The Ultimate Guide to Credit Cards
Sunday, January 29, 2023

Capital One Platinum Credit Card

► Terms, Details & Application

"This card is designed for applicants with an imperfect credit history and, as such, features higher-than-usual interest rates. Still a solid card for applicants who might not get approved elsewhere."
- Toby Sembower,
Advertiser Disclosure
Capital One Platinum Credit Card Review

at Capital One®'ssecure website





  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
29.74% (Variable)
Average, Fair, Limited

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
Fair Credit
(Ranked #1 out of 26)
No/Limited Credit
(Ranked #1 out of 30)

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