The Ultimate Guide to Credit Cards
Saturday, May 15, 2021

All articles tagged Fintech (32)

Zelf Offers a Virtual Debit Card and Voice-Controlled Banking Services Through Familiar Messenger Apps

Zelf Offers a Virtual Debit Card and Voice-Controlled Banking Services Through Familiar Messenger Apps

In a Nutshell: Online banks typically stick to a model built around a dedicated app and a physical card. A new offering from Zelf allows financial consumers to use their favorite messenger apps to set up virtual card accounts to send and receive money and make purchases. Zelf appeals to a growing audience of younger consumers by dispensing with a dedicated banking app infrastructure. Its technology works through more familiar digital channels that consumers can navigate quickly, even... read more »

Brex: A Platform for Businesses to Consolidate Credit Cards, Cash Management, and Reporting

Brex: A Platform for Businesses to Consolidate Credit Cards, Cash Management, and Reporting

In a Nutshell: Companies today operate differently than companies of the past. Fast-paced startups are often dependent on modern technology that helps them grow rapidly and pivot at a moment’s notice. But traditional financial structures haven’t necessarily kept pace with these young businesses. Brex offers a fintech platform designed with modern startups in mind. The platform allows new companies to more easily secure a credit card to begin spending. And the Brex Cash product... read more »

Leverage Credit Card Rewards to Help Fight Climate Change with Klima’s Carbon Offset Platform

Leverage Credit Card Rewards to Help Fight Climate Change with Klima’s Carbon Offset Platform

In a Nutshell: Credit cards come in handy for making large purchases, and using them responsibly can help users rack up some great rewards these days. But they can also be used to fight climate change. Klima offers an innovative platform that lets users easily connect a credit card to the company’s app to conveniently offset their carbon footprint through a monthly subscription. Klima focuses on short-term carbon offsets as well as helping people understand the importance of... read more »

Zelle Partners with Banks and Credit Unions to Make Sending and Receiving Money Fast and Easy

Zelle Partners with Banks and Credit Unions to Make Sending and Receiving Money Fast and Easy

In a Nutshell: Sending and receiving money used to take days or even weeks, and the process was often associated with notable fees. Zelle entered the money transfer arena just four years ago and is an industry leader thanks to its convenient platform. Zelle, which is owned and operated by Early Warning Services, LLC, partners with banks and credit unions around the country to seamlessly integrate into their institutions’ banking experiences. Zelle prioritizes customer feedback and... read more »

Conveniently Pay with Credit and Minimize Contact via House Calls from YourMechanic

Conveniently Pay with Credit and Minimize Contact via House Calls from YourMechanic

In a Nutshell: Dealing with auto repairs can be a hassle, whether you’re trying to get a car in need of service to the shop or negotiating prices once you got there. YourMechanic solves these problems by sending a mechanic directly to you. The company also promotes transparent pricing. Instead of providing estimates, YourMechanic provides quotes and sticks to them. YourMechanic also promotes safety through the COVID-19 pandemic by practicing social distancing and following the latest... read more »

Upgrade: A Fintech That Offers a Cash Back Card and Fee-Free Rewards Checking to Mainstream Consumers

Upgrade: A Fintech That Offers a Cash Back Card and Fee-Free Rewards Checking to Mainstream Consumers

In a Nutshell: Many fintech banks that are vying for market share chase success by appealing to niche consumers. However, Upgrade aims to attract mainstream consumers with a wide range of beneficial financial products. It offers personal loans with low fixed rates, a cash back credit card with an innovative payment structure, and a fee-free checking product that pays 2% rewards on everyday expenses. Upgrade's ultimate goal is to provide products that help lower costs and solve... read more »

Greenphire Delivers Flexible Virtual Payments and Pre-Paid Card Solutions for the Clinical Trial Sector

Greenphire Delivers Flexible Virtual Payments and Pre-Paid Card Solutions for the Clinical Trial Sector

In a Nutshell: While the average consumer may not have considered it, efficient credit card and payment processing solutions are extremely important in the clinical trial sector. And it has been especially critical in 2020 as companies rush to safely but effectively develop a vaccine for COVID-19. Greenphire stands at the forefront of payment solutions in the clinical trial sector with a suite of products that reduce barriers to participation, lighten the administrative burden, and... read more »

Best Apple Pay Credit Cards of 2021

Best Apple Pay Credit Cards of 2021

If you’re a fan of digital wallets, you’ll find our review of the best Apple Pay credit cards highly enlightening. These cards work seamlessly in Apple Pay but are great cards even if you never use a mobile digital wallet. If you’re in the latter group, we suggest you give digital wallets a try -- they are easy to set up, convenient to use, and just plain cool. Best Apple Pay Compatible Cards It turns out that most cards are compatible with digital wallets, so these rankings... read more »

Why a Major Card Issuer Picked Minna Technologies to Power Its Subscription Management Platform

Why a Major Card Issuer Picked Minna Technologies to Power Its Subscription Management Platform

In a Nutshell: From online streaming to groceries, companies and consumers are shifting to subscription-based services. Those subscriptions can pile up and become a hassle for consumers to manage by themselves. Minna Technologies has created a platform for banks to help their customers more easily manage their subscriptions. The platform not only saves financial institutions significant money on the backend, it saves customers money by helping them identify subscriptions they don't use... read more »

Jami’s Server-Free Platform Allows Users to Discuss Things Like Credit Card Account Details Without Fear

Jami’s Server-Free Platform Allows Users to Discuss Things Like Credit Card Account Details Without Fear

In a Nutshell: Confidentiality and security is extremely important when it comes to the many forms of online communication, especially as it relates to discussing details like credit cards and bank accounts. Jami is a serverless peer-to-peer communication platform that delivers maximum privacy via end-to-end encryption. Users can use Jami to communicate with other individuals or with groups. Because it doesn’t depend on a server, the free platform is not constrained by file sizes or... read more »

Apex Clearing Offers Digital Clearing and Custody Solutions that Help Fintech Investment Firms Deliver Modern Customer Experiences

Apex Clearing Offers Digital Clearing and Custody Solutions that Help Fintech Investment Firms Deliver Modern Customer Experiences

In a Nutshell: The era of digital transformation in financial services is also an era of democratization. A growing number of consumers are looking to participate in sectors of the market, like investing, that a generation or two ago were far more walled off from. One of the firms leading that surge is Apex Clearing, with its lean B2B model for digital clearing and custody solutions. Apex has emerged as a go-to platform partner for a new wave of fintechs capable of quickly scaling up... read more »

Flybits and Its Contextual Experience Design Platform Help Financial Institutions Meet Their Customers’ Needs for Products, Offers, and Content

Flybits and Its Contextual Experience Design Platform Help Financial Institutions Meet Their Customers’ Needs for Products, Offers, and Content

In a Nutshell: Artificial intelligence is wielded in a number of ways in today’s tech-oriented marketplace. But Flybits isn’t using it to let people know their bank balance is low or when to pay a bill. Instead, the platform uses its contextual experience design platform to maximize opportunities for clients and their customers by offering the right products and services at just the right time. Flybits can use the rich data collected by financial institutions to know the best time... read more »

Personetics: An AI-Powered Engagement Platform that Helps Banks Boost Customer Engagement and Product Adoption

Personetics: An AI-Powered Engagement Platform that Helps Banks Boost Customer Engagement and Product Adoption

In a Nutshell: As the global financial industry navigates digital transformation, the problems of platform differentiation and customer engagement move to the forefront. That’s why many institutions choose Personetics to handle those challenges efficiently. The AI-powered Personetics technology integrates cleanly and flexibly with financial platforms to offer insights, advice, and automation to help customers achieve their goals. And banks that work with Personetics can personalize... read more »

NALA: Africa’s First Offline Payment App that Returns Financial Power to the People in Tanzania and Uganda

NALA: Africa’s First Offline Payment App that Returns Financial Power to the People in Tanzania and Uganda

In a Nutshell: NALA is Africa’s first offline payment processing platform that helps consumers view all of their financial accounts in one place. The solution's offline (internet-free) mode also allows users to send and receive funds without burning through costly data on their mobile devices. In Africa, consumers often have to use multiple SIM cards to process transactions through accounts tied to separate mobile numbers. But NALA enables those users to aggregate their accounts and... read more »

Moving Beyond Strips and Chips: Aite Group’s Tiffani Montez Weighs in on the Future of Contactless Credit Cards

Moving Beyond Strips and Chips: Aite Group’s Tiffani Montez Weighs in on the Future of Contactless Credit Cards

In a Nutshell: In recent years, EMV chips in credit cards have replaced the familiar magnetic strips as the primary means of payment. And just as U.S. merchants and consumers have begun to settle into using chip cards, contactless cards are emerging as the next payment trend. We recently spoke with Tiffani Montez, of the Aite Group, about the future of contactless technology in the U.S. Montez is a Senior Analyst with the research and consulting firm and recently published the report,... read more »

Individuals and Enterprises in 55 Markets Use InstaReM as the Fastest Way to Send and Convert Currency with Transparent Fees

Individuals and Enterprises in 55 Markets Use InstaReM as the Fastest Way to Send and Convert Currency with Transparent Fees

In a Nutshell: Transferring money to foreign bank accounts has always been a time-consuming process that’s filled with unfair conversion rates and expensive transaction fees. InstaReM aims to make this process easier and less expensive for individuals, enterprises, and financial service firms by providing faster transfers and a transparent, what-you-see-is-what-you-pay fee structure. InstaReM’s service currently spans more than 55 countries and will soon include the option of... read more »

Gremlin Social Helps Banks Leverage Social Media to Compliantly Drive Engagement, Build Trust, and Generate Sales

Gremlin Social Helps Banks Leverage Social Media to Compliantly Drive Engagement, Build Trust, and Generate Sales

In a Nutshell: In financial services, a key factor in converting a customer is the trust engendered in that customer through a positive relationship with a loan officer or other external-facing employee. Although social media engagement can help build that trust, the ability to sell financial products doesn't necessarily translate into social media marketing skills. Institutions partnering with Gremlin Social gain a centralized platform for leveraging the social space. Through Gremlin... read more »

How Listia’s Move to a Blockchain-Based Platform Improves the Buying and Selling Experience Through a Decentralized Marketplace for Used Goods

How Listia’s Move to a Blockchain-Based Platform Improves the Buying and Selling Experience Through a Decentralized Marketplace for Used Goods

In a Nutshell: The Listia platform serves more than 10 million registered users who buy, sell, and trade collectibles and other used items. Initially, it relied on stored-value credits to enable those transactions, but in 2018, Listia converted to a blockchain-based platform offering its own Ink Protocol and XNK cryptocurrency. That conversion not only makes transactions more secure but it also provides users with more control over their transactional history. And Listia is rolling out... read more »

Verge: The Community-Driven Cryptocurrency that Prioritizes Anonymity and Privacy

Verge: The Community-Driven Cryptocurrency that Prioritizes Anonymity and Privacy

In a Nutshell: Since Bitcoin pioneered the way for cryptocurrencies, hundreds of altcoins have sprung up in the decentralized financial ecosystem, serving a wide range of audiences. Verge is a notable addition to the altcoin lineup because of its strong focus on privacy and anonymity. The cryptocurrency uses networks including, Tor and I2P, that obfuscate user IP addresses. Operating on an open-sourced platform, Verge is maintained by a group of independent volunteers around the world.... read more »

How Mixpanel’s Robust Analytics Help Financial Institutions Improve Product Usability and Customer Experience while Boosting Loyalty

How Mixpanel’s Robust Analytics Help Financial Institutions Improve Product Usability and Customer Experience while Boosting Loyalty

In a Nutshell: In today’s fast-paced world, companies must base their strategies on solid data to stay ahead of the competition, and Mixpanel offers detailed analytics to do just that. This is particularly crucial in the financial industry where institutions are faced with trying to provide the most convenient and efficient customer experience based on outdated infrastructures. With rich analytics, companies are able to know exactly what, how, and when to implement new tech to... read more »

Cisco’s Application Centric Infrastructure, with its Focus on AI and Machine Learning, is a Data Center Solution for Financial Institutions of All Sizes

Cisco’s Application Centric Infrastructure, with its Focus on AI and Machine Learning, is a Data Center Solution for Financial Institutions of All Sizes

In a Nutshell: Technology is rapidly evolving, particularly in the financial services sector, where there are increasingly automated services and greater customer expectations for speed and convenience. Cisco Systems seeks to help companies stay ahead of the technology curve with programs like its Application Centric Infrastructure (ACI). Cisco ACI is a data center solution that employs AI and machine learning to provide thorough, quick, and secure services to its clients, so they can... read more »

Paxful: An Instant P2P Platform for Buying and Selling Bitcoin that’s Turning Cryptocurrency into Educational Opportunities in Africa

Paxful: An Instant P2P Platform for Buying and Selling Bitcoin that’s Turning Cryptocurrency into Educational Opportunities in Africa

In a Nutshell: Bitcoin seems to pop up in news headlines on a daily basis in the U.S., almost exclusively about how much its value has risen or fallen. People are using Bitcoin in real-life scenarios in other parts of the world, and Paxful is helping to facilitate these uses. The company provides a P2P platform where users can buy and sell Bitcoin in an eBay-style marketplace. And, the company allows users to choose from 300 different forms of payment. Paxful also strives to support... read more »

Genesis Mining On the Evolution of the Cryptocurrency Mining Industry and How Individuals Can Mine Via Cloud-Based Infrastructures

Genesis Mining On the Evolution of the Cryptocurrency Mining Industry and How Individuals Can Mine Via Cloud-Based Infrastructures

In a Nutshell: To the casual observer, it may seem like the cryptocurrency industry sprung up out of nowhere, but Bitcoin’s first release was nearly 10 years ago. Still, consumers have a lot of questions around the seemingly complex world of cryptocurrency and the process — known as mining — of excavating new crypto coins. We spoke with Raoul Andersson, VIP Manager from Genesis Mining, about the evolution of mining as well as cloud-based mining, which Genesis specializes in.... read more »

Autonomous NEXT Report on Augmented Finance and Machine Intelligence Shows How AI is Disrupting the Financial Services Industry

Autonomous NEXT Report on Augmented Finance and Machine Intelligence Shows How AI is Disrupting the Financial Services Industry

In a Nutshell: In an Autonomous NEXT Report on Augmented Finance and Machine Intelligence, analysts examine how AI is disrupting all levels of the financial service structure. Innovations include customer-facing conversational platforms, anti-fraud systems, underwriting, and AI-augmented insurance adjustment. Autonomous NEXT provides an in-depth analysis of AI's cost impact and marketplace outlook and highlights trends and topics surrounding machine intelligence. The report gives... read more »

How Avoka’s Customized Software Solutions Empower Financial Institutions To Create Seamless, Omnichannel Customer Journeys that Drive Acquisitions

How Avoka’s Customized Software Solutions Empower Financial Institutions To Create Seamless, Omnichannel Customer Journeys that Drive Acquisitions

In a Nutshell: As the financial services industry continues its digital transformation, banking institutions face a number of challenges in how to interact with customers and make those interactions as smooth as possible. Avoka and its software products help facilitate today’s digital customer interactions by focusing on outstanding customer journeys. The company provides a framework for a frictionless experience as the consumer applies for or signs up for certain financial... read more »

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