The Ultimate Guide to Credit Cards
Saturday, April 27, 2024
Mike Senecal
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About The Author

Mike Senecal draws on more than 20 years of editorial experience to update CardRates.com readers on industry trends, business news, and best practices in budgeting and credit use. Mike has worked in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina.

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Latest Posts

119 posts written/edited to date
Kukun’s iHomeManager Helps Homeowners and Investors Preserve and Grow Home Values

Kukun's iHomeManager Helps Preserve and Grow Home Values

If you’ve done online research as a current homeowner, you already know about the... read more »

Mike Senecal 4/25/2024
37 Compelling Credit Card Reward Redemption Statistics (2024)

37 Credit Card Reward Redemption Statistics

It’s one thing to earn credit card rewards and another to redeem them. Americans... read more »

Mike Senecal 4/24/2024
MoneyCoach Offers Intelligent Features and Personalization to Simplify Finances for Apple Users

MoneyCoach Simplifies Finances for Apple Users

Everyone loves money, but financial management is a stressful chore. MoneyCoach is... read more »

Mike Senecal 4/17/2024
Invest Diva Helps Members at All Learning Stages Master the Markets and Build Generational Wealth

Invest Diva Helps Members Master the Markets and Thrive

Kiana Danial loved investing but didn’t love the culture of the financial bros she... read more »

Mike Senecal 4/16/2024
Save® Offers Curated Portfolios and Higher Return Potential With an FDIC-Insured Savings Program

Save®: Savings Programs With Investment Return Potential

Every investment comes with risk, but the complexities of investment decisions... read more »

Mike Senecal 4/10/2024
Banner Bank Recognized for Empowering Consumers Through Its MoneyWise Financial Wellness Program

Banner Bank Recognized for MoneyWise Financial Wellness

During the Great Recession of 2007-09, many banks went into capital preservation... read more »

Mike Senecal 4/10/2024
The Charity Charge Nonprofit Business Card Helps Organizations Manage Spend and Establish Credit

Charity Charge Nonprofit Business Card Serves Charities

Nonprofit charitable organizations, schools, and associations have essential social... read more »

Mike Senecal 4/9/2024
51 Intriguing Business Credit Card Statistics (2024)

51 Intriguing Business Credit Card Statistics

There are legends in entrepreneurship of founders bootstrapping their businesses on... read more »

Mike Senecal 4/8/2024
Texas Trust Credit Union Helps Members from All Walks of Life Achieve Their Financial Goals

Texas Trust Credit Union Helps Members Achieve Their Goals

Mastering money is a lifelong personal journey, not a one-size-fits-all experience... read more »

Mike Senecal 4/2/2024
TruRating Delivers One-Touch Customer Feedback at the Point of Sale to Surface Actionable Business Data

TruRating Provides Stores with Trustworthy Customer Feedback

Georgina Nelson brought her training in psychology and a role as a consumer... read more »

Mike Senecal 3/27/2024
Finance Expert Eric Rosenberg Shares Insights on Turning a Side Hustle Into a Successful Business

Eric Rosenberg on Turning a Side Hustle into a Business

While his childhood pals dreamed of being sports stars, Eric Rosenberg aspired to... read more »

Mike Senecal 3/26/2024
Cardholders Can Help Provide a Basic Income to the World’s Poorest Households Through GiveDirectly

Cardholders Help Provide Basic Incomes Through GiveDirectly

The question for cardholders contemplating charitable support for an antipoverty... read more »

Mike Senecal 3/13/2024
SkyTab Provides Flexible, Scalable POS Solutions for Restaurants, Bars, and Hospitality Providers

SkyTab Provides Flexible Restaurant POS Solutions

SkyTab distinguishes itself in the crowded restaurant, hospitality, and... read more »

Mike Senecal 3/13/2024
Cardholder Support for The Giving Back Fund Strengthens Charities That Do Good Around the World

Cardholders Help The Giving Back Fund Create Charities

Many celebrities want to use their fame to support worthy causes, but transforming... read more »

Mike Senecal 3/8/2024
Delap Wealth Advisory Helps Families Build Intergenerational Wealth and Positive Social Impact

Delap Helps Families Build Intergenerational Wealth

With family wealth comes complexity. Like organized noise becomes music, achieving... read more »

Mike Senecal 3/7/2024
Find Love & Travel Blog Combines Adventure and Photography to Inspire Rewards Cardholders

Find Love & Travel Blog Inspires Rewards Cardholders

Samantha Oppenheimer was born to travel. Her Find Love & Travel blog chronicles her... read more »

Mike Senecal 3/6/2024
Debt Reduction Services Provides Debt Relief, Housing Counseling, and Educational Resources

Debt Reduction Services Helps Consumers Get Back on Track

There’s no time like the present to start getting out of debt. But consumers need... read more »

Mike Senecal 3/6/2024
Nomad Provides Access to USD, American Investment Markets, and the Global Economy in a Single App

Nomad Provides Access to Dollars and the Global Economy

The problem with global integration for many living in developing countries is that... read more »

Mike Senecal 2/29/2024
First Capital Federal Credit Union Celebrates 70 Years of Service to Members and the Community

First Capital FCU Exemplifies Member and Community Service

Seventy years is a long time in any industry, but in financial services, it’s... read more »

Mike Senecal 2/27/2024
Quontic Combines Adaptive Digital Banking and Its Role as a CDFI to Help Communities Across America

Quontic Serves Communities With Adaptive Digital Banking

Digital banks are inherently more efficient than legacy brick-and-mortar... read more »

Mike Senecal 2/20/2024