The Ultimate Guide to Credit Cards
Saturday, January 29, 2022

All articles tagged Applying (167)

9 Guaranteed Approval Credit Cards for Bad Credit

9 Guaranteed Approval Credit Cards for Bad Credit

If you’ve been trying to get a credit card, but have bad credit, you may be wondering about the guaranteed approval card offers you’ve come across. While "guaranteed approval" might sound like the answer to your credit card woes, the fact is that all credit cards come with some form of basic requirements before a company will issue one to you. A key factor in these so-called guaranteed approval credit cards is that the requirements to qualify are usually minimal. Most issuers of... read more »

How to Apply For a Credit Card With Bad Credit in 2022

How to Apply For a Credit Card With Bad Credit in 2022

Knowing how to apply for a credit card with bad credit can make the difference between glorious approval and bone-crushing rejection. Well, maybe that's a tiny overstatement, but if you're going to apply for a new card, you may as well put the approval odds in your favor. Read on to see how. Step 1: Check Your Credit | Step 2: Research Cards | Step 3: Prequalify | Step 4: Apply | FAQs Step 1: Check Your Credit Reports ... read more »

How to Get a Business Credit Card in 2022

How to Get a Business Credit Card in 2022

Most people are familiar with personal credit cards. But many don't know that, if you own a business, you may also be able to get a business card. This type of card can be especially helpful for startups and small businesses that may struggle with cash flow and need financing to cover their expenses until they improve their profitability. In many respects, business cards and personal cards are similar. But there are important differences as well. You may get bigger signup bonuses,... read more »

Credit Cards For Bad Credit With Deposit in 2022

Credit Cards For Bad Credit With Deposit in 2022

If you think only a handful of good credit cards for bad credit with deposit exist, think again. We've assembled 13 of the best secured credit cards that just about anyone can quickly obtain.  The collection is big enough to warrant grouping the cards into different categories based on deposit requirements, rewards, and APR. You just may find one of these to be the best credit card for your needs.  Low Deposits | Rewards | Low APRs | ... read more »

Credit Cards For Bad Credit With No Annual Fee in 2022

Credit Cards For Bad Credit With No Annual Fee in 2022

I have a concept about folks interested in credit cards for bad credit with no annual fee. You've been through some rough times, and you know the value of a buck. Plus, you're willing to do what it takes to build credit. The credit cards reviewed below welcome applicants with poor, limited, no, or fair credit. They help you rehabilitate your credit by reporting your payments to one or more major credit bureaus.  Most importantly, they do all that without imposing an annual... read more »

No Credit Credit Cards With Instant Approval in 2022

No Credit Credit Cards With Instant Approval in 2022

When a financial emergency strikes, no credit credit cards with instant approval can help you get things under control quickly. While you may not have immediate access to your card details to make a purchase, instant approval means that you can get your card mailed to you soon after approval. Fortunately, people with bad credit or no credit, and who need to get a credit card quickly, have a lot of options. Several lenders offer credit cards to students, people with little or no... read more »

Easy Credit Cards To Get Approved For With No Deposit in 2022

Easy Credit Cards To Get Approved For With No Deposit in 2022

The key to finding easy credit cards to get approved for with no deposit is to only look for unsecured credit cards. Just as with traditional loans, an unsecured credit card requires no deposit or upfront cash for approval. Like a secured loan, a secured credit card requires collateral to secure your account against default. In this case, your collateral is a cash security deposit that typically determines your card’s spending limit. We’ve compiled a list below of unsecured... read more »

Capital One Secured Credit Card Reviews of 2022

Capital One Secured Credit Card Reviews of 2022

Capital One secured credit card reviews provide the best opportunity to compare your options before actually applying for your next secured credit card. This prevailing comparison review of Capital One’s best secured cards is no different.  Capital One offers a few cash back rewards credit cards with no annual fee. And now, you can take advantage of some of these benefits even with a secured credit card.  Secured credit cards are one of the best ways to improve... read more »

Is It Bad to Apply For Multiple Credit Cards At The Same Time?

Is It Bad to Apply For Multiple Credit Cards At The Same Time?

The plastic market is full of attractive credit card sign-up bonuses right now, which is common during the holiday season. And if you like the idea of earning rewards or cash back on your spending, these opportunities can be very enticing.  With good credit, it's easy to find offers for 100,000 points and hundreds of dollars in cash rewards for newly opened credit card accounts. However, before you fire up your browser and fill out a bunch of credit card applications, it's a... read more »

Best Credit Cards For Excellent Credit With No Annual Fee of 2022

Best Credit Cards For Excellent Credit With No Annual Fee of 2022

We must compliment your interest in the best credit cards for excellent credit with no annual fee. Not only have you managed your credit brilliantly, but you also have a keen eye for saving a buck.  These cards all provide good benefits and charge you nary a penny in annual fees. They prove you can have your cake, eat it, and not put on any weight. Bon appetit! List of Cards | FAQs Best Cards For Excellent Credit With No Annual Fee Whether you... read more »

8 Bank Signup Bonus Credit Cards For 2022

8 Bank Signup Bonus Credit Cards For 2022

A bank signup bonus is a great incentive to get a new credit card. Whether you regularly spend on your cards or have a big purchase on the horizon, the cards listed below can add some bonus money to your account with little effort. These cards offer varying bonuses when you reach certain spending thresholds during your first months with the cards or a 100% match of all the cash back you earn during your first year as a cardholder. And since many of these bank bonus offerings also... read more »

Best Subprime Credit Cards of 2022

Best Subprime Credit Cards of 2022

Today, the best subprime credit cards are not difficult to find. But you may have had a hard time qualifying for a new card in the past if your score was less than 620.  Subprime issuers know that some people may not have the best credit history and still want to offer them a chance to build credit and enjoy the benefits of using a credit card. It doesn’t matter if you’ve filed bankruptcy in the past, have some negative marks on your credit report, or have no credit... read more »

Easy Credit Cards to Get Approved For in 2022

Easy Credit Cards to Get Approved For in 2022

Even if your credit is battered and bruised, these easy credit cards to get approved for can find their way into your wallet. These cards make shopping more convenient and give you an opportunity to improve your personal credit score, and some even come with great rewards and perks. Bad Credit | No Credit | Fair Credit | FAQs Easy Cards to Get Approved For With Bad Credit You can get the following credit cards even if your credit... read more »

Guaranteed Approval Credit Cards With No Deposit in 2022

Guaranteed Approval Credit Cards With No Deposit in 2022

If you’ve encountered offers for guaranteed approval credit cards with no deposit and thought it was hype, your instincts were right. No credit card guarantees all applicants will be approved. However, we’ve identified seven credit cards that have minimal requirements for approval. Almost every credit card company can guarantee you an instant approval credit card decision when you attempt to prequalify for one of its cards. But remember, prequalification does not guarantee... read more »

Easiest Capital One Card to Get in 2022

Easiest Capital One Card to Get in 2022

If you want a credit card, but your credit is less than stellar, consider applying for the Capital One Platinum Secured Credit Card, the easiest Capital One Card to get. Capital One is a dominant player in the credit card market for consumers with below-average credit, offering four different cards in this category. Once you’ve acquired the easiest credit card from Capital One, you have the opportunity to improve your credit through on-time payments, thereby qualifying for a... read more »

Best Credit Cards For Sports Fans in 2022

Best Credit Cards For Sports Fans in 2022

Sports fans are special people. They're loyal and enthusiastic, and they love being associated with a winning team. Whether you're a fan of football, basketball, golf, car racing, or all of the above, there's probably a credit card that can help you show your team spirit and earn rewards whenever you open your wallet and use your card. Here are five of the best credit cards for sports fans: Best Overall: Capital One SavorOne Cash Rewards Credit CardBest For Football Fans: NFL... read more »

Pre-Approved Credit Cards By Issuer in 2022

Pre-Approved Credit Cards By Issuer in 2022

In this review of pre-approved credit cards by issuer, we describe how to get a credit card with a minimum of fuss. We look at the pre-approval processes of six major card issuers: Capital One, Chase, Discover, American Express, Bank of America, and Citi. While pre-approval does not guarantee final approval, it’s a pretty good indication that your credit card application will ultimately sail through, barring unexpected problems. Credit card preapproval is a nice feature for all... read more »

Easiest Approval Cards For Fair & Bad Credit of 2022

Easiest Approval Cards For Fair & Bad Credit of 2022

Our review of the easiest approval cards for fair & bad credit should interest any consumer with a less-than-good credit score (i.e., below 670 on the FICO credit score range of 300 to 850). While lower scores certainly make it harder to get the top credit cards, the ones reviewed here should be within reach for most applicants. When comparing these cards against each other, pay attention to their APRs, fees, rewards, and benefits. An imperfect credit history shouldn’t... read more »

Best Credit Card Interest Rates of 2022

Best Credit Card Interest Rates of 2022

As we review the best credit card interest rates, remember that you always have a 0% APR available to you -- if you can pay off your entire balance every month. But in the real world, many folks need to finance purchases over several months, and that’s where your card’s interest rate bites into your budget. If you fall into the latter camp, pay close attention to interest rates when you comparison-shop for a new credit card. When your budget is tight, a few percentage points... read more »

Chase Prequalify & Preapproval Credit Cards of 2022

Chase Prequalify & Preapproval Credit Cards of 2022

The quartet of Chase prequalify and preapproval credit cards require you to have good or excellent credit to get one. In fact, JPMorgan Chase is known for its rigorous approval standards, so any opportunity you can take to check your winning odds is valuable. Chase can make a pre qualified offer or pre approved offer online, in the mail, and at its branches. Prequalify & Apply | Alternatives | FAQs How to Prequalify & Apply You can get a pre qualified offer or pre... read more »

Best Military Credit Cards of 2022

Best Military Credit Cards of 2022

The best military credit cards implement the protections of the 2003 Servicemembers Civil Relief Act (SCRA) and the 2006 Military Lending Act (MLA) in significant ways. The Acts protect members of the armed forces during periods of military service. If you serve in the U.S. military, these credit cards will help ease your financial burden when you enter active duty. Best Cards | FAQs Best Military Cards For Active Service Members The cards that follow go beyond the absolute minimum... read more »

Best Credit Cards After Collections or Charge-Offs

Best Credit Cards After Collections or Charge-Offs

If financial mistakes can make a mess of your credit history, then the best credit cards after collections or charge-offs are the ultimate clean-up crew. We’ve compiled our list of the best cards for your unique situation. These cards all consider applications from consumers who have bad credit as well as recent charge-offs or collection accounts. Some will even approve you with a recent bankruptcy. With the right credit card in your wallet, you can begin the process of... read more »

Best Credit Cards With Waived Annual Fees of 2022

Best Credit Cards With Waived Annual Fees of 2022

No one likes paying fees — and the best credit cards with waived annual fees make it easy to maximize your credit while minimizing your charges. We have you covered no matter where your credit score currently sits. Whether you have good credit, bad credit, no credit, or need to build business credit, we’ve found the best cards with no annual fee to get you going in the right direction. And not only will these cards give you access to a revolving credit line, but some will also... read more »

Best Credit Card Sign-Up Bonuses: $200, $300 & $500

Best Credit Card Sign-Up Bonuses: $200, $300 & $500

If you’re planning to get a new credit card, you may as well seek out the best credit card sign-up bonuses. Many of the reward credit cards for consumers with average and better credit offer a sign-up bonus, so you have a wide variety of candidates from which to choose. We’ve organized our review by bonus amounts, which directly correlate to the amount of spending required to earn the bonus. While you may come for the bonus, you’ll stay for the card’s overall benefits. We... read more »

Capital One Quicksilver Cash Rewards Credit Card Review

Capital One Quicksilver Cash Rewards Credit Card Review

This Capital One Quicksilver card review makes it clear why many folks name this card when asked, “What’s in your wallet?” In a nutshell, it’s a popular card from a popular card issuer, offering a straightforward rewards scheme and a sign up bonus, all without charging an annual fee. While the card is pitched to consumers with excellent credit, the truth is you can get the card even if your credit score is less than perfect. Rewards | Benefits | Credit Requirements |... read more »