The Ultimate Guide to Credit Cards
Thursday, April 17, 2025

All articles tagged Savings (31)

Companies That Want a Healthier and More Productive Workforce Can Help Their Employees Save for the Future

Companies That Want a Healthier and More Productive Workforce Can Help Their Employees Save for the Future

Setting aside money for emergencies is easier said than done. But companies that offer their employees a way to save money for the future reap the rewards in better recruitment and retention. SecureSave, founded by a team that includes financial guru Suze Orman, partners with employers to offer their workers emergency savings accounts that make it easy to save for tomorrow. Employers can improve participation rates in SecureSave’s emergency savings program by offering... read more »

Save® Offers Curated Portfolios and Higher Return Potential With an FDIC-Insured Savings Program

Save® Offers Curated Portfolios and Higher Return Potential With an FDIC-Insured Savings Program

Every investment comes with risk, but the complexities of investment decisions deter many from reaping the potential rewards. Others have an affinity for investing but wish to protect a portion of their assets. Save fits both groups by innovating in the FDIC-protected world of deposit accounts. Instead of paying interest on client savings accounts, Save makes portfolio investments on their behalf. FDIC insurance protects the principal while the investments yield... read more »

Accrue Savings Connects Shoppers With Rewards for Saving and Purchasing With Leading Brands

Accrue Savings Connects Shoppers With Rewards for Saving and Purchasing With Leading Brands

If you're lucky, you had parents who counseled you to save for what you want. Accrue Savings has transformed that practical tradition into a product that pays rewards for saving and purchasing with dozens of merchant partners. Consumers gain satisfaction from a job well done and the financial bonus of avoiding debt, credit, and fees. Merchants acquire new customers and build brand loyalty through incentivization that can be ongoing. Accrue helps consumers purchase from... read more »

6 Tips: Maximize Labor Day Savings With the Right Credit Card

6 Tips: Maximize Labor Day Savings With the Right Credit Card

Labor Day sales offer a treasure trove of great deals. Whether you're shopping for the coolest furniture, the latest electronics, the hottest fall fashions, or something else, you may find it on sale at an excellent price around this time of the year. You could shop with cash, of course. But paying for your purchases with your favorite cards could make your Labor Day shopping more convenient and rewarding, especially if you plan ahead and use these six easy tips to maximize your... read more »

17 Money-Saving & Credit-Building Credit Card Hacks

17 Money-Saving & Credit-Building Credit Card Hacks

So you want to get the most out of your credit card? Great! You can do several things to get all the rewards and perks possible while keeping the cost of your account down.  Or maybe you just want to keep your account in good standing when you are having some financial trouble. Here are 17 of the very best credit card hacks that can put you in a surprisingly good position.  1. Paid Late and Hit With a Fee? Get on the Phone and Ask For a Courtesy Waiver If you have been a... read more »

7 Ways to Save Money Shopping Online With a Credit Card

7 Ways to Save Money Shopping Online With a Credit Card

More people than ever shop online for everyday purchases. After all, it’s a convenient way to get what you need without leaving your home. Plus, you can access a wider selection of goods and easily compare prices across various retailers to help you save on each purchase.  But comparing prices isn’t the only way you can save money when shopping online — your credit card can also help. Here are seven online shopping hacks every credit card user should put into action... read more »

EnergySage Simplifies Shopping for Solar Power, Helping Consumers Save Money and the Planet

EnergySage Simplifies Shopping for Solar Power, Helping Consumers Save Money and the Planet

Solar-powered homes and businesses are environmentally friendly and can yield substantially lower monthly electricity bills. EnergySage provides information and options to customers that allow them to recoup their solar investment multiple times over the life of their installation’s warranty. EnergySage also simplifies the shopping experience for prospective solar customers, including homeowners, renters, and businesses, providing expertise every step of the way. ... read more »

<strong>Part-Time Money’s Philip Taylor Offers Tips on Building Wealth Through Side Hustles and Passive Income</strong>

Part-Time Money’s Philip Taylor Offers Tips on Building Wealth Through Side Hustles and Passive Income

Philip Taylor, CPA, started his blog Part-Time Money as a side hustle he’d pursue after finishing his corporate accounting job for the day. But as the site grew in popularity, he was able to make it his full-time job. Now, he helps his readers with side hustle ideas and passive income opportunities. The site encourages readers to diversify their income streams and build wealth. For instance, Philip discusses how to best leverage credit card rewards as passive income. ... read more »

Mind Money Balance Helps Consumers Forge a Healthier Relationship With Money Through Coaching and Therapy

Mind Money Balance Helps Consumers Forge a Healthier Relationship With Money Through Coaching and Therapy

Unlike traditional therapy, financial therapy targets problems associated with money matters. Lindsay Bryan-Podvin is a certified financial therapist and the Founder of Mind Money Balance, which promotes developing a healthier emotional relationship with money. As a licensed therapist in the state of Michigan, Bryan-Podvin uses therapy or coaching sessions to help clients examine the underlying conditions of their financial struggles. Bryan-Podvin’s clients can gain a... read more »

11 Ways to Lower Your Monthly Bill Payments (March 2025)

11 Ways to Lower Your Monthly Bill Payments (March 2025)

As inflation soars and budgets tighten, many Americans are feeling the financial squeeze. Cutting out discretionary purchases and trimming grocery and gas spending are key to keeping costs under control, but don’t overlook your own monthly bills for potential savings. Spending just a few moments going through each recurring expense is necessary to ensure you aren’t wasting money without realizing it. Here are 11 hacks to lower your monthly bills. 1. Scrutinize Your Bills ... read more »

The Retirement Answer Man® Roger Whitney: Professional Reputations are Like Credit Scores for Careers

The Retirement Answer Man® Roger Whitney: Professional Reputations are Like Credit Scores for Careers

As the recent pandemic shows, life can turn on a dime -- and that makes planning for retirement with any certainty a real challenge. So Roger Whitney, the Retirement Answer Man®, recommends building a plan that actually anticipates change while celebrating the life you're living today. He calls it Agile Retirement Management®, and it's just as much about introspection as it is about maxing out the numbers. Whitney's award-winning podcast, book, and free web resources... read more »

SaverLife Study Reveals Credit Card Debt on the Rise while Low-Income Members May be Hitting Limits

SaverLife Study Reveals Credit Card Debt on the Rise while Low-Income Members May be Hitting Limits

The past year has been challenging for millions of people across the country in a variety of ways due to the COVID-19 pandemic. Health and financial issues are certainly chief among those challenges. SaverLife has been following the economic impacts of the pandemic on its users and observed that credit card debt increased by 5% from 2019 to 2020 for low-income users. Meanwhile, credit card debt increased by 211% for those earning more than $50,000 per year. This data... read more »

The GasBuddy App and Card Help Consumers Save on Gas While Earning Discounts and Cash Rewards

The GasBuddy App and Card Help Consumers Save on Gas While Earning Discounts and Cash Rewards

Gas is a necessity that not many people enjoy buying. The free GasBuddy app and the Pay with GasBuddy card change that dynamic by helping consumers find the best gas prices and earn discounts and rewards. Users can connect the app to their phone's location services to find — and add — the best prices. When consumers connect the GasBuddy card to their checking account, they earn additional discounts at the pump and rewards to shop with GasBuddy partners. The GasBuddy... read more »

Empower: An AI-Based Financial Services Platform that Offers Users Advice on Saving, Budgeting, and Spending Wisely

Empower: An AI-Based Financial Services Platform that Offers Users Advice on Saving, Budgeting, and Spending Wisely

Consumers who are just getting started with using financial services might assume they’re working for the bank, not the other way around. Empower is changing that dynamic by leveraging AI to automate and simplify the banking experience to work more efficiently for consumers. More than 650,000 account holders rely on Empower's integrated saving, budgeting, and checking tools to manage their money without getting in the way. And Empower also steps in to offer advice and... read more »

Gift of College: On a Mission to Increase Awareness and Growth of 529 Plans to Help the Next Generation Avoid Student Loan Debt

Gift of College: On a Mission to Increase Awareness and Growth of 529 Plans to Help the Next Generation Avoid Student Loan Debt

Headquartered in Phoenix, Arizona, Gift of College is an innovative platform that enables crowdfunding for college. The website allows individuals who are saving for college or paying down student loan debt to register their 529 plans and their student loans. Friends, family, and employers can directly contribute cash or gift cards to the registrants’ 529 plan and/or student loan accounts. The website also offers payroll deduction through API integration that allows... read more »

Save Money by Identifying Unwanted Subscriptions and Eliminating Financial Inefficiencies

Save Money by Identifying Unwanted Subscriptions and Eliminating Financial Inefficiencies

In an age of automation, algorithms often do the heavy lifting so we can focus on other things. But that mindset can lead to higher fees for services — and sometimes subscriptions we don’t realize we’re paying for. Truebill helps users identify recurring charges and other financial inefficiencies that can put a strain on their budgets. The personal finance tracker, budget planner and bill reminder can also save consumers money automatically by applying for... read more »

Long Game Savings App Uses Gamification to Engage the Mobile-First Generation in Learning Healthy Financial Habits

Long Game Savings App Uses Gamification to Engage the Mobile-First Generation in Learning Healthy Financial Habits

The Long Game Savings app was launched in 2015 to help millennials practice healthy financial behaviors by combining two of the demographic’s favorite things — mobile games and prizes. The app encourages users to save money by rewarding them with in-app Coins, cash, and cryptocurrency for meeting their goals. They can also play games, participate in drawings, and prepare for the tech-forward financial landscape of the future. Long Game Savings combats poor spending... read more »

How ecoATM Gazelle Extends the Consumer-Device Lifecycle Through Convenient Kiosks and Secure ReCommerce

How ecoATM Gazelle Extends the Consumer-Device Lifecycle Through Convenient Kiosks and Secure ReCommerce

The Crunch: The yearly release of high-tech devices means consumers rush to trade in the old for the new. This trend has led to explosive growth in the electronic resale market. That is why ecoATM Gazelle gives consumers fast, convenient, and secure ways to trade their devices for cash or find deep discounts on certified, pre-owned electronics. Consumers can trade-in and shop for used devices on Gazelle.com or recycle their old devices through secure ecoATM kiosks in retail stores for... read more »

Stephanie Nelson Uses the Power of Coupon Mom to Drive Donations Through Grocery Savings

Stephanie Nelson Uses the Power of Coupon Mom to Drive Donations Through Grocery Savings

In a Nushell: What started as a way to feed her family on a single income turned into a charitable initiative to supply food pantries and, eventually, became a successful business for Coupon Mom Stephanie Nelson. Many shoppers are aware of the savings available using coupons for groceries, but they are intimidated by the effort they think shopping with coupons takes. Coupon Mom aggregates available coupons with local ads for grocery and drugstore chains and provides free,... read more »

Where to Turn if You’ve Been Wrongfully Denied Your Retirement Benefits

Where to Turn if You’ve Been Wrongfully Denied Your Retirement Benefits

Retirement should be the reward for decades of work and sacrifice. However, many people spend their later years fighting for the pension and retirement benefits they’ve worked hard to attain for themselves and their families. The Pension Rights Center acts as a resource center for six federally funded pension counseling projects that together serve retirees across 30 states. To date, the pension counseling projects have recovered over $242 million in earned retirement... read more »

Expert Jean Chatzky Discusses Women’s Unique Retirement Savings Goals (&amp; How to Reach Them)

Expert Jean Chatzky Discusses Women’s Unique Retirement Savings Goals (& How to Reach Them)

Over the course of the last century, the role of women in the global economy has steadily grown, with women today holding 30% of the total private wealth. With that growing wealth, however, comes growing responsibilities — including the responsibility women have to themselves to create their own financial security. We talked to financial expert Jean Chatzky about how women can adapt to longer lives, a pay gap more akin to a chasm, and caring for their families so they... read more »

Mozo Helps Australians Save Money By Comparing Multiple Banking, Energy, and Insurance Providers

Mozo Helps Australians Save Money By Comparing Multiple Banking, Energy, and Insurance Providers

Few things can make someone feel worse than making a purchase or signing up for a service without knowing if you got the best possible deal. Internet consumer reviews can help shoppers make informed decisions, but these reviews typically highlight singular experiences and rarely compare one company to another. Mozo fills in the gaps by providing Australians with in-depth and real-time comparisons of banking, energy, insurance, and other service providers throughout the... read more »

CIT Bank Recognized with Our 2018 Editor’s Choice Award™ for Its Top-Yielding Money Market Account

CIT Bank Recognized with Our 2018 Editor’s Choice Award™ for Its Top-Yielding Money Market Account

In a Nutshell: The popularity of online banks has increased so rapidly in the last five years that their brick-and-mortar competition has scurried to keep up. Internet-only banking companies frequently offer superior rates and technology thanks to their lower overhead costs. A leader in this tech revolution is CIT Bank, which unveiled its first Money Market account in March 2018. The account features a low $100 minimum deposit to open and pays interest at a rate of 1.85% APY,... read more »

The Down Payment Resource Platform Connects Homebuyers to Programs that Can Provide Thousands in Home Cost Savings

The Down Payment Resource Platform Connects Homebuyers to Programs that Can Provide Thousands in Home Cost Savings

Buying a home can be a confusing and complicated process no matter how many times you’ve done it. Different lenders have different qualification standards and no one seems to know how much down payment is enough. Down Payment Resource has spent the last 10 years curating the nation’s first and largest database of down payment assistance programs that, on average, contribute between $8,000 and $10,000 to qualified homebuyers nationwide. Programs can be found through... read more »

CalEITC4ME Works to Bring Awareness to the Estimated 1.7 Million Californians Who are Eligible for the State Earned Income Tax Credit

CalEITC4ME Works to Bring Awareness to the Estimated 1.7 Million Californians Who are Eligible for the State Earned Income Tax Credit

For more than 40 years, observers have hailed the federal government’s Earned Income Tax Credit (EITC) as one of the most effective anti-poverty tools in the US. In recent years, individual states have set aside money for low- and moderate-income families to claim state tax credits to supplement the federal EITC. California, a forerunner in the movement, has an estimated 1.7 million residents who are eligible for the credit. CalEITC4ME works to spread word of the... read more »

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