All articles tagged Applying (page 2)

8 Best Loans & Credit Cards for a 400 to 450 Credit Score

8 Best Loans & Credit Cards for a 400 to 450 Credit Score

Although the number of people with sub-500 FICO credit scores has dropped over the last decade, it's still a fairly significant 4.7% of US consumers, or around 14 million adults. And while having a credit score between 400 and 450 is above the minimum — FICO scores range from 300 to 850 — it's still a very difficult situation to remedy. That being said, it's not impossible to qualify for credit with a 400 to 450 credit score, but you'll need to accept that the rates and fees... read more »

18 Best Credit Cards for Nonprofits

18 Best Credit Cards for Nonprofits

Although many people don't think of their favorite charity or help group as a business, nonprofits are, in fact, considered to be businesses in the eyes of the law (albeit often tax-exempt ones). With that in mind, the best credit cards for most nonprofits are likely to be business credit cards. For one thing, they can help your nonprofit establish and build business credit. Another, perhaps more compelling reason is that many business credit cards provide purchase rewards and... read more »

12 Best Metal Credit Cards: 2018 List

12 Best Metal Credit Cards: 2018 List

Some things in life practically scream luxury, like the hundreds of crystal chandeliers adorning the rooms of the renowned Emirates Palace in Abu Dhabi. But it's one thing to look luxurious; it's another thing entirely to feel like luxury — which is likely why metal credit cards have gained such popularity. Once reserved for the wealthiest cardholders, today's market is full of metallurgic marvels of all rewards types, offering everything from travel rewards to hotel points and... read more »

17 Best 0% APR & Low-Interest Credit Cards for 2018

17 Best 0% APR & Low-Interest Credit Cards for 2018

Most consumers today have felt the sting when they realize that the price tag that first lured them in has snowballed beyond recognition at the moment of checkout. For example, that $10 pizza delivery somehow ends up costing you $20 by the time the tax, tip, and delivery fee are included. And it doesn't stop there. If you use a credit card to pay for your purchases, and then carry that balance past the grace period, you'll start accruing interest fees on top of everything else. ... read more »

15 Best Credit Cards for Seniors & Retirees in 2018

15 Best Credit Cards for Seniors & Retirees in 2018

It's estimated that by 2030, a full 18% of the US population will be 65 and older, with a projected 10,000 people retiring each day. For most folks, aging and retirement come with many major lifestyle changes, including a number of shifts in their financial needs. As you set out on new adventures, it makes sense to re-evaluate your current credit cards to determine whether they still merit a place in your wallet. You may also want to take a look at the options to see if there are... read more »

27 Best Same-Day Credit Cards for 2018

27 Best Same-Day Credit Cards for 2018

With the rise of digital technology, it seems as though everything has gotten faster and more immediate. Not only can you get movies and music instantly from anywhere, but you can have everything from food to furniture delivered in less than an hour in most major cities. Given that so much can be obtained so quickly, it's natural to want the same results when you apply for a new credit card. At the very least, you'd expect same-day shipping, right? But while you can often get... read more »

2018 Discover More® Card vs. Discover it® Cash Back

2018 Discover More® Card vs. Discover it® Cash Back

As is only natural, most products on the market tend to evolve over time, getting new features, new designs, and new names every few years to keep up with changing times. And credit cards are no exception. The very first Discover Card launched in 1986, introducing the concept of cash back rewards to the consumer credit card market. Since that time, the issuer's card offerings have been through several changes. But while many of the changes to Discover's credit card product line... read more »

How Long Does It Take to Get a Credit Card?

How Long Does It Take to Get a Credit Card?

After extensive searching, countless comparisons, and laborious decision-making, you finally did it. You finally chose a credit card. It took work — there are dozens of options simply for cash back cards alone — but you're confident you made the right choice. Now, all you need to do is apply and wait for your shiny new card to show up. But after so much agonizing over just the right card, it's hard to remain patient. When is it going to come? How long is it going to take to get... read more »

How the Chase 5/24 Rule Works & Which Credit Cards It Affects

How the Chase 5/24 Rule Works & Which Credit Cards It Affects

The simplest way of judging your approval chances for any particular credit card is generally to look at your FICO credit score. For example, if your credit score is above 700, you probably have a decent chance of being approved for cards that typically require good credit. If your credit score is 600, however, those chances go way down. Of course, while your credit score is an easy way to gauge your chances, it's important to remember that card issuers look at more than just your... read more »

15 Best Credit Cards for 18-Year-Olds in 2018

15 Best Credit Cards for 18-Year-Olds in 2018

While being among the youngest workers in the labor force, 18-year-olds tend to have the lowest incomes — and the least amount of financial know-how. But what few young people realize is that they have one key advantage over their more experienced coworkers: time. For example, time (and the power of compound interest) can make even modest retirement savings soar if started when you first enter the workforce. Similarly, the sooner you start establishing good credit, the higher the... read more »