The Ultimate Guide to Credit Cards
Saturday, December 14, 2019

All articles tagged Introductory Offer (12)

10 Best Purchase APR Credit Cards

10 Best Purchase APR Credit Cards

You’d rather pay a low APR instead of a high APR, right? We completely agree! That’s why our experts have chosen to review the best purchase APR credit cards. There are two aspects to low APRs. The first is the introductory purchase APR, typically 0%, for a set number of months after you open the account. The second is the ongoing APR after the introductory period expires. The ongoing APR depends on your creditworthiness as indicated by your credit score. If you plan to keep... read more »

15 Longest 0% APR Credit Card Offers

15 Longest 0% APR Credit Card Offers

Credit cards are super convenient. But, if not used properly, they can also be very expensive. The longer you take to pay off your balance, the more money you spend on interest and fees — unless you snag one of the longest 0% APR credit card offers. These cards offer extended promotional periods for new cardholders that allow you to pay no interest charges for a set period on all your new purchases and initial balance transfers. These offers can help you knock debt out faster by... read more »

11 Best No-Interest Credit Cards for 18+ Months

11 Best No-Interest Credit Cards for 18+ Months

Nothing’s better than getting something for free. But let’s face it, most things in life aren’t free, so financing them interest-free isn’t a bad consolation prize. You can save thousands of dollars with the right credit card that offers an extended interest-free introductory period. And whether you’re making a big purchase or paying off existing debt that’s currently sitting on a credit card with a high APR, there’s never been a better time to find the right 0% offer.... read more »

13 Top Categories — Best Credit Card Offers for 2019

13 Top Categories — Best Credit Card Offers for 2019

Although a few exceptions may exist, the true value of most great deals or offers will be entirely contextual. For example, the best credit card offers for travel rewards are only actually valuable to those who, well, travel. As with many other things, finding a great credit card offer will start first with identifying what you want out of your card -- and your offer. The modern card market allows for extreme personalization in your credit card portfolio, making it easy to maximize... read more »

13 Best No-Interest Credit Cards for 2019

13 Best No-Interest Credit Cards for 2019

As any gardener knows, weeds are capable of multiplying exponentially in a matter of weeks if left to grow in the garden untended. The very same thing can happen, as many cardholders learn, if you allow your credit card's interest fees to grow without interference. But, the same way a good bit of mulching can help keep weeds in check without constant supervision, so, too, can a solid introductory 0% APR offer help keep interest fees from accumulating on your credit card without... read more »

27 Best Low-Interest Credit Cards for 2019

27 Best Low-Interest Credit Cards for 2019

No matter how great it may seem at the outset, everything in life has its downsides. Delicious pizza tends to come with a lot of calories, fast-and-fun sports cars have terrible gas mileage — and rewards credit cards have high interest rates. Happily, there are ways to have your pie and enjoy it, too. Light-cheese veggie pizzas are almost healthy, sports cars can come with electric engines, and low-interest credit card deals can offer interest-free financing. Indeed, a variety... read more »

18 Best 0% Interest Credit Cards for 2019

18 Best 0% Interest Credit Cards for 2019

You see them in nearly every retail store: The giant signs on every surface, loudly proclaiming, "0% Financing! No Interest Until [Several Years from Now]!" What most of these signs are hiding in the fine print, however, is that you better pay off your full purchase before then, or deferred interest will come down upon your head. Want a better interest-free alternative? Just turn to a quality credit open-loop card with an introductory 0% APR offer. Most credit card APR deals... read more »

17 Best 0% APR & Low-Interest Credit Cards for 2019

17 Best 0% APR & Low-Interest Credit Cards for 2019

Most consumers today have felt the sting when they realize that the price tag that first lured them in has snowballed beyond recognition at the moment of checkout. For example, that $10 pizza delivery somehow ends up costing you $20 by the time the tax, tip, and delivery fee are included. And it doesn't stop there. If you use a credit card to pay for your purchases and then carry that balance past the grace period, you'll start accruing interest fees on top of everything else. ... read more »

9 Best Deals on Credit Card Interest Rates (2019)

9 Best Deals on Credit Card Interest Rates (2019)

Although intimidating to some novice cardholders, credit card interest rates isn't a particularly complicated concept to understand -- and it's certainly worth whatever time it takes to learn. Once you know how credit card interest works, you can find ways to not only minimize the interest you incur on your credit card balances, but how to avoid paying interest fees altogether. For example, when you understand how your credit card's grace period operates, you can enjoy interest-free... read more »

15 Best Low-Interest Credit Cards — Compare 0% Intro Rates

15 Best Low-Interest Credit Cards — Compare 0% Intro Rates

According to a 2016 survey on credit card ownership commissioned by Bankrate, more than half of those over 30 own at least one credit card. Of those abstaining from card use, the main reason cited was the potential for accumulating debt. They have a fair point; collectively, Americans owe around $762 billion in credit card debt. The fact is, however, that credit cards aren't, on their own, inherently dangerous for your finances. The real culprit is actually the high interest rates... read more »