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Saturday, September 19, 2020

Bank of America® Cash Rewards Credit Card for Students

► 2020 Review, Application & Rates

"The Bank of America® Cash Rewards Credit Card for Students is a solid rewards card that lets students choose their top-earning cash back category each quarter."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Cash Rewards Credit Card for Students Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.5

OVERALL RATING

4.5/5.0
  • 3% cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings Learn more
  • 2% cash back at grocery stores and wholesale clubs, 1% cash back on all other purchases
  • You’ll earn 3% and 2% cash back on the first $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%
  • Earn a $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • 0% introductory APR on new purchases and balance transfers for 12 billing cycles (3% balance transfer fee applies)
  • $0 annual fee
 
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 12 billing cycles
0% for 12 billing cycles
13.99% - 23.99%
$0
None/Limited

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #11 out of 15)
★★★★★
4.6
0% Intro APR
(Ranked #14 out of 27)
★★★★★
4.6
Best Overall
(Ranked #37 out of 100)
★★★★★
4.5
Cash Back
(Ranked #19 out of 28)
★★★★
4.4
Low APR
(Ranked #9 out of 34)
★★★★★
4.6
No/Limited Credit
(Ranked #12 out of 25)
★★★★★
4.6
Student
(Ranked #2 out of 5)
★★★★★
4.8

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