Students | Credit Card Topics

8 Credit Cards for Students with Bad Credit & No Deposit (2024)

By: Eric Bank, 5/30/2024

Navigating the credit card world can be tricky, especially for students with bad or not-so-great credit. It’s not just about snagging some extra spending power. Choosing the right student card is a big step in laying a solid financial base. Getting the lowdown on credit card choices is important for students facing credit challenges. We’ve got the scoop on some unsecured credit cards that may be just what you need. Whether you’re a student looking for that first card or just... read more »

7 Highest-Limit Student Credit Cards (Oct. 2024)

By: Eric Bank, 10/1/2024

While the topic is the highest-limit student credit cards, let’s not get carried away. A high limit on a student card isn’t a king’s ransom. Most likely, it tops out at a few thousand dollars, which isn’t bad for cardowners with no credit history. This credit card review focuses on three dominant issuers of student credit cards: Discover, Bank of America, and Capital One. More student cards exist, but the ones in this review are the best credit cards for undergraduates who... read more »

14 Things College Students Must Know Before Opening Their First Credit Card

By: Erica Sandberg, 8/31/2023

On your way to college and haven't opened a credit card yet? This is the perfect time. Plenty of student cards are available to people who are enrolled in higher education courses, and who have not yet established a credit history. But before pursuing one of these accounts, you need to go in armed with the following facts. If you don’t, you could end up with expensive debt and bad credit before finishing your first term. Here are 14 things to know that will ensure... read more »

6 Best Discover Cards For Students (Sep. 2024)

By: Eric Bank, 8/28/2024

College can teach you many things in addition to academic knowledge. A well-rounded collegiate experience can include lessons in critical thinking, problem-solving, time management, communication, and self-reliance. But learning how to select a credit card is notably absent from that list. While you have many choices, Discover credit cards are often at the top of the list for their rewards, cash back, and perks. This credit card review describes the best Discover cards for... read more »

9 Best Student Credit Cards For Bad Credit (Oct. 2024)

By: Eric Bank, 10/1/2024

It’s unusual for students to arrive for their first college semester with bad credit. Usually, you’d expect them to have limited or no credit experience, which is very different from bad credit. It takes some financial mishandling to drive your credit score into the ditch, such as failing to repay a debt. Nevertheless, this review has rounded up the best student credit cards for bad credit. One of them may be perfect for you if you attend college or trade school at least... read more »

Chase Credit Cards For Students + 8 Alternatives (2024)

By: Eric Bank, 6/20/2024

The undergraduate years are a time of profound learning and not all of it from books. Unless things have changed radically since my school days, I don't think you'll run into a course called Comparative Student Credit Card Physiology or some such. We're here to plug that gap in the education you are about to receive from your chosen university, community college, or trade school. In a couple thousand words, we'll teach you which student credit cards offer the best benefits and... read more »

Discover Student Credit Cards & 5 Alternatives (2024)

By: Eric Bank, 1/27/2024

Starting college is a huge life event, marked by new activities, relationships, freedoms, and responsibilities. The first year is a time for heady exploration as you confront countless choices that will doubtlessly impact your future. Alright, we admit that choosing a student credit card is probably not top of mind as you settle into campus life. But our focus is helping you choose the best credit card for your unique needs and circumstances. As we will explain, the... read more »

8 Best Travel Credit Cards for Students (Oct. 2024)

By: Adam West, 10/1/2024

Undergraduates on the move ought to learn about the best travel credit cards for students. These cards offer rewards that save money when flying off to college, back home for the holidays, around the US for spring break, and to foreign lands for summer vacations and semesters abroad. Student credit cards are helpful even if your travel involves nothing more than a local commute to school. For example, you can cash in your rewards to help pay for everyday expenses on or off... read more »

12 Best Credit Cards For Young Adults (Oct. 2024)

By: Brittney Mayer, 10/1/2024

The best credit cards for young adults can make your financial life a whole lot easier. As a young adult, however, the options for establishing your credit may be limited by your age and inexperience. No one under the age of 18 can be considered for credit on their own. Furthermore, the CARD Act of 2009 prevents young people under the age of 21 from obtaining a personal credit card without proof of income or an adult co-signer with good credit. Even when you do meet the... read more »

5 Best Gas Cards For Students (Oct. 2024)

By: Adam West, 10/1/2024

A student’s life isn’t cheap — but the best gas cards for students can make it far more convenient. Aside from books, lab fees, tuition, and pizza, students need gas to get to class, work, and the occasional night out on the town. And thanks to recent economic trends, the price of gas is rising almost as quickly as the cost of higher education. With the student credit cards below, you can get cash back and other perks for your purchases at the pump or inside your local gas... read more »

3 Steps: How to Choose a Student Credit Card (Oct. 2024)

By: Marcie Geffner, 10/1/2024

College students — and their parents — can easily become overwhelmed with the many choices of good credit cards for students. The question then becomes: Which student credit card is the best? The answer depends, in part, on the student's personal situation and his or her needs and expectations for their card. The "best" student card for one student may not be the best student card for another. Cards are generally targeted to potential customers based on their credit scores,... read more »

4 Best Student Credit Cards With 0% APR (Oct. 2024)

By: Ashley Fricker, 10/1/2024

The best student credit cards with 0% APR deals may not help you ace your exams, but they can help you master your financial life before and after graduation. Along with the cardmember perks associated with student credit cards, the offerings below all come with a promotional period that provides interest-free financing during your first months as a new cardmember. Each card has unique terms for this promotion, but all will help you make a large purchase or possibly pay off... read more »

7 Best Student Credit Cards With No Annual Fee (2024)

By: Aaron Crowe, 1/28/2024

The best student credit cards with no annual fee make it easy to open a credit account and help you achieve something that will benefit you for the rest of your life: a good credit score. Opening a card and using it responsibly can lead to a higher credit score, which can lead to lower interest rates on loans for a home or car purchase and a better rate on your next credit card. We look at seven cards designed specifically for the needs -- and credit histories -- of students. Rankings... read more »

4 Best Cash Back Credit Cards For Students (Oct. 2024)

By: Eric Bank, 10/1/2024

While not as momentous as selecting which college to attend, your selection among cash back credit cards for students carries some real-world implications. These cards are easy to get and provide a convenient way to build your credit profile. You’ll be grateful you used your card responsibly when you apply later in life for a mortgage or other loans. Card benefits don’t stop there. A good credit history can help you ingratiate yourself with landlords, employers, utility companies,... read more »

5 Best Credit Cards for Paying Tuition (Oct. 2024)

By: Eric Bank, 10/1/2024

You can pony up your tuition in many ways, including a student loan, a 529 plan, even cash. Credit cards may not immediately spring to mind when mulling over how to pay your tuition, but you might be surprised that, under the right conditions, using credit cards can be a savvy move. In this article, we’ll review the best credit cards for paying tuition, one of which may be the perfect choice to have in your pocket for your appointment with the bursar. 0% Interest | Signup Bonus |... read more »

6 Credit Cards for Students with Fair Credit (2024)

By: Eric Bank, 1/27/2024

Many students have had little interaction with the credit industry. Some have no credit scores at all, while others have fair or poor credit. We’ve reviewed the following nine credit cards for students with fair credit, which offer students a great opportunity to build their credit. No doubt about it, a good credit score will help students down the road, when they look to lease an apartment and apply for a job after graduation. In addition, owning a credit card is an object lesson... read more »

5 Best Credit Cards for Medical Students (Oct. 2024)

By: Eric Bank, 10/1/2024

Medical students often have to contend with high student loan debt, little or no income, and a thin credit history. The best credit cards for medical students support their unique needs by offering acceptance despite scant credit history. These cards come with relatively moderate interest rates, no annual fees, and even some rewards. Read on to learn about the five best cards for busy medical students. Best Overall Card for Medical Students The Discover it® Student Cash Back card... read more »

8 Best Credit Cards for Students with No Credit (2024)

By: Brittney Mayer, 4/16/2024

Given that few schools offer a comprehensive education in personal finance, it's up to us -- and our families -- to prepare for entering the financial world. This includes learning basic budgeting and money management skills, as well as learning how to build and maintain good credit. While there are ways to help your children build credit before they turn 18, most folks won't have an established credit profile when they get to college. Fortunately, college is an ideal time to start... read more »

7 Best Credit Cards for College Students (Oct. 2024)

By: Brittney Mayer, 10/1/2024

No matter the class, selecting the wrong professor or even the wrong time slot can turn an otherwise enjoyable learning experience into a total academic nightmare. A similar thing can be said of choosing a credit card as a college student. If you pick the wrong card to start your credit journey, you could wind up paying extra fees, missing out on purchase rewards, or burying yourself under a pile of debt that takes months to repay. As with picking a professor, however, a little bit... read more »

5 Best Credit Cards for Grad Students (2024)

By: Brittney Mayer, 1/28/2024

A challenge undertaken by only a small percentage of Americans, graduate school can be a great adventure — and a lot of hard work. And, depending on your field, a whole lot of money. In fact, many graduate programs provide little to no financial support for their graduate students. Furthermore, even if you're lucky enough to be provided with a stipend, they're rarely very lucrative (and often come with time-consuming teaching responsibilities). Given that the typical grad student... read more »

9 Best Study Abroad Credit Cards for Students (Oct. 2024)

By: Brittney Mayer, 10/1/2024

Perhaps one of the most exciting opportunities open to college students is the chance to study abroad and immerse yourself in a brand new culture. Of course, as exciting as it may be, living in a foreign place — even temporarily — comes with its own challenges, not the least of which is navigating new currencies and payment methods. Luckily, a good credit card can solve both of those problems. The best travel credit cards can help you make purchases without worries of local... read more »

7 Best Credit Cards for Recent College Graduates (Oct. 2024)

By: Ray FitzGerald, 10/1/2024

Finding the best credit cards for recent college graduates doesn't have to be a thesis-level research endeavor. Sure, there are a lot of cards out there, but we've narrowed the list down to some of our top choices. Graduation is exciting. The cap, the gown, the proud parents gathered 'round. Maybe a fancy dinner or graduation-present trip. Then it's over — and the Real World is at your door. You need to get a job, start paying bills, and do all that "adulting" you've heard so much... read more »

3 Best Capital One Cards for Beginners (2024)

By: Linsey Knerl, 4/16/2024

Capital One is a leading credit card company with a wide range of cards, so determining the best Capital One card for a beginner largely depends on the individual's unique circumstances. Establishing a healthy credit history is one of the best first steps a young adult can take to building a secure financial future. Choosing the best card, however, is not always easy, especially when not all cards are created to be friendly to first-time cardholders. We’ve broken down some of the... read more »

7 Best Credit Cards for Students (2024)

By: CardRates.com Staff, 1/24/2024

The best credit cards for students are only a few clicks away for certain secondary education pupils out there. Student credit cards are a great way to begin building credit history and start off on the right financial path. Wise credit use can establish a good credit score early that will help you get a job, rent an apartment, and get good rates on insurance. But with so many to choose from, how do you begin your search for the best student credit card? Here are some tips to... read more »

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All articles tagged Students (24)