The Ultimate Guide to Credit Cards
Friday, March 21, 2025

Mike Senecal

Staff Writer
Mike Senecal

About The Author

Mike Senecal draws on more than 20 years of editorial experience to update CardRates.com readers on industry trends, business news, and best practices in budgeting and credit use. Mike has worked in academic and trade publishing, including roles as managing editor and technical editor at the University of Florida and as contributor to finance industry publications, including Surety Bond Quarterly and Independent Agent, among others. Mike holds bachelor’s and master’s degrees from the University of South Carolina.

Latest Posts

186 posts written/edited to date
Mission-Driven Financial Coaching for the Unique Challenges of Military Households

Financial Coaching for Military Households

By: Mike Senecal 1/28/2025

Most military households shuttle from one deployment to the other with little opportunity to take stock... Read More »

How Taxpayers Subsidize Charitable Giving That Funds Climate Change Disinformation and Inaction

How Taxpayers Subsidize Climate Change Inaction

By: Mike Senecal 1/13/2025

Every law has unintended consequences, and new research from the Institute for Policy Studies... Read More »

As Gen Zers Grow Their Wealth, Banks Are Competing to Understand Their Credit-Building Needs

New Research Explores Gen Z's Credit Competency

By: Mike Senecal 12/19/2024

As more members of the Gen Z cohort, born between 1997 and 2012, strive to make their way in the world... Read More »

How Pending State Legislation on Interchange Fees Threatens Digital Payments Nationwide

Pending State Legislation Threatens Digital Payments

By: Mike Senecal 12/18/2024

Merchant-acquiring banks pay interchange fees to credit card issuers to fund payment network operations... Read More »

An Expense and Fuel Risk Management Platform That Puts Fleet Owners and Managers in Control

Proactive Expense and Fuel Risk Management for Fleets

By: Mike Senecal 12/18/2024

Fleet logistics optimization often takes a back seat to the constant pressures of competition. The result... Read More »

New Research From Fidelity Investments Reveals More Americans Prioritize Discussing Family Finances

New Research From Fidelity Highlights Family Finances

By: Mike Senecal 12/13/2024

Just-released research from Fidelity Investments finds more American families engaging in substantive... Read More »

New to the Crypto Space? Store and Manage Your Coins Offline in a Beginner-Friendly Hardware Wallet

A Beginner-Friendly Hardware Wallet to Manage Your Crypto

By: Mike Senecal 12/12/2024

BitBox is old news in crypto — and that’s a good thing. The first version of its elegantly simple... Read More »

Time Tracking and Productivity Monitoring Software to Help Businesses Embrace the Global Workforce

Software to Help Businesses Embrace the Global Workforce

By: Mike Senecal 12/12/2024

A growing number of companies in a range of business categories see the advantages of a distributed... Read More »

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