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Monday, September 28, 2020

All articles tagged Savings (35)

Empower: An AI-Based Financial Services Platform that Offers Users Advice on Saving, Budgeting, and Spending Wisely

Empower: An AI-Based Financial Services Platform that Offers Users Advice on Saving, Budgeting, and Spending Wisely

In a Nutshell: Consumers who are just getting started with using financial services might assume they’re working for the bank, not the other way around. Empower is changing that dynamic by leveraging AI to automate and simplify the banking experience to work more efficiently for consumers. More than 650,000 account holders rely on Empower's integrated saving, budgeting, and checking tools to manage their money without getting in the way. And Empower also steps in to offer advice and... read more »

Qapital: Automated, Goal-Based Financial Tools that Foster Strong Saving, Spending, and Investing Habits

Qapital: Automated, Goal-Based Financial Tools that Foster Strong Saving, Spending, and Investing Habits

In a Nutshell: Establishing and sustaining positive financial habits can be challenging, but the right resources can make it a little easier. That's why Qapital developed a suite of tools based on insights from the study of behavioral economics. Users can set savings goals, like making a down payment on a house, and the platform automatically sets aside money for that goal. For longer-term goals, including retirement, Qapital also offers an automated investment tool with pre-built... read more »

Gift of College: On a Mission to Increase Awareness and Growth of 529 Plans to Help the Next Generation Avoid Student Loan Debt

Gift of College: On a Mission to Increase Awareness and Growth of 529 Plans to Help the Next Generation Avoid Student Loan Debt

In a Nutshell: Headquartered in Phoenix, Arizona, Gift of College is an innovative platform that enables crowdfunding for college. The website allows individuals who are saving for college or paying down student loan debt to register their 529 plans and their student loans. Friends, family, and employers can directly contribute cash or gift cards to the registrants’ 529 plan and/or student loan accounts. The website also offers payroll deduction through API integration that allows... read more »

WiFi Map is the Crowdsourced App that Helps Users Find Free, Secure Internet Connectivity Around the World

WiFi Map is the Crowdsourced App that Helps Users Find Free, Secure Internet Connectivity Around the World

In a Nutshell: Wifi access for people working on the go is vital in today’s society, but costly plans don’t always make it feasible to rely on existing data. Meanwhile, underserved communities may struggle with having internet access at all. WiFi Map is helping to solve these problems for millions of users around the world. The app uses crowdsourced data to identify free, secure, and reliable wifi hotspots on six continents. WiFi Map can also be a valuable tool for businesses and... read more »

11 Things You Can Do From Home Right Now to Better Your Finances

11 Things You Can Do From Home Right Now to Better Your Finances

There’s no denying it — life is stressful right now. With so many uncertainties surrounding our health and economy, it’s only natural to feel overwhelmed and worried about your financial situation. In fact, a recent study found that nearly 63% of consumers have already felt the economic impact of the coronavirus outbreak in some way and 44% are worried about their ability to pay rent or their mortgage in the midst of the global pandemic. Given the current conditions,... read more »

Goalsetter Offers Unique Ways for Kids to Learn Financial Literacy Skills While Saving for their Future

Goalsetter Offers Unique Ways for Kids to Learn Financial Literacy Skills While Saving for their Future

In a Nutshell: The Goalsetter app teaches children financial literacy skills through online games, quizzes, and lessons while helping them save money toward their goals. Family members can also send children funds through the app's GoalCards to help them reach their objectives faster. And parents can use Goalsetter to pay allowances, bestow gifts or round up their debit card purchases to boost their child's savings opportunities. And soon, Goalsetter will introduce a version of the app... read more »

Save Money by Identifying Unwanted Subscriptions and Eliminating Financial Inefficiencies

Save Money by Identifying Unwanted Subscriptions and Eliminating Financial Inefficiencies

In a Nutshell: In an age of automation, algorithms often do the heavy lifting so we can focus on other things. But that mindset can lead to higher fees for services — and sometimes subscriptions we don’t realize we’re paying for. Truebill helps users identify recurring charges and other financial inefficiencies that can put a strain on their budgets. The personal finance tracker, budget planner and bill reminder can also save consumers money automatically by applying for... read more »

Lemoney Users Can Refer Friends and Play Games to Earn Turbo Credits and Cashback at More Than 1,800 Retailers

Lemoney Users Can Refer Friends and Play Games to Earn Turbo Credits and Cashback at More Than 1,800 Retailers

In a Nutshell: It's no secret why rewards cards and programs are so popular — people enjoy earning extras for items they were planning to buy anyway. Lemoney expands on those benefits by offering consumers even more opportunities to earn cashback. Users shop through Lemoney for their favorite brands and add to their rewards with an extra cashback reward — up to 50% or more— at more than 1,800 retailers. Lemoney also offers referral bonuses and challenges on its website so users... read more »

Digit: The Smart App that Learns Your Spending Habits and Automatically Saves the Optimal Amount of Money for You

Digit: The Smart App that Learns Your Spending Habits and Automatically Saves the Optimal Amount of Money for You

In a Nutshell: Establishing a savings habit can be a challenge, especially if money is tight. With Digit, you can start saving without having to change your habits or even think about it. The app’s predictive technology learns your spending habits and automatically saves for you. And, you can let Digit determine when and how much to save or you can customize with limits or specific goals. The handy app has helped users securely save more than $1 billion. With all the tasks and... read more »

EARN.org Research Demonstrates How Prize-Linked Savings Programs Can Motivate Consumers to Put Away More Funds

EARN.org Research Demonstrates How Prize-Linked Savings Programs Can Motivate Consumers to Put Away More Funds

In a Nutshell: Research shows that prize-linked savings initiatives encourage more low-income consumers to build healthy savings habits. EARN.org is a nonprofit that conducts research and leverages fintech to implement prize-linked savings programs like its Scratch & Save game. Not only does EARN.org’s research help to guide its own programs and strategies, but it also shares its results to help other nonprofits improve their own approaches to helping consumers save more. In... read more »