The Ultimate Guide to Credit Cards
Saturday, June 22, 2024
Lillian Guevara-Castro
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About The Author

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct journalism instructor at the University of Florida. Today, Lillian edits all CardRates content for clarity, accuracy, and reader engagement.

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Latest Posts

1,144 posts written/edited to date
Sequin Debit Card Empowers Women to Build Credit and Help Close the Financial Gender Gap

Sequin Debit Card Empowers Women to Build Credit

Sequin is on a mission to help close the gender gap in finance with its card... read more »

Jon McDonald 3/2/2022
Acuity Digital Lending Support Helps Credit Institutions Streamline Workflows and Improve Service

Acuity Streamlines Lending and Improves Financial Services

Acuity Knowledge Partners aims to help banks and other financial institutions... read more »

Jon McDonald 2/24/2022
Friz Uses Nontraditional Financial Data to Offer Debit Cards, Credit Lines, and Cash Advances to Freelancers

Friz Offers Financial Services for Freelancers

Freelance workers may not have formal business entities, but they market... read more »

Adam West 2/21/2022
The Greater Boston Food Bank Uses Donations to Help Alleviate Food Insecurity

The Greater Boston Food Bank Combats Food Insecurity

Food insecurity can be the root cause of social inequality and unrealized promise... read more »

Adam West 2/17/2022
First Citizens National Bank and Banzai! Partner to Foster a Strong Foundation in Financial Education Among Children

FirstCNB Fosters Financial Education Among Area Youth

Without its community, First Citizens National Bank would not be around today and... read more »

Brandon Rossman 2/15/2022
The Cost of Living Index: Price Comparison Data Helps Workers Understand the Financial Benefits of U.S. Cities

The Cost of Living Index Compares U.S. Price Data

The cost of goods and services can affect people’s quality of life, and prices... read more »

Adam West 2/14/2022
7 Best Same-Day Credit Cards (June 2024)

24 Best Same-Day Credit Cards

With the rise of digital technology, it seems as though everything has gotten... read more »

Ashley Fricker 2/10/2022
University Fancards’ Prepaid Cards Reward College Sports Fans with Experiences and Help Families Control Spending

University Fancards Cards Help Control Spending

Prepaid cards from University Fancards give college sports fans the chance to show... read more »

Brandon Rossman 2/4/2022
SoftPoint POS Simplifies Credit Card Payments for SMBs Without Disrupting Legacy Systems

SoftPoint POS Simplifies Card Payments for SMBs

Many hospitality businesses want to modernize their EMV payment infrastructure... read more »

Adam West 2/3/2022
Atmos Mission-Driven Savings Accounts and Debit Cards Can Help Reduce Carbon Emissions

Atmos Accounts Help Reduce Carbon Emissions

Banks have a responsibility to satisfy customers, and they often play a significant... read more »

Adam West 1/27/2022
9 Best Reloadable Credit Cards (April 2024)

9 Best Reloadable Credit Cards

Credit cards are a convenient and effective way to pay for all sorts of goods or... read more »

Mike Randall 1/26/2022
Card Rewards Donations Help Water Rangers Collect Data and Insights on Water Bodies Around the World

Card Rewards Support Water Rangers’ Data Collection

Water Rangers is a Canadian-based nonprofit that empowers communities to collect... read more »

Adam West 1/24/2022
Clearing The Confusion About Buy Now, Pay Later & Credit Reporting

Clearing the Confusion About BNPL and Credit Reporting

In late 2021, Equifax issued a press release indicating it would be the first of... read more »

John Ulzheimer 1/24/2022
Betterment’s Robo Advisor Helps Investors Build Nest Eggs and Reduce Credit Reliance

Betterment’s Robo Advisor Helps Reduce Credit Reliance

Every long-term financial plan should include investing, but not everyone has the... read more »

Adam West 1/20/2022
Fareportal Delivers a Full Suite of Proven Travel Services, Including Marketplaces and Credit Cards

Fareportal Delivers Travel Services and Credit Cards

Consumers often become overwhelmed with options when booking travel, especially... read more »

Jon McDonald 1/19/2022
How to Use a Prepaid Card Online (April 2024)

How to Use a Prepaid Card Online

Prepaid cards are among the safest and most convenient payment tools on the market... read more »

Erica Sandberg 1/18/2022
How to Get a Business Credit Card (June 2024)

How to Get Approved For a Business Credit Card

Most people are familiar with personal credit cards. But many don’t know that, if... read more »

Marcie Geffner 1/13/2022
Financial Freedom Guru Helps Consumers Leverage Credit Cards and Financial Products to Build Wealth

Financial Freedom Guru Helps Users Leverage Credit Cards

Financial Freedom Guru has easy-to-follow guides to help people at all income... read more »

Adam West 1/12/2022
ANote Music Lets Fans Invest in Music Royalties to Diversify their Portfolios and Reduce Credit Reliance

ANote Music Lets Fans Invest in Music Royalties

Music has become ubiquitous in the investment market thanks to modern streaming... read more »

Adam West 1/11/2022
Edly Offers Attractive Loans for Student Borrowers Through Private Credit and Income-Based Repayment Plans

Edly: Student Loans with Income-Based Payment Plans

Traditional student loan providers in the United States offer funding at a fixed... read more »

Jon McDonald 1/10/2022