Payments | Credit Card Topics

Vagaro Streamlines Payment Processing for Businesses in the Beauty, Wellness, Fitness Sectors

By: Adam West, 5/10/2023

In a Nutshell: Fred Helou got the idea for Vagaro during a trip to South Korea in 1999, when he wanted to make an appointment for a haircut back home but didn’t want to splurge for an international phone call. Fast forward 24 years, and Vagaro is streamlining operations for more than 174,000 service providers in four countries. By seamlessly processing payments from customers, the platform frees up professionals in the beauty, wellness and fitness sectors to spend more time serving... read more »

5 Bank of America Contactless Credit Cards (June 2023)

By: Eric Bank, 5/8/2023

Bank of America offers a wide variety of credit cards to suit different needs, credit score categories (i.e., from excellent to bad credit), and lifestyles, and all are contactless. That’s important because using contactless cards significantly reduces fraud costs for banks, financial institutions, and consumers. According to a report by Visa, the adoption of contactless cards in Europe led to a 30% reduction in fraud compared with the incidence of fraud using traditional... read more »

Sezzle Helps Empower Consumers with Buy Now Pay Later Capability and Credit-Building Features

By: Sean Roderick, 4/24/2023

In a Nutshell: Sezzle is a fintech company that offers Buy Now Pay Later (BNPL) and credit-building options. Its main offering is a split payment plan that enables consumers to pay for purchases in four interest-free installments over a six-week period. Sezzle Up is the fintech’s credit-building feature that reports payment history to the major credit bureaus and offers rewards to consumers for making on-time payments. Sezzle also works in direct partnership with retailers to help... read more »

Bolt’s One-Click Checkout Boosts Account Signups and Conversions Everywhere Customers Shop

By: Mike Senecal, 4/4/2023

In a Nutshell: There's a disconnect between what eCommerce customers want and what merchants need at checkout. Customers want a frictionless experience where identities fade into the background — so much so that the vast majority are willing to transact as guests without registering. Merchants want to know their customers to track behaviors and orders, personalize experiences, and encourage return visits. Bolt's one-click checkout satisfies both sides while protecting transactions.... read more »

SoloSuit Helps Clients Respond To and Settle Debt Lawsuits by Using Automated Tools and Resources

By: Sean Roderick, 3/29/2023

In a Nutshell: Millions of Americans face debt collection lawsuits every year and are summoned to appear in court. Oftentimes people don’t know how to respond after being served and lose a case by default. SoloSuit helps people fight back by providing an app that allows users to create automated legal responses by answering a series of questions in as little as 15 minutes. Those who wish to settle a case can use SoloSettle to negotiate with collectors, and the app will arrange all... read more »

PCI Pal Delivers Secure Contact Center Payments That Simplify Compliance and Enhance CX

By: Mike Senecal, 3/23/2023

In a Nutshell: Across the brand landscape, mid-market to enterprise-size contact centers need payment solutions that cover all the bases while enhancing the customer experience. PCI Pal lets organizations take payments securely via all modern business communications channels. Its flagship product Agent Assist uses masking and speech recognition technology to streamline phone payments. And it continues to innovate with Pay by Bank, which enables secure and seamless link-based... read more »

How to Pay Bills With a Credit Card (June 2023)

By: Andrea Woroch, 3/8/2023

Credit cards offer many perks to consumers these days, including robust reward programs, purchase protection, exclusive retail discounts, and free travel insurance, to name a few. The most notable is the ease of payment these plastic cards offer, especially when making reservations online or booking travel. It may come as no surprise that 83% of Americans own at least one credit card. Among the most common items to charge on a credit card are daily expenses such as groceries and... read more »

PayTabs: Flexible Digital Payment Solutions That Address eCommerce Market Needs

By: Mike Senecal, 2/16/2023

In a Nutshell: A Saudi eCommerce entrepreneur started PayTabs in 2014 when he could not find a bank to work with him on payments. With timely venture capital support, he grew it into a payments provider with global reach. PayTabs targets industry verticals with flexible solutions that meet market-specific needs. It also offers a modular, microservices-based platform that plugs into existing infrastructure. PayTabs is successful because it provides eCommerce businesses with precisely... read more »

Can I Change Missed Payments on My Credit Reports?

By: John Ulzheimer, 2/13/2023

There are many details that go into the calculation of your credit scores. But nothing is more important from a credit scoring standpoint than your payment history. Making or missing payments can make or break your credit scores. Case in point, your payment history accounts for 35% of your FICO credit scores. Payment history is worth 40-41% of your VantageScore credit scores, depending on the VantageScore version (3.0 or 4.0) used. So when a late payment or late payments... read more »

6 Ways to Pay Student Loans With a Credit Card (June 2023)

By: Erica Sandberg, 2/7/2023

If you have significant student loan debt, you’re in good company. According to EducationData.org’s 2023 report, the average federal student loan borrower owes $37,574, and the private student loan borrower is hanging on to $54,921. Because the payments for these obligations can be tough to manage, you may be wondering if you can charge them. In some cases, yes. Although the U.S. Department of the Treasury doesn’t permit federal student loan lenders to accept credit cards,... read more »

Tremendous Helps Growing Businesses Drive Loyalty Through Flexible, One-Off Payout Solutions

By: Sean Roderick, 1/16/2023

In a Nutshell: Tremendous enables businesses to send instant international digital payments at scale. The company offers one-off payout solutions that disburse rewards and incentives giving the recipient hundreds of redemption options including ACH, Venmo, PayPal, and brand-name gift cards. Businesses can use the Tremendous platform to buy, track and manage digital rewards, and they have the option of sending to recipients either by using the platform or by integrating with... read more »

Valued Merchant Services Recognized for Affordable and Flexible Payment Processing Solutions

By: Sean Roderick, 1/5/2023

In a Nutshell: Valued Merchant Services (VMS) is a provider of electronic payment processing services for businesses of all sizes. VMS’s key focus is ensuring merchants have access to modern payment processing and point of sale devices that lead to sustained business success. And, unlike big-name providers, VMS is staffed by agents who serve customers at a local level and are available at all times for technical support. VMS believes that creating value and customer loyalty outweighs... read more »

Dreamfield Helps Brands Facilitate Marketing Partnerships and Payments with College Athletes

By: Brandon Rossman, 11/22/2022

In a Nutshell: July 2021 marked a new era in college sports – the era of the name, image, and likeness (NIL) deal. Under the NCAA’s NIL guidelines, college athletes can earn money through sponsorship and branding deals. Dreamfield represents companies to facilitate marketing deals with college athletes. The platform takes care of contracts, compliance, payments, and taxes while working with companies and athletes. Athletes from the top NCAA Division 1 programs, including athletes... read more »

Finix Offers World-Class Payment Processing to Help Software Platforms Grow Revenue

By: Sean Roderick, 11/10/2022

In a Nutshell: Businesses that require APIs for payment processing tend to enlist providers that use a locked architecture, and thus limit their versatility. Finix is a payment facilitator and SaaS provider that offers customizable platforms to help clients achieve a better product experience and faster speed to market. Finix offers both card-present and card-not-present transaction capabilities for platforms of all sizes. It can also run real-time fraud detection for merchants that... read more »

Celero Commerce Streamlines Processing for Businesses and Builds Custom Solutions for Financial Institutions

By: Adam West, 10/27/2022

In a Nutshell: During the COVID-19 pandemic, many small-to-medium businesses, especially in traditional industries, changed the way they operate for good. Celero Commerce offers payment processing solutions that cater to those shifts without losing its core mission to help small and medium organizations grow their businesses. Celero focuses on offering those companies the benefits of the financial solutions that once were only available to the industry’s largest players. Since... read more »

Flexxbuy Drives Sales for Businesses of All Sizes Through Consumer Financing Solutions

By: Sean Roderick, 10/26/2022

In a Nutshell: Customer financing can be a challenge for businesses both large and small. Flexxbuy is a lending service that converts expensive purchases into affordable payment plans. The platform works with over 30 lenders that can assist with financing solutions. Flexxbuy is a convenient option for businesses that want to avoid the frustration of finding lenders on their own. Many businesses are plagued by customer reluctance to take that final step when it comes to purchasing... read more »

PayPal Payment Tools Braintree and Hyperwallet Help Ecommerce Merchants Drive Conversions

By: Adam West, 10/13/2022

In a Nutshell: Together, Braintree and Hyperwallet offer a complete payments solution backed by the power of industry giant PayPal. Braintree allows companies to accept payments from a wide range of sources, including credit cards, PayPal, and digital wallets. Hyperwallet, in turn, gives companies flexibility in payouts to vendors, freelancers, and other sellers around the world. PayPal’s innovative reputation is driving more SMBs and larger enterprises to adopt Braintree and... read more »

Corpay Digital Solutions Help Companies Modernize Their Invoicing, Billing, and Payments

By: Adam West, 10/5/2022

In a Nutshell: Corpay offers full-service accounts payable solutions for companies. Specifically, the fintech company offers three key services: AP Automation, Cross-Border money transfers, and Commercial Cards. One of Corpay’s most appealing services are digital payments that offer more effective fraud prevention in ACH transfers. The company has seen a significant increase in customers seeking to outsource their accounts payable programs since the shift to decentralized workforces... read more »

Raisin Bank Breaks Into the Payments Industry with Acquisition from Bankhaus August Lenz

By: Sean Roderick, 9/15/2022

In a Nutshell: Raisin Bank is not only a fronting and service bank with a full banking license but also a wholly owned subsidiary of fintech Raisin. Raisin runs online savings and investments platforms through which retail customers can conclude savings products with banks from Europe and the USA. Raisin Bank is the only cloud bank operating in Germany that has access throughout the EU, and has expanded its capabilities after recently acquiring the payments division of Bankhaus August... read more »

Walletmor Payment Microchip Implants Bring Convenience to Contactless Checkout Experiences

By: Brandon Rossman, 8/30/2022

In a Nutshell: Walletmor brings 22nd-century technology to the present day with its implant technology that brings contactless payments and expanded NFC (near-field communication) utility to – quite literally – the palm of your hand. The company provides implants embedded with an NFC chip that you surgically insert into your hand. The chips meet the highest health and safety standards required wherever they are available. The chips are linked to an app on your phone. The app sends... read more »

HyperPay Innovations Aim to Shape the Future of Cashless Payments in the MENA Region

By: Adam West, 8/24/2022

In a Nutshell: HyperPay has been processing cashless payments for online merchants in the MENA (Middle East, Northern Africa) region since 2014. The company handles multiple transactions, including payments, expansions, risk, and results tracking, within a single, security-oriented platform. HyperPay recently received funding from payment industry giant Mastercard to help expand its services. Now the company plans to identify the most effective way to enter other Middle Eastern and... read more »

C2FO Launches CashFlow+ Card to Help Businesses Earn Rewards For Getting Invoices Paid Faster

By: Sean Roderick, 8/3/2022

In a Nutshell: C2FO is the world's largest working capital platform that helps companies collaborate with their suppliers and customers to improve cash flow by determining the best time and terms for payments. The company offers two main products, the early payment program and the newly released CashFlow+™ Card — both of which provide companies, their suppliers and their customers with more control and flexibility over working capital. Accelerated funds enable businesses to grow at... read more »

REPAY: Digital Payment Solutions That Enhance Credit Union Platforms and Enable B2B Virtual Card Transactions

By: Adam West, 7/20/2022

In a Nutshell: Small businesses and credit unions often don't find the solutions they need with corporate digital payment providers. REPAY makes its real-time omnichannel card solutions more accessible to businesses and organizations so they can make and accept payments and serve more customers. The platform integrates inbound acceptance of payments and outbound B2B virtual card payments with existing accounting and management software. That means REPAY gives businesses even more... read more »

DailyPay Allows Employers to Provide Instant, Transparent Payments to Their Workers

By: Brandon Rossman, 7/11/2022

In a Nutshell: Millions of American hourly workers have to wait between paychecks to receive the money they have earned. DailyPay changes that by offering workers access to their wages as soon as they are earned. Workers can take out funds instantly for a fee of just $2.99 to pay bills and avoid late or overdraft fees. The platform also provides businesses with automated solutions to facilitate instant payments, leading to increased transparency and productivity. Living paycheck to... read more »

VizyPay Empowers Small Businesses Through Simplified, Transparent Payment Processing Solutions

By: Sean Roderick, 6/29/2022

In a Nutshell: Inexperienced small businesses can often be subject to hidden fees and billing expenses when processing their customers’ credit card payments. VizyPay gives businesses — especially those in small towns and rural areas — a chance to maximize their operating potential and reduce unnecessary expenditures through simplified credit card payment strategies. Clients can choose from several options depending on their particular needs. Businesses in rural communities... read more »

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