Applying | Credit Card Topics

5 Tips to Increase Your Credit Card Approval Odds

By: John Ulzheimer, 10/15/2019

It’s easy to apply for a credit card online. Find a card you like, fill in your personal information, and click “apply.” This can be done 24/7/365 from the comfort of your own home. But as you likely already know, actually getting approved for that credit card isn’t always so simple. If you want to improve your odds for a credit card approval, it pays to do some work in advance. You can improve your odds for approval by preparing prior to submitting your application. And,... read more »

9 Best Credit Cards for High Credit Scores

By: Anna Baluch, 10/11/2019

You’ve paid all your bills on time, kept your balances low, applied for and opened new credit only when you really needed to, and tackled your debt. Your hard work has paid off because you now have a high credit score you couldn’t be prouder of. So, how can you reap the benefits of a high credit score? Easy! You can take advantage of the best credit cards for high credit scores and the awesome perks they offer. Whether you’d like simple cash back or miles you can use for... read more »

15 Best Credit Cards for New Credit Users

By: Adam West, 10/4/2019

They say it’s not about how you start a race, but rather how you finish it -- but that saying isn’t quite true in the credit world. If you’re just getting started on your financial journey, finding the best credit cards for new credit users could give you a nice head start. The market offers so many different card options for new credit users, but it's not unusual for the terms and conditions to easily confuse even veteran credit users. We’ve compiled a list of the top 15... read more »

18 Best Credit Cards for 600 to 650 Credit Scores

By: Adam West, 9/30/2019

When we decided to compile a list of the 18 best credit cards for 600 to 650 credit scores, we had to first figure out the needs of the people in this score range. That’s because every credit card is different, and each consumer demographic has unique needs. If your credit score sits in the 600 to 650 range, you’re likely struggling to qualify for the top cards on the market, and yet, your score is just high enough to make cards designed for consumers with poor credit seem... read more »

5 Tips: How to Get Approved for a Credit Card

By: Marcie Geffner, 9/23/2019

Getting approved for a credit card is easy for some people. But for others, the approval process can be fraught with roadblocks. This article will explain what you need to know if: You're applying for your first card, you need to rebuild your credit, or you have one or more cards and want to obtain another. You want to learn more about how to apply and improve your chances of being approved. You've faced challenges being approved, or you've applied and been denied. Before... read more »

18 Best Low-Limit Credit Cards in 2019

By: Matt Walker, 8/27/2019

When it comes to credit cards, bigger isn’t always better. While some consumers may look for flashy cards with bells, whistles, and sky-high credit limits, others may prefer to throttle temptation by maintaining a lower credit limit. With a low-limit credit card, you can rest assured that you’ll have access to credit in case of emergency or necessity (such as when you want to rent a car), but you won’t have the temptation of over-spending yourself into debt. Best Overall |... read more »

14 Best Credit Cards with No Employment Check in 2019

By: Adam West, 8/20/2019

Most lenders want some sort of proof that you can pay back any loan that you receive. That goes for credit cards, banks, or a cousin who floats you a few bucks until payday. But while some UK lenders want to know how often you eat steak for dinner, U.S. lenders are more likely to quiz you on your employment and income status. It can be tricky if you’re retired, a freelancer, an independent contractor, or you don’t want to undergo employment verification. While most credit... read more »

16 Best Last-Chance Unsecured Credit Cards (2019)

By: Adam West, 8/13/2019

Every mutual fund prospectus or investment disclosure includes a disclaimer at the bottom that proclaims “past performance is no guarantee of future results.” That disclaimer also applies in the credit card world. That’s because we all make mistakes. But past mistakes don’t condemn you to a lifetime of rejection from lenders. Even if you’ve run through your second, third, and maybe your fourth chance, there’s still hope to turn the corner with a credit card that’s... read more »

15 Credit Cards with $10,000+ Limits in 2019

By: Eric Bank, 8/6/2019

Some say $10,000 isn’t what it used to be. Maybe, but it still has a sweet ring to it, especially if it describes your credit card spending limit. Cards don’t advertise credit limits, but most applicants need good to excellent credit to snag one of these beauties. Even if your credit score tops 780, your limit isn’t assured, because several factors figure into the equation. For one thing, issuers evaluate factors like your income, current indebtedness, even your job history... read more »

Credit One Bank® Card: Credit Score Needed for Approval

By: Eric Bank, 7/30/2019

Credit One Bank is a major credit card company that has offered cards to consumers with less-than-perfect credit since 1984. The bank claims to be the fastest-growing credit card issuer in the U.S. and currently offers three cards with varying benefits and fees, all of which are certainly viable options if you want an unsecured, credit-building card. In this article, we review the pros and cons of Credit One cards and suggest five alternatives for you to consider, based on the... read more »

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