By: Brittney Mayer, 12/2/2024

Although intimidating to some novice cardholders, credit card interest rates isn't a particularly complicated concept to understand -- and it's certainly worth whatever time it takes to learn. Once you know how credit card interest works, you can find ways to not only minimize the interest you incur on your credit card balances, but how to avoid paying interest fees altogether. For example, when you understand how your credit card's grace period operates, you can enjoy interest-free... read more »

8 Best Low-Interest Credit Cards with 0% Intro (Dec. 2024)

By: Brittney Mayer, 12/2/2024

Low interest credit cards are important when it comes to those big purchases that may require you to carry a balance for a while. This article explores some of the top low interest cards on the market today. According to a 2018 survey on credit card ownership from Statista, more than half of the consumers from every age group over 18 reported using credit cards. Of those abstaining from card use, a common reason cited is the potential for accumulating debt. They have a fair... read more »

12 Best Credit Card Offers Now, Per Experts (Dec. 2024)

By: Lauren Keys, 12/2/2024

I still have my first credit card, despite it not currently residing in my wallet. While I began my credit card journey with a mere $300 limit, over the years, my little Capital One card has undergone several credit limit increases and upgrades to better iterations. But I don’t use it. Instead, I prefer to stay up with the latest cards to reap their benefits. There are so many credit card offers that tear me from my typical brand loyalty — between large cash-back percentages,... read more »

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All articles tagged Introductory Offer (12)