Fintech | Credit Card Topics

Greenphire Delivers Flexible Virtual Payments and Pre-Paid Card Solutions for the Clinical Trial Sector

By: Matt Walker, 2/24/2021

In a Nutshell: While the average consumer may not have considered it, efficient credit card and payment processing solutions are extremely important in the clinical trial sector. And it has been especially critical in 2020 as companies rush to safely but effectively develop a vaccine for COVID-19. Greenphire stands at the forefront of payment solutions in the clinical trial sector with a suite of products that reduce barriers to participation, lighten the administrative burden, and... read more »

Best Apple Pay Credit Cards of 2021

By: Eric Bank, 2/24/2021

If you’re a fan of digital wallets, you’ll find our review of the best Apple Pay credit cards highly enlightening. These cards work seamlessly in Apple Pay but are great cards even if you never use a mobile digital wallet. If you’re in the latter group, we suggest you give digital wallets a try -- they are easy to set up, convenient to use, and just plain cool. Best Apple Pay Compatible Cards It turns out that most cards are compatible with digital wallets, so these rankings... read more »

Why a Major Card Issuer Picked Minna Technologies to Power Its Subscription Management Platform

By: Matt Walker, 12/17/2020

In a Nutshell: From online streaming to groceries, companies and consumers are shifting to subscription-based services. Those subscriptions can pile up and become a hassle for consumers to manage by themselves. Minna Technologies has created a platform for banks to help their customers more easily manage their subscriptions. The platform not only saves financial institutions significant money on the backend, it saves customers money by helping them identify subscriptions they don't use... read more »

Jami’s Server-Free Platform Allows Users to Discuss Things Like Credit Card Account Details Without Fear

By: Matt Walker, 11/10/2020

In a Nutshell: Confidentiality and security is extremely important when it comes to the many forms of online communication, especially as it relates to discussing details like credit cards and bank accounts. Jami is a serverless peer-to-peer communication platform that delivers maximum privacy via end-to-end encryption. Users can use Jami to communicate with other individuals or with groups. Because it doesn’t depend on a server, the free platform is not constrained by file sizes or... read more »

Apex Clearing Offers Digital Clearing and Custody Solutions that Help Fintech Investment Firms Deliver Modern Customer Experiences

By: Adam West, 4/22/2020

In a Nutshell: The era of digital transformation in financial services is also an era of democratization. A growing number of consumers are looking to participate in sectors of the market, like investing, that a generation or two ago were far more walled off from. One of the firms leading that surge is Apex Clearing, with its lean B2B model for digital clearing and custody solutions. Apex has emerged as a go-to platform partner for a new wave of fintechs capable of quickly scaling up... read more »

Flybits and Its Contextual Experience Design Platform Help Financial Institutions Meet Their Customers’ Needs for Products, Offers, and Content

By: Matt Walker, 3/27/2020

In a Nutshell: Artificial intelligence is wielded in a number of ways in today’s tech-oriented marketplace. But Flybits isn’t using it to let people know their bank balance is low or when to pay a bill. Instead, the platform uses its contextual experience design platform to maximize opportunities for clients and their customers by offering the right products and services at just the right time. Flybits can use the rich data collected by financial institutions to know the best time... read more »

Personetics: An AI-Powered Engagement Platform that Helps Banks Boost Customer Engagement and Product Adoption

By: Adam West, 1/2/2020

In a Nutshell: As the global financial industry navigates digital transformation, the problems of platform differentiation and customer engagement move to the forefront. That’s why many institutions choose Personetics to handle those challenges efficiently. The AI-powered Personetics technology integrates cleanly and flexibly with financial platforms to offer insights, advice, and automation to help customers achieve their goals. And banks that work with Personetics can personalize... read more »

NALA: Africa’s First Offline Payment App that Returns Financial Power to the People in Tanzania and Uganda

By: Adam West, 11/20/2019

In a Nutshell: NALA is Africa’s first offline payment processing platform that helps consumers view all of their financial accounts in one place. The solution's offline (internet-free) mode also allows users to send and receive funds without burning through costly data on their mobile devices. In Africa, consumers often have to use multiple SIM cards to process transactions through accounts tied to separate mobile numbers. But NALA enables those users to aggregate their accounts and... read more »

Moving Beyond Strips and Chips: Aite Group’s Tiffani Montez Weighs in on the Future of Contactless Credit Cards

By: Matt Walker, 8/30/2019

In a Nutshell: In recent years, EMV chips in credit cards have replaced the familiar magnetic strips as the primary means of payment. And just as U.S. merchants and consumers have begun to settle into using chip cards, contactless cards are emerging as the next payment trend. We recently spoke with Tiffani Montez, of the Aite Group, about the future of contactless technology in the U.S. Montez is a Senior Analyst with the research and consulting firm and recently published the report,... read more »

Individuals and Enterprises in 55 Markets Use InstaReM as the Fastest Way to Send and Convert Currency with Transparent Fees

By: Adam West, 5/13/2019

In a Nutshell: Transferring money to foreign bank accounts has always been a time-consuming process that’s filled with unfair conversion rates and expensive transaction fees. InstaReM aims to make this process easier and less expensive for individuals, enterprises, and financial service firms by providing faster transfers and a transparent, what-you-see-is-what-you-pay fee structure. InstaReM’s service currently spans more than 55 countries and will soon include the option of... read more »

Gremlin Social Helps Banks Leverage Social Media to Compliantly Drive Engagement, Build Trust, and Generate Sales

By: Adam West, 4/22/2019

In a Nutshell: In financial services, a key factor in converting a customer is the trust engendered in that customer through a positive relationship with a loan officer or other external-facing employee. Although social media engagement can help build that trust, the ability to sell financial products doesn't necessarily translate into social media marketing skills. Institutions partnering with Gremlin Social gain a centralized platform for leveraging the social space. Through Gremlin... read more »

How Listia’s Move to a Blockchain-Based Platform Improves the Buying and Selling Experience Through a Decentralized Marketplace for Used Goods

By: Adam West, 3/28/2019

In a Nutshell: The Listia platform serves more than 10 million registered users who buy, sell, and trade collectibles and other used items. Initially, it relied on stored-value credits to enable those transactions, but in 2018, Listia converted to a blockchain-based platform offering its own Ink Protocol and XNK cryptocurrency. That conversion not only makes transactions more secure but it also provides users with more control over their transactional history. And Listia is rolling out... read more »

Verge: The Community-Driven Cryptocurrency that Prioritizes Anonymity and Privacy

By: Matt Walker, 2/5/2019

In a Nutshell: Since Bitcoin pioneered the way for cryptocurrencies, hundreds of altcoins have sprung up in the decentralized financial ecosystem, serving a wide range of audiences. Verge is a notable addition to the altcoin lineup because of its strong focus on privacy and anonymity. The cryptocurrency uses networks including, Tor and I2P, that obfuscate user IP addresses. Operating on an open-sourced platform, Verge is maintained by a group of independent volunteers around the world.... read more »

How Mixpanel’s Robust Analytics Help Financial Institutions Improve Product Usability and Customer Experience while Boosting Loyalty

By: Matt Walker, 2/1/2019

In a Nutshell: In today’s fast-paced world, companies must base their strategies on solid data to stay ahead of the competition, and Mixpanel offers detailed analytics to do just that. This is particularly crucial in the financial industry where institutions are faced with trying to provide the most convenient and efficient customer experience based on outdated infrastructures. With rich analytics, companies are able to know exactly what, how, and when to implement new tech to... read more »

Cisco’s Application Centric Infrastructure, with its Focus on AI and Machine Learning, is a Data Center Solution for Financial Institutions of All Sizes

By: Matt Walker, 1/30/2019

In a Nutshell: Technology is rapidly evolving, particularly in the financial services sector, where there are increasingly automated services and greater customer expectations for speed and convenience. Cisco Systems seeks to help companies stay ahead of the technology curve with programs like its Application Centric Infrastructure (ACI). Cisco ACI is a data center solution that employs AI and machine learning to provide thorough, quick, and secure services to its clients, so they can... read more »

Paxful: An Instant P2P Platform for Buying and Selling Bitcoin that’s Turning Cryptocurrency into Educational Opportunities in Africa

By: Matt Walker, 12/28/2018

In a Nutshell: Bitcoin seems to pop up in news headlines on a daily basis in the U.S., almost exclusively about how much its value has risen or fallen. People are using Bitcoin in real-life scenarios in other parts of the world, and Paxful is helping to facilitate these uses. The company provides a P2P platform where users can buy and sell Bitcoin in an eBay-style marketplace. And, the company allows users to choose from 300 different forms of payment. Paxful also strives to support... read more »

Genesis Mining On the Evolution of the Cryptocurrency Mining Industry and How Individuals Can Mine Via Cloud-Based Infrastructures

By: Matt Walker, 12/20/2018

In a Nutshell: To the casual observer, it may seem like the cryptocurrency industry sprung up out of nowhere, but Bitcoin’s first release was nearly 10 years ago. Still, consumers have a lot of questions around the seemingly complex world of cryptocurrency and the process — known as mining — of excavating new crypto coins. We spoke with Raoul Andersson, VIP Manager from Genesis Mining, about the evolution of mining as well as cloud-based mining, which Genesis specializes in.... read more »

Autonomous NEXT Report on Augmented Finance and Machine Intelligence Shows How AI is Disrupting the Financial Services Industry

By: Adam West, 12/13/2018

In a Nutshell: In an Autonomous NEXT Report on Augmented Finance and Machine Intelligence, analysts examine how AI is disrupting all levels of the financial service structure. Innovations include customer-facing conversational platforms, anti-fraud systems, underwriting, and AI-augmented insurance adjustment. Autonomous NEXT provides an in-depth analysis of AI's cost impact and marketplace outlook and highlights trends and topics surrounding machine intelligence. The report gives... read more »

How Avoka’s Customized Software Solutions Empower Financial Institutions To Create Seamless, Omnichannel Customer Journeys that Drive Acquisitions

By: Matt Walker, 11/16/2018

In a Nutshell: As the financial services industry continues its digital transformation, banking institutions face a number of challenges in how to interact with customers and make those interactions as smooth as possible. Avoka and its software products help facilitate today’s digital customer interactions by focusing on outstanding customer journeys. The company provides a framework for a frictionless experience as the consumer applies for or signs up for certain financial... read more »

Revolut’s Mobile-Based Financial Platform Aims to Change the Way Americans Bank by the End of 2018

By: Ashley Dull, 7/5/2018

In a Nutshell: Anyone looking for an alternative to traditional banking should look no further than Revolut — a tech-driven, entirely mobile-based financial platform that will arrive in the US by the end of 2018. Revolut offers traditional services like personal and business accounts and loans, and includes tools to help users better manage their finances. It also provides fee-less international money transfers and transactions, low-cost currency exchange, and the ability to purchase... read more »

Mobile-Only Starling Bank Looks to Rival Legacy-Based UK Banks

By: Ray FitzGerald, 6/21/2018

In a Nutshell: Traditional banks use legacy systems to provide an operational foundation with proven success. But these costly systems lack the agility needed to adjust to a changing marketplace. While many institutions spend billions of pounds each year to roll out their digital initiatives, Starling Bank spent only £15 million to create the infrastructure of one of the UK's fastest growing financial institutions. The mobile-only Starling offers individual and business checking... read more »

Software AG Earns Our Editor’s Choice Award™ for Its Digital Transformation Solutions for Financial Institutions

By: Ray FitzGerald, 6/13/2018

In a Nutshell: Financial institutions may not even know the extent to which they’re hampered by redundant applications and complex enterprise architecture — but Software AG does. The company has helped some of the largest financial service providers in the world save millions and overcome obstacles around modernization, while strategically positioning them for future growth. Software AG helps its clients align IT and operational needs, optimize automated processes and business... read more »

Plaid Goes with Everything — Fintech Infrastructure Connects 9,600+ Financial Institutions to Popular Financial Service Apps

By: Ashley Dull, 5/30/2018

In a Nutshell: As financial practices evolve in response to the digital age, facilitating a quick, accurate, and secure connection between consumers, their banking institutions, and third-party financial services is a powerful asset. The Plaid platform serves as a technological bridge between banks, consumers, and third-party apps to ensure the secure exchange of data, such as account and transaction information, and leads the way in helping to bring about the next wave in fintech... read more »

Vidyo Helps Financial Services Clients Retain Human Interaction While Providing Specialized Services Through Video Chats

By: Ray FitzGerald, 4/4/2018

In a Nutshell: The near-instant communication the modern digital landscape provides makes the world a much smaller place, but it also robs people of the benefit of human interaction. Financial service providers are in a race to digitize their products and services, but many struggle to keep their customers engaged and happy. Many large institutions, as well as small and medium-tiered banks and credit unions, turn to Vidyo to reduce costs while increasing customer satisfaction. Many... read more »

How Open Invention Network’s Defensive Patent Pool Helps 2,400+ Open-Source Creators Further Blockchain and HyperLedger Fintech

By: Ray FitzGerald, 1/18/2018

In a Nutshell: Open source technology projects have produced many of the biggest innovations of this century. Blockchain and Hyperledger technology is paving the way for new methods of conducting business, signing contracts, or exchanging currencies worldwide. The Open Invention Network is the largest patent non-aggression network in the history of technology with 2,412 members who work cooperatively to further innovation without the fear of lawsuits over technology rights. OIN uses... read more »

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