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Autonomous NEXT Report on Augmented Finance and Machine Intelligence Shows How AI is Disrupting the Financial Services Industry

By: Adam West, 12/13/2018

In a Nutshell: In an Autonomous NEXT Report on Augmented Finance and Machine Intelligence, analysts examine how AI is disrupting all levels of the financial service structure. Innovations include customer-facing conversational platforms, anti-fraud systems, underwriting, and AI-augmented insurance adjustment. Autonomous NEXT provides an in-depth analysis of AI's cost impact and marketplace outlook and highlights trends and topics surrounding machine intelligence. The report gives... read more »

Get Paid for Your Attention: BitBounce Protects Crowded Inboxes While Rewarding Users who Receive Unsolicited Emails with Cryptocurrency

By: Matt Walker, 12/11/2018

In a Nutshell: Email is a necessity for many activities, including online shopping, tracking packages, and keeping up with family members. Unfortunately, consumers’ inboxes are often packed with unwanted messages, ranging from outright scams to an innocuous newsletter they just don’t care to read. BitBounce helps to solve this problem by filtering out unwanted messages or giving users an opportunity to read paid emails and earn money via its Credo cryptocurrency. Conversely,... read more »

How Avoka’s Customized Software Solutions Empower Financial Institutions To Create Seamless, Omnichannel Customer Journeys that Drive Acquisitions

By: Matt Walker, 11/16/2018

In a Nutshell: As the financial services industry continues its digital transformation, banking institutions face a number of challenges in how to interact with customers and make those interactions as smooth as possible. Avoka and its software products help facilitate today’s digital customer interactions by focusing on outstanding customer journeys. The company provides a framework for a frictionless experience as the consumer applies for or signs up for certain financial... read more »

With Crypto-Backed Loans, Nexo Allows Consumers to Access the Value of Their Cryptocurrency While Maintaining Its Growth Potential

By: Matt Walker, 11/6/2018

In a Nutshell: Powered by Credissimo, one of Europe’s leading FinTech companies, Nexo offers a new service in the world of cryptocurrencies: instant crypto-backed loans. With loans that are secured by their own cryptocurrency, Nexo users are able to utilize the value of their cryptocurrency holdings without actually having to sell them, which also avoids incurring any taxable events. All the while, if the cryptocurrency value appreciates, users see those benefits as well. Nexo’s... read more »

Qapital Leverages Innovative Technology and Behavioral Science to Help Members Reach Their Financial Goals

By: Lauren Keys, 8/30/2018

In a Nutshell: Saving money is not as easy as spending it, and for people who never learned healthy savings habits, finding ways to save can be even harder. More than a half-million people, however, have found that it’s never too late to learn thanks to the products offered by Qapital. At Qapital, users create personalized savings goals and fund them as they reach smaller milestones — such as not spending as much on fast food — or by rounding up to the nearest dollar every... read more »

Chime Offers a Fee-Free Digital Banking Experience that Aims to Enhance Its Members’ Financial Lives

By: Ashley Dull, 7/24/2018

In a Nutshell: Digital banks aren’t a new phenomenon in financial services. Many tech startups have leveraged lower overhead costs to offer fee-free online-only accounts for a decade or longer. But while new digital institutions seem to pop up daily, Chime Bank continues to be a leader in digital savings and checking accounts because of its commitment to advancing its members’ financial lives. Chime charges no fees on its accounts or debit cards and offers a feature-rich app that... read more »

Revolut’s Mobile-Based Financial Platform Aims to Change the Way Americans Bank by the End of 2018

By: Ashley Dull, 7/5/2018

In a Nutshell: Anyone looking for an alternative to traditional banking should look no further than Revolut — a tech-driven, entirely mobile-based financial platform that will arrive in the US by the end of 2018. Revolut offers traditional services like personal and business accounts and loans, and includes tools to help users better manage their finances. It also provides fee-less international money transfers and transactions, low-cost currency exchange, and the ability to purchase... read more »

The KOHO Smart Spending Account Offers Users a Tech-Forward Experience that Grows Savings

By: Ray FitzGerald, 7/2/2018

In a Nutshell: Most people want to save more money, but not everyone has the know-how, experience, and patience to navigate the plethora of options claiming to grow savings at an above-average rate. Those who do take the time to research their choices often find a host of fees that eat away at a percentage of their savings. KOHO offers a tech-forward experience with options similar to those of traditional bank accounts, but without the fees associated with traditional bank accounts.... read more »

Mobile-Only Starling Bank Looks to Rival Legacy-Based UK Banks

By: Ray FitzGerald, 6/21/2018

In a Nutshell: Traditional banks use legacy systems to provide an operational foundation with proven success. But these costly systems lack the agility needed to adjust to a changing marketplace. While many institutions spend billions of pounds each year to roll out their digital initiatives, Starling Bank spent only £15 million to create the infrastructure of one of the UK's fastest growing financial institutions. The mobile-only Starling offers individual and business checking... read more »

Software AG Earns Our Editor’s Choice Award™ for Its Digital Transformation Solutions for Financial Institutions

By: Ray FitzGerald, 6/13/2018

In a Nutshell: Financial institutions may not even know the extent to which they’re hampered by redundant applications and complex enterprise architecture — but Software AG does. The company has helped some of the largest financial service providers in the world save millions and overcome obstacles around modernization, while strategically positioning them for future growth. Software AG helps its clients align IT and operational needs, optimize automated processes and business... read more »

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