The Ultimate Guide to Credit Cards
Sunday, February 25, 2024
Marcie Geffner
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About The Author

Marcie Geffner is an award-winning reporter, editor, and writer. Her stories about banking, credit cards, insurance, economics, small business, and other subjects have been featured by the Los Angeles Times, Washington Post, Bankrate, Credit Karma, Bookmarks Magazine, FOX Business, CNBC, Yahoo! Finance, and dozens of major U.S. newspapers.

Her articles have been cited in seven nonfiction books and two U.S. Congressional hearings. She edits nonfiction, memoir, and fiction, and contributes to Kirkus Reviews. Marcie holds a bachelor’s degree in English from UCLA and MBA from Pepperdine University.

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Latest Posts

55 posts written/edited to date
Credit Cards and Plastic Waste — What’s Being Done?

Credit Cards & Plastic Waste; What's Being Done?

Cigarette butts. Food wrappers. Beverage bottles. Cutlery. Single-use bags. These... read more »

Marcie Geffner 2/15/2024
15 Top Resources to Achieve Your Financial Resolutions

Resources to Achieve Your Financial Resolutions

Did you keep your New Year’s resolutions last year? Or the year before? Or the year... read more »

Marcie Geffner 12/28/2023
Should I Use Home Equity to Pay Off Credit Card Debt?

Using Home Equity to Pay Off Card Debt

Homeowners may be tempted to tap their home equity to pay off their card debt... read more »

Marcie Geffner 12/14/2023
37% of Cardholders Have Recently Fallen Behind on Credit Card Payments, Survey Finds

Cardholders are Falling Behind on Payments

Making your credit card payment on time every month is one of the best things you... read more »

Marcie Geffner 11/1/2023
How to Read Your Monthly Credit Card Statement

How to Read Your Monthly Credit Card Statement

Credit card statements contain a wealth of information about your cards and how you... read more »

Marcie Geffner 10/2/2023
6 Tips: Maximize Labor Day Savings With the Right Credit Card

6 Tips to Maximize Labor Day Sales

Labor Day sales offer a treasure trove of great deals. Whether you’re shopping for... read more »

Marcie Geffner 8/28/2023
The Credit Card Competition Act and What It May Mean For Issuers and Cardholders

Following the Credit Card Competition Act

If you love your credit card rewards program, you may not like the Credit Card... read more »

Marcie Geffner 8/8/2023
How to Dispute a Credit Card Charge

How to Dispute a Credit Card Charge 

The ability to dispute a charge may be one of the most valuable and least... read more »

Marcie Geffner 7/6/2023
Average Credit Card Debt by Age in 2024

The Average Credit Card Debt by Age

In 2022, US consumers of all ages dramatically increased how much debt they owe... read more »

Marcie Geffner 6/27/2023
Average Credit Card Debt by Year

The Average Credit Card Debt by Year

Consumers love credit. Whether it’s in the form of credit cards, loans, lines of... read more »

Marcie Geffner 6/27/2023
April Is Financial Literacy Month — Here Are 7 Ways to Take Action

April is Financial Literacy Month

April is “Financial Literacy Month.” While the origins of this celebration may be a... read more »

Marcie Geffner 4/3/2023
Global Entry vs. TSA PreCheck vs. CLEAR: Credit Card Benefit Comparison (Feb. 2024)

Global Entry vs. TSA PreCheck vs. CLEAR

Airline travel typically involves a lot of waiting in lines. There’s a security... read more »

Marcie Geffner 3/6/2023
7 Ways to Manage Credit Card Debt When Rates Rise (Feb. 2024)

7 Ways to Manage Card Debt Amid Rising Rates

After decades of low interest rates, the Federal Reserve hiked its key bank rate... read more »

Marcie Geffner 2/1/2023
How to Achieve Your Financial New Year’s Resolutions

How to Achieve Your Financial New Year's Resolutions

Increase savings. Pay off credit cards. Build an emergency fund. When Bank of... read more »

Marcie Geffner 1/6/2023
7 Surprising Christmas Spending and Debt Statistics

7 Christmas Spending and Debt Statistics

Christmas is an exceptionally popular holiday. A 25-year Gallup poll found that... read more »

Marcie Geffner 12/6/2022
18 Surprising Credit Card Facts & Statistics 

18 Surprising Credit Card Facts & Stats

There’s no doubt about it: consumers love credit cards. They’re easy to use... read more »

Marcie Geffner 11/15/2022
5 Reasons Paying an Annual Fee Is Worth It (Or Not Worth It) 

5 Reasons Paying an Annual Fee Is Worth It

Credit card annual fees tend to get a bad rap. And it’s no wonder, with charges as... read more »

Marcie Geffner 10/6/2022
Average Credit Card Debt by Age, State, and Income

Average Credit Card Debt by Age, State, and Income

Do you want to be average? Maybe yes. Maybe no. When it comes to credit card debt... read more »

Marcie Geffner 9/8/2022
How to Get a Free Credit Score From Your Credit Card Company

How to Get a Free Credit Score From Your Card Company

Checking your credit score is a smart financial habit. While your score isn’t the... read more »

Marcie Geffner 8/2/2022
Can I Use Credit Cards Before Closing on a Home? (Feb. 2024)

Can I Use My Card Before Closing on a Home?

Homebuyers are well-advised to be mindful of their credit usage when applying for a... read more »

Marcie Geffner 6/23/2022