Applying | Credit Card Topics

13 Best No-Interest Credit Cards for 2019

By: Brittney Mayer, 4/22/2019

As any gardener knows, weeds are capable of multiplying exponentially in a matter of weeks if left to grow in the garden untended. The very same thing can happen, as many cardholders learn, if you allow your credit card's interest fees to grow without interference. But, the same way a good bit of mulching can help keep weeds in check without constant supervision, so, too, can a solid introductory 0% APR offer help keep interest fees from accumulating on your credit card without... read more »

2019’s Best Credit Cards for Low Credit Scores

By: Adam West, 4/18/2019

Imagine you’re preparing for a job interview. You choose your best interview clothes, spend time in front of the mirror to look your best, and may even do some confidence-building exercises to ensure you’re in top form. But just why are you going through all this preparation? Because you know the company is looking to hire the best candidate they can find. It’s no different with credit card companies. They want the best consumers they can get, with the highest credit scores... read more »

2019 Review: Chase Freedom Unlimited® (Credit Score Needed, Limits & Rewards)

By: Brittney Mayer, 4/15/2019

When it comes to rewards credit cards, the average consumer has hundreds of options. Despite this, however, a few quick internet searches of the best cards will show you that some banks are simply better at rewards than others. For instance, any list of the best rewards cards will likely include at least one card from Chase. And, if that list is about cash back rewards cards, well, you'll more than likely see the Chase Freedom Unlimited® featured prominently. As great as... read more »

24 Best Personal Credit Cards in 2019

By: Brittney Mayer, 4/1/2019

At one point, the only credit cards you really saw were the brow-raising charge cards granted to business executives and other elites who could be trusted with "the company card." These days, most Americans have at least one personal credit card, with the average adult carrying two to three cards each. This is hardly surprising, of course, given that credit cards are not only convenient and arguably the most secure payment method, but they can also provide valuable perks like... read more »

11 Best Credit Cards for Beginners: 2019 Guide

By: Aaron Crowe, 3/27/2019

Building credit from scratch can seem like a Catch-22. Without good credit, you won't qualify for many of the best credit cards. But if you don’t have a credit card, it's difficult to build good credit. How do you deal with that conundrum? By getting a basic credit card as your first credit card and building good habits that will improve your credit score. These include paying your credit card and other bills in full and on time each month, using less than 30% of your available... read more »

11 Best Signup Bonus Credit Cards for 2019

By: Brittney Mayer, 3/25/2019

Imagine you found a way to earn hundreds of dollars -- just for making the same purchases you make every day. Sounds pretty awesome, right? Now you see the appeal of the credit card signup bonus. A good signup bonus can easily be worth hundreds of dollars -- and the great bonuses can be worth $1,000 or more in free travel. While the biggest bonuses are going to be best for cardholders with budgets that can support a big spending requirement, you can find credit cards with signup... read more »

2019 Guide: “What Credit Score Is Needed to Get a Credit Card?”

By: Brittney Mayer, 3/18/2019

Perhaps one of the most confusing aspects of consumer credit is that everything is pretty much a case of "your mileage may vary." Even if two consumers with similar credit profiles and income levels apply for the same credit card, each applicant could receive a different response. In the end, getting a credit card will depend on all of your qualifications -- not just your credit score. That said, most cards target a specific range of credit scores, and while these ranges aren't set... read more »

2019’s Best Credit Card Deals

By: Brittney Mayer, 3/11/2019

Finding a great deal feels good -- and not just for your pocketbook. Knowing you scored sweet savings can also have a physiological response that just plain makes you happy. Even something as seemingly banal as finding an awesome credit card deal can get the dopamine flowing. Which is good news because there's no end to the deals that can be had in the modern credit card marketplace. Indeed, whether you want a lucrative signup bonus or a year without interest fees, you can find a... read more »

2019 Chase Sapphire Reserve® — Credit Score Needed for Approval

By: Brittney Mayer, 2/25/2019

These days, most consumer credit scores are calculated on a range of 300 to 850, with 850 being the best possible credit score you can achieve. For the roughly 3 million consumers who have reached the pinnacle of credit, the question "Will my credit be good enough to qualify?" simply never enters the equation. For everyone else, it's a question that should be asked before applying for any new credit -- but especially when applying for a top-tier rewards credit card like the Chase... read more »

15 Best $0 Fee, Intro 0% Balance Transfer Credit Cards for 2019

By: Brittney Mayer, 2/12/2019

Debt can be a bit like running off a ledge in a cartoon -- everything seems normal until you look down. Credit card debt, in particular, can be easy to accumulate without noticing, especially when your debt is spread across multiple credit cards. For consumers with good credit, the best tool for consolidating credit card debt may, surprisingly, be another credit card; a 0% APR balance transfer credit card, to be exact. While technically the same as other cards, most so-called... read more »

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