The Ultimate Guide to Credit Cards
Monday, October 2, 2023
Lillian Guevara-Castro
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About The Author

Lillian brings more than 30 years of editing and journalism experience. She has written and edited for major news organizations, including The Atlanta Journal-Constitution and the New York Times, and she previously served as an adjunct instructor at the University of Florida. Today, she edits all CardRates content for clarity, accuracy, and reader engagement.

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Latest Posts

1,259 posts written/edited to date
Sequin Debit Card Empowers Women to Build Credit and Help Close the Financial Gender Gap

Sequin Debit Card Empowers Women to Build Credit

Sequin is on a mission to help close the gender gap in finance with its card... read more »

Jon McDonald 3/2/2022
Acuity Digital Lending Support Helps Credit Institutions Streamline Workflows and Improve Service

Acuity Streamlines Lending and Improves Financial Services

Acuity Knowledge Partners aims to help banks and other financial institutions... read more »

Jon McDonald 2/24/2022
Business Credit Card Personal Guarantee: What It Is and Why Banks Require It 

Why Banks Require a Personal Guarantee For Business Cards

One of the first steps you may want to take when starting your own business is to... read more »

Erica Sandberg 2/24/2022
Friz Uses Nontraditional Financial Data to Offer Debit Cards, Credit Lines, and Cash Advances to Freelancers

Friz Offers Financial Services for Freelancers

Freelance workers may not have formal business entities, but they market... read more »

Adam West 2/21/2022
What Is a Schumer Box?

What Is a Schumer Box?

Credit card agreements contain a lot of information that can be challenging for the... read more »

John Ulzheimer 2/17/2022
The Greater Boston Food Bank Uses Donations to Help Alleviate Food Insecurity

The Greater Boston Food Bank Combats Food Insecurity

Food insecurity can be the root cause of social inequality and unrealized promise... read more »

Adam West 2/17/2022
First Citizens National Bank and Banzai! Partner to Foster a Strong Foundation in Financial Education Among Children

FirstCNB Fosters Financial Education Among Area Youth

Without its community, First Citizens National Bank would not be around today and... read more »

Brandon Rossman 2/15/2022
The Cost of Living Index: Price Comparison Data Helps Workers Understand the Financial Benefits of U.S. Cities

The Cost of Living Index Compares U.S. Price Data

The cost of goods and services can affect people’s quality of life, and prices... read more »

Adam West 2/14/2022
7 Easy-to-Get Store Credit Cards for Bad Credit (Oct. 2023)

13 Store Credit Cards for Bad Credit

As someone who has been on both sides of the retail exchange, I know cashiers are... read more »

Brittney Mayer 2/10/2022
7 Best Same-Day Credit Cards (Oct. 2023)

24 Best Same-Day Credit Cards

With the rise of digital technology, it seems as though everything has gotten... read more »

Ashley Fricker 2/10/2022
How to Get a Virtual Credit Card Number (Oct. 2023)

How to Get a Virtual Credit Card Number

While the implementation of chipped EMV credit cards has eliminated a large portion... read more »

Brittney Mayer 2/9/2022
University Fancards’ Prepaid Cards Reward College Sports Fans with Experiences and Help Families Control Spending

University Fancards Cards Help Control Spending

Prepaid cards from University Fancards give college sports fans the chance to show... read more »

Brandon Rossman 2/4/2022
SoftPoint POS Simplifies Credit Card Payments for SMBs Without Disrupting Legacy Systems

SoftPoint POS Simplifies Card Payments for SMBs

Many hospitality businesses want to modernize their EMV payment infrastructure... read more »

Adam West 2/3/2022
9 Best No-Limit, High-Limit Prepaid Debit Cards (Oct. 2023)

9 Best Prepaid Cards With High Spending Limits

With the best no limit/high limit prepaid debit cards, you can create a realistic... read more »

Adam West 2/1/2022
“Do Prepaid Cards Work on Venmo?” (Oct. 2023)

Do Prepaid Cards Work on Venmo?

If you’re a fan of online person-to-person payment apps, you may wonder, “Do... read more »

Eric Bank 1/27/2022
Atmos Mission-Driven Savings Accounts and Debit Cards Can Help Reduce Carbon Emissions

Atmos Accounts Help Reduce Carbon Emissions

Banks have a responsibility to satisfy customers, and they often play a significant... read more »

Adam West 1/27/2022
9 Best Reloadable Credit Cards (Oct. 2023)

9 Best Reloadable Credit Cards

Credit cards are a convenient and effective way to pay for all sorts of goods or... read more »

Mike Randall 1/26/2022
Card Rewards Donations Help Water Rangers Collect Data and Insights on Water Bodies Around the World

Card Rewards Support Water Rangers’ Data Collection

Water Rangers is a Canadian-based nonprofit that empowers communities to collect... read more »

Adam West 1/24/2022
Clearing The Confusion About Buy Now, Pay Later & Credit Reporting

Clearing the Confusion About BNPL and Credit Reporting

In late 2021, Equifax issued a press release indicating it would be the first of... read more »

John Ulzheimer 1/24/2022
Betterment’s Robo Advisor Helps Investors Build Nest Eggs and Reduce Credit Reliance

Betterment’s Robo Advisor Helps Reduce Credit Reliance

Every long-term financial plan should include investing, but not everyone has the... read more »

Adam West 1/20/2022