The Ultimate Guide to Credit Cards
Sunday, March 23, 2025

Lillian Guevara-Castro

Senior Editor
Lillian Guevara-Castro

About The Author

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.

Latest Posts

1,287 posts written/edited to date
Elon Musk’s X Partners with Visa for Payment Services, Drawing Concerns From Capitol Hill

Visa’s Partnership with X Attracts Senate Attention

By: Andrew Allen 3/20/2025

Elon Musk has been in the news quite a bit in 2025. His role in President Donald Trump’s administration... Read More »

Proposed 10% Cap on Credit Card Rates Gains Bipartisan Support in U.S. House

Proposal to Cap Card Interest Rates Gains Steam

By: Andrew Allen 3/18/2025

The American consumer has a problem with credit card debt. Credit card balances grew by $45 billion... Read More »

Opinion: Let’s Respect the Decisions of Merchants Displaying the “Cash Only, Please” Signs

Opinion: Let's Respect the “Cash Only, Please” Signs

By: Erica Sandberg 3/17/2025

Should you run to the ATM before shopping? If you want to help the merchant save money, you might. ... Read More »

What’s On Your Docket? Capital One Wades Through Lawsuits While Pursuing Historic Merger

Capital One Faces Lawsuits Ahead of Historic Merger

By: Andrew Allen 3/14/2025

You’ve probably heard of financial services company Capital One, even if you don’t have one of its credit... Read More »

RTO, DEI, and AI — Oh, My! A Plethora of Changes Impact Bank HR Practices in 2025

A Plethora of Changes Impact Bank HR Practices in 2025

By: Andrew Allen 3/13/2025

Human resources managers at banks have challenging positions. Not only must they ensure that their hiring... Read More »

Proposed Credit Card Competition Act Could Have Major Implications for Industry Stakeholders

The Credit Card Competition Act May Return in 2025

By: Andrew Allen 3/12/2025

The Credit Card Competition Act (CCCA) may be back in front of Congress soon, according to the office of... Read More »

As Buy Now, Pay Later Products Gain Popularity, One Generation Says “No, Thanks”

Baby Boomers Bypass Buy Now, Pay Later Products

By: Andrew Allen 3/11/2025

Buy now, pay later products extend convenience to customers seeking a purchasing tool that allows them to... Read More »

Opinion: Women’s History Month Offers a Chance to Talk About Women, Credit, and Financial Wellness

Opinion: Let's Talk About Women and Credit This Month

By: Bobbi Rebell 3/10/2025

Do you remember the first time you got a credit card? I don’t.  It wasn’t remarkable or memorable in any... Read More »

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