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Capital One Credit Score Requirements By Card (2023)

By: Ashley Fricker, 12/19/2023

There are no absolute guidelines when it comes to Capital One credit requirements, but consumers with certain credit score ranges will be more limited in which cards may be available to them. With a catchy slogan that's hard to forget — "What's in your wallet?" — and popular celebrities touting its virtues, Capital One has become a major contender in the credit card marketplace. The relatively young bank offers a range of credit card products, with something for just about... read more »

“Best Credit Card for Me” Quiz: 3 Simple Questions (Jan. 2025)

By: Brittney Mayer, 1/2/2025

Answering the common question, What credit card is best for me? isn't so simple. Although most of us prefer to have a range of options, research suggests that too many options can put our brains into overload, making us nearly incapable of coming to a decision. The modern credit card market is a perfect example of too much choice, with everyone from banks and credit unions to our favorite retailers offering credit cards from which to choose. To help cut through the field of options,... read more »

How to Get Card Numbers Online Now (Jan. 2025)

By: Brittney Mayer, 1/2/2025

Credit card numbers are a (seemingly) magical combination of digits that unlock a whole new realm of finance options to consumers. Sometimes it seems as though, in just a few decades, we've gone from having hardly any credit cards at all to living in a world in which nearly every product and service requires a credit card number to operate. But while many of us already have a credit card or two — or 40 — there are still thousands of Americans without the necessary numerical key... read more »

8 Best Credit Cards for Nonprofits (2024)

By: Ashley Fricker, 1/28/2024

Although many people don't think of their favorite charity or help group as a business, nonprofits are, in fact, considered to be businesses in the eyes of the law (albeit often tax-exempt ones). With that in mind, the best credit cards for most nonprofits are likely to be business credit cards. For one thing, they can help your nonprofit establish and build business credit. Another, perhaps more compelling reason is that many business credit cards provide purchase rewards and... read more »

7 Best 0% APR & Low-Interest Credit Cards (Jan. 2025)

By: Ashley Fricker, 1/2/2025

Most consumers today have felt the sting when they realize that the price tag that first lured them in has snowballed beyond recognition at the moment of checkout. For example, that $10 pizza delivery somehow ends up costing you $20 by the time the tax, tip, and delivery fee are included. And it doesn't stop there. If you use a credit card to pay for your purchases and then carry that balance past the grace period, you'll start accruing interest fees on top of everything else. ... read more »

5 Best Credit Cards for Seniors & Retirees (Jan. 2025)

By: Brittney Mayer, 1/2/2025

With so many options available these days, it may seem impossible to know where to begin when searching for the best credit cards for seniors and retirees. Well, we've done some research for you — keep reading for some of our top choices. It's estimated that by 2030, a full 18% of the US population will be 65 and older, with a projected 10,000 people retiring each day. For most folks, aging and retirement come with many major lifestyle changes, including a number of shifts in their... read more »

2025 Discover More® Card vs. Discover it® Cash Back

By: Ashley Fricker, 1/26/2024

As is only natural, most products on the market tend to evolve over time, getting new features, new designs, and new names every few years to keep up with changing times. And credit cards are no exception. The very first Discover Card launched in 1986, introducing the concept of cash back rewards to the consumer credit card market. Since that time, the issuer's card offerings have been through several changes. But while many of the changes to Discover's credit card product line... read more »

How Long Does It Take to Get a Credit Card? (2023)

By: Adam West, 4/24/2023

After extensive searching, countless comparisons, and laborious decision-making, you finally did it. You finally chose a credit card. It took work — there are dozens of options simply for cash back cards alone — but you're confident you made the right choice. Now, all you need to do is apply and wait for your shiny new card to show up. But after so much agonizing over just the right card, it's hard to remain patient. When is it going to come? Just how long does it take to get a... read more »

How the Chase 5/24 Rule Works & Which Credit Cards It Affects (2024)

By: Brittney Mayer, 1/27/2024

The simplest way of judging your approval chances for any particular credit card is generally to look at your FICO credit score. For example, if your credit score is above 700, you probably have a decent chance of being approved for cards that typically require good credit. If your credit score is 600, however, those chances go way down. Of course, while your credit score is an easy way to gauge your chances, it's important to remember that card issuers look at more than just your... read more »

What Credit Card is Best for Me? Expert Guide (Jan. 2025)

By: Ashley Fricker, 1/2/2025

When people learn that you write about consumer credit for a living, the conversation seems to almost inevitably circle around to, "So, what's the best credit card?" Unfortunately, people are rarely happy with the true response, which is: there isn't one. There are literally hundreds, if not thousands, of credit credits on the market, each with its pros and cons, its own costs and rewards. Furthermore, there are millions of credit cardholders out there, too — each with their own... read more »

Capital One Venture Rewards Credit Card Credit Score Requirements (2024)

By: Ashley Fricker, 7/31/2024

In the article below, we'll take a look at the Capital One Venture Rewards Credit Card score requirements for approval and a few other considerations. Being rejected is never any fun, but some types of rejection have more consequences than others. A rejected credit card application will leave a hard inquiry on your credit report that can cause a dip in your credit score for up to two years. Given the potentially long-lasting impacts, it's generally a good idea to apply for credit... read more »

4 Credit Card Comparison Charts: Rewards, Fees, Rates & Scores (Jan. 2025)

By: Brittney Mayer, 1/2/2025

A credit card comparison chart can be an extremely valuable took when exploring the numerous cards that are available to consumers these days — hopefully saving both time and money. Once upon a time, credit cards were simple devices, used to conveniently make purchases at your favorite store or restaurant that you paid off when your bill came due. Today, however, credit cards are a much more complicated beast. The huge number of features and functions offered by the modern-day... read more »

How Quickly Can I Get a Credit Card? 2 Tips for Fast Turnaround (2023)

By: Adam West, 4/20/2023

If you've ever found yourself wondering, "How quickly can I get a credit card?" this article can help answer that question as well as provide a couple of valuable tips to potentially move things along a little faster. Few things are quite as frustrating as finding exactly what you need — but it doesn't show up until the need is gone. Like when you order hurricane supplies from Amazon, but they don't arrive until the storm has passed. While not everyone who applies for a new... read more »

7 Best Credit Cards By FICO Score (Jan. 2025)

By: Brittney Mayer, 1/2/2025

In the immortal words of Mary Cooper, "There's a lock for every key." Although Mary may have been referring to the idea that every person has a perfect partner out there, somewhere, her words are no less true when applied to the search for the perfect credit card. No matter what your situation, for every key — i.e., credit score — there is likely a lock (credit card) that will be the right fit. In fact, ensuring that your credit score fits into the range for a given card is... read more »

3 Facts About the Secured Mastercard® from Capital One Deposit & Refund

By: Adam West, 1/24/2024

The Capital One secured card deposit and refund procedure is fairly straightforward if you know a few key things about the overall procedure, which we'll take a look at in this article. A secured credit card requires applicants to put down a refundable deposit to open a line of credit. As with most secured cards, the size of your credit line will be equal to 100% of the amount you deposit. The minimum required deposit to open a Capital One Platinum Secured Credit Card will... read more »

6 Easiest Chase Cards to Get (2024)

By: Ashley Fricker, 1/26/2024

Headlined by its sleek metal-alloy Chase Sapphire Preferred® Card and Chase Sapphire Reserve® travel cards, Chase's house offering of credit cards holds some of the most sought-after rewards cards on the market. But as with most things coveted by the masses, Chase credit cards can't be had by just any applicant. In fact, the majority of Chase's popular lineup of consumer and business credit cards are catered to the upper echelon of credit scores, excellent-credit consumers with... read more »

Credit One Bank: Reviews & 5 Best Offers (2023)

By: Brittney Mayer, 4/19/2023

In the marketing world, mimicking another company's logo can certainly cause confusion. Similar company logos can sometimes cause consumer confusion -- take Credit One and Capital One's swoosh-inspired designs, for example. But although these credit card issuers have similar logos, each has made its own distinct credit card contributions. Capital One may be the bigger name, but Credit One has also risen to become one of the largest credit card issuers in the US. We'll take a... read more »

How Do I Get a Credit Card? 3 Easy Steps (Jan. 2025)

By: Ashley Fricker, 1/2/2025

Despite the fact that there are literally hundreds of millions of credit cards in the world, some cards still stand out from the rest. These ultra-exclusive credit cards are for high rollers with high limits — and they want you to know it. Plastic is for plebeians; instead, these puppies are made of precious metals like titanium, palladium, and gold. Sadly, obtaining many of these metallurgic masterpieces requires hitting a six-digit monthly spending requirement — or even... read more »

15 Cheap Credit Cards: Low Interest & $0 Fees (Jan. 2025)

By: Brittney Mayer, 1/2/2025

Let's talk about cheap credit cards — that is — cards with low interest rates and no fees. When you think about it, fees are a lot like the ninjas of the credit card world. They're excellent at hiding, they can sneak up on you when you least expect it — and they can cost you a limb if you're not careful. But while ninjas are notoriously difficult to best, most credit card fees can be defeated simply by choosing the right card (and using it wisely). The key to minimizing the... read more »

Credit Card Reconsideration: Phone Numbers, Tips & Options (2024)

By: Brittney Mayer, 3/14/2024

Credit card reconsideration can give you a chance to explain the circumstances behind any negative items on your credit report to a human (not an algorithm). Some decisions in life are easy to make simply based on the facts at hand. But some first impressions are worthy of reconsideration when the whole story comes to light. For instance, you may be keen to end a first date when the person shows up late — until you find out it was to rescue a puppy from a burning building. In the... read more »

Capital One Quicksilver Cash Rewards Credit Card Review, Credit Score & Rewards (2020)

By: Adam West, 2/3/2020

When Capital One was established in 1994, it was a monoline bank, with all of its revenue coming from its line of credit cards. While typically considered to be a risky business model, Capital One found success by offering products designed with specific consumers in mind. For instance, Capital One was among the first major issuers to offer blackout-free travel rewards through its popular Capital One Venture Rewards Credit Card. The card issuer has also worked to simplify credit... read more »

6 Pros & Cons of Owning a Credit Card (Jan. 2025)

By: Brittney Mayer, 1/2/2025

With a history that stretches back over 200 years, the versatile pro-con list has long been used to simplify the decision-making process. And while the pro-con list is not without its controversies — as described by this pro-con list about pro-con lists — it remains a popular practice for analyzing both parts of a problem to aid decision-making. Keep reading to learn about the pros and cons of a credit card. If you're on the fence about whether to get a new credit card, a pro-con... read more »

How to Sign Up For a Credit Card: Expert Guide (Jan. 2025)

By: Brittney Mayer, 1/13/2025

If you're looking for information about how to sign up for a credit card, you've come to the right place. Below is our complete guide to signing up for credit cards, including an array of options for various reward types and credit ranges. When Bank of America launched the first mainstream consumer credit card, the BankAmericard in 1958, they did so in a mass "drop," mailing out 60,000 active credit cards to the unsuspecting residents of Fresno, California. Although the idea was not... read more »

12 Best Credit Cards for Low-Income Earners (2023)

By: Brittney Mayer, 4/24/2023

With seemingly endless options available, finding the best credit cards for low income may seem like a challenge. Thankfully, that broad range of card options means there are a number of credit cards suitable for those currently earning less than average. Although the median household income in the U.S. is a respectable $57,617, that number doesn't really tell the whole story. By its nature, a median number is simply the one in the middle -- which means 50% of Americans take home... read more »

7 FAQs: The Different Types of Credit Cards & Which to Carry (Jan. 2025)

By: Brittney Mayer, 1/2/2025

The types of credit cards available are vast and diverse. When I first discovered the world of credit cards, I was amazed at the breadth of the selection offered to consumers. Even today, after years of exploring the farthest reaches of credit cards and personal finance, I still occasionally come across an awesome card I never knew existed. While experienced cardholders and rewards churners may revel in the abundance and diversity of credit card types available to them, a novice to... read more »

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