The Ultimate Guide to Credit Cards™
Tuesday, September 29, 2026

Capital One Quicksilver Student Cash Rewards Credit Card

Jon McDonald

By: Jon McDonald

Editor: Lillian Guevara-Castro

Reviewer: Ashley Fricker

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

Are you considering applying for the Capital One Quicksilver Student Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

You can earn unlimited cash rewards on every purchase you make with this student offering from Capital One. It's a great choice for anyone attending school looking to build their credit rating.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • Top rated mobile app
Intro (Purchases) N/A
Intro (Transfers) N/A
Regular APR 18.49% - 28.49% (Variable)
Annual Fee $0
Credit Needed Average, Fair, Limited

Interest Rate & Annual Fee

According to the issuer, the Capital One Quicksilver Student Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: N/A
  • Balance Transfer Intro: N/A
  • Regular APR: 18.49% - 28.49% (Variable)

The following is the current annual fee for the Capital One Quicksilver Student Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

The current general credit requirement for the Capital One Quicksilver Student Cash Rewards Credit Card is:

  • Credit Level: Average, Fair, Limited

Our Ratings by Category

(Ranked #57 out of 136)
★★★★★
4.6
(Ranked #25 out of 44)
★★★★★
4.6
(Ranked #10 out of 18)
★★★★★
4.7
(Ranked #3 out of 24)
★★★★★
4.7
(Ranked #2 out of 9)
★★★★★
4.7

About the Author

Jon McDonald brings more than 15 years of journalism expertise to CardRates.com. Informing financial consumers about emerging trends and companies making an impact in the industry, Jon is most knowledgeable in the areas of budgeting, credit card rewards, and responsible credit use; he strives to bring that experience to readers worldwide. Jon has a passion for writing and editing, and his articles have appeared in publications produced by The New York Times.