The Ultimate Guide to Credit Cards
Saturday, June 22, 2024
Home Background

The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Credit Card Advice
What is a Charge-Off? When Debt is Deemed Uncollectable

What is a Charge-Off? When Debt is Deemed Uncollectable

When businesses or lenders consider a debt uncollectible, usually due to missed or nonpayment, they can charge the...

Erica Sandberg Erica Sandberg 6/17/2024

What is a FICO Score? How it Impacts Lending and Credit

What is a FICO Score? How it Impacts Lending and Credit

A FICO score is any score designed and developed by the company, Fair Isaac. When you think of the term FICO, think of...

John Ulzheimer John Ulzheimer 6/13/2024

How Card Statement Credits Work

How Card Statement Credits Work

A statement credit is money applied to your credit card account that can lower your balance or be applied to future...

Erica Sandberg Erica Sandberg 5/3/2024

Do Issuers Use FICO or VantageScore Credit Scores?

Do Issuers Use FICO or VantageScore Credit Scores?

The credit card is the default preferred method of payment for almost 200 million consumers, according to Experian...

John Ulzheimer John Ulzheimer 4/17/2024

25 Tips to Jump-Start Your Savings

25 Tips to Jump-Start Your Savings

Smart consumers know there are plenty of reasons to save money for future expenses, such as emergencies or major life...

Marcie Geffner Marcie Geffner 4/8/2024

How Do Credit Cards Get Hacked?

How Do Credit Cards Get Hacked?

If you’ve ever gotten an unfamiliar alert from your credit card company or you’ve seen a transaction on your credit...

John Ulzheimer John Ulzheimer 3/14/2024

See All Credit Card Advice »
Finance In the News
Achieve Credit Score Mastery Through This Website and App

Achieve Credit Score Mastery Through This Website and App

Chaim Geller found a home purchase deal he couldn’t ignore but lacked the credit to qualify for a mortgage. His...

Mike Senecal Mike Senecal 6/19/2024

Trust Stamp Helps Financial Institutions Prevent Fraud

Trust Stamp Helps Financial Institutions Prevent Fraud

Businesses and consumers both require security when transacting online. Trust Stamp offers solutions that help financial...

Andrew Allen Andrew Allen 6/18/2024

57 Educational Student Credit Card Debt Statistics

57 Educational Student Credit Card Debt Statistics

Ideally, higher education is a formative learning and developmental experience. But it’s also an investment that can...

Mike Senecal Mike Senecal 6/13/2024

Rethinking Point of Sale Can Improve Your Bottom Line

Rethinking Point of Sale Can Improve Your Bottom Line

High-inventory, multilocation merchants — including those that aspire to the enterprise level or are already there —...

Mike Senecal Mike Senecal 6/6/2024

Southern Bancorp Elevates Underserved Communities

Southern Bancorp Elevates Underserved Communities

Congress created the Community Development Financial Institution (CDFI) designation in the 1990s to encourage financial...

Mike Senecal Mike Senecal 5/30/2024

53 Illuminating Credit Card Usage Statistics

53 Illuminating Credit Card Usage Statistics

Cooperation is at the heart of the intertwined relationships among consumers, merchants, credit card issuers, and the...

Mike Senecal Mike Senecal 5/29/2024

See All Finance In the News »
About Us
Press Room

Press Room

CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.