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Monday, June 5, 2023

Bank of America® Unlimited Cash Rewards credit card for Students Review

"Students have enough to worry about and keep track of. That's why this card is great to use for everyday purchases when you don't want to remember rotating or tiered rewards categories."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Unlimited Cash Rewards credit card for Students Review

at Bank Of America'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire.
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.99% - 27.99% Variable APR will apply. A 3% fee applies to all balance transfers.
  • When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 18 billing cycles for purchases
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
17.99% - 27.99% Variable APR on purchases and balance transfers
$0
Excellent/Good

Additional Disclosure: Bank of America is a CardRates advertiser.

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #12 out of 21)
★★★★★
4.6
0% Intro APR
(Ranked #7 out of 30)
★★★★★
4.7
Best Overall
(Ranked #78 out of 149)
★★★★★
4.5
Cash Back
(Ranked #36 out of 51)
★★★★★
4.5
Student
(Ranked #9 out of 10)
★★★★★
4.6

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Bank of America® Unlimited Cash Rewards credit card for Students

Be sure to visit the official website for Bank of America® Unlimited Cash Rewards credit card for Students to learn complete details about its features and terms. If you’re not quite sure if Bank of America® Unlimited Cash Rewards credit card for Students is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Bank of America® Unlimited Cash Rewards credit card for Students offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.