Applying | Credit Card Topics

14 Best Credit Cards with No Employment Check in 2019

By: Adam West, 8/20/2019

Most lenders want some sort of proof that you can pay back any loan that you receive. That goes for credit cards, banks, or a cousin who floats you a few bucks until payday. But while some UK lenders want to know how often you eat steak for dinner, U.S. lenders are more likely to quiz you on your employment and income status. It can be tricky if you’re retired, a freelancer, an independent contractor, or you don’t want to undergo employment verification. While most credit... read more »

16 Best Last-Chance Unsecured Credit Cards (2019)

By: Adam West, 8/13/2019

Every mutual fund prospectus or investment disclosure includes a disclaimer at the bottom that proclaims “past performance is no guarantee of future results.” That disclaimer also applies in the credit card world. That’s because we all make mistakes. But past mistakes don’t condemn you to a lifetime of rejection from lenders. Even if you’ve run through your second, third, and maybe your fourth chance, there’s still hope to turn the corner with a credit card that’s... read more »

15 Credit Cards with $10,000+ Limits in 2019

By: Eric Bank, 8/6/2019

Some say $10,000 isn’t what it used to be. Maybe, but it still has a sweet ring to it, especially if it describes your credit card spending limit. Cards don’t advertise credit limits, but most applicants need good to excellent credit to snag one of these beauties. Even if your credit score tops 780, your limit isn’t assured, because several factors figure into the equation. For one thing, issuers evaluate factors like your income, current indebtedness, even your job history... read more »

Credit One Bank® Card: Credit Score Needed for Approval

By: Eric Bank, 7/30/2019

Credit One Bank is a major credit card company that has offered cards to consumers with less-than-perfect credit since 1984. The bank claims to be the fastest-growing credit card issuer in the U.S. and currently offers three cards with varying benefits and fees, all of which are certainly viable options if you want an unsecured, credit-building card. In this article, we review the pros and cons of Credit One cards and suggest five alternatives for you to consider, based on the... read more »

5 Credit Score Ranges for Credit Card Approval

By: Adam West, 7/16/2019

Everyone likes having options. That’s why hundreds of ice cream flavors exist and there's always more than one movie playing in theaters. Life would be dull without choices. And that goes for our financial lives, too. Credit card options for consumers with every credit score abound. Today, the diversity in rewards, fees, and other perks gives you more options than ever before, making shopping for a credit card much like shopping at the grocery store for your next ice cream fix. ... read more »

27 Easy-Approval Credit Cards by Category

By: Aaron Crowe, 7/9/2019

Having a financial life without a credit card is possible, but it isn’t easy. A credit card makes online purchases fast and simple, and it beats carrying loads of cash to a store. Using a credit card smartly can improve a credit score, and the higher the score, the more likely you are to get the best terms on car and home loans, among other things. Being approved for a credit card isn’t always easy, especially if you have bad credit or none at all. You aren’t born with a... read more »

10 Best Chase Credit Cards of 2019

By: Eric Bank, 6/7/2019

Chase enjoys a solid reputation for offering a variety of popular business and personal credit cards thanks to generous sign-up bonuses and reward programs. You’ll find top cards with cash back, travel miles, and points to be earned. Some Chase cards are best for general use, while others offer targeted rewards for airline and hotel spending, business purchases, or balance transfers. In fact, credit cards from Chase are so popular that it limits sign-up bonuses if you have... read more »

15 Best Premium Credit Cards of 2019

By: Brittney Mayer, 5/24/2019

People like premium -- and we'll happily pay extra for a premium experience. This applies to everything from the food we eat to our trusty mobile devices to the credit cards we use to pay for it all. Indeed, despite charging annual fees in the hundreds of dollars, the best premium credit cards still boast cardholders in the millions. Of course, a look at the field of premium card options reveals how these perk-packed payment cards attract cardholders who want a little something... read more »

2019 Review: Capital One® Savor® Cash Rewards Credit Card (Credit Score Needed, Credit Limits & Rewards)

By: Brittney Mayer, 5/23/2019

The Capital One® Savor® family of cards was designed for consumers with active lifestyles. The cards focus on dining, entertainment, and groceries -- categories that allow users to earn bonus rewards on both everyday and special-occasion purchases. The Capital One® Savor® Cash Rewards Credit Card is the bigger earner, offering higher rewards rates and extra perks, but also charging an annual fee. The Capital One® SavorOne® Cash Rewards Credit Card, on the other hand, has... read more »

13 Top Categories — Best Credit Card Offers for 2019

By: Brittney Mayer, 5/13/2019

Although a few exceptions may exist, the true value of most great deals or offers will be entirely contextual. For example, the best credit card offers for travel rewards are only actually valuable to those who, well, travel. As with many other things, finding a great credit card offer will start first with identifying what you want out of your card -- and your offer. The modern card market allows for extreme personalization in your credit card portfolio, making it easy to maximize... read more »

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