The Ultimate Guide to Credit Cards
Monday, January 27, 2020

All articles tagged Applying (123)

12 Credit Cards with Expedited Shipping

12 Credit Cards with Expedited Shipping

Amazon.com has spoiled us. It habituated us to fast shipping, something it had to do to compete with brick-and-mortar retail shopping. Now we expect everything we order to arrive at our door fast. You’d think that the credit card industry was just as prompt, but typical shipment times are a glacial seven to 10 days to receive a new card, and three to seven days for a replacement. However, it's only the major issuers that offer credit cards with expedited shipping of one to two... read more »

10 Best Credit Cards with No Bank Account Needed

10 Best Credit Cards with No Bank Account Needed

The FDIC reports that, as of 2017, 8.4 million U.S. households are unbanked, meaning they have no checking or savings accounts within the banking system. Of these, 30.2% say they don’t trust banks, and 29.9% say bank fees are too high. If you count yourself among the ranks of the unbanked, read on to learn about the 10 best credit cards with no bank account needed. You’ll see that you’ve got options, whether you have bad or no credit, are a student, or want a secured or... read more »

Capital One® Platinum: Credit Score Needed for Approval

Capital One® Platinum: Credit Score Needed for Approval

The dilemma for people with average credit or those just starting out is that most of the credit cards you qualify for are expensive and not very good at helping you build your score. That’s because most of them offer a very small initial credit limit, and then deduct an annual fee from that. Because of the low spending limits, using the card is likely to result in a high credit utilization rate, which can damage your credit score. But the Capital One® Platinum Credit Card is... read more »

9 Best Fixed-APR Credit Cards and Alternatives

9 Best Fixed-APR Credit Cards and Alternatives

If you can remember when credit card issuers regularly offered fixed interest rates on at least some of their cards, chances are you’re not a millennial. So, what happened to fixed-rate credit cards? Simply put, the Credit CARD Act of 2009 happened, but more on that in a little bit. For now, you may be glad to hear there are still places you can find the best fixed-APR credit cards, even these days. Fixed APR | Low APR | 0% APR Fixed-APR Cards Can Be Found at Select Credit... read more »

6 Best Credit Cards for Gamers

6 Best Credit Cards for Gamers

Video games have come a long way. Once considered a recreation for kids, video games are now a billion-dollar industry that drives much of the world’s entertainment economy. And our list of the best credit cards for gamers shows the financial industry wants to tap into that market, too. Entertainment is a big part of what these cards reward. Whether it’s cash back for your purchases or bonus points for category spending, these cards show that Mario isn’t the only person in the... read more »

7 Best Credit Cards for Single Parents

7 Best Credit Cards for Single Parents

Being a parent is hard; being a single parent is one of the most challenging tasks anyone could ever undertake. And, as any single parent will tell you, a little extra help now and then is always welcome. Often, that help comes in the form of a piece of plastic you can rely on when finances are tight. But identifying the best credit cards for single parents is not always easy. Choosing a credit card should be based on your own unique needs, financial circumstances, and lifestyle.... read more »

9 Best Credit Cards for Walmart Shopping

9 Best Credit Cards for Walmart Shopping

Attention Walmart shoppers! Are you earning all the rewards you should for spending your hard-earned dollars at Walmart? You may be surprised to learn that the best credit cards for Walmart shopping extend beyond the co-branded cards issued by Walmart. Read on to learn who gives you the best deal on your Walmart purchases. Walmart Card | Cash Back | Travel | Bad Credit | FAQs Let’s First Look at Walmart’s Co-Branded Cards Walmart recently introduced a new credit card, the... read more »

8 Best Credit Cards for PayPal

8 Best Credit Cards for PayPal

PayPal started as the preferred payment option for the auction website eBay but has grown over the years into one of the most popular ways to pay for just about any online purchase. But before you send money to a merchant or loved one using the service, make sure you do it with one of the best credit cards for PayPal transactions. That’s because the right card can net you rewards for your purchases, while still giving you the peace of mind that comes with PayPal’s buyer... read more »

15 Best Credit Cards After Divorce

15 Best Credit Cards After Divorce

While a judge’s divorce decree will officially end a marriage, the debt accrued during the union will likely live on. But with one of the best credit cards after divorce, you can turn the page on an unhappy marriage more quickly and start writing the next chapter in your life. That’s because the right credit card can help you pay off your debt with fewer interest charges, help you earn cash back on your post-divorce purchases, or even send you on a much-needed vacation to hit... read more »

Which Credit Bureau Does Capital One® Use?

Which Credit Bureau Does Capital One® Use?

Capital One is the sixth-largest issuer of credit cards in the U.S. In 2018, its cards had $59 billion in purchase volume, right behind Citibank with $67 billion. In terms of outstanding balances, Capital One is in third place, with 12.8% of outstanding balances. So, however you slice it, Capital One is a major league player in the credit card industry. The Capital One Bank markets its credit cards with the slogan “What’s in your wallet?” The company has also gained... read more »