Discover it® Student Cash Back

► 2018 Review, Application & Rates

Toby Sembower
"The lack of fees, combined with great perks like cash back and free credit score tracking, make this credit card a solid deal for college students."
- ,
Discover it® Student Cash Back Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.74% - 23.74%.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 6 months
10.99% for 6 months
14.74% - 23.74% Variable
$0
Fair

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
★★★★
4.0
Best Overall
★★★★★
4.5
Cash Back
★★★★
4.4
Fair Credit
★★★★
4.4
Low APR
★★★★
4.0
No/Limited Credit
(Ranked #2 out of 12)
★★★★★
4.7
Student
(Ranked #1 out of 4)
★★★★★
4.9
Toby Sembower