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Wednesday, February 19, 2025
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Follow the latest trends in personal finance, including CardRates' exclusive interviews, company profiles, and other feature stories from our team of industry insiders.

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The Finance Industry's News Team

“We work tirelessly to deliver the up-to-date news and interviews our readers have come to expect from this world-class team of journalists.”

– Adam West, Managing Editor

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AI Helps Merchants Mitigate Card Fraud That Affected 62 Million Americans in 2024
Andrew Allen

Preventative Measures Help Merchants Mitigate Card Fraud

By: Andrew Allen

In 2024, some 62 million Americans experienced credit or debt card fraud. And unauthorized purchases made with fraudulently obtained card data topped $6.2... Read More »

Opinion: A Credit Card Rate Cap Could Do More Harm Than Good
Bobbi Rebell

Opinion: A Rate Cap Could Do More Harm Than Good

By: Bobbi Rebell

My husband is upset about the price of eggs. He eats them for breakfast almost every day and is very aware of the high prices he is paying. At first it was... Read More »

Visa Ventures into Account-to-Account Services in 2025, Portending a New Era in Payments
Andrew Allen

Visa Planning to Offer A2A Payment Services in 2025

By: Andrew Allen

Visa is preparing to offer account-to-account (A2A) payment services in 2025. The company plans to rollout its A2A platform in the U.K. before expanding to... Read More »

Small Businesses Turn to Customers to Shoulder the Load of Credit Card Processing Services
Andrew Allen

Many Merchants Pass On Card Processing Fees to Customers

By: Andrew Allen

Many small businesses are adding a surcharge fee to transactions in which customers pay with a credit card, according to a recent J.D. Power study... Read More »

The No Buy 2025 Trend Could Force Card Issuers to Shift Strategies in the Name of Protecting Revenue
Andrew Allen

No Buy 2025 Could Alter Credit Card Issuer Strategies

By: Andrew Allen

A social media trend known as No Buy 2025 has made headlines for encouraging consumers to rein in their purchasing habits and be more responsible with... Read More »

Citi Embraces a Hybrid Work Model as More Financial Firms Call Employees Back to the Office
Andrew Allen

Citi Sticks by its Support of Hybrid Work Schedules

By: Andrew Allen

Citigroup will continue to follow a hybrid work schedule that allows employees to work from home two days per week. Citigroup (Citi) currently allows the... Read More »

Opinion: Let’s Not Miss the Forest for the Trees When It Comes to Healthy Banking Regulation
Bobbi Rebell

Opinion: Don't Miss the Forest for the Trees with Regulation

By: Bobbi Rebell

I own coconut trees. Five of them in fact.  They came with our new house in Florida and at first I thought they were the coolest thing.  That was until I... Read More »

Mastercard Ending Use of 16-Digit Card Numbers, Raising Questions About the Future of Card Payments
Andrew Allen

Mastercard Plans to Usher in Numberless Credit Cards

By: Andrew Allen

Mastercard has announced plans to phase out the use of card numbers on credit and debit cards by 2030. The company intends to use a combination of... Read More »

Payments Professionals Can Get the Inside Track on Industry Innovations at the 2025 Payments Forum
Andrew Allen

Innovation Will Be the Focus at the 2025 Payments Forum

By: Andrew Allen

Payments professionals take note — the 2025 Payments Forum, to be held March 4-6 at the Marriott Marquis in downtown San Francisco, is right around the... Read More »

JetBlue’s New Credit Card is the Latest in a Line of Rewards Cards That Elevate Cardholder Lifestyle
Andrew Allen

JetBlue’s New Credit Card Provides Premium Rewards

By: Andrew Allen

JetBlue recently announced the launch of its first premium credit card, the JetBlue Premier World Elite Mastercard, issued by Barclays. The offering brings... Read More »

Bloom Credit CEO Christian Widhalm: ‘Right Now, No One Knows What’s on Consumer BNPL Balances’
Andrew Allen

Bloom Credit CEO Widhalm on BNPL and Credit Reporting

By: Andrew Allen

The rising popularity of Buy Now, Pay Later (BNPL) solutions raises questions for lenders that don’t have a standardized way to track a consumer’s use of... Read More »

Legislators Tell Credit Card Issuers to Stay Out of Merchant Tip Jars
Andrew Allen

Laws May Cut Tips and Taxes From Card Processing Fees

By: Andrew Allen

The fees issuers charge merchants for processing credit and debit card transactions may be at risk, thanks to legislative efforts that seek to put... Read More »

“What’s in Your Wallet?” The Answer May Change Following the Merger of Capital One and Discover
Andrew Allen

Capital One and Discover Merger Appears Likely

By: Andrew Allen

Capital One and Discover, two behemoths in the credit card industry, may soon be joining forces to take advantage of synergies and efficiencies the... Read More »

Government Support and Market Enthusiasm Align to Bolster Cryptocurrency’s Future in Payments
Andrew Allen

Political Support Bolsters Crypto Payment Possibilities

By: Andrew Allen

President Trump wasted no time in his first week back in the Oval Office, issuing a slew of executive orders addressing a broad range of issues he plans to... Read More »

Q&A with Splitero CEO Michael Gifford: An Insider’s Take on the Booming Home Equity Market
Andrew Allen

Q&A with Splitero CEO and Co-Founder Michael Gifford

By: Andrew Allen

Cash-strapped Americans are increasingly turning to home equity lines of credit (HELOCs) to finance their lives. In 2022, HELOC activity hit a... Read More »

Klarna Partners with Stripe to Enhance its Reach, but the BNPL Industry’s Future Remains Uncertain
Andrew Allen

Klarna Expansion Puts a Spotlight on BNPL Services

By: Andrew Allen

Payments innovator Klarna has announced a partnership with Stripe that enhances the company’s global reach. As a result of the alliance, businesses around... Read More »

HELOCs May be More Attractive Than Credit Cards to Homeowners Seeking Financing at Low Rates
Andrew Allen

HELOC Interest is High on the Heels of Record Home Equity

By: Andrew Allen

Credit card issuers can lose customers to home equity lines of credit (HELOCs), which allow homeowners to borrow money against the equity in their homes... Read More »

Living a Life of Abundance is Possible With Support From a Group of Healthy and Successful Peers
Andrew Allen

Business Leaders Can Help Each Other Live Abundantly

By: Andrew Allen

A business executive’s life can feel like a never-ending series of meetings, emails, and crises. Gobundance helps titans of industry balance their lives... Read More »

A Cap on Credit Card Annual Percentage Rates Could Severely Impact Issuer Strategies and Bottom Lines
Andrew Allen

A Cap on APRs Could Severely Impact Issuer Strategies

By: Andrew Allen

A proposed 10% cap on credit card Annual Percentage Rates (APRs) has created ripples in the credit card industry over the past few months. But those... Read More »

How Taxpayers Subsidize Charitable Giving That Funds Climate Change Disinformation and Inaction
Mike Senecal

How Taxpayers Subsidize Climate Change Inaction

By: Mike Senecal

Every law has unintended consequences, and new research from the Institute for Policy Studies demonstrates the laws around charitable giving are no... Read More »

As Gen Zers Grow Their Wealth, Banks Are Competing to Understand Their Credit-Building Needs
Mike Senecal

New Research Explores Gen Z's Credit Competency

By: Mike Senecal

As more members of the Gen Z cohort, born between 1997 and 2012, strive to make their way in the world, financial institutions seek to understand their... Read More »

How Pending State Legislation on Interchange Fees Threatens Digital Payments Nationwide
Mike Senecal

Pending State Legislation Threatens Digital Payments

By: Mike Senecal

Merchant-acquiring banks pay interchange fees to credit card issuers to fund payment network operations and innovations. New research from Julian Morris... Read More »

An Expense and Fuel Risk Management Platform That Puts Fleet Owners and Managers in Control
Mike Senecal

Proactive Expense and Fuel Risk Management for Fleets

By: Mike Senecal

Fleet logistics optimization often takes a back seat to the constant pressures of competition. The result is that many fleets continue to embrace legacy... Read More »

Fuel Cards Help Companies With Small Fleets Get Discounts on Fuel and Services to Keep on Trucking
Andrew Allen

Fuel Cards Allow SMBs to Save Cash and Keep on Trucking

By: Andrew Allen

Businesses must manage their expenditures to keep their operating costs in check and maximize profits. TransConnect Services (TCS) helps trucking outfits... Read More »

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