The Ultimate Guide to Credit Cards
Friday, December 6, 2019

All articles tagged Applying (113)

10 Best Major Credit Cards in 2019

10 Best Major Credit Cards in 2019

Several important factors separate the best major credit cards from several good mid-range options. The most important of these factors is acceptance. Major credit cards work on networks that most worldwide merchants and service providers accept. They’re also backed by large banks that have long, established histories. They won’t limit where you can use your card or leave you stranded when you’re strapped for cash. Below we review the best major credit cards and break them... read more »

5 Takeaways: Chase Sapphire Reserve Vs. Amex Platinum

5 Takeaways: Chase Sapphire Reserve Vs. Amex Platinum

May your biggest problem be deciding which premium card to add to your wallet. A premium card should offer you great benefits that enhance your lifestyle, especially when you are trotting around the globe. With this in mind, we decided to evaluate the Chase Sapphire Reserve® vs. Amex Platinum® cards to see which one affords you more luxurious and useful benefits at a better price. Spoiler alert: Both cards are great, but one may do a better job rocking your world. 1. One is a... read more »

12 Best Credit Cards for High Spenders

12 Best Credit Cards for High Spenders

Maybe you’re planning a lengthy overseas trip or a major home remodel and need a credit card that can accommodate the increased expenses. Unfortunately, for many of us, the best credit cards for high spenders also happen to be the hardest to qualify for. According to data analyzed by the credit rating agency Experian, consumers with the top credit scores of 781 to 850 had an average credit card limit of $9,543 per card. That’s compared to an average limit of just $5,209 per card... read more »

5 Tips to Increase Your Credit Card Approval Odds

5 Tips to Increase Your Credit Card Approval Odds

It’s easy to apply for a credit card online. Find a card you like, fill in your personal information, and click “apply.” This can be done 24/7/365 from the comfort of your own home. But as you likely already know, actually getting approved for that credit card isn’t always so simple.  If you want to improve your odds for a credit card approval, it pays to do some work in advance. You can improve your odds for approval by preparing prior to submitting your application. And,... read more »

9 Best Credit Cards for High Credit Scores

9 Best Credit Cards for High Credit Scores

You’ve paid all your bills on time, kept your balances low, applied for and opened new credit only when you really needed to, and tackled your debt. Your hard work has paid off because you now have a high credit score you couldn’t be prouder of. So, how can you reap the benefits of a high credit score? Easy! You can take advantage of the best credit cards for high credit scores and the awesome perks they offer. Whether you’d like simple cash back or miles you can use for... read more »

15 Best Credit Cards for New Credit Users

15 Best Credit Cards for New Credit Users

They say it’s not about how you start a race, but rather how you finish it -- but that saying isn’t quite true in the credit world. If you’re just getting started on your financial journey, finding the best credit cards for new credit users could give you a nice head start. The market offers so many different card options for new credit users, but it's not unusual for the terms and conditions to easily confuse even veteran credit users. We’ve compiled a list of the top 15... read more »

18 Best Credit Cards for 600 to 650 Credit Scores

18 Best Credit Cards for 600 to 650 Credit Scores

When we decided to compile a list of the 18 best credit cards for 600 to 650 credit scores, we had to first figure out the needs of the people in this score range. That’s because every credit card is different, and each consumer demographic has unique needs. If your credit score sits in the 600 to 650 range, you’re likely struggling to qualify for the top cards on the market, and yet, your score is just high enough to make cards designed for consumers with poor credit seem... read more »

5 Tips: How to Get Approved for a Credit Card

5 Tips: How to Get Approved for a Credit Card

Getting approved for a credit card is easy for some people. But for others, the approval process can be fraught with roadblocks. This article will explain what you need to know if: You're applying for your first card, you need to rebuild your credit, or you have one or more cards and want to obtain another. You want to learn more about how to apply and improve your chances of being approved. You've faced challenges being approved, or you've applied and been denied. Before... read more »

18 Best Low-Limit Credit Cards in 2019

18 Best Low-Limit Credit Cards in 2019

When it comes to credit cards, bigger isn’t always better. While some consumers may look for flashy cards with bells, whistles, and sky-high credit limits, others may prefer to throttle temptation by maintaining a lower credit limit. With a low-limit credit card, you can rest assured that you’ll have access to credit in case of emergency or necessity (such as when you want to rent a car), but you won’t have the temptation of over-spending yourself into debt. Best Overall |... read more »

14 Best Credit Cards with No Employment Check in 2019

14 Best Credit Cards with No Employment Check in 2019

Most lenders want some sort of proof that you can pay back any loan that you receive. That goes for credit cards, banks, or a cousin who floats you a few bucks until payday. But while some UK lenders want to know how often you eat steak for dinner, U.S. lenders are more likely to quiz you on your employment and income status. It can be tricky if you’re retired, a freelancer, an independent contractor, or you don’t want to undergo employment verification. While most credit... read more »