The Ultimate Guide to Credit Cards
Sunday, June 4, 2023

Capital One Platinum Credit Card

"This card is designed for applicants with an imperfect credit history and, as such, features higher-than-usual interest rates. Still a solid card for applicants who might not get approved elsewhere."
- Toby Sembower,
Advertiser Disclosure
Capital One Platinum Credit Card Review

at Capital One®'ssecure website





  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
29.99% (Variable)
Average, Fair, Limited

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #61 out of 149)
Fair Credit
(Ranked #1 out of 21)
No/Limited Credit
(Ranked #1 out of 32)

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Alternatives to Capital One Platinum Credit Card

Be sure to visit the official website for Capital One Platinum Credit Card to learn complete details about its features and terms. If you’re not quite sure if Capital One Platinum Credit Card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Capital One Platinum Credit Card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.