The Ultimate Guide to Credit Cards
Wednesday, April 1, 2020

Chase Freedom Unlimited®

► 2020 Review, Application & Rates

"The unlimited 1.5% cash back on purchases makes this card very attractive, as do its market-leading intro rates on purchases and transfers. Altogether, one of the best cards on the market."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

5.0

OVERALL RATING

5.0/5.0
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49 - 25.24%.
  • 3% intro balance transfer fee when you transfer a balance during the first 60 days your account is open, with a minimum of $5
  • No annual fee
  • Chase is not an affiliate partner with CardRates and does not review editorial content on our site
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
0% Intro APR on Balance Transfers 15 months
16.49% - 25.24% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Balance Transfer
(Ranked #1 out of 5)
★★★★★
4.8
0% Intro APR
(Ranked #1 out of 11)
★★★★★
4.9
Best Overall
(Ranked #1 out of 40)
★★★★★
5.0
Cash Back
(Ranked #1 out of 14)
★★★★★
5.0
Excellent Credit
(Ranked #1 out of 17)
★★★★★
5.0
Gas Rebate
(Ranked #1 out of 9)
★★★★★
5.0
Good Credit
(Ranked #1 out of 14)
★★★★★
5.0
Low APR
(Ranked #6 out of 15)
★★★★
4.4