The Ultimate Guide to Credit Cards
Saturday, December 9, 2023
Mike Senecal
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About The Author

Mike Senecal draws on more than 20 years of editorial experience to update CardRates.com readers on industry trends, business news, and best practices in budgeting and credit use. Mike has worked in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina.

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Latest Posts

83 posts written/edited to date
People in These 10 Cities Were Most Motivated to Pay Off Card Debt in 2023, According to Google

Cities Motivated to Pay Off Card Debt in 2023

The Federal Reserve Bank of New York’s Q3 Household Debt and Credit Report found... read more »

Mike Senecal 12/8/2023
RentHop Connects Property Owners and Agents with Renters Looking for Affordable and Desirable Housing

RentHop Helps Renters Find the Most Desirable Properties

If you’re a rental property owner, manager, or agent, you know that connecting to... read more »

Mike Senecal 12/6/2023
BOK Financial’s Youth Banking Initiative Helps Build the Next Generation of Informed Consumers

BOK Financial Encourages Youth and Family Financial Literacy

BOK Financial has an impressive history of growth and expansion as a financial... read more »

Mike Senecal 12/5/2023
Cardholders Can Support Mobile Loaves & Fishes As It Works To Expand Services for Homeless People

Cardholders Can Help Mobile Loaves & Fishes Expand

The city of Austin in Texas has earned a reputation as a community of givers in no... read more »

Mike Senecal 12/4/2023
10 Best Credit Card Debt Solutions for 2023

10 Best Credit Card Debt Solutions for 2023

Credit cards are a fantastic tool for building flexibility in your spending habits... read more »

Mike Senecal 11/29/2023
Dayforce Wallet Enables On-Demand Pay As a Cross-Sector Employee Financial Wellness Benefit

Dayforce Wallet Enables the Benefit of On-Demand Pay

Human capital management company Ceridian is rebranding as Dayforce in January 2024... read more »

Mike Senecal 11/28/2023
Savannah Taste Experience Offers Card Rewards Enthusiasts a Culinary View of Cultural History

Savannah Taste Experience Offers Culinary Cultural History

At Savannah Taste Experience, food is more than fuel for getting through the day... read more »

Mike Senecal 11/16/2023
18 Revealing Credit Card Ownership Statistics (2023)

18 Credit Card Ownership Statistics

Credit cards have come a long way from their start in the late 19th century, when... read more »

Mike Senecal 11/15/2023
10 Most Influential Credit Card Experts for 2023

10 Most Influential Credit Card Experts for 2023

The more you know, right? There’s plenty of credit card help available online — and... read more »

Mike Senecal 11/9/2023
10 Best Apps for Managing Card Rewards in 2023

10 Best Apps for Managing Card Rewards in 2023

Credit card issuers want you to succeed because that’s how they succeed. It’s... read more »

Mike Senecal 11/1/2023
Economist Allan Timmermann: Phillips Curve Data Suggests 2% Fed Inflation Target May Trigger Downturn

Data Suggests 2% Fed Inflation Target May Trigger Downturn

In macroeconomics, the Phillips Curve claims an inverse relationship between... read more »

Mike Senecal 10/26/2023
10 Best Credit Unions in New York for 2023

10 Best Credit Unions in New York for 2023

As the fourth most populous US state, New York State houses one of America’s most... read more »

Mike Senecal 10/25/2023
Qualpay Payment Solutions Solve Merchant Challenges With Technology, Service, and Savings

Qualpay Payment Solutions Win With Tech, Service, and Savings

Qualpay is successful as a payment solutions provider because it manages every... read more »

Mike Senecal 10/25/2023
Plynk Offers Refreshingly Easy Investing with an Emphasis on Education and Affordability

The Plynk App Helps New Investors Learn What Works

Investing in stocks, funds, and crypto through apps has never been more available... read more »

Mike Senecal 10/12/2023
The Ways to Wealth Offers Objective, Reliable Financial Management and Investment Advice

The Ways to Wealth Offers Objective Financial Advice

With so much financial management and investment advice available online, R.J... read more »

Mike Senecal 10/9/2023
TransUnion Incident Response Solutions Protect Businesses and Restore Consumer Confidence

TransUnion Incident Response Solutions Protect Businesses

TransUnion has a 50-year legacy as a credit reporting agency, but its positive... read more »

Mike Senecal 10/4/2023
NRS Point-of-Sale and Card Processing Solutions Help Independent Stores Compete Against Chains

NRS Helps Independent Stores Compete Against Chains

Independent brick-and-mortar stores in the US generate jobs and opportunities and... read more »

Mike Senecal 9/28/2023
10 Best Personal Finance Blogs for Families in 2023

10 Best Personal Finance Blogs for Families in 2023

One of the biggest challenges for modern families is to get everybody on the same... read more »

Mike Senecal 9/27/2023
Veterans for Peace: Card Donations Support Anti-War Advocacy and Social Justice Work in 140 Chapters

Veterans for Peace: Donations Support Anti-War Advocacy

Since 1985, Veterans for Peace has stood at the forefront of antiwar advocacy... read more »

Mike Senecal 9/26/2023
Kennesaw State University’s Fintech Master’s Program Fuels Georgia’s Thriving Financial Industry

Kennesaw State Fuels Georgia's Thriving Fintech Industry

The state of Georgia in the southern US has rapidly become home to about 70% of the... read more »

Mike Senecal 9/21/2023