The Ultimate Guide to Credit Cards
Saturday, August 22, 2026

Jon McDonald

Managing Editor
Jon McDonald

About The Author

Jon leverages 15-plus years of journalism expertise to inform financial consumers about emerging trends and companies making an impact in the industry. He is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

Latest Posts

Worked On 314 Articles To Date
What Happens If You Don’t Use Your Credit Card? 3 Ways It Can Impact Your Finances

What Happens When You Don't Use Your Credit Card?

By: Gerri Detweiler 8/4/2026

If you don’t use a credit card, you may lose it. It’s a lesson I learned firsthand recently when one of... Read More »

An Honest Review of the Capital One VentureOne Rewards Credit Card: A Travel Card that Gives Without Taking

Capital One VentureOne Rewards Credit Card Review

By: Erica Sandberg 7/13/2026

At the grocery store, you’ll often find me staring at the broad selection of my favorite ingredient —... Read More »

Capital One VentureOne Rewards for Good Credit Review: Travel Perks Without a Premium Price

Capital One VentureOne Rewards for Good Credit Review

By: Erica Sandberg 7/9/2026

Okay, I admit it. As much as I adore moving around the planet, I’m also kind of cheap. If I can get a... Read More »

An Expert Review of the Capital One Spark Cash Select Credit Card: A Powerful Tool for Entrepreneurs

Capital One Spark Cash Select Credit Card Review

By: Erica Sandberg 7/8/2026

It’s the end of the day, and I’m frazzled. I’ve rushed to and from meetings, picked up the tab for a... Read More »

Capital One Savor Cash Rewards for Good Credit Review: Should You Apply?

Capital One Savor Cash Rewards for Good Credit Review

By: Erica Sandberg 7/7/2026

I recently had lunch at a nothing-fancy San Francisco restaurant. My final cost for a French dip with... Read More »

5 Reasons Why Your Credit Card Interest Rate Changes from Month to Month

5 Reasons Why Your Credit Card Interest Rate Changes Monthly

By: Erica Sandberg 7/1/2026

If you’re like me, you want certain things to be predictable, from flight departure times to the weather... Read More »

What Triggers a Credit Limit Decrease on Your Credit Card? 7 Reasons Issuers Make the Move

What Triggers a Credit Limit Decrease on Your Credit Card?

By: Gerri Detweiler 6/30/2026

You go to make a purchase with your credit card and discover the credit limit you were counting on is... Read More »

My Take On the Capital One Savor Cash Rewards Credit Card: A Great Choice for Foodies & Entertainment Lovers

Capital One Savor Cash Rewards Credit Card Review

By: Erica Sandberg 6/25/2026

It seems like so many things I enjoy, from meeting friends for drinks and dinner to traveling to near and... Read More »

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