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Wednesday, July 1, 2026

Capital One Quicksilver Student Cash Rewards Credit Card

Jon McDonald

By: Jon McDonald

Jon McDonald

Jon McDonald, Managing Editor

Jon McDonald brings more than 15 years of journalism expertise to CardRates.com. Informing financial consumers about emerging trends and companies making an impact in the industry, Jon is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use; he strives to bring that experience to readers worldwide. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

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Lillian Guevara-Castro, Senior Editor

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Reviewer: Ashley Fricker

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Ashley Fricker, Senior Editor

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Are you considering applying for the Capital One Quicksilver Student Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

You can earn unlimited cash rewards on every purchase you make with this student offering from Capital One. It's a great choice for anyone attending school looking to build their credit rating.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Capital One Quicksilver Student Cash Rewards Credit Card

Capital One Quicksilver Student Cash Rewards Credit Card Review

at Capital One®'ssecure website

Our Review »
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: For a limited-time, earn $100 when you spend $300 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Top rated mobile app
Show MoreShow Less Go to official site and application »
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 18.49% - 28.49% (Variable)
Annual Fee $0
Credit Needed Average, Fair, Limited
See Rates & Fees »

Interest Rate & Annual Fee

According to the issuer, the Capital One Quicksilver Student Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 18.49% - 28.49% (Variable)

The following is the current annual fee for the Capital One Quicksilver Student Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One Quicksilver Student Cash Rewards Credit Card is:

  • Credit Level: Average, Fair, Limited

Our Ratings by Category

Best Overall
(Ranked #51 out of 139)
★★★★★
4.6
Cash Back
(Ranked #26 out of 44)
★★★★★
4.6
Fair Credit
(Ranked #9 out of 17)
★★★★★
4.7
No Credit
(Ranked #4 out of 27)
★★★★★
4.7
Student
(Ranked #2 out of 9)
★★★★★
4.7

About the Author

Jon McDonald

Jon McDonald

Managing Editor

Jon McDonald brings more than 15 years of journalism expertise to CardRates.com. Informing financial consumers about emerging trends and companies making an impact in the industry, Jon is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use; he strives to bring that experience to readers worldwide. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.

View Jon's Full Profile »