Personal Loans | Credit Card Topics

5 Personal Loans For Credit Card Debt Payoff (June 2023)

By: Eric Bank, 9/28/2022

Personal loans for credit card debt can rescue anyone who’s racked up unpaid balances on multiple credit cards. An unsecured personal loan can replace all those credit card bills with one monthly fixed payment. In addition to the logistical advantages of a consolidation loan, you should also see your FICO score improve after you pay off your credit card debt. Best of all, personal loans for consolidation purposes are available whether you have good credit or poor... read more »

5 Best Low-Interest Personal Loans (June 2023)

By: Eric Bank, 9/26/2022

We're not surprised that articles reviewing low interest personal loans generate high interest among our readers. After all, no one wants to pay more than necessary for a loan. These lending networks host hundreds of direct lenders competing for your business. And the lenders offer more than one way to borrow, from a payday loan to an installment loan to a home equity loan. The competition these lenders promote helps you compare, obtain, and save money on online personal loans... read more »

7 Personal Loans For Fair Credit (June 2023)

By: Eric Bank, 8/8/2022

People aren't perfect, which is why there are personal loans for fair credit. If you have fair credit, you've made at least one mistake that has lowered your credit score below the average. Perhaps you were late on a few credit card payments, or maybe you had some serious credit problems from which you have started recovering. No matter the reason, you still have easy access and won't pay the highest personal loan rates. The seven lender-matching networks reviewed below can find... read more »

7 Best Emergency Cash Loans (June 2023)

By: Eric Bank, 7/28/2021

With 40% of Americans unable to come up with $400 for an emergency expense, the need for emergency cash loans should not be underestimated. Cash emergencies can occur without warning and can be quite challenging, especially if you don’t have an emergency fund. When you need funding for an emergency expense, you want a lender that can put money in your pocket quickly with a minimum of red tape. We’ve identified seven lending services that fit the bill, facilitating payday and... read more »

7 Best Small Payday Loans Online (June 2023)

By: Ashley Dull, 7/8/2021

Qualifying for small payday loans online is easy and the fastest way to get a loan to hold you over until your next paycheck. With the online lending networks below, you can submit a loan request for a small payday loan or a larger installment loan that you can repay over time with an affordable monthly payment. Either loan option takes only minutes to qualify for — and the best part is that each network partners with lenders that specialize in bad credit loan products. After you... read more »

7 Small Loans For Bad Credit Online (June 2023)

By: Adam West, 7/1/2021

Don’t worry if a bank has turned down your loan application because you can find affordable small loans for bad credit online. A bank or credit union is typically the most challenging place to acquire loans unless you have an excellent credit history. Instead of spinning your wheels at a local financial institution, consider submitting a loan request to an online lending network. The networks listed below will send your loan request to many different partner lenders all at once.... read more »

7 Best Personal Loans For Bad Credit (June 2023)

By: Ashley Dull, 6/22/2021

You can officially stop your search for the best personal loans for bad credit because we’ve put together the list to end all lists. Online lending networks, like those listed below, were designed to help consumers who have poor credit find the bad credit personal loan they need. These networks allow you to submit a single loan request to each network, which is then forwarded to all the lenders that partner with that network. Within minutes, qualified applicants may receive... read more »

7 Cash Advance & Personal Loans For No Credit (June 2023)

By: Ashley Dull, 6/3/2021

We review here the seven best providers of cash advance and personal loans for no credit. The companies we recommend are lender networks, meaning you fill out a single loan application that is then forwarded to the network’s partner lenders. These lenders specialize in working with applicants of all credit scores, but, particularly, those who have bad credit and no credit. In fact, your chances of being approved without a credit history are better than those of someone who has bad... read more »

5 Unsecured Loans for Bad Credit Borrowers (June 2023)

By: Eric Bank, 2/21/2020

Obtaining a loan is a real challenge for the 16% of Americans who have bad credit. If your FICO score is below 580, you understand first-hand what it’s like to deal with bad credit, including the difficulty of acquiring credit cards and loans. However, good old American competition means providers of unsecured loans for bad credit will always exist -- this market is just too big to ignore. To be sure, unsecured loans are more expensive and harder to get than are secured loans. But... read more »

LoanStart: Find the Right Loan Among 300+ Lending Partners for Credit Card Consolidation and More

By: Adam West, 5/22/2019

In a Nutshell: LoanStart helps consumers in search of a loan find a lender that suits their funding needs within just five minutes after submitting a simple, fee-free loan request form. Working securely with more than 300 trusted lending partners, including conveniently located storefront providers, the service makes finding a suitable lender easy. In today's connected world where loan options abound, LoanStart cuts through the clutter to connect consumers in need of funds with lenders... read more »

5 Best Online Personal Loans for Bad Credit (June 2023)

By: Ashley Dull, 6/22/2018

One of the great inequities of the personal finance world is that those who tend to need the most help are often the least likely to receive it. Personal loans are a prime example of this reality. Often used to consolidate debt or pay for sudden financial emergencies, personal loans are often hard to obtain for those with bad credit and high debt levels. But while challenging to find, options do exist for bad-credit personal loans, although they may not be as affordable as those... read more »

2017’s Top P2P Personal Lending Platform — LendingClub Earns Our Editor’s Choice™ Award for Connecting Borrowers & Investors

By: Mike Randall, 8/24/2017

In a Nutshell: Founded in 2007, LendingClub is a peer-to-peer lending platform where borrowers can request unsecured personal loans directly from individual investors. These loans can range in size from $1,000 to $40,000 and have a duration of either three or five years. Individuals who want their money to earn more can browse LendingClub’s website, and choose a loan or loans to invest in. Since LendingClub is an online marketplace, it has very low overhead costs compared to... read more »

Grads Can Save Nearly $19K with SoFi: The First Marketplace Lender to Offer Student Loan Refinancing

By: Ashley Dull, 10/26/2015

In a nutshell: Graduates who used student loans to fund their education face an average of $33,000 in resulting debt. Throw in a graduate school degree and the debt can easily exceed $100,000. Furthermore, many of those grads pay interest rates of up to 7 percent or higher on their loans. SoFi, a leading marketplace lender, stepped in to alleviate some of that financial strain by establishing the first student loan refinancing model in 2011. With variable rates as low as 2.14 percent,... read more »

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All articles tagged Personal Loans (13)