What is Credit Card Preapproval? How to Gauge Your Approval Odds Without a Hard Credit Pull
So, you received an unsolicited credit card preapproval in the mail and wonder whether it’s just another piece of junk mail. Maybe not! Credit card preapproval means a card issuer has taken a peek at your credit profile (but has yet to perform a full credit check) and likes what it sees. Something like, “Hey, you might just qualify for this card.” But wait before you start celebrating because there is no guarantee that you’ll actually get the card. Preapproval... read more »