The Ultimate Guide to Credit Cards
Sunday, May 9, 2021

Chase Freedom Unlimited®

► 2021 Review, Application & Rates

"The unlimited 1.5% cash back on purchases makes this card very attractive, as do its market-leading intro rates on purchases and lack of annual fee. Altogether, one of the best cards on the market."
- Toby Sembower,
Advertiser Disclosure

BEST OVERALL RATING

★★★★★

4.8

OVERALL RATING

4.8/5.0
  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn unlimited 1.5% cash back on all other purchases.
  • Earn 5% on travel purchased through Chase, 3% on dining at restaurants and drugstores, and 1.5% on all other purchases.
  • No annual fee.
  • 0% Intro APR for 15 months from account opening on purchases, then a variable APR of 14.99 - 23.74%.
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR on Purchases 15 months
N/A
14.99% - 23.74% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #1 out of 32)
★★★★★
4.8
Cash Back
(Ranked #4 out of 38)
★★★★★
4.7
Excellent Credit
(Ranked #3 out of 59)
★★★★★
4.8
Gas Rebate
(Ranked #8 out of 31)
★★★★★
4.7
Good Credit
(Ranked #3 out of 60)
★★★★★
4.8
Low APR
(Ranked #22 out of 42)
★★★★
4.4

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.