All articles tagged Applying (84)

15 Best $0 Fee, Intro 0% Balance Transfer Credit Cards for 2019

15 Best $0 Fee, Intro 0% Balance Transfer Credit Cards for 2019

Debt can be a bit like running off a ledge in a cartoon -- everything seems normal until you look down. Credit card debt, in particular, can be easy to accumulate without noticing, especially when your debt is spread across multiple credit cards. For consumers with good credit, the best tool for consolidating credit card debt may, surprisingly, be another credit card; a 0% APR balance transfer credit card, to be exact. While technically the same as other cards, most so-called... read more »

13 Gas Cards for Bad Credit in 2019

13 Gas Cards for Bad Credit in 2019

Like it or not, the world is going digital, and it's getting harder to get by without digital tools like email -- and credit cards. Yes, those plastic payment cards are the new cash; even at the prosaic fill-up station, digital payment rules the pump. Unfortunately, having bad credit makes the near-reliance on credit cards an issue. In fact, a low score can make it tough to find a reliable card for everyday spending, let alone finding a good gas card for bad credit. That doesn't... read more »

27 Best Starter Credit Cards in 2019

27 Best Starter Credit Cards in 2019

While a few folks seeking a starter credit card may already have a credit history from other types of credit, chances are the majority are simply looking for a good card to use to establish their credit history for the first time. If you're of the former group and already have a good credit history, you don't really need a "starter" card, per se. Instead, your credit will likely qualify for any number of prime cards, so find a quality rewards credit card and charge responsibly. ... read more »

2019 Review: Capital One® QuicksilverOne® Cash Rewards Credit Card (Credit Score Needed, Credit Limits & Rewards)

2019 Review: Capital One® QuicksilverOne® Cash Rewards Credit Card (Credit Score Needed, Credit Limits & Rewards)

Regardless of the well-rehearsed sales pitch offered by most cashiers these days, obtaining a new credit card isn't a task that should be taken lightly. Not only do you need to research and compare credit cards before choosing one to apply for, but you should also learn everything you can about your chosen card before applying. For example, the Capital One® QuicksilverOne® Cash Rewards Credit Card is a popular card choice for consumers with fair or limited credit, thanks both to... read more »

15 Best Unsecured Credit Cards for Bad Credit in 2019

15 Best Unsecured Credit Cards for Bad Credit in 2019

In the consumer credit world, unsecured credit is the ultimate act of faith. Lenders and card issuers must trust not only that you will repay the money you borrow, but they must also hope you will do so on time and as agreed — because tracking down wayward debts is time-consuming and expensive. Of course, it's not all just a shot in the dark. Lenders work to mitigate the risk of unsecured credit by checking your credit history before making a decision. If you have bad credit,... read more »

39 Best Cash Back Credit Cards for 2019

39 Best Cash Back Credit Cards for 2019

To a certain extent, cash back rewards are basically credit card rewards on "easy" mode. While you can still work to maximize your rewards with tiered bonus categories and other tools, redeeming cash back is often as simple as clicking a few buttons to receive a statement credit, with no points to transfer or values to calculate. It's that ease of use that makes cash back credit cards popular among cardholders who don't want to jump through hoops to earn and redeem rewards. And that... read more »

18 Easiest Credit Cards to Get in 2019

18 Easiest Credit Cards to Get in 2019

Asking the question, "What is the easiest credit card to get?" is a bit like asking, "What's the best diet to lose weight?" Both questions will return a huge number of responses, most of which will be starkly different — and few of which will be the right advice for everyone. Instead, the easiest credit card for any given consumer to get will vary based on each individual's specific credit profile and personal needs. For example, the easiest credit card to get as a student will be... read more »

Are There Credit Cards That Use Experian for Approval?

Are There Credit Cards That Use Experian for Approval?

In a world where consumer data is a legitimate commodity, nearly every company seems to track and trade in your personal information. But few companies have been in the information business quite as long as the three major credit bureaus, Equifax, Experian, and TransUnion. These three companies have massive databases full of details about the credit and payment history of millions of Americans — most of it voluntarily reported by the creditors and lenders with which we do business... read more »

2019’s Best American Express Card Alternatives

2019’s Best American Express Card Alternatives

Founded in 1850 as an express mail company, American Express became an international company with the creation of the Traveler's Cheque in 1891. The company has continued to grow and evolve throughout the years, entering the credit card business in the second half of the 20th century and quickly making a name for itself in that space. Today, American Express has over 50 million cardholders with more than $700 billion in annual purchase volume. But, while Amex is certainly holding... read more »

13 Best High-Limit Credit Cards for Bad Credit in 2019

13 Best High-Limit Credit Cards for Bad Credit in 2019

The internet is full of information. While only a portion of that information is actually correct, you can typically get a decent idea of the facts by exploring a few different sites and picking out the kernels of truth between them. Take credit building. Although each blogger and expert seems to have different recommendations, you can pick up the main points by reading posts from a few different authors. For example, pretty much everyone will say to pay your bills on time and to... read more »