Banking | Credit Card Topics

Valley National Bank Supports Economic Inclusion by Investing Time and Resources to Build Stronger Communities in Four States

By: Adam West, 7/8/2019

In a Nutshell: Valley Bank operates on the notion that a financial institution should make people’s lives better. That’s why it backs development opportunities in its communities that focus on home affordability, financial education, entrepreneurship, and environmental stewardship. Valley operates over 200 branches in New Jersey, New York, Florida, and Alabama, and invested more than $1 billion in community-building programs in 2018. Those comprehensive, community-strengthening... read more »

The American Customer Satisfaction Index Attributes the Boost in Customer Approval Rates for Banks to Technology

By: Matt Walker, 7/5/2019

In a Nutshell: The American Customer Satisfaction Index (ACSI) is the only organization of its kind assessing consumer satisfaction levels across multiple industries in the U.S., including finance. The organization’s 2018 data revealed that satisfaction is increasing in the financial sector as a whole, and specifically among banks. ACSI’s Managing Director David VanAmburg chalks up the increased satisfaction levels to technological advances like online banking and mobile apps that... read more »

Spencer Savings Bank: Core Values of Volunteerism and Financial Support Help New Jersey Communities Thrive

By: Adam West, 6/20/2019

In a Nutshell: Elmwood Park in northeastern New Jersey is a small town situated within the urban cacophony of New York City and Newark. But thanks to the team at Spencer Savings Bank, big things happen there every day. Living up to the highest aspirations of community banks, Spencer Savings Bank doesn't just wait for charitable opportunities to come to it -- it goes out and finds them -- pragmatically offering employee time and resources to help communities throughout its service area... read more »

Jefferson Security Bank: A Tradition of Serving and Giving in West Virginia’s Eastern Panhandle for More Than 150 Years

By: Adam West, 6/19/2019

In a Nutshell: Jefferson Security Bank, based in West Virginia's history-steeped Eastern Panhandle, recently celebrated 150 years of service by hosting a good old-fashioned street party. The well-attended event culminated a campaign of community giving called 150 Days of Random Acts of Kindness, with the bank and its employees contributing their time and resources in a myriad of creative ways. JSB has a long tradition of service in its communities that has earned the bank our Editor's... read more »

Building on Its Community Focus, First Citizens National Bank Empowers Tennessee Women to Make Sound Financial Decisions

By: Adam West, 5/23/2019

In a Nutshell: Since 1889, Dyersburg, Tennessee-based First Citizens National Bank has maintained a community-by-community focus in helping people build their financial futures in times of both economic success and distress. The bank has weathered change and continued to grow over the generations. In the process, it has dedicated itself to helping women in the markets it serves weather the personal financial impact of life-changing events like retirement, divorce, spousal death, and... read more »

ChoiceOne Bank Contributes Time and Talent to Support Temporary Agricultural Workers, Students, and Many Others in West Michigan

By: Adam West, 5/15/2019

In a Nutshell: ChoiceOne Bank begins and ends in farm country, working since 1898 on behalf of farmers, businesspeople, and families in West Michigan. As times have changed, the bank has too, but one thing that hasn't is its commitment to the people who help its communities succeed. With ambitious and creative programs that make financial services accessible to temporary agricultural workers and by helping area students start career savings accounts, ChoiceOne is building a better... read more »

Applied Bank’s Secured Visa® Gold Preferred® Card is Our 2019 Editor’s Choice for Its Low-Rate APR and Ease of Approval

By: Adam West, 5/13/2019

In a Nutshell: Applied Bank has a long history of providing secured credit card offerings to consumers seeking to establish or improve their credit profiles. For a $48 annual fee, the bank’s Secured Visa® Gold Preferred® Card comes with a very low 9.99% APR on purchases and cash advances. The card’s credit limits range between $200 and $1,000, depending on the amount of the initial refundable security deposit, and can increase to $5,000 after account approval. Like most things... read more »

FirstBank Earns Recognition for Investing in Colorado, Arizona, and California Communities Through Financial Literacy and Charitable Contributions

By: Adam West, 5/6/2019

In a Nutshell: FirstBank is a rare breed among large financial institutions in that it prioritizes customer satisfaction and community reinvestment. It starts with supporting financial literacy initiatives that educate children on the importance of money management. FirstBank also donates to local nonprofit organizations and encourages employees to give back by providing paid time off for volunteer work. And on the customer side, FirstBank offers a convenient, mobile-centric... read more »

Security First Bank is Recognized for Fostering Financial Literacy in Nebraska and South Dakota Communities Through Online Courses and Hands-On Programs

By: Adam West, 4/24/2019

In a Nutshell: Security First Bank operates 29 branches in Nebraska and South Dakota and serves those rural communities with an emphasis on providing financial literacy resources. The bank offers free Banzai courses and the MX Personal Financial Management tool to help customers and community members learn money management skills. And, by providing personal finance education programs in local schools, Security First Bank empowers the next generation to make wise decisions. For its... read more »

Low Fees and Flexible Terms Make Trustco Bank’s Home Equity Loans and Credit Lines Our 2019 Editor’s Choice™

By: Adam West, 4/15/2019

In a Nutshell: For more than 100 years, Trustco Bank has provided a personalized touch to its customers. The institution’s home equity loan and line of credit are our 2019 Editor’s Choice™ for their low rates and flexible terms. Both products lend up to $300,000 and eschew the appraisal, origination, and closing fees that other lenders often charge. Loans typically close within 30 days. Life happens. Unexpected expenses arise and finding the money to pay for life’s... read more »

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