Are you considering the Bank of America® Unlimited Cash Rewards credit card for Students? Before you apply for the card, you'll want to learn some key facts about the offer and how it compares to others on the market.
In reviewing the card, our staff rated it a 4.5 out of 5.0.
Students have enough to worry about and keep track of. That's why this card is great to use for everyday purchases when you don't want to remember rotating or tiered rewards categories.
Here's a rundown of the key features, rates, and terms of the Bank of America® Unlimited Cash Rewards credit card for Students:
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BEST OVERALL RATING
★★★★★
4.5
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
- Earn unlimited 1.5% cash back on all purchases.
- No annual fee.
- No limit to the amount of cash back you can earn and cash rewards don't expire.
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee applies to all balance transfers.
- When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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0% Intro APR for 15 billing cycles for purchases
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0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
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18.24% - 28.24% Variable APR on purchases and balance transfers
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$0
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Excellent/Good
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Additional Disclosure: Bank of America is a CardRates advertiser.
There's certainly a lot to like about the Bank of America® Unlimited Cash Rewards credit card for Students. Let's dive deeper into the card's rates and fees, as they could make or break whether owning the Bank of America® Unlimited Cash Rewards credit card for Students is right for you.
According to the issuer, the Bank of America® Unlimited Cash Rewards credit card for Students currently charges the following interest rates on purchases and balance transfers:
- Purchase Intro: 0% Intro APR for 15 billing cycles for purchases
- Balance Transfer Intro: 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
- Regular APR: 18.24% - 28.24% Variable APR on purchases and balance transfers
Here's the annual fee for the Bank of America® Unlimited Cash Rewards credit card for Students as listed by the issuer:
See site for details »
According to the issuer, the current general credit history requirement for the Bank of America® Unlimited Cash Rewards credit card for Students is:
- Credit Level: Excellent/Good
If you feel you have the credit needed for approval and you're ready to apply, you can do so online on the issuer's secure website.
Keep in mind that rates and features may change, so if you like what the Bank of America® Unlimited Cash Rewards credit card for Students is offering today, you may want to apply now to lock it in current terms before it's too late.
Below are all the ratings our team gives the Bank of America® Unlimited Cash Rewards credit card for Students, along with the card's ranking within each category. To see how it compares to other cards, simply click on the category name:
All told, our team's review of the Bank of America® Unlimited Cash Rewards credit card for Students resulted in a rating of 4.5 out of 5.0, as the card features many pros and cons for a potential cardholder to consider. Ultimately, it's up to you to determine if the card's benefits outweigh its possible drawbacks.
If you're ready to apply for the Bank of America® Unlimited Cash Rewards credit card for Students, here is the link the issuer's official application:
Are you ready to apply for the Bank of America® Unlimited Cash Rewards credit card for Students offer? Be sure to read up on all of its terms and details first, then apply via the provider’s secure website:
If you’d like to keep researching, you may want to try one of our popular guides to the top offers available. We break down a variety of offers, including many similar to Bank of America® Unlimited Cash Rewards credit card for Students:
Whether you decide on Bank of America® Unlimited Cash Rewards credit card for Students or another option, be sure to make all your payments on time and keep your balance below the credit limit.
Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.
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