The Ultimate Guide to Credit Cards
Tuesday, May 24, 2022

All articles tagged Payments (102)

Helcim Supports Small and Medium Businesses with its Affordable, Transparent Payment Solutions

Helcim Supports Small and Medium Businesses with its Affordable, Transparent Payment Solutions

In a Nutshell: Helcim helps small and medium sized businesses navigate payment processing in a transparent and honest way. Businesses can accept payments in person, online, over the phone, or through invoices without any further hassle. Customer service is a priority for Helcim, and the company invests in five-star service every step of the way. Helcim offers all of this through an affordable, transparent rate available to everyone, no matter how small your business. The Covid-19... read more »

Fiserv CardHub: A Seamless Card Management Platform That Helps Issuers Compete for Customers

Fiserv CardHub: A Seamless Card Management Platform That Helps Issuers Compete for Customers

In a Nutshell: Thousands of clients count on Fiserv for payment processing technology and services that anticipate market trends. Fiserv continues that commitment with CardHub, a platform for card issuers that enables consumers to seamlessly access, use, and manage their credit and debit cards. CardHub is suitable for issuers of all sizes and offers scalable, future-focused technology to help clients claim more market share. As digital transactions become more ubiquitous worldwide,... read more »

Maroo Streamlines Wedding Planning and Offers Payment Flexibility That Benefits Couples and Vendors

Maroo Streamlines Wedding Planning and Offers Payment Flexibility That Benefits Couples and Vendors

In a Nutshell: Getting married should be a memorable experience, but organizing and paying for vendors often causes stress for couples. Maroo reduces that stress by providing a unified solution for managing and paying wedding costs. The platform enables wedding businesses to include buy now, pay later (BNPL) features to win more business. It also modernizes wedding planning by making payments more predictable and less burdensome for couples. Wedding planning has always been a... read more »

SoftPoint POS Simplifies Credit Card Payments for SMBs Without Disrupting Legacy Systems

SoftPoint POS Simplifies Credit Card Payments for SMBs Without Disrupting Legacy Systems

In a Nutshell: Many hospitality businesses want to modernize their EMV payment infrastructure without converting their legacy systems. SoftPoint point-of-sale systems simplify that process by allowing clients to accept a wide variety of payment types alongside credit cards. SoftPoint technology also offers simplified ordering tools for restaurants that save customers and staff time. Restaurants that leverage SoftPoint solutions can also help their employees earn more tips by using a... read more »

Clearing The Confusion About Buy Now, Pay Later & Credit Reporting

Clearing The Confusion About Buy Now, Pay Later & Credit Reporting

In late 2021, Equifax issued a press release indicating it would be the first of the credit bureaus to allow Buy Now, Pay Later accounts to be added to its credit reports. That set off a flurry of articles by bloggers and reputable websites seeking to capitalize on the news regarding this relatively new method of payment.  Unfortunately, many of the articles published before and after the Equifax release contain factual errors and assumptions about Buy Now, Pay Later and their... read more »

How to Pay Your Credit Card Bill in 2022

How to Pay Your Credit Card Bill in 2022

After using your credit card to make a purchase or to withdraw cash, you will need to make at least the minimum requested payment in about 30 days to keep the account in good standing.  The fastest way to pay your bill is online or in person. You won't have to wait on the phone and go through the recorded prompts or speak to a customer service agent, both of which can take a long time.  Payment Information For Every Major Card Issuer You have several payment options... read more »

Primer Payments Automation Helps Merchants Manage Multiple Providers and Optimize Card Experiences

Primer Payments Automation Helps Merchants Manage Multiple Providers and Optimize Card Experiences

In a Nutshell: Digital transformation in financial services has led to an explosion of innovation in the payments industry. But until fast-growing Primer arrived in 2020, taking advantage of it was a challenge for merchants. Primer manages multiple providers and services on a single platform, enabling merchants to build custom payment flows and maintain a unified checkout for customers. Plus, actionable data generated by the secure Primer platform helps merchants choose the best... read more »

BigTime Software Provides Convenient Credit Card Processing Solutions and Project Management Tools

BigTime Software Provides Convenient Credit Card Processing Solutions and Project Management Tools

In a Nutshell: BigTime software allows firms to easily invoice their customers and quickly collect digital credit card payments. Consumers can click on a branded online payment link on BigTime invoices, and entrepreneurs can embed a payment portal on their websites. The software includes internal time tracking tools that offer visibility into project profitability, allowing firms to spend time and money more effectively. BigTime aims to create a streamlined process and a professional... read more »

The Strawhecker Group: Data and Market Intelligence Drive Insights In the Card Payments Acceptance Industry

The Strawhecker Group: Data and Market Intelligence Drive Insights In the Card Payments Acceptance Industry

In a Nutshell: The competition and shifting roles in the card payments industry has put a premium on data agility. That's why thousands of payments companies, financial institutions, investment entities, and software providers turn to The Strawhecker Group for advisory services, research, and analytics that lead to better execution. The Strawhecker Group's industry-leading AIM and GEM benchmarking platforms make merchant acquiring and gateway performance data accessible and actionable... read more »

TrueCommerce Nexternal Platform Simplifies Ordering, Mobile POS, and Card Processing For B2B and B2C Clients

TrueCommerce Nexternal Platform Simplifies Ordering, Mobile POS, and Card Processing For B2B and B2C Clients

In a Nutshell: The Nexternal Platform from TrueCommerce connects merchants with both their B2B and B2C customers in a single platform. Rather than doubling their workloads, merchants can use this modern platform to handle their ordering, mobile POS transactions, and card processing needs. Though other companies seek to improve their B2B purchasing experiences amid the pandemic, Nexternal has been operational for years, helping give merchants peace of mind in choosing TrueCommerce over... read more »

Global Payments Card Issuing Solutions Help Financial Institutions, Neobanks, Fintechs, and Retailers Deliver Better Customer Experiences

Global Payments Card Issuing Solutions Help Financial Institutions, Neobanks, Fintechs, and Retailers Deliver Better Customer Experiences

In a Nutshell: Global Payments delivers omnichannel payment integrations to merchants of all sizes. It also provides cloud-based card issuing solutions to banks, neobanks, fintechs, startups, and retailers looking to drive engagement and improve the customer experience. Now, partnering with Amazon Web Services, Global Payments provides a cloud-based issuer technology platform to expand its reach and delivery more flexibility in financial services. As cards and payments keep... read more »

Splitit Lets Consumers Use Existing Credit Instead of New Financing For Installment Payments at No Extra Cost

Splitit Lets Consumers Use Existing Credit Instead of New Financing For Installment Payments at No Extra Cost

In a Nutshell: Consumers and merchants both see the benefits of buy now, pay later purchasing. But most installment models require an application for new financing at the point of sale, which adds friction and can impact the shopper's credit score. Splitit takes an entirely different approach, letting customers use a card that's already in their wallet to pay for purchases over time without adding interest or fees. And because it uses existing credit accounts, Splitit lets shoppers... read more »

Comparing Buy Now Pay Later Services vs. Credit Cards

Comparing Buy Now Pay Later Services vs. Credit Cards

Buy Now Pay Later (BNPL) sounds simple: You get what you want now. You pay for it later. Great! Right? Well, maybe. The answer isn't as simple as the concept. If you're thinking about using a BNPL service — or maybe you already have -- you may have some questions. And we have the answers. What Is BNPL? BNPL is a short-term financing arrangement that allows you to split a purchase price into multiple payments known as installments. The first installment is typically due... read more »

Clair Helps Businesses Offer On-Demand Pay Benefits So Workers Can Reduce Reliance on Credit and Loans

Clair Helps Businesses Offer On-Demand Pay Benefits So Workers Can Reduce Reliance on Credit and Loans

In a Nutshell: Business owners can use Clair's Payday Wallet to advance wages for hourly employees, including those who live paycheck to paycheck. Clair distinguishes itself from competitors by offering fee-free wage advances and by partnering and integrating directly with HR tech platforms to avoid bringing changes to employers' existing processes. In addition to enjoying on-demand access to their earnings, Clair users also gain access to a Spending and Savings Account, Clair Debit... read more »

Marqeta: A Card and Payment Platform That Helps Financial Brands Launch Digital Banking Solutions

Marqeta: A Card and Payment Platform That Helps Financial Brands Launch Digital Banking Solutions

In a Nutshell: Modern card issuing platform Marqeta has helped power the digital transformation in payments since 2010. Today, its solutions allow new and established companies to innovate and compete for market share. Marqeta’s flexible platform helps institutions quickly deploy advanced card products, including contactless virtual cards, and fosters their evolution as consumer needs change. Modern financial brands and fintech companies rely on innovation to keep up with... read more »

Hardship Accommodations By Credit Card Issuer in 2022

Hardship Accommodations By Credit Card Issuer in 2022

There may come a time when you can’t manage even the minimum monthly payment for your credit card account. After exploring different methods to keep the account in good standing, you may still come up short. In that case, contacting the issuer to ask for assistance is the best course of action. A modification of the terms of the agreement may be available.  Here is what each of the major U.S. credit card issuers recommends you do when experiencing financial hardship and... read more »

Onbe: Digital Card Solutions That Help Companies Turn Payments and Rewards into Engaging Analytics Tools

Onbe: Digital Card Solutions That Help Companies Turn Payments and Rewards into Engaging Analytics Tools

In a Nutshell: Modern digital card platforms can help businesses transfer rewards and payments to customers and employees more efficiently. With Onbe, those flexible physical and virtual card payments also become strategic engagement tools that produce robust business and product insights. Onbe’s tailored solutions enhance the payment experience on both sides of the transaction in a wide range of consumer and workforce applications. As digital financial platforms mature, modern... read more »

Through Comdata and Fuelman Fleet Cards, FLEETCOR Focuses on Payment Innovation and Sustainability

Through Comdata and Fuelman Fleet Cards, FLEETCOR Focuses on Payment Innovation and Sustainability

In a Nutshell: The world of fleet management is a complex and fast-moving network of not only roads but also payments and data. FLEETCOR and its subsidiaries, Comdata and Fuelman, are long-running experts in fleet management and payment systems. These innovative companies offer convenient fuel cards so businesses can more easily manage fleets of varying sizes. The companies are also looking to the future and accommodating companies that are prioritizing sustainability with its Clean... read more »

Shift Processing: A P2P Platform That Frees Cannabis and Other High-Risk Businesses to Accept Card Payments

Shift Processing: A P2P Platform That Frees Cannabis and Other High-Risk Businesses to Accept Card Payments

In a Nutshell: As more states legalize cannabis for medical and recreational use, major card networks continue to ban marijuana businesses and force consumers to pay with cash. But dealing with cash in cannabis and other locked-out businesses is inconvenient and a possible security risk for proprietors. Shift Processing aims to solve that problem with its closed-loop P2P payment platform, which charges consumers a small fee for access to its processing services. With Shift, businesses... read more »

Leave the Credit Cards at Home: Popl Leverages NFC Technology to Simplify Payments and Networking

Leave the Credit Cards at Home: Popl Leverages NFC Technology to Simplify Payments and Networking

In a Nutshell: Popl is a company that offers digital business cards for networking and payments in today’s increasingly digital world. Rather than handing over paper business cards with limited information, Popl’s products allow people to easily transfer a bevy of information just by tapping a Popl to someone’s smartphone. Users can easily relay contact information, social media accounts, and even make payments using Popl. The company offers a variety of products, including the... read more »

REPAY: Digital Payment Solutions That Enhance Credit Union Platforms and Enable B2B Virtual Card Transactions

REPAY: Digital Payment Solutions That Enhance Credit Union Platforms and Enable B2B Virtual Card Transactions

In a Nutshell: Small businesses and credit unions often don't find the solutions they need with corporate digital payment providers. REPAY makes its real-time omnichannel card solutions more accessible to businesses and organizations so they can make and accept payments and serve more customers. The platform integrates inbound acceptance of payments and outbound B2B virtual card payments with existing accounting and management software. That means REPAY gives businesses even more... read more »

Payactiv Card Offers Workers Fast Access to Earnings and Savings on Everyday Necessities

Payactiv Card Offers Workers Fast Access to Earnings and Savings on Everyday Necessities

In a Nutshell: When workers can access their paychecks faster, they can often avoid payday loans, overdraft fees, and financial setbacks. That’s why Payactiv partners with more than 1,500 U.S. employers to provide workers with immediate access to their earnings via the Payactiv Visa Card. The Payactiv app also offers budgeting tools, financial education resources, and a discount marketplace for everyday consumer items. Over the past few decades, the plight of low-wage earners in the... read more »

EBANX Card and Cash Voucher Solutions Connect Underbanked Consumers to the Global Marketplace

EBANX Card and Cash Voucher Solutions Connect Underbanked Consumers to the Global Marketplace

In a Nutshell: Credit products can be elusive and expensive in Latin America, and many underbanked consumers still prefer to transact in cash. That combination can discourage international companies from conducting business there. EBANX helps global businesses enter the Latin American market by offering innovative digital payment solutions for merchants and consumers. The company develops card, transfer, and cash voucher solutions, among others, that link Latin America to global... read more »

SumUp: Easy-to-Use Card Readers and Apps That Help SMBs Manage Payments and Invoicing

SumUp: Easy-to-Use Card Readers and Apps That Help SMBs Manage Payments and Invoicing

In a Nutshell: In today's economy, startups and small businesses need to accept credit cards and digital payments. But solutions that are too complex and costly can actually be counterproductive. SumUp offers straightforward and affordable card readers that solve payment challenges for merchants without burdening them with contracts, minimums, or recurring costs. SumUp’s secure apps also enable invoicing and remote payments to help entrepreneurs meet customers wherever they are. ... read more »

Merchant Cost Consulting Helps Businesses Navigate the World of Credit Card Processing

Merchant Cost Consulting Helps Businesses Navigate the World of Credit Card Processing

In a Nutshell: Maintaining the services of a credit card payments processor is essential for businesses in nearly every industry. And companies often accept whatever rates and fees the processing companies charge them as the cost of doing business. But Merchant Cost Consulting represents companies of all sizes and negotiates lower rates from payment processors. The company evaluates clients’ current processing fees and charges, then contacts the payment processor directly to obtain a... read more »