The Ultimate Guide to Credit Cards
Monday, October 18, 2021

Financing Business Using Credit Cards (18 Expert Picks)

Business Credit Cards

credit card advice

Ashley Dull
By: Ashley Dull
Updated: September 16, 2020
Advertiser Disclosure

Using business credit cards to finance a small- to medium-sized enterprise can be a great idea for someone who understands how to do it properly and meets these criteria:

  • doesn’t need more than $50,000
  • cannot secure a traditional business loan
  • doesn’t have the necessary collateral for an SBA loan
  • wants to take advantage of the rewards a credit card can offer

There are many advantages to using a credit card over a bank loan. There are risks as well. But any way a large sum of money is borrowed has its own pros and cons. Depending on your situation, business and personal goals, and qualifications, a business credit card may be a good funding option for you. We’ve identified 19 credit cards that are suitable for any entrepreneur looking to get a card to finance their business. Read on for some of our top picks for credit cards for financing an existing business, business credit card alternatives, cash-back credit cards, and cards for fair credit — or use the links below to jump ahead to the category you’re interested in.

Advertiser Disclosure is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation from many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across the site (including, for example, the order in which they appear). does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.