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Wednesday, April 23, 2025
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Follow the latest trends in personal finance, including CardRates' exclusive interviews, company profiles, and other feature stories from our team of industry insiders.

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The Finance Industry's News Team

“We work tirelessly to deliver the up-to-date news and interviews our readers have come to expect from this world-class team of journalists.”

– Adam West, Managing Editor

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Ramp Positions Itself to Earn a Piece of the U.S. Government’s Multimillion-Dollar Card Program
Andrew Allen

Ramp Seeks Piece of Government Card Program

By: Andrew Allen

The Department of Government Efficiency (DOGE) has made waves in 2025 with its work to eliminate wasteful spending in government. DOGE’s efforts have put... Read More »

American Express Forges Ahead with Card Program Innovation Despite Economic Uncertainty
Andrew Allen

Amex’s Plans to Bolster Card Programs Continue

By: Andrew Allen

Political maneuvers and policy changes have created economic instability over the first three-and-a-half months of 2025. J.P. Morgan Research released a... Read More »

Capital One’s Acquisition of Discover Receives Final Regulatory Approvals, Nears Finish Line
Andrew Allen

Capital One’s Acquisition of Discover Receives Approvals

By: Andrew Allen

We’re one step closer to a major shift in the U.S. credit card landscape following Friday’s regulatory approvals of Capital One’s acquisition of Discover... Read More »

Opinion: Has Quiet Luxury Migrated to Credit Cards?
Bobbi Rebell

Opinion: Has Quiet Luxury Migrated to Credit Cards?

By: Bobbi Rebell

Quiet luxury may be coming to credit cards. New data from the Philadelphia Fed shows that issuers are upping their credit lines for the top 10% of credit... Read More »

U.S. Bank’s Latest Account Offers Businesses Valuable Card-Payment Acceptance Capabilities
Andrew Allen

U.S. Bank Boosts Business Card-Acceptance Capabilities

By: Andrew Allen

Small business owners have many irons on the fire at any one time, and keeping their business’s cash flow at a healthy level is often at or near the top of... Read More »

American Express Snaps Up Center in Strategic Move to Strengthen Spend Management Capabilities
Andrew Allen

American Express Completes Purchase of Center

By: Andrew Allen

Credit card issuers that offer cards to business customers equip them with a transaction tool that can bring convenience and efficiency to their purchasing... Read More »

Swipe Right on CardCon 2025, the Must-Attend Event For Credit Card Media and Affiliate Marketers
Andrew Allen

Credit Card Media to Converge at CardCon 2025

By: Andrew Allen

The credit card news cycle can move quickly. Reports of issuers releasing new products and enhancing existing ones compete for reader attention against... Read More »

Revolut Plans to Offer New Rewards Credit Card in Europe, Eyes Expansion in U.S. Market
Andrew Allen

Revolut to Offer New Card Overseas, Eyes U.S. Market

By: Andrew Allen

Many stakeholders in the credit card industry may not be familiar with the financial technology company Revolut, but that could all change in the near... Read More »

The CFPB Moves to Dismiss Its Proposed $8 Cap on Credit Card Late Fees
Andrew Allen

The CFPB Moves to Strike Credit Card Late Fee Cap

By: Andrew Allen

A rule that would have drastically reduced how much a credit card issuer can collect when cardholders miss payment due dates appears to be off the table. ... Read More »

Card-Not-Present Transactions and Fraud Expected to Fuel Growth in Chargebacks Through 2028
Andrew Allen

Chargebacks Expected to Increase Through 2028

By: Andrew Allen

Merchants and credit card issuers would rather spend their time pursuing the next sale than dealing with refunds and investigating fraud. But the very fact... Read More »

U.S. Bank Introduces New Solution to Help Businesses Control and Track Card-Based Expenditures
Andrew Allen

New U.S. Bank Solution Helps Businesses Control Card Spend

By: Andrew Allen

Managing spend just became a lot easier for business customers of U.S. Bank, a financial services company that serves local and international businesses... Read More »

Opinion: Legislation That Could Lower Swipe Fees Can Also Reduce Benefits
Erica Sandberg

Opinion: Legislation Could Reduce Credit Card Benefits

By: Erica Sandberg

If consumers aren’t yet aware that some of the most positive aspects of having a credit card are under threat, now is the time to get the word out. Once... Read More »

Consumers Oppose Governmental Meddling With Credit Card Rewards Programs, Per New ABA Survey
Andrew Allen

Cardholders Want Lawmakers to Leave Rewards Alone

By: Andrew Allen

Credit card issuers offer rewards to entice shoppers to apply for their credit cards and use them as much as their credit limit will allow. That strategy... Read More »

Fed Report Reveals That More Cardholders Only Make Minimum Payments While Some See Limits Rise
Andrew Allen

New Fed Report Reveals Cardholder Struggles

By: Andrew Allen

You’ve probably heard the phrase “past performance is not indicative of future results.” Investment literature often includes that line, or some version of... Read More »

Mastercard and Visa May Face More Competition in Europe While the CCCA Gains Support in the U.S.
Andrew Allen

Mastercard and Visa May Face More Competition in Europe

By: Andrew Allen

While the U.S. and Europe race to impose tariffs that threaten to disrupt international trade, groups in both countries mull strategies to increase... Read More »

Millennials and Generation Z Avoid Using Credit Cards and Favor Other Methods of Payment
Andrew Allen

Younger Generations are Using Credit Cards Less

By: Andrew Allen

People nearing retirement and relying on stock market investments to help fund their post-work years have had an uneasy start to 2025. Most major indices... Read More »

Fortune’s List of Best Companies to Work For in 2025 Includes Several Credit Card Issuers
Andrew Allen

Credit Card Companies Rank Among Best Places to Work

By: Andrew Allen

Everyone wants to enjoy their work and report to an employer that trusts them and values their contributions. Job seekers may struggle to form an accurate... Read More »

New Research Ranks Digital Platforms of Leading Credit Card Issuers Across Seven Categories
Andrew Allen

Research Ranks Credit Card Issuer Digital Platforms

By: Andrew Allen

Credit card issuers have a number of tools they can use to measure their performance and assess whether they’re on track to meet their goals. Financial... Read More »

Visa Launches a Trio of Solutions to Bring Enhanced Security and Convenience to Card Payments
Andrew Allen

New Visa Solutions Increase Payment Convenience, Security

By: Andrew Allen

Credit card fraud is a growing problem in the U.S. A report last month from the Federal Trade Commission reveals that consumers lost more than $12.5... Read More »

New Chase Sapphire Preferred Cardholders Can Earn 100,000 Bonus Points By Meeting Spend Requirements
Andrew Allen

Chase Offers 100,000 Bonus Points to New Cardholders

By: Andrew Allen

Credit card issuers keeping tabs on enticing offers from competitors will want to familiarize themselves with the latest offering from Chase Bank. For a... Read More »

Opinion: Issuers Must Play Their Cards Right as Customers are Willing to Switch for Premium Perks
Bobbi Rebell

Opinion: Card Holders Willing to Switch for Premium Perks

By: Bobbi Rebell

Americans are reeling as they try to figure out what the new Trump Tariffs will mean for their financial wellness. Stocks tumbled in the days after the... Read More »

Mastercard Joins Forces with Moneygram to Offer Customers Fast and Secure Digital Money Movement
Andrew Allen

Mastercard Moves to Advance Digital Money Movement

By: Andrew Allen

Everyone in the credit card industry — and many of those outside it — are familiar with Mastercard. It’s one of the biggest card networks in the world and... Read More »

Despite High Interest Rates, 60% of Credit Card Users Carry a Balance From One Month to the Next
Andrew Allen

Three Out of Five Credit Card Users Carry a Balance

By: Andrew Allen

Times are tough for the American consumer. The stock market slumped during the first three months of 2025. One major index, the S&P 500, posted its worst... Read More »

Visa Reveals Strategies Credit Card Issuers Can Implement to Increase Customer Lifetime Value
Andrew Allen

Tips for Credit Card Issuers To Grow Customer Lifetime Value

By: Andrew Allen

Credit card issuers face competition on a number of fronts when they try to attract new customers. Not only must they contend with new cards on the market... Read More »

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