The Ultimate Guide to Credit Cards
Saturday, November 26, 2022
Linsey Knerl
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About The Author

Linsey Knerl is a finance author and public speaker with a passion for helping everyday families earn more and live better. Her work can be seen in Investopedia, PC Mag, The Christian Science Monitor, TIME, Wise Bread, Next Avenue, MSN Money, and numerous other leading outlets. Her expertise lies in business economics, credit scores and reports, and saving and budgeting. Linsey has shared her financial knowledge with audiences at SXSW, FinCon, and the ASJA annual NYC convention.

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Latest Posts

14 posts written/edited to date
Visa® Black Card Requirements (And 5 Other High-Limit Cards)

What Are the Requirements for a Visa Black Card?

If you’re looking for information on Visa Black Card requirements, you’ve come to... read more »

Linsey Knerl 10/27/2020
How to Get a Black Card – American Express® Requirements

How to Get a "Black Card"

If you’ve heard the buzz surrounding the American Express® “Black Card,” you... read more »

Linsey Knerl 10/17/2020
How to Transfer a Credit Card Balance + 10 Best 0% Offers

How to Transfer a Credit Card Balance

If you’ve used credit cards for a significant amount of time, you’ve likely been... read more »

Linsey Knerl 7/7/2017
How to Use a Credit Card (5 Ways to Build Credit Wisely)

How to Use a Credit Card to Build Credit Wisely

Many consumers assume they know how to use a credit card (swipe and go, right?) —... read more »

Linsey Knerl 6/16/2017
What is APR on a Credit Card? 9 Best Low-Interest & 0% APR Cards

What is APR on a Credit Card?

If you’ve been considering applying for a new credit card, you’ve likely heard a... read more »

Linsey Knerl 5/30/2017
13 Cool Credit Cards Every Wallet Wants (2022‘s Best Designs)

13 Cool Credit Cards Every Wallet Wants

When most of us choose a credit card, design is rarely at the top of our minds... read more »

Linsey Knerl 4/27/2017
Can You Use a Fingerhut® Credit Card Anywhere? (3 Options for Purchases)

Can You Use a Fingerhut Credit Card Anywhere?

Most everyone has heard of Fingerhut, the retailer founded in 1948 and one of the... read more »

Linsey Knerl 3/29/2017
12 Best Chip-and-PIN Credit Cards in the U.S.A. (No Foreign Transaction Fees)

The 12 Best Chip-and-PIN Credit Cards

Credit cards haven’t had a makeover in years, but all that changed with the... read more »

Linsey Knerl 3/15/2017
15 of the World’s Most Exclusive Credit Cards (2022)

15 of the World’s Most Exclusive Credit Cards

Credit cards are not created equally. That means it is always in your best interest... read more »

Linsey Knerl 2/14/2017
3 Key Differences — ATM Card vs. Debit Card vs. Credit Card

3 Key Differences — ATM Card vs. Debit Card vs. Credit Card

Having plastic in your wallet is almost a necessity these days. Not only is it... read more »

Linsey Knerl 6/8/2016
Capital One® Credit Steps Program (3 Things to Know)

Capital One® Credit Steps: 3 Things to Know

Getting approved for a credit card is a great first step toward building credit and... read more »

Linsey Knerl 4/28/2016
Capital One Quicksilver Cash Rewards Credit Card VS. Discover it® (4 Key Differences)

Capital One Quicksilver Cash Rewards Credit Card VS. Discover it®

If you have taken good care of your credit, you may be in the position to choose... read more »

Linsey Knerl 3/14/2016
Best “Capital One” Card for Beginners (3 Expert Picks)

Best Capital One Card for Beginners

Capital One is a leading credit card company with a wide range of cards, so... read more »

Linsey Knerl 12/17/2015
What Happens to Credit Card Debt During Bankruptcy?

What Happens to Credit Card Debt During Bankruptcy?

Bankruptcy isn’t as popular an option as it used to be for dealing with debt. While... read more »

Linsey Knerl 4/27/2015