The Ultimate Guide to Credit Cards
Saturday, November 26, 2022
Marcie Geffner
Author Info Icon

About The Author

Marcie Geffner is an award-winning reporter, editor, and writer. Her stories about banking, credit cards, insurance, economics, small business, and other subjects have been featured by the Los Angeles Times, Washington Post, Bankrate, Credit Karma, Bookmarks Magazine, FOX Business, CNBC, Yahoo! Finance, and dozens of major U.S. newspapers.

Her articles have been cited in seven nonfiction books and two U.S. Congressional hearings. She edits nonfiction, memoir, and fiction, and contributes to Kirkus Reviews. Marcie holds a bachelor’s degree in English from UCLA and MBA from Pepperdine University.

Latest Posts Icon

Latest Posts

41 posts written/edited to date
18 Surprising Credit Card Facts & Statistics 

18 Surprising Credit Card Facts & Stats

There’s no doubt about it: consumers love credit cards. They’re easy to use... read more »

Marcie Geffner 11/15/2022
5 Reasons Paying an Annual Fee Is Worth It (Or Not Worth It) 

5 Reasons Paying an Annual Fee Is Worth It

Credit card annual fees tend to get a bad rap. And it’s no wonder, with charges as... read more »

Marcie Geffner 10/6/2022
Average Credit Card Debt by Age, State, and Income

Average Credit Card Debt by Age, State, and Income

Do you want to be average? Maybe yes. Maybe no. When it comes to credit card debt... read more »

Marcie Geffner 9/8/2022
How to Get a Free Credit Score From Your Credit Card Company

How to Get a Free Credit Score From Your Card Company

Checking your credit score is a smart financial habit. While your score isn’t the... read more »

Marcie Geffner 8/2/2022
Can I Use My Credit Card Before Closing on a Home?

Can I Use My Card Before Closing on a Home?

Homebuyers are well-advised to be mindful of their credit usage when applying for a... read more »

Marcie Geffner 6/23/2022
How Many Credit Cards Is Too Many?

How Many Credit Cards Is Too Many?

Many people love having lots of credit cards. One for cash back, one for travel... read more »

Marcie Geffner 5/26/2022
How Do Air Miles Work? 

How Air Miles Work: From Earning to Redeeming

For frequent travelers, air mile rewards are a no-brainer. But these premium travel... read more »

Marcie Geffner 4/19/2022
Can You Pay Taxes With a Credit Card?

6 Reasons to Pay Your Taxes With a Credit Card

When the calendar turns to February, taxpayers turn their attention to the annual... read more »

Marcie Geffner 2/9/2022
How to Get a Business Credit Card in 2022

How to Get Approved For a Business Credit Card

Most people are familiar with personal credit cards. But many don’t know that, if... read more »

Marcie Geffner 1/13/2022
Which Credit Card Should I Pay Off First?

Which Credit Card Should I Pay Off First?

Unwanted credit card debt can feel overwhelming. Having a plan to pay it off and... read more »

Marcie Geffner 12/8/2021
How to Choose a Credit Card For Holiday Spending

How to Choose a Credit Card For Holiday Spending

For many families, the annual year-end holiday season is synonymous with the... read more »

Marcie Geffner 11/11/2021
When Does Interest On a Credit Card Start?

When Does Interest On a Credit Card Start?

Interest charges for credit card purchases don’t have to cost an arm and a leg — or... read more »

Marcie Geffner 10/20/2021
Comparing Buy Now Pay Later Services vs. Credit Cards

Comparing BNPL Services vs. Credit Cards

Buy Now Pay Later (BNPL) sounds simple: You get what you want now. You pay for it... read more »

Marcie Geffner 9/20/2021
How to Choose a Student Credit Card in 3 Steps

How to Choose a Student Credit Card in 3 Steps

College students — and their parents — can easily become overwhelmed with the many... read more »

Marcie Geffner 8/11/2021
Best Credit Cards For Sports Fans in 2022

5 Best Credit Cards For Sports Fans

Sports fans are special people. They’re loyal and enthusiastic, and they love being... read more »

Marcie Geffner 7/22/2021
What Does It Mean For a Credit Card to Be in Good Standing?

What Does "In Good Standing" Mean?

If you’re confused about what it means to be “in good standing” on your credit card... read more »

Marcie Geffner 6/21/2021
10 Great Reasons to Consider a Travel Card 

10 Great Reasons to Consider a Travel Card 

Travel cards may be the most coveted of all the types of cards you can apply for... read more »

Marcie Geffner 5/12/2021
8 Credit Card Protections You Didn’t Know About

8 Credit Card Protections You Didn't Know About

Every time you make a purchase with a credit card, you get the basic benefits that... read more »

Marcie Geffner 4/20/2021
90 Fast Facts About The 10 Biggest Card Issuers

90 Fast Facts About The 10 Biggest Card Issuers

How much do you know about your credit card companies? Maybe not much beyond the... read more »

Marcie Geffner 3/22/2021
9 Things to Know About Credit Card Debt Forgiveness

9 Things to Know About Credit Card Debt Forgiveness

Credit card debt forgiveness sounds like an attractive proposition. Your card debt... read more »

Marcie Geffner 3/1/2021