The Ultimate Guide to Credit Cards
Saturday, November 2, 2024
Stefanie O'Connell
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About The Author

Stefanie O'Connell is a New York City personal finance writer who lives by making her budget stretch. She shares financial planning, investing, and spending advice with national media outlets, including Bustle, US News and World Report, GoBankingRates, Intuit, CBS News, The Dr. Oz Show, and numerous other finance sites, shows, and podcasts. A graduate of New York University, Stefanie discovered the world of financial planning out of necessity. Her passion lies in helping millennials “develop rich habits” they can use for life.

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A Small Business Banking Platform That Helps Owners Gain Cash Flow Clarity

Smart Banking That Puts SMBs in Control of Cash Flow

Having the confidence to make the right decisions at the right time is essential to... read more »

Mike Senecal 10/31/2024
What is a Card Verification Value? Why Your Credit Card Has a CVV or CVC Number

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What on God’s Green Earth is a Card Verification Value? And why does your credit... read more »

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Alternative Financial Data Expands Affordable Credit

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Leverage Your Car’s Equity to Open a New Credit Card

Your credit history can discourage lenders from approving you for credit cards with... read more »

Andrew Allen 10/29/2024
How a Software “Business in a Box” Makes Field Service Teams More Efficient and Effective

Software Boosts the Field Service Bottom Line

Millions of plumbers, electricians, HVAC technicians, and other field service... read more »

Mike Senecal 10/29/2024
Gain Efficiency Via a Spend Management Platform Offering Corporate Cards and Seamless Integrations

Control Business Expenses With a Spend Management Partner

Businesses need to closely monitor and manage expenses to stay competitive in... read more »

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Survey: 3 in 4 Consumers Keep Unwanted Items Due to Complicated Return Policies

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Shopping online is incredibly convenient, but what happens when purchases don’t... read more »

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Price Perception: Survey Reveals Americans’ Wallets Feel Inflation is Double the Reality

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The annual inflation rate currently sits at 2.5%. That’s actually the lowest it’s... read more »

Jon McDonald 10/24/2024
Everybody Wins When Banks Help Customers Understand the Carbon Impact of Their Spending

Financial Insights Can Encourage Climate Action

Cogo offers carbon tracking software to banks and businesses interested in turning... read more »

Mike Senecal 10/23/2024
Airport Shopping Habits: 70% of Americans Make Impulse Purchases

Airport Shopping Habits: 70% of Americans Make Impulse Purchases

If you’ve ever traveled by air, you’ve probably had one experience running through... read more »

Jon McDonald 10/23/2024
What is a Secured Credit Card? A Guide to Deposit-Backed Credit Options

What is a Secured Credit Card? Deposit-Backed Credit Basics

What’s the first thing that comes to mind when you hear the word “secured?” Maybe... read more »

Eric Bank 10/22/2024
What is a Credit Card Issuer? More About the Institutions That Extend Credit to Consumers

What is a Credit Card Issuer?

Wouldn’t you love to rip the masks off of the institutions responsible for issuing... read more »

Eric Bank 10/21/2024
Survey: 85% of Online Shoppers Check Their Card Statements More Frequently Amid Rising Fraud Concerns

85% of Online Shoppers Check Card Statements Often Due to Fraud Concerns

At the click of a button, online shoppers can browse, purchase, and have items... read more »

Jon McDonald 10/21/2024
What is a Credit Limit? How Credit Card Issuers Determine the Maximum Amount You Can Borrow

How Credit Limits Work & How They're Determined

When I was 13 years old, I clearly remember my mother sitting me down and telling... read more »

Eric Bank 10/17/2024
This Merger Story Shows That When Credit Unions Grow, Their Community Impact Strengthens

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Great Lakes Credit Union (GLCU) significantly increased its assets under management... read more »

Mike Senecal 10/10/2024
Nonprofit Offers Free Access to Data, Networking, and Resources to Help Fintech Startups Thrive

Nonprofit Offers Fintech Startups Free Data Access

Financial technology startups need access to data to build and test their products... read more »

Mike Senecal 10/9/2024
How a Money Services Business Pairs Finance and Software to Streamline Corporate Spend Management

Pairing Finance and Software Streamlines Corporate Spend

Every financial environment is different. The 2020s rise of Float in Canada brings... read more »

Mike Senecal 10/9/2024
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We’ve all been standing in the checkout line at a retail store when an associate... read more »

Jon McDonald 10/9/2024
Financial Education is in a Credit Union’s DNA, Especially CUs Founded by Teachers

Financial Education is in a Credit Union’s DNA

Not all financial institutions are the same. While multinational banks may keep... read more »

Andrew Allen 10/8/2024
What is an Outstanding Balance? A Guide to What You Owe on Your Credit Card

What is an Outstanding Credit Card Balance?

When I was young, I always thought outstanding only meant something great — like my... read more »

Eric Bank 10/8/2024