The Ultimate Guide to Credit Cards
Wednesday, July 1, 2026

Lillian Guevara-Castro

Senior Editor
Lillian Guevara-Castro

About The Author

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.

Latest Posts

Worked On 1,783 Articles To Date
This New Credit Card Gives Users a Shot at 100% Cash Back

This New Card Gives Users a Shot at 100% Cash Back

By: Andrew Allen 6/25/2026

Fintech rewards company Coverd has launched a new credit card that brings gamification to card rewards... Read More »

Wyndham Enters the Premium Card Arena With a 120K-Point Bonus

Wyndham Launches Premium Card With 120K-Point Bonus

By: Lucy Lazarony 6/24/2026

Wyndham Hotels & Resorts is giving its credit card portfolio a makeover. The hotel’s four-card portfolio... Read More »

Income Drives a Growing Split in Credit Card Rewards and Credit Use

Credit Card Users Split by Income on Rewards and Credit

By: Andrew Allen 6/23/2026

Many people in the U.S. may think they have a solid grasp on the benefits of using a credit card. After... Read More »

Airport Lounge Boom Continues With New Opening in Portland

Lounge Boom Continues With New Opening in Portland

By: Lucy Lazarony 6/19/2026

Airport lounges are in demand and Alaska Airlines is opening a new one at Portland International Airport... Read More »

Klarna Expands Retail Footprint With Ulta Beauty Deal

Klarna Expands Retail Footprint With Ulta Beauty

By: Lucy Lazarony 6/18/2026

Beauty product shoppers can now pay over time for their cosmetics and other purchases. Klarna, a major... Read More »

Why So Many Cardholders Become Repeat Fraud Victims

Why So Many Cardholders Become Repeat Fraud Victims

By: Lucy Lazarony 6/17/2026

When it comes to credit card fraud, the numbers are startling. Sixty-one percent of U.S. credit... Read More »

Chase Sapphire Preferred Brings Back 100,000-Point Bonus

Chase Sapphire Preferred Offers 100,000 in Bonus Points

By: Lucy Lazarony 6/16/2026

In addition to refreshing its card benefits, the Chase Sapphire Preferred card is wooing new customers... Read More »

AI Could Soon Choose Your Credit Card for Every Purchase, And It’s Probably Better At It Than You Are

AI May Soon Pick Your Best Credit Card for Each Purchase

By: Adam West 6/16/2026

We’ve all been there. You’re standing in front of a grocery store clerk, thumbing through your wallet... Read More »

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