Chase Freedom Unlimited®

► 2019 Review, Application & Rates

Toby Sembower
"The unlimited 1.5% cash back on purchases makes this card very attractive, as do its market-leading intro rates on purchases and transfers. Altogether, one of the best cards on the market."
- Toby Sembower,

BEST OVERALL RATING

★★★★★

5.0

OVERALL RATING

5.0/5.0
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit Journey℠
  • No annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
0% Intro APR on Balance Transfers 15 months
17.24% - 25.99% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #2 out of 8)
★★★★★
4.8
0% Intro APR
(Ranked #1 out of 19)
★★★★★
4.9
Best Overall
(Ranked #2 out of 63)
★★★★★
5.0
Cash Back
(Ranked #1 out of 26)
★★★★★
5.0
Excellent Credit
(Ranked #2 out of 25)
★★★★★
5.0
Gas Rebate
(Ranked #2 out of 21)
★★★★★
5.0
Good Credit
(Ranked #2 out of 25)
★★★★★
5.0
Low APR
(Ranked #13 out of 28)
★★★★
4.4
Toby Sembower