The Ultimate Guide to Credit Cards
Sunday, September 26, 2021
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The Ultimate Guide to Credit Cards

Featuring credit card ratings, reviews and guides from 50+ leading finance experts, including:

Credit Card Advice
Comparing BNPL Services vs. Credit Cards

Comparing BNPL Services vs. Credit Cards

Buy Now Pay Later (BNPL) sounds simple: You get what you want now. You pay for it later. Great! Right? Well, maybe. The...

Marcie Geffner Marcie Geffner 9/20/2021

How to Read a Credit Card Agreement

How to Read a Credit Card Agreement

Credit cards can be hard to resist, thanks to enticing sign-up offers from free cash back to zero-percent interest for...

Andrea Woroch Andrea Woroch 9/1/2021

How Your Credit Score Affects Your Loan Terms

How Your Credit Score Affects Your Loan Terms

It’s commonly understood that your credit scores can make or break your chances of qualifying for a loan or other forms...

John Ulzheimer John Ulzheimer 8/31/2021

Hardship Accommodations By Credit Card Issuer

Hardship Accommodations By Credit Card Issuer

There may come a time when you can’t manage even the minimum monthly payment for your credit card account. After...

Erica Sandberg Erica Sandberg 8/23/2021

How to Choose a Student Credit Card in 3 Steps

How to Choose a Student Credit Card in 3 Steps

College students — and their parents — can easily become overwhelmed with the many choices of good credit cards for...

Marcie Geffner Marcie Geffner 8/11/2021

Can My Credit Card Issuer Update My Credit Report?

Can My Credit Card Issuer Update My Credit Report?

Most credit card issuers report their cardholder’s accounts to the three major credit reporting agencies. As a result...

John Ulzheimer John Ulzheimer 8/4/2021

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Finance In the News
Weekly Credit Card Update — September 24, 2021

Weekly Credit Card Update — September 24, 2021

For media inquiries on these stories and more, contact credit card expert and industry analyst Bill Hardekopf at (205)...

CardRates News 9/24/2021

Competition Drives Innovation in Consumer Card Services

Competition Drives Innovation in Consumer Card Services

As recently as a decade ago, routing data over the big payment networks was so expensive that smaller merchants had to...

CardRates News 9/23/2021

Low Deposit Rates Hinder Credit Union Competitiveness

Low Deposit Rates Hinder Credit Union Competitiveness

DepositAccounts is a digital platform that allows consumers to compare interest rates on deposit accounts from banks...

CardRates News 9/23/2021

First State Bank of St. Charles: Products to Help People

First State Bank of St. Charles: Products to Help People

First State Bank of St. Charles is a locally owned and independent institution founded in 1867 to serve the people of...

CardRates News 9/22/2021

Splitit: Use Existing Credit to Buy Now, Pay Later

Splitit: Use Existing Credit to Buy Now, Pay Later

Consumers and merchants both see the benefits of buy now, pay later purchasing. But most installment models require an...

CardRates News 9/22/2021

KultureCity: Rewards Support People With Sensory Needs

KultureCity: Rewards Support People With Sensory Needs

As many as 1 in 6 individuals have a sensory sensitivity associated with crowds, lights, sounds, or smells that make...

CardRates News 9/21/2021

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CardRates is regularly relied upon by national media outlets to provide expert commentary on various credit and finance topics. See our latest media appearances below.