The Ultimate Guide to Credit Cards
Thursday, September 24, 2020

Chase Freedom Unlimited®

► 2020 Review, Application & Rates

"The unlimited 1.5% cash back on purchases makes this card very attractive, as do its market-leading intro rates on purchases and lack of annual fee. Altogether, one of the best cards on the market."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

5.0

OVERALL RATING

5.0/5.0
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
N/A
14.99% - 23.74% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #1 out of 30)
★★★★★
4.9
Best Overall
(Ranked #1 out of 104)
★★★★★
5.0
Cash Back
(Ranked #1 out of 30)
★★★★★
5.0
Excellent Credit
(Ranked #1 out of 37)
★★★★★
5.0
Gas Rebate
(Ranked #1 out of 22)
★★★★★
5.0
Good Credit
(Ranked #1 out of 47)
★★★★★
5.0
Low APR
(Ranked #15 out of 34)
★★★★
4.4

Advertiser Disclosure

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