The Ultimate Guide to Credit Cards
Saturday, March 6, 2021

Discover it® Student chrome

► 2021 Review, Application & Rates

"This card is an excellent deal for students looking for excellent interest rates, no fees, and cash-back rewards. The free credit score tracking is a great feature for students as well."
- Toby Sembower,
Advertiser Disclosure
Discover it® Student chrome Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

4.0/5.0
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends' recommendations.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 6 months
10.99% for 6 months
12.99% - 21.99% Variable APR
$0
Fair/New to Credit

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #33 out of 37)
★★★★
4.0
Best Overall
(Ranked #90 out of 136)
★★★★
4.0
Cash Back
(Ranked #30 out of 39)
★★★★
4.3
Fair Credit
(Ranked #12 out of 20)
★★★★
4.4
Gas Rebate
(Ranked #25 out of 32)
★★★★
4.3
No/Limited Credit
(Ranked #4 out of 28)
★★★★★
4.6
Student
(Ranked #3 out of 8)
★★★★★
4.6

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The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.