The Ultimate Guide to Credit Cards
Tuesday, May 20, 2025

Linsey Knerl

Linsey Knerl

About The Author

Linsey Knerl is a finance author and public speaker with a passion for helping everyday families earn more and live better. Her work can be seen in Investopedia, PC Mag, The Christian Science Monitor, TIME, Wise Bread, Next Avenue, MSN Money, and numerous other leading outlets. Her expertise lies in business economics, credit scores and reports, and saving and budgeting. Linsey has shared her financial knowledge with audiences at SXSW, FinCon, and the ASJA annual NYC convention.

Latest Posts

12 posts written/edited to date
Visa® Black Card Requirements (And 5 Other High-Limit Cards)

What Are the Requirements for a Visa Black Card?

By: Linsey Knerl 10/27/2020

If you’re looking for information on what you’ll need to get a Black Card, you’ve come to the right place... Read More »

How to Get a Black Card – American Express® Requirements (May 2025)

How to Get a "Black Card"

By: Linsey Knerl 10/17/2020

If you’ve heard the buzz surrounding the American Express® “Black Card,” you already know that it’s the... Read More »

How to Transfer a Credit Card Balance (+7 Best 0% Offers) – May 2025

How to Transfer a Credit Card Balance

By: Linsey Knerl 7/7/2017

If you’ve used credit cards for a significant amount of time, you’ve likely been presented with bigger... Read More »

How to Use a Credit Card: 5 Ways to Do So Wisely (2021)

How to Use a Credit Card to Build Credit Wisely

By: Linsey Knerl 6/16/2017

Many consumers assume they know how to use a credit card (swipe and go, right?) — and while they may know... Read More »

What is Credit Card APR? 9 Best 0% APR Cards (May 2025)

What is APR on a Credit Card?

By: Linsey Knerl 5/30/2017

If you’ve been considering applying for a new credit card, you’ve likely heard a lot about the term... Read More »

13 Coolest Credit Card Designs (2024)

13 Cool Credit Cards Every Wallet Wants

By: Linsey Knerl 4/27/2017

When most of us choose a credit card, design is rarely at the top of our minds. Honestly, there are so... Read More »

15 of the World’s Most Exclusive Credit Cards (2024)

15 of the World’s Most Exclusive Credit Cards

By: Linsey Knerl 2/14/2017

Credit cards are not created equally. That means it is always in your best interest to shop around... Read More »

3 FAQs: ATM Card vs. Debit Card vs. Credit Card (May 2025)

3 Key Differences — ATM Card vs. Debit Card vs. Credit Card

By: Linsey Knerl 6/8/2016

Having plastic in your wallet is almost a necessity these days. Not only is it convenient to be able to... Read More »

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