Fintech | Credit Card Topics

7 Best Fintech Credit Cards (Dec. 2023)

By: Bob Haegele, 11/28/2023

In the past, people had to turn to big banks or perhaps their local credit union if they wanted to open a credit card account. Today, more financial technology companies, or fintechs, offer credit cards. This has opened up the field and given consumers more choices. Fintech credit cards can have many benefits, including low interest rates and high rewards rates. In addition, these cards often come with intuitive mobile apps and easy-to-use websites. If you’re looking for the best... read more »

Kennesaw State University’s Fintech Master’s Program Fuels Georgia’s Thriving Financial Industry

By: Mike Senecal, 9/21/2023

The state of Georgia in the southern US has rapidly become home to about 70% of the nation's payment processing industry and approximately 200 financial technology (fintech) firms. In Fall 2022, the Michael J. Coles College of Business at Kennesaw State University (KSU), located in metro Atlanta, began offering a Master of Science in Digital Financial Technologies to fuel this thriving industry. KSU's innovative Master's in Fintech is an 18-month interdisciplinary online... read more »

Genesys Offers Cloud-Based Solutions and AI Tools To Help Banks Improve Customer Experience

By: Andrew Allen, 9/11/2023

Customers hold financial institutions to high standards. Genesys helps banks to meet and exceed customer expectations by enhancing a bank’s ability to provide an exceptional customer experience. Genesys integrates seamlessly with numerous financial solution technologies. Its tools also serve to boost employee satisfaction and engagement. As companies race to increase the personalization of their customer experience, the Genesys team is surveying the technology... read more »

Pathward Banking as a Service Solutions Help Fintech Providers Foster Financial Inclusion

By: Mike Senecal, 9/25/2023

As technology firms continue to innovate and disrupt the delivery of financial services across a broad business spectrum, many count on Pathward as a trusted banking service provider with decades of experience as an advocate for financial inclusion. Pathward's broad-based platform delivers a configurable suite of payment, issuing, credit, and tax solutions to fintechs, aggregators, and suppliers on all sides of the transaction. Partners turn to Pathward as an innovative,... read more »

The Anthemis Female Innovators Lab Fund Invests and Grows Women-Owned Fintech Firms

By: Andrew Allen, 8/9/2023

The Anthemis Female Innovators Lab Fund is committed to investing in women-owned fintech businesses. In addition to funding, the lab also provides hands-on guidance and support to enable businesses to expedite their growth. Anthemis’ deep partnerships allow founders to make the meaningful connections necessary to establish and grow their businesses. Its culture of inclusion and diversity provides support to a typically underserved segment and allows for more diverse... read more »

6 Ways AI is Changing the Credit Card Industry

By: Erica Sandberg, 7/10/2023

It seems like everyone is talking about artificial intelligence (AI) and how this emerging technology is altering the way we work, play, learn, and function. The credit card industry is no different. Many financial institutions that issue credit cards are starting to experiment with AI to create efficiencies in the system from beginning to end. Here are six fascinating ways AI is changing the credit card industry. With it, issuers can introduce the best cards to the right consumers,... read more »

Cross River Card Solutions Drive Fintech Innovation and Power Financial Inclusion

By: Mike Senecal, 5/10/2023

Financial technology companies are a primary source of innovation in modern banking. Behind the scenes, Cross River provides financial products and a service platform to drive that change. Consumers benefit from greater access to credit and innovative solutions that allow for credit building such as rewards products and BNPL services. Businesses benefit from customizable card solutions for expense management, payment solutions and platform integrations that extend... read more »

Fundid Helps Underserved Businesses Achieve Growth With Grant and Capital Opportunities

By: Sean Roderick, 5/2/2023

Many small businesses, especially female-owned operations, have difficulty with funding. Fundid is a platform that caters to unserved businesses that need help with finding grants and capital funding. The platform offers a centralized hub where entrepreneurs can explore a range of grant opportunities and match up with the right partners. Fundid also offers its Business Building Card, which provides flexible financing solutions and is available to all types of businesses,... read more »

Expensify Streamlines Expense Reporting Through SmartScan Technology and Corporate Credit Cards

By: Sean Roderick, 3/8/2023

Expensify is a software company that develops an expense management system for personal and business use. Expensify also offers a business credit card called the Expensify Card. The company developed a reporting expense mobile and web application that tracks and files expenses such as fuel, travel, and meals. It uses AI to identify the merchant, date and amount of the transaction, then automatically categorizes and saves the expense. Calculating expenses can be a... read more »

Brandwatch Consumer Insights Help Financial Brands Optimize Social Media Engagement

By: Mike Senecal, 3/6/2023

Consumers are talking about brands and products more than ever across social media and influencer channels. Brandwatch surfaces insights from those conversations through its suite of consumer intelligence and social media management tools and resources to make them actionable from a marketing perspective. Brands, agencies, and consultancies across every sector vertical, including financial services, rely on Brandwatch to help them tap constructively into the... read more »

Yubi Offers A Debt Marketplace To Free The Financial Flow Between Borrowers, Lenders, And Investors

By: Sean Roderick, 2/22/2023

As the business market continues to expand, the demand for funding becomes hard to ignore. Yubi is on a mission to build a world-class debt marketplace for enterprises to enable their maximum potential. The company created an innovative platform that helps connect lenders, borrowers, and investors across India. The platform reduces the processing time it normally takes to get loans approved and compiles research information using advanced API deployment. Most experts... read more »

Human Interest Helps SMBs Attract and Retain Talent with User-Friendly, Affordable Retirement Plans

By: Sean Roderick, 2/15/2023

Businesses often struggle to provide retirement benefits to employees, especially when legacy providers lack transparency in pricing. Human Interest was developed to address the gap in retirement offerings among small and mid-sized businesses. By making 401(k) and other protective packages more accessible to employees, SMBs can attract and retain more talent. Having retirement options is something most employees want when they commit to a company long term. But many... read more »

NMI Says Banks Could Lose Ground to Fintechs by Not Investing in Innovative Payment Technologies

By: Brandon Rossman, 1/12/2023

Big banks have spent too much time convincing customers that rival fintechs do not have their best interests in mind. As fintechs grow in popularity with innovative features, banks either need to start incorporating new features or partner with fintechs to offer better service. NMI is helping banks and other eCommerce companies stay up to date with its plug-and-play payment system. NMI’s payment system provides banks, independent sales organizations (ISOs), and... read more »

LoanSnap Saves Borrowers Time and Money With Personalized Smart Loans

By: Brandon Rossman, 12/27/2022

LoanSnap saves borrowers time and money by using algorithms and artificial intelligence to make home loans smarter. The company’s technology analyzes a borrower’s financial situation and recommends changes to save money on interest rates before they sign a loan. LoanSnap makes and funds the loans it offers to borrowers. There are no upfront fees for using LoanSnap; the only fees borrowers need to pay are for services such as an appraisal. After signing a smart loan,... read more »

New Trends Advance Modern Payment Systems and Cryptocurrencies in the Digital World

By: Brandon Rossman, 12/20/2022

Payment processing continues to grow in the post-Covid pandemic world. Instead of relying on card-present transactions, merchants must now accept new methods of payment for their goods and services. Payment processing companies were prepared for the influx of digital payments when the pandemic struck, and now they are preparing for what’s next. The Electronic Transactions Association is pioneering the next generation of payment systems and cryptocurrencies to provide... read more »

DataDome Earns Recognition for Shielding Businesses Against Bot-Driven Card Fraud

By: Adam West, 12/13/2022

Consumers may not realize that bots — software that automates online tasks — are responsible for up to two-thirds of all internet traffic. Malicious bots disrupt digital business operations and put human data security and the customer experience at risk. DataDome helps a global customer base protect mobile apps, websites, and platforms against card fraud and other bot-driven threats. By providing industry-leading tools to protect businesses against automated online... read more »

The Identity Theft Resource Center Works to Protect Consumers and SMBs From Online Financial Crimes

By: Sean Roderick, 12/8/2022

As identity fraudsters become more sophisticated in their approaches, people will need to improve preventative measures and be more aware of security risks. For over 20 years, The Identity Theft Resource Center (ITRC) has been a leading authority on what to watch out for and how consumers can better protect themselves from identity theft. The Center provides risk minimization assistance and Help Center resources to those in need, as well as community presentations. For... read more »

Bread Financial Offers Cards and Tools that Meet Consumers’ Unique Needs

By: Adam West, 12/7/2022

In 2022, Alliance Data rebranded as Bread Financial, positioning itself as a forward-thinking fintech with the know-how of a trusted financial institution. Today, Bread Financial offers a range of products from branded cards that drive customer loyalty to pay-over-time Bread Pay™ products that offer consumers options about when and how they pay. The Bread Cashback™ American Express Credit Card also gives consumers 2% cash back on everything they purchase. Thirty... read more »

Fee-Free Pomelo App and Card for Remittances Help Users Build Credit When They Send Money Back Home

By: Adam West, 11/21/2022

The Philippines is a significant recipient of money transfers from the US, with only India, Mexico, and China receiving more US remittances. Traditional international money transfer companies depend on intermediaries and typically charge high transfer fees. Pomelo is a free app and credit card that eliminates those barriers by using international credit card networks. Instead of transferring cash, Pomelo's US users employ a charge card to instantly send funds to... read more »

Alkami Develops Digital Platforms to Help Credit Unions and Banks Level the Playing Field

By: Adam West, 11/16/2022

Alkami creates customized digital platforms for credit unions and banks. The fintech company considers the priorities of financial institutions before developing white-glove solutions that address each client’s unique situation. Financial institutions have seen a significant increase in digital adoption during the COVID-19 pandemic. Since community and regional banks and credit unions have fewer resources than the four U.S. mega-banks, Alkami provides the tools they... read more »

Tipalti Automates Long and Strenuous Payment Processes So Companies Can Focus on Growth

By: Brandon Rossman, 11/7/2022

Tipalti provides automated payment systems to up-and-coming businesses that spend several hours per week just on payments. Tipalti ensures that every payment is by the books and on record in spite of all the factors at play such as taxes, regulations, and currency conversions. Its fully automated processes allow business owners to focus on growing their business instead of toiling away at financial data week after week. One of the most painful parts of growing a... read more »

Parafin Provides Marketplace Platforms a Financing Solution to Offer Sellers Up to $10 Million in Capital

By: Brandon Rossman, 10/19/2022

Parafin is a fintech company that allows marketplace platforms to install a financing solution for sellers who need capital. Parafin has partnered with DoorDash and Mindbody, among other companies, so sellers can access the financing application and grow their businesses. Parafin provides the cash advances and assumes all of the risks. Sellers can sign up for up to $10 million in capital. Marketplaces and sellers can grow with Parafin's financing application that is easy... read more »

LimeWire Allows Musicians to Connect With Fans in New Ways With its Simplified NFT Marketplace

By: Brandon Rossman, 10/18/2022

LimeWire continues to find innovative ways to connect music artists with their fans through non-fungible tokens or NFTs. The former music platform relaunched as an NFT marketplace where music fans can purchase a piece of history. LimeWire eliminates the difficult and confusing purchasing processes found on other NFT marketplaces, and opts instead for a straightforward approach with payment methods that appeal to mainstream consumers. And new partnerships with music... read more »

Recognizing Paysafe for its Secure Payment Services Tailored to Every Small and Medium-Sized Business

By: Brandon Rossman, 10/3/2022

Paysafe provides an accessible and secure payments platform for the small and medium-sized businesses it serves. Its focus is to create a system where business owners only have to worry about their business. Paysafe takes care of fraud detection and data analytics, and it expands as businesses scale. For its dedication to helping small and medium-sized businesses thrive in what can be a very complicated space, CardRates is recognizing Paysafe with our Editor’s... read more »

Creative Juice Provides Online Banking, Financing, and Business Tools for Content Creators

By: Sean Roderick, 8/18/2022

Most people who earn a living through content creation, such as on YouTube and other online platforms, often find it difficult to organize their non-traditional cash flow. Traditional banks usually lack the expertise to deal with such entrepreneurs. Creative Juice is a startup provider of banking and financial services specifically for content creators. It provides useful tools and insights to help creators keep track of their finances. The company also offers funding... read more »

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