The Ultimate Guide to Credit Cards
Wednesday, July 17, 2024
Jon McDonald
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About The Author

Jon leverages 15-plus years of journalism expertise to inform financial consumers about emerging trends and companies making an impact in the industry. He is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

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Latest Posts

84 posts written/edited to date
Study Reveals the Extent to Which Americans Turn to Alcohol When Making Big Financial Decisions 

Study: Many Turn to Alcohol When Making Big Financial Decisions

Navigating significant financial decisions such as buying a home, consolidating... read more »

Jon McDonald 6/28/2024
The Salary You’ll Need to Pay the Mortgage On Famous TV and Movie Homes

The Salary You'll Need to Afford Famous TV & Movie Homes

In the entertainment world, iconic TV and movie homes have earned cult followings... read more »

Jon McDonald 6/26/2024
Breaking the 30% Rule: The Real Cost of Housing for Millennials and Gen Z

The Real Cost of Housing for Millennials and Gen Z

A general rule of thumb is that we should spend around 30% of our monthly wage on... read more »

Jon McDonald 6/26/2024
Survey of American Child Care Costs: Perception vs. Reality

American Child Care Costs: Perception vs. Reality

The financial realities of child care can often catch parents off guard in the... read more »

Jon McDonald 6/25/2024
How Does the Wage Gap Affect Women’s Ability to Make Major Life Purchases?

How the Wage Gap Affects Women’s Purchasing Ability

Research shows that the gender pay gap hasn’t changed much over the last two... read more »

Jon McDonald 6/12/2024
Survey Reveals Most Desired Locations to Redeem Credit Card Rewards for Luxury Escapes

Study: The Most Desired Locations to Redeem Rewards

In a world where travel and luxury are increasingly accessible, credit card holders... read more »

Jon McDonald 6/6/2024
Buy Now, Pay Later: More than 1 in 4 Americans Currently Using BNPL Services

1 in 4 Americans Currently Using BNPL Services

The growing popularity of Buy Now, Pay Later (BNPL) services has revolutionized... read more »

Jon McDonald 5/21/2024
99% of Consumers Rely on Online Reviews Before Making Purchases

99% of Consumers Read Online Reviews Before Purchasing

As an online consumer, purchasing a product with so many similar options available... read more »

Jon McDonald 5/2/2024
7 in 10 Americans Believe the U.S. Is Becoming a Cashless Society

7 in 10 Believe America Is Becoming a Cashless Society

Cash is king, as the age-old adage proclaims. Nothing beats cash in hand when it... read more »

Jon McDonald 5/1/2024
54% of Americans Would Trade Digital Privacy for a Debt-Free Life

54% Would Trade Digital Privacy for a Debt-Free Life

In an era where Americans face unprecedented credit card debt of $1.13 trillion... read more »

Jon McDonald 4/30/2024
76% of Americans Are Concerned with Running Up Credit Card Debt This Year

Survey: 76% of Americans Are Uneasy About Credit Card Debt

Americans have accumulated record debt on their credit cards, as credit card... read more »

Jon McDonald 4/30/2024
Survey: Americans Underestimate Their Credit Scores by 35 Points on Average 

Consumers Underestimate Credit Scores by 35 Points

A recent survey conducted by has lifted the curtain on a stark... read more »

Jon McDonald 3/29/2024
About 20% of Americans Trust ChatGPT to Review Their Income Taxes

1 in 5 Americans Trust ChatGPT to Review Their Taxes

Generative AI tools such as ChatGPT have created another means of obtaining... read more »

Jon McDonald 3/21/2024
27% of Americans Plan to Open a New Credit Card This Year & Most Want Cash Back

27% of Americans Plan to Open a New Credit Card in 2024

Nearly 600 million credit card accounts recorded in the US as 2023 closed, and the... read more »

Jon McDonald 2/15/2024
Grain Links Debit to Credit Lines and Monitors Spending to Help Users Build a Positive Credit History

Grain: Virtual Credit Cards Based on Spending Patterns

When consumers start their credit journey from scratch or need to rebuild after a... read more »

Jon McDonald 2/28/2023
How Nova Credit Leverages First-Party Data to Solve the Problem of Financial Exclusion

Nova Credit Enables More Inclusive Credit Risk Analysis

Consumers with access to reasonably priced credit have more opportunities for... read more »

Jon McDonald 9/13/2022
Intrepid Eagle Finance Provides Fee-Only Financial Planning with a Focus on Christian Families

Intrepid Eagle Finance: Faith, Family & Financial Planning

Financial advisors tend to focus on investment planning and wealth acquisition with... read more »

Jon McDonald 8/10/2022
4 Pillars Offers Debt and Credit Education to Help Consumers Rebuild Their Financial Lives

4 Pillars: Consumer-Focused Debt and Credit Education

4 Pillars has provided solutions to Canadians to find the best solution to deal... read more »

Jon McDonald 7/5/2022
Contour’s Decentralized Network Streamlines Global Trade Finance by Digitizing Letters of Credit

Contour Makes International Trade Efficient and Accessible

The $18 trillion-plus global trade market is one of the last holdouts to digital... read more »

Jon McDonald 6/2/2022
Clearco Offers Equity-Free eCommerce Financing Solutions with Repayment Terms Based on Sales

Clearco: eCommerce Financing Based on Revenue Sharing

eCommerce businesses traditionally seek capital from equity investors, but founders... read more »

Jon McDonald 5/5/2022