12 Best Soft-Pull Credit Cards (Dec. 2023)
Credit cards generally will not be issued without a hard credit inquiry, but you can get preapproved for a credit card with only a soft credit pull. Almost every time you apply for new credit, the lender credit check will usually result in a hard inquiry being noted on your reports, which may cause a small ding to your credit score. That's because lenders see an application for new credit as a desire to take on more debt. Doesn't make sense? Think of it this way: if a married person... read more »