The Ultimate Guide to Credit Cards
Wednesday, July 8, 2026

Jon McDonald

Managing Editor
Jon McDonald

About The Author

Jon leverages 15-plus years of journalism expertise to inform financial consumers about emerging trends and companies making an impact in the industry. He is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

Latest Posts

Worked On 311 Articles To Date
An Expert Review of the Capital One Spark Cash Select Credit Card: A Powerful Tool for Entrepreneurs

Capital One Spark Cash Select Credit Card Review

By: Erica Sandberg 7/8/2026

It’s the end of the day, and I’m frazzled. I’ve rushed to and from meetings, picked up the tab for a... Read More »

Capital One Savor Cash Rewards for Good Credit Review: Should You Apply?

Capital One Savor Cash Rewards for Good Credit Review

By: Erica Sandberg 7/7/2026

I recently had lunch at a nothing-fancy San Francisco restaurant. My final cost for a French dip with... Read More »

5 Reasons Why Your Credit Card Interest Rate Changes from Month to Month

5 Reasons Why Your Credit Card Interest Rate Changes Monthly

By: Erica Sandberg 7/1/2026

If you’re like me, you want certain things to be predictable, from flight departure times to the weather... Read More »

What Triggers a Credit Limit Decrease on Your Credit Card? 7 Reasons Issuers Make the Move

What Triggers a Credit Limit Decrease on Your Credit Card?

By: Gerri Detweiler 6/30/2026

You go to make a purchase with your credit card and discover the credit limit you were counting on is... Read More »

My Take On the Capital One Savor Cash Rewards Credit Card: A Great Choice for Foodies & Entertainment Lovers

Capital One Savor Cash Rewards Credit Card Review

By: Erica Sandberg 6/25/2026

It seems like so many things I enjoy, from meeting friends for drinks and dinner to traveling to near and... Read More »

Capital One Quicksilver Cash Rewards for Good Credit Review: A Just-Right Card If You’re in the Credit Middle

Capital One Quicksilver Cash Rewards for Good Credit Review

By: Erica Sandberg 6/24/2026

Having covered the wild world of credit products for many (many) years, one thing has always troubled me... Read More »

Why Credit Card Payments Sometimes Get Applied Incorrectly (And What You Can Do)

Why Credit Card Payments Get Applied Incorrectly

By: Gerri Detweiler 6/4/2026

Paying your credit card should be straightforward — and it often is — but when things go wrong, you can... Read More »

My Capital One Quicksilver Secured Cash Rewards Credit Card Review: Build Credit While Earning Cash Back

Capital One Quicksilver Secured Cash Rewards Credit Card Review

By: Laura Gariepy 6/2/2026

If you’ve got poor credit and someone asks you Capital One’s popular catchphrase, “What’s in your... Read More »

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