All articles tagged Introductory Offer (8)

18 Best 0% Interest Credit Cards for 2018

18 Best 0% Interest Credit Cards for 2018

You see them in nearly every retail store: The giant signs on every surface, loudly proclaiming, "0% Financing! No Interest Until [Several Years from Now]!" What most of these signs are hiding in the fine print, however, is that you better pay off your full purchase before then, or deferred interest will come down upon your head. Want a better interest-free alternative? Just turn to a quality credit open-loop card with an introductory 0% APR offer. Most credit card APR deals... read more »

17 Best 0% APR & Low-Interest Credit Cards for 2018

17 Best 0% APR & Low-Interest Credit Cards for 2018

Most consumers today have felt the sting when they realize that the price tag that first lured them in has snowballed beyond recognition at the moment of checkout. For example, that $10 pizza delivery somehow ends up costing you $20 by the time the tax, tip, and delivery fee are included. And it doesn't stop there. If you use a credit card to pay for your purchases, and then carry that balance past the grace period, you'll start accruing interest fees on top of everything else. ... read more »

9 Best Deals on Credit Card Interest Rates (2018)

9 Best Deals on Credit Card Interest Rates (2018)

Although intimidating to some novice cardholders, credit card interest isn't a particularly complicated concept to understand -- and it's certainly worth whatever time it takes to learn. Once you know how credit card interest works, you can find ways to not only minimize the interest you incur on your credit card balances, but how to avoid paying interest fees altogether. For example, when you understand how your credit card's grace period operates, you can enjoy interest-free... read more »

12 Best No-Interest Credit Cards (2018‘s 0% APR Offers)

12 Best No-Interest Credit Cards (2018‘s 0% APR Offers)

One of the most prodigious creatures of the insect world, the aphid is nothing short of a biological marvel. A single female can reproduce on its own, creating an entire army of daughters that can decimate a plant in days. And when a host plant has become overrun, the little bugs develop wings and search for a new victim. Mimicking the bugs' uncanny ability to multiply unchecked from a single progenitor, credit card interest fees may very well be the aphids of the consumer finance... read more »

15 Best Low-Interest Credit Cards — Compare 0% Intro Rates

15 Best Low-Interest Credit Cards — Compare 0% Intro Rates

According to a 2016 survey on credit card ownership commissioned by Bankrate, more than half of those over 30 own at least one credit card. Of those abstaining from card use, the main reason cited was the potential for accumulating debt. They have a fair point; collectively, Americans owe around $762 billion in credit card debt. The fact is, however, that credit cards aren't, on their own, inherently dangerous for your finances. The real culprit is actually the high interest rates... read more »

12 Best Credit Card Deals (Airline, Travel, Transfer, 0% APR & More)

12 Best Credit Card Deals (Airline, Travel, Transfer, 0% APR & More)

The search for the best deal is an age-old art, one likely practiced by buyers for centuries. I can imagine ancient shoppers going from camel salesman to camel salesman, looking for a bargain on their new ride. For the modern consumer, finding the best deal is easier than ever, with most of the hard work being done by search engines and other online tools. The search for the best credit card deal is no exception, and deals abound for just about any kind of card. In many ways, the... read more »

12 Best Credit Card Offers (2018) – Expert Reviews

12 Best Credit Card Offers (2018) – Expert Reviews

I still have my first credit card, despite it not currently residing in my wallet. While I began my credit card journey with a mere $300 limit, over the years my little Capital One card has undergone several credit limit increases and upgrades to better iterations. But I don’t use it. Instead, I prefer to stay up with the latest cards and reap their benefits. There are so many credit card offers that tear me from my typical brand loyalty — between large cash-back percentages,... read more »

10 Best No-Interest “0% on Purchases” Credit Cards

10 Best No-Interest “0% on Purchases” Credit Cards

Credit card issuers are known to offer a number of amazing perks to attract and retain new credit card customers — free air miles, cash back, you name it. One of the most underutilized of these perks is the "0% APR on purchases" feature offered by many of the top issuers. What does that perk mean exactly? A 0% on purchases introductory APR simply means when you make purchases on a card, the issuer will not begin accruing interest on those amounts until after a predetermined number... read more »