The Ultimate Guide to Credit Cards
Monday, June 16, 2025

Lillian Guevara-Castro

Senior Editor
Lillian Guevara-Castro

About The Author

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.

Latest Posts

1,376 posts written/edited to date
PNC Bank Expands Payments Ecosystem With Mobile Card Acceptance Solution for Micro Merchants

PNC Unveils Mobile Card Solution for Micro Merchants

By: Andrew Allen 6/12/2025

PNC Bank has announced the launch of a new payments solution that empowers micro merchants to accept... Read More »

April’s 7% Jump in Revolving Credit Highlights Cards’ Role as Consumer Safety Net

April's 7% Revolving Credit Jump Points to Card Reliance

By: Andrew Allen 6/11/2025

Consumer revolving credit, which includes credit cards, grew at an annual rate of 7% in April — the... Read More »

OnePay, Synchrony Launch of New Walmart-Backed Card Program Poses Challenge to Traditional Issuers

Walmart-Backed Cards May Challenge Traditional Issuers

By: Andrew Allen 6/11/2025

Financial services company Synchrony and OnePay, a consumer fintech, plan to launch a new credit card... Read More »

Opinion: Americans are Facing Financial Struggles Alone — Here’s How Banks Can Step Up

Opinion: Here’s How Banks Can Step Up for Consumers

By: Erica Sandberg 6/10/2025

Retail financial institutions are in an interesting position right now. People across the country are... Read More »

Twice as Many Consumers Support the Capital One–Discover Merger Than Oppose It

Twice as Many Consumers Support the Capital One–Discover Merger Than Oppose It

By: Lynn Cadet 6/10/2025

Capital One finalized its long-awaited $35.3 billion acquisition of Discover on May 18, 2025, and now... Read More »

Capital One Changes Airport Lounge Access as Industry Turns Toward Spend-Driven Benefits

Capital One Changing Lounge Access for Venture X Cards

By: Andrew Allen 6/9/2025

Capital One Venture X and Venture X Business primary cardholders will no longer be able to bring guests... Read More »

Mastercard and PayPal Simplify Checkout with Tailored Payment Preferences

Mastercard and PayPal Unite to Boost One Credential

By: Andrew Allen 6/9/2025

Mastercard and Paypal are joining forces to help cardholders tailor their payment preferences through a... Read More »

Airline Groups: GENIUS Act Amendment May Erode Credit Card Rewards Ecosystem

Airlines Sound Alarm on Credit Card Amendment

By: Andrew Allen 6/6/2025

The Credit Card Competition Act (CCCA) has drawn criticism from bank and credit union groups, but now... Read More »

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