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Tuesday, May 11, 2021

All articles tagged Personal Loans (5)

5 Unsecured Loans for Bad Credit Borrowers

5 Unsecured Loans for Bad Credit Borrowers

By: Eric Bank, 2/21/2020

Obtaining a loan is a real challenge for the 16% of Americans who have bad credit. If your FICO score is below 580, you understand first-hand what it’s like to deal with bad credit, including the difficulty of acquiring credit cards and loans. However, good old American competition means providers of unsecured loans for bad credit will always exist -- this market is just too big to ignore. To be sure, unsecured loans are more expensive and harder to get than are secured loans. ... read more »

LoanStart: Find the Right Loan Among 300+ Lending Partners for Credit Card Consolidation and More

LoanStart: Find the Right Loan Among 300+ Lending Partners for Credit Card Consolidation and More

By: Adam West, 5/22/2019

In a Nutshell: LoanStart helps consumers in search of a loan find a lender that suits their funding needs within just five minutes after submitting a simple, fee-free loan request form. Working securely with more than 300 trusted lending partners, including conveniently located storefront providers, the service makes finding a suitable lender easy. In today's connected world where loan options abound, LoanStart cuts through the clutter to connect consumers in need of funds with lenders... read more »

5 Best Online Personal Loans for Bad Credit

5 Best Online Personal Loans for Bad Credit

By: Ashley Dull, 6/22/2018

One of the great inequities of the personal finance world is that those who tend to need the most help are often the least likely to receive it. Personal loans are a prime example of this reality. Often used to consolidate debt or pay for sudden financial emergencies, personal loans are often hard to obtain for those with bad credit and high debt levels. But while challenging to find, options do exist for bad-credit personal loans, although they may not be as affordable as those... read more »

2017’s Top P2P Personal Lending Platform — LendingClub Earns Our Editor’s Choice™ Award for Connecting Borrowers & Investors

2017’s Top P2P Personal Lending Platform — LendingClub Earns Our Editor’s Choice™ Award for Connecting Borrowers & Investors

By: Mike Randall, 8/24/2017

In a Nutshell: Founded in 2007, LendingClub is a peer-to-peer lending platform where borrowers can request unsecured personal loans directly from individual investors. These loans can range in size from $1,000 to $40,000 and have a duration of either three or five years. Individuals who want their money to earn more can browse LendingClub’s website, and choose a loan or loans to invest in. Since LendingClub is an online marketplace, it has very low overhead costs compared to... read more »

Grads Can Save Nearly $19K with SoFi: The First Marketplace Lender to Offer Student Loan Refinancing

Grads Can Save Nearly $19K with SoFi: The First Marketplace Lender to Offer Student Loan Refinancing

By: Ashley Dull, 10/26/2015

In a nutshell: Graduates who used student loans to fund their education face an average of $33,000 in resulting debt. Throw in a graduate school degree and the debt can easily exceed $100,000. Furthermore, many of those grads pay interest rates of up to 7 percent or higher on their loans. SoFi, a leading marketplace lender, stepped in to alleviate some of that financial strain by establishing the first student loan refinancing model in 2011. With variable rates as low as 2.14 percent,... read more »