The Ultimate Guide to Credit Cards
Thursday, December 8, 2022

Discover it® Student chrome

► 2022 Review, Application & Rates

"This card is an excellent deal for students looking for excellent interest rates, no fees, and cash-back rewards. The free credit score tracking is a great feature for students as well."
- Toby Sembower,
Advertiser Disclosure
Discover it® Student chrome Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★

4.0

OVERALL RATING

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • No credit score required to apply.
  • Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 16.74% - 25.74% applies.
  • Click "Apply Now" to see terms and conditions.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 6 months
10.99% Intro APR for 6 months
16.74% - 25.74% Variable APR
$0
Fair/New to Credit

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Intro APR
(Ranked #26 out of 31)
★★★★
4.0
Best Overall
★★★★
4.0
Cash Back
(Ranked #42 out of 53)
★★★★
4.3
Fair Credit
(Ranked #17 out of 28)
★★★★
4.4
Gas Rebate
(Ranked #26 out of 29)
★★★★
4.3
Low APR
(Ranked #24 out of 41)
★★★★★
4.5
No/Limited Credit
(Ranked #6 out of 37)
★★★★★
4.6
Student
(Ranked #7 out of 10)
★★★★★
4.5

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.