The Ultimate Guide to Credit Cards
Thursday, July 9, 2020

Chase Freedom Unlimited®

► 2020 Review, Application & Rates

"The unlimited 1.5% cash back on purchases makes this card very attractive, as do its market-leading intro rates on purchases and lack of annual fee. Altogether, one of the best cards on the market."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

5.0

OVERALL RATING

5.0/5.0
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No annual fee
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% 15 Months
N/A
14.99%–23.74% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #1 out of 13)
★★★★★
4.9
Best Overall
(Ranked #1 out of 44)
★★★★★
5.0
Cash Back
(Ranked #1 out of 13)
★★★★★
5.0
Excellent Credit
(Ranked #1 out of 15)
★★★★★
5.0
Gas Rebate
(Ranked #1 out of 11)
★★★★★
5.0
Good Credit
(Ranked #1 out of 16)
★★★★★
5.0
Low APR
(Ranked #7 out of 22)
★★★★
4.4

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.