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Wednesday, March 19, 2025

All articles tagged Fintech (83)

Businesses Can Find Innovative Banking and Payments Solutions Under One Fintech’s Roof

Businesses Can Find Innovative Banking and Payments Solutions Under One Fintech’s Roof

One of the first tasks on a new business’s to-do list is to establish a relationship with a bank. But fintechs like Zeller can offer innovative financial tools that exceed a business’s expectations. Zeller’s financial and payments solutions bolster a business’s bottom line. Its card products help business owners manage employee spend and create actionable reports. Certain technological innovations were intended to improve our lives but have instead introduced... read more »

Removing Borders and Barriers to Streamline Transactions and Spur the Global Digital Economy

Removing Borders and Barriers to Streamline Transactions and Spur the Global Digital Economy

Anyone in the world with an internet connection can do business with anyone else. But national borders and currencies create costly transaction bottlenecks that deter businesses with global aspirations. Airwallex emerged in Australia when a group of café owners decided to do something about the morass of fees and delays that challenged their dreams of international expansion. Today, Airwallex global accounts, borderless cards, and cross-border payment solutions... read more »

Everybody Wins When Banks Help Customers Understand the Carbon Impact of Their Spending

Everybody Wins When Banks Help Customers Understand the Carbon Impact of Their Spending

Cogo offers carbon tracking software to banks and businesses interested in turning discussion about sustainability into real climate action. Its message to the banking industry at the Money20/20 conference in October 2024 is that informing customers about the carbon impact of their transactions creates a win-win-win situation. Customers benefit because Cogo encourages them to economize on greener items. Banks benefit from developing closer customer ties around... read more »

Nonprofit Offers Free Access to Data, Networking, and Resources to Help Fintech Startups Thrive

Nonprofit Offers Free Access to Data, Networking, and Resources to Help Fintech Startups Thrive

Financial technology startups need access to data to build and test their products. But purchasing access from one or more providers is expensive, and new firms aren't able to earn significant revenue because they don't have anything to sell. Fintech Sandbox is an industry-backed nonprofit that offers carefully vetted fintech startups up to six months of free data access, along with the tools and resources necessary to enter the market and succeed. Since 2014, Fintech... read more »

A Powerful FinTech That Helps Small Businesses Avoid Withering on the Vine

A Powerful FinTech That Helps Small Businesses Avoid Withering on the Vine

Having a banking relationship you can depend on can be an important factor in a small business’s success. But sometimes the best banking option for a small business isn’t a bank at all. Bluevine is a financial technology company that builds banking solutions for small businesses to help them grow and thrive. We’re lucky to live in an age where we have so many options to fulfill our shopping needs. Once upon a time in the U.S., if you needed a new pair of shoes,... read more »

Zelt Simplifies and Automates HR, IT, and Finance Workflows on a Unified Platform Built to Scale

Zelt Simplifies and Automates HR, IT, and Finance Workflows on a Unified Platform Built to Scale

As technology reduces geographical and workforce barriers for modern firms, managers and employees often find the disparate software they use to manage HR and other core functions holding them back. UK-based Zelt helps teams overcome inefficiencies associated with separate management platforms. Zelt combines HR, payroll, benefits, payments, and time-tracking functions with app and device management tools to automate workflows, enable self-service, and simplify day-to-day... read more »

nbkc bank: Banking Partners That Contribute Experience and Creativity Can Help Fintechs Thrive

nbkc bank: Banking Partners That Contribute Experience and Creativity Can Help Fintechs Thrive

When choosing a banking partner, fintechs and brands don't have to settle for a purely custodial relationship. But building a partnership that can add impetus to corporate goals requires a thorough analysis of the possibilities and opportunities both sides bring to the table. Experience on the banking side counts, say executives at nbkc bank, nationally known as a sponsor of FDIC-insured checking, savings, and FBO accounts and white-label debit cards for select fintech... read more »

7 Best Fintech Credit Cards (2024)

7 Best Fintech Credit Cards (2024)

In the past, people had to turn to big banks or perhaps their local credit union if they wanted to open a credit card account. Today, more financial technology companies, or fintechs, offer credit cards. This has opened up the field and given consumers more choices. Fintech credit cards can have many benefits, including low interest rates and high rewards rates. In addition, these cards often come with intuitive mobile apps and easy-to-use websites. If you’re looking for the best... read more »

Kennesaw State University’s Fintech Master’s Program Fuels Georgia’s Thriving Financial Industry

Kennesaw State University’s Fintech Master’s Program Fuels Georgia’s Thriving Financial Industry

The state of Georgia in the southern US has rapidly become home to about 70% of the nation's payment processing industry and approximately 200 financial technology (fintech) firms. In Fall 2022, the Michael J. Coles College of Business at Kennesaw State University (KSU), located in metro Atlanta, began offering a Master of Science in Digital Financial Technologies to fuel this thriving industry. KSU's innovative Master's in Fintech is an 18-month interdisciplinary online... read more »

Genesys Offers Cloud-Based Solutions and AI Tools To Help Banks Improve Customer Experience

Genesys Offers Cloud-Based Solutions and AI Tools To Help Banks Improve Customer Experience

Customers hold financial institutions to high standards. Genesys helps banks to meet and exceed customer expectations by enhancing a bank’s ability to provide an exceptional customer experience. Genesys integrates seamlessly with numerous financial solution technologies. Its tools also serve to boost employee satisfaction and engagement. As companies race to increase the personalization of their customer experience, the Genesys team is surveying the technology... read more »

Pathward Banking as a Service Solutions Help Fintech Providers Foster Financial Inclusion

Pathward Banking as a Service Solutions Help Fintech Providers Foster Financial Inclusion

As technology firms continue to innovate and disrupt the delivery of financial services across a broad business spectrum, many count on Pathward as a trusted banking service provider with decades of experience as an advocate for financial inclusion. Pathward's broad-based platform delivers a configurable suite of payment, issuing, credit, and tax solutions to fintechs, aggregators, and suppliers on all sides of the transaction. Partners turn to Pathward as an innovative,... read more »

The Anthemis Female Innovators Lab Fund Invests and Grows Women-Owned Fintech Firms

The Anthemis Female Innovators Lab Fund Invests and Grows Women-Owned Fintech Firms

The Anthemis Female Innovators Lab Fund is committed to investing in women-owned fintech businesses. In addition to funding, the lab also provides hands-on guidance and support to enable businesses to expedite their growth. Anthemis’ deep partnerships allow founders to make the meaningful connections necessary to establish and grow their businesses. Its culture of inclusion and diversity provides support to a typically underserved segment and allows for more diverse... read more »

6 Ways AI is Changing the Credit Card Industry

6 Ways AI is Changing the Credit Card Industry

It seems like everyone is talking about artificial intelligence (AI) and how this emerging technology is altering the way we work, play, learn, and function. The credit card industry is no different. Many financial institutions that issue credit cards are starting to experiment with AI to create efficiencies in the system from beginning to end. Here are six fascinating ways AI is changing the credit card industry. With it, issuers can introduce the best cards to the right consumers,... read more »

Cross River Card Solutions Drive Fintech Innovation and Power Financial Inclusion

Cross River Card Solutions Drive Fintech Innovation and Power Financial Inclusion

Financial technology companies are a primary source of innovation in modern banking. Behind the scenes, Cross River provides financial products and a service platform to drive that change. Consumers benefit from greater access to credit and innovative solutions that allow for credit building such as rewards products and BNPL services. Businesses benefit from customizable card solutions for expense management, payment solutions and platform integrations that extend... read more »

Fundid Helps Underserved Businesses Achieve Growth With Grant and Capital Opportunities

Fundid Helps Underserved Businesses Achieve Growth With Grant and Capital Opportunities

Many small businesses, especially female-owned operations, have difficulty with funding. Fundid is a platform that caters to unserved businesses that need help with finding grants and capital funding. The platform offers a centralized hub where entrepreneurs can explore a range of grant opportunities and match up with the right partners. Fundid also offers its Business Building Card, which provides flexible financing solutions and is available to all types of businesses,... read more »

Expensify Streamlines Expense Reporting Through SmartScan Technology and Corporate Credit Cards

Expensify Streamlines Expense Reporting Through SmartScan Technology and Corporate Credit Cards

Expensify is a software company that develops an expense management system for personal and business use. Expensify also offers a business credit card called the Expensify Card. The company developed a reporting expense mobile and web application that tracks and files expenses such as fuel, travel, and meals. It uses AI to identify the merchant, date and amount of the transaction, then automatically categorizes and saves the expense. Calculating expenses can be a... read more »

Brandwatch Consumer Insights Help Financial Brands Optimize Social Media Engagement

Brandwatch Consumer Insights Help Financial Brands Optimize Social Media Engagement

Consumers are talking about brands and products more than ever across social media and influencer channels. Brandwatch surfaces insights from those conversations through its suite of consumer intelligence and social media management tools and resources to make them actionable from a marketing perspective. Brands, agencies, and consultancies across every sector vertical, including financial services, rely on Brandwatch to help them tap constructively into the... read more »

Yubi Offers A Debt Marketplace To Free The Financial Flow Between Borrowers, Lenders, And Investors

Yubi Offers A Debt Marketplace To Free The Financial Flow Between Borrowers, Lenders, And Investors

As the business market continues to expand, the demand for funding becomes hard to ignore. Yubi is on a mission to build a world-class debt marketplace for enterprises to enable their maximum potential. The company created an innovative platform that helps connect lenders, borrowers, and investors across India. The platform reduces the processing time it normally takes to get loans approved and compiles research information using advanced API deployment. Most experts... read more »

Human Interest Helps SMBs Attract and Retain Talent with User-Friendly, Affordable Retirement Plans

Human Interest Helps SMBs Attract and Retain Talent with User-Friendly, Affordable Retirement Plans

Businesses often struggle to provide retirement benefits to employees, especially when legacy providers lack transparency in pricing. Human Interest was developed to address the gap in retirement offerings among small and mid-sized businesses. By making 401(k) and other protective packages more accessible to employees, SMBs can attract and retain more talent. Having retirement options is something most employees want when they commit to a company long term. But many... read more »

NMI Says Banks Could Lose Ground to Fintechs by Not Investing in Innovative Payment Technologies

NMI Says Banks Could Lose Ground to Fintechs by Not Investing in Innovative Payment Technologies

Big banks have spent too much time convincing customers that rival fintechs do not have their best interests in mind. As fintechs grow in popularity with innovative features, banks either need to start incorporating new features or partner with fintechs to offer better service. NMI is helping banks and other eCommerce companies stay up to date with its plug-and-play payment system. NMI’s payment system provides banks, independent sales organizations (ISOs), and... read more »

LoanSnap Saves Borrowers Time and Money With Personalized Smart Loans 

LoanSnap Saves Borrowers Time and Money With Personalized Smart Loans 

LoanSnap saves borrowers time and money by using algorithms and artificial intelligence to make home loans smarter. The company’s technology analyzes a borrower’s financial situation and recommends changes to save money on interest rates before they sign a loan. LoanSnap makes and funds the loans it offers to borrowers. There are no upfront fees for using LoanSnap; the only fees borrowers need to pay are for services such as an appraisal. After signing a smart loan,... read more »

New Trends Advance Modern Payment Systems and Cryptocurrencies in the Digital World

New Trends Advance Modern Payment Systems and Cryptocurrencies in the Digital World

Payment processing continues to grow in the post-Covid pandemic world. Instead of relying on card-present transactions, merchants must now accept new methods of payment for their goods and services. Payment processing companies were prepared for the influx of digital payments when the pandemic struck, and now they are preparing for what’s next. The Electronic Transactions Association is pioneering the next generation of payment systems and cryptocurrencies to provide... read more »

DataDome Earns Recognition for Shielding Businesses Against Bot-Driven Card Fraud

DataDome Earns Recognition for Shielding Businesses Against Bot-Driven Card Fraud

Consumers may not realize that bots — software that automates online tasks — are responsible for up to two-thirds of all internet traffic. Malicious bots disrupt digital business operations and put human data security and the customer experience at risk. DataDome helps a global customer base protect mobile apps, websites, and platforms against card fraud and other bot-driven threats. By providing industry-leading tools to protect businesses against automated online... read more »

The Identity Theft Resource Center Works to Protect Consumers and SMBs From Online Financial Crimes

The Identity Theft Resource Center Works to Protect Consumers and SMBs From Online Financial Crimes

As identity fraudsters become more sophisticated in their approaches, people will need to improve preventative measures and be more aware of security risks. For over 20 years, The Identity Theft Resource Center (ITRC) has been a leading authority on what to watch out for and how consumers can better protect themselves from identity theft. The Center provides risk minimization assistance and Help Center resources to those in need, as well as community presentations. For... read more »

Bread Financial Offers Cards and Tools that Meet Consumers’ Unique Needs

Bread Financial Offers Cards and Tools that Meet Consumers’ Unique Needs

In 2022, Alliance Data rebranded as Bread Financial, positioning itself as a forward-thinking fintech with the know-how of a trusted financial institution. Today, Bread Financial offers a range of products from branded cards that drive customer loyalty to pay-over-time Bread Pay™ products that offer consumers options about when and how they pay. The Bread Cashback™ American Express Credit Card also gives consumers 2% cash back on everything they purchase. Thirty... read more »