The Ultimate Guide to Credit Cards
Sunday, September 26, 2021

All articles tagged Rewards (page 2)

15 Best Signup Bonus Credit Cards

15 Best Signup Bonus Credit Cards

For many years, credit card issuers piled on their profits by charging cardholders annual fees to use their card, but times have changed. Today, the best signup bonus credit cards pay you for your loyalty — not the other way around. The cards below can offer hundreds of dollars’ worth -- sometimes even $1,000 or more -- of cash back, travel bonuses, or other perks. If you’re not taking advantage of credit card signup bonuses, then you’re not maximizing your overall earning... read more »

15 Best Credit Cards for Cash Back & Travel

15 Best Credit Cards for Cash Back & Travel

Trying to decide whether a cash back or a travel rewards card is right for you? The truth is you don’t have to choose. The best credit cards for cash back and travel allow you to earn and redeem your rewards in a way that fits your individual needs. Cash back credit cards let you earn back a percentage of your spending in the form of a reward that can be used for whatever you want, including travel. Similarly, rewards earned using travel cards can be redeemed for cash instead of... read more »

8 Ways to Maximize Credit Card Points

8 Ways to Maximize Credit Card Points

A huge number of credit cards come with amazing rewards programs. Each time you charge a purchase to one, you’ll rack up valuable perks in the form of cash, miles, or points. Of course, you won’t get any of those rewards without using the card, so it’s time to spend. Here are eight great ways to maximize credit card points and other perks you get from credit card companies. 1. Focus on High-Value Categories Many credit cards offer higher point values for spending in certain... read more »

4 Best Cash Back Visa® Cards

4 Best Cash Back Visa® Cards

The best cash back Visa cards can give you the chance to earn cash rewards for spending. Here’s how they work: Every time you use them to make eligible purchases, you’ll get cash back you can use for just about anything. You can usually redeem your cash back rewards via statement credit, paper check, or direct deposit. Let’s dive deeper into the best cash back Visa cards out there. Overall Rotating | Business | Bad Credit | FAQsBest Overall Cash Back Visa Card With the... read more »

11 Best No-Annual-Fee Credit Cards with Rewards

11 Best No-Annual-Fee Credit Cards with Rewards

Today’s credit card marketplace is brimming with options for rewards. And consumers will have no difficulty finding a credit card that doesn’t charge an annual fee. But finding a no-annual-fee credit card with rewards is an extra special treat. Many credit card issuers tack on fees or higher interest rates to offset the cost of the rewards they pay to cardholders. By leveraging a card with no fee that still pays rewards, you can earn money for spending money. Who doesn’t want... read more »

9 Best Luxury Credit Cards & Top Alternatives

9 Best Luxury Credit Cards & Top Alternatives

My mother always told me, “If you’re going to do something, do it right or don’t do it at all.” I don’t think she was referring to credit cards with that advice, but it still applies. After all, this list of luxury credit cards proves that doing something right can be quite appealing. Whether you’re looking for premium cash back options, high-style travel perks, or large credit limits, there’s a high-end card that matches the needs of anyone who qualifies. Best... read more »

15 Best Rewards Credit Cards with No Annual Fee

15 Best Rewards Credit Cards with No Annual Fee

There’s a reason why everyone wants to know what the best rewards credit cards with no annual fee are. People love to be rewarded, but who wants to pay to earn rewards? If you’re currently putting your money toward an annual fee just so you can earn cash back, points, or miles, you aren’t being rewarded -- you’re earning a return on your investment. If you’d rather invest your money in actual commodities (or just not hand it over to a credit card company), consider adding... read more »

10 Best Credit Cards to Use at Gas Stations in 2021

10 Best Credit Cards to Use at Gas Stations in 2021

Driving is America’s great pastime. Of course, driving requires regular stops at a gas station to fill up the old chariot for its next foray. Since you have to pay for gas, you may as well reap some rewards in the process by paying with one of the best credit cards to use at gas stations. And, if you need to pick up a container of antifreeze, a six-pack of synthetic oil, or for that matter, a six-pack of gum, even more rewards may accrue to your benefit, depending on the card you... read more »

Can You Get Cash Back on a Credit Card? 3 Steps

Can You Get Cash Back on a Credit Card? 3 Steps

Cash back is one of the most popular forms of credit card rewards on the market today. In fact, 49% of Americans say that cash back is their favorite credit card reward, according to a poll from creditcards.com. So, yes -- you can get cash back on a credit card -- and, if you play your cards right, you can get a decent sum of money back. Below are three steps to help you earn this highly sought-after reward and start saving money on all your purchases. If you don’t already have... read more »

14 Best Credit Cards for Free Hotel Stays in 2021

14 Best Credit Cards for Free Hotel Stays in 2021

Hotel accommodations are one of the biggest travel-related expenses. Whether you’re looking for a place to crash for a night or want a relaxing home-away-from-home where you can pamper yourself, you’re going to have to pay for a place to stay — unless you have one of our best credit cards for free hotel stays. With the right credit card, you can earn free hotel stays and room upgrades by making regular purchases — which means you’ll have more money to spend on your... read more »

2021’s Best Travel Rewards Credit Cards

2021’s Best Travel Rewards Credit Cards

The best travel rewards credit cards can make traveling even more, well, rewarding because not only do you get the thrill of exploring new places but you get the satisfaction of knowing you're getting the experience at a discount. Read on for our favorite travel rewards credit cards. While the internet, social media, and 24-hour news cycles have made the world a smaller place, there’s no substitute for going out and experiencing for yourself all of the wonderful things the world has... read more »

17 Best Credit Cards for Dining Out in 2021

17 Best Credit Cards for Dining Out in 2021

Dining out is a great way to earn points or cash back rewards if you pay for your meal with a card that offers this benefit. Some cards offer excellent dining out rewards. Others? Not so much. To maximize your rewards in this category, you should use a card that's among the best. Where and how you use the card will also affect your ability to maximize the dining rewards. Here are 17 cards to consider for every type of spender -- and eater. In this list of the best credit cards for... read more »

18 Best Money-Back Credit Cards of 2021

18 Best Money-Back Credit Cards of 2021

If you're interested in finding the best money-back credit cards, you've come to the right spot. Our experts have scoured the internet and come up with the best cards for a range of credit scores and stages of credit-building. The FICO Score range of 300 to 850 is so large because it has to accommodate millions of individual credit histories. Regardless of the credit category you fall in — bad, fair, average, good, excellent — you’ll find many fellow consumers in the same... read more »

Game Over: Here’s Why the Best Credit Card Rewards May End Soon

Game Over: Here’s Why the Best Credit Card Rewards May End Soon

The lucrative game of maxing out credit card rewards may soon come to an end with some consumers hitting the points-and-miles jackpot and others being left out. The end appears to be near because card companies have tired of consumers who've binged on the best rewards without generating commensurate card company profits. Major retailers also have complaints about how big rewards programs work. Why Cards Offer Rewards Big banks originally offered attractive rewards to motivate... read more »

39 Best Cash Back Credit Cards for 2021

39 Best Cash Back Credit Cards for 2021

To a certain extent, cash back rewards are basically credit card rewards on "easy" mode. While you can still work to maximize your rewards with tiered bonus categories and other tools, redeeming cash back is often as simple as clicking a few buttons to receive a statement credit, with no points to transfer or values to calculate. It's that ease of use that makes cash back credit cards popular among cardholders who don't want to jump through hoops to earn and redeem rewards. And that... read more »

3 Steps for Maximizing Credit Card Perks & Rewards

3 Steps for Maximizing Credit Card Perks & Rewards

Maximizing credit card perks and rewards is a great way to make your plastic go even further, whether you're interested in dining, travel, or cash back. Still, credit card perks are one of the most underutilized benefits of having a credit card. A 2017 study from Bankrate found that 31% of cardholders aren't redeeming the rewards they've earned. If you're one of these people and paying an annual fee for your card — or interest charges on a revolving balance for that matter —... read more »

TicketCity Fosters Customer Loyalty Through Rewards, Discount Programs & Sports Packages

TicketCity Fosters Customer Loyalty Through Rewards, Discount Programs & Sports Packages

In a Nutshell: By networking with professional suppliers and major partners, TicketCity sells tickets to over 100,000 events and concerts across the country. Building customer loyalty — through TicketCity's soon-to-be-updated rewards program, loyalty offers, discounts, and curated sports packages — makes the online ticket seller stand out from big-box competitors and keeps avid fans coming back for more. When I found out Florence + The Machine had just released her first US... read more »

51 Best Rewards Credit Cards of 2021

51 Best Rewards Credit Cards of 2021

Over the past 30 years, credit card rewards have grown exponentially. What started in the mid-1980s with a handful of cash back credit cards is now a billion-dollar market home to literally hundreds of rewards credit cards and programs. Indeed, whether you want to earn points on gas, cash back on movies, or miles on groceries — there's a card for that. With so many options available, it's impossible to say which card is the best for everyone. Instead, we've selected the best cards... read more »

Save at the Pump: First Internet Bank Introduces an Attractive 3% Cash Back Rewards Card for Commuters

Save at the Pump: First Internet Bank Introduces an Attractive 3% Cash Back Rewards Card for Commuters

In a Nutshell: First Internet Bank’s Cashback Card boasts an impressive 3% back on fuel purchases and 1% back on everything else. The offering was designed specifically to meet the needs of the bank’s clientele, many of whom carry RV and horse trailer loans. By focusing on strong offerings that reward its members, First Internet Bank has seen steady annual growth. While the Cashback Card was designed to be attractive to truck and RV drivers, anyone can benefit from the competitive... read more »

The MCU TRUE Rewards Cash Back Visa® Now Offers 1.5% Back and Intro Rates as Low as 0%

The MCU TRUE Rewards Cash Back Visa® Now Offers 1.5% Back and Intro Rates as Low as 0%

In a Nutshell: Consumers in the market for a new credit card typically have to choose between cards with lucrative rewards and those with low interest rates because few cards offer both. New York’s Municipal Credit Union joins the ranks of those select cards with its recently upgraded MCU TRUE Rewards Cash Back Visa®. The card boasts a cash back rate that recently increased from 1% to 1.5% with no rewards cap and redemption options that include a statement credit or direct deposit... read more »

WSECU Introduces Three New Feature- and Design-Rich Visa Cards Based on Member Feedback

WSECU Introduces Three New Feature- and Design-Rich Visa Cards Based on Member Feedback

In a Nutshell: For many financial institutions, broad demographic information determines the rates, rewards, and terms of many credit card offerings. Many issuers never even talk to their customers to gauge what they want in a card. But Washington State Employees Credit Union (WSECU) leaned on its panel of nearly 900 members when designing three new Visa-issued credit cards unveiled this week. The cards feature a stylish vertical design, as well as a Tungsten metal option. Each card... read more »

Banner Bank Sticks to Its Philosophy of Keeping it Simple with Its Selection of Rewards-Packed Mastercard Offerings

Banner Bank Sticks to Its Philosophy of Keeping it Simple with Its Selection of Rewards-Packed Mastercard Offerings

In a Nutshell: Most financial experts still agree that cash as king. But in the world of credit cards, convenience and simplicity reign supreme. While many cards boast tremendous rewards offerings, they also feature rotating categories, blackout dates, and a host of other hurdles that can be hard for cardholders to overcome. Banner Bank stuck to its philosophy of keeping things simple and straightforward when designing its Mastercard offerings. The two most popular, the TruRewards®... read more »

Donating Credit Card Rewards to Worldreader Helps Provide E-Readers and Reading Materials to Schools in Need Around the Globe

Donating Credit Card Rewards to Worldreader Helps Provide E-Readers and Reading Materials to Schools in Need Around the Globe

In a Nutshell: Reading is a luxury that many people take for granted. Books, whether printed or electronic, are readily available to most Americans through libraries, schools, and retail shops. But for many people in developing countries, books are a luxury that are not a part of everyday life. Worldreader is a nonprofit that works to electronic bring books via existing devices such as mobile phones and e-readers to parts of the world that lack regular access to them. Donations to... read more »

Huntington Bancshares Voice Credit Card™ Recognized with Our Editor’s Choice Award for 2018’s Most Flexible Rewards Offer

Huntington Bancshares Voice Credit Card™ Recognized with Our Editor’s Choice Award for 2018’s Most Flexible Rewards Offer

In a Nutshell: With so many credit cards now offering rewards, a low APR, or no annual fee, you’d think consumers would have no problem finding a card that suits their needs. But look closer and you’ll see that most of these cards offer just one or two of these benefits and very little flexibility. Huntington Bank’s Voice Credit Card™ is different. With the Voice Card, consumers can choose 3X reward points in one of 10 categories they select quarterly. Cardholders can also... read more »

Two New IHG® Credit Cards Bring the Company’s Reputation for Big Rewards to Kimpton Hotels

Two New IHG® Credit Cards Bring the Company’s Reputation for Big Rewards to Kimpton Hotels

In a Nutshell: Most consumers never leave home without their favorite rewards credit cards. Whether the card gives cash back, points, or miles, today’s plastic makes it easier than ever to save money and make every purchase a slightly better deal. Few hotel brands have mastered the art of the loyalty program like IHG. After a 2014 acquisition of the Kimpton Group, IHG finally merged the pair’s loyalty programs in 2018. The move came around the same time IHG unveiled a pair of new... read more »