The Ultimate Guide to Credit Cards™
Wednesday, May 31, 2023

Capital One Spark Cash Select for Good Credit

"This card may be ideal for startups that need funding to get their businesses up and running, as it provides 0% financing to help them pay for purchases over time without accruing interest, among other valuable features."
- Toby Sembower,
Advertiser Disclosure
Capital One Spark Cash Select for Good Credit Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

4.7/5.0
  • 0% Intro APR for the first 12 months; 20.74% - 28.74% variable APR after that
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 fraud liability if your card is lost or stolen
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 12 months
N/A
20.74% - 28.74% (Variable)
$0
Good

Interest Rate

This card features the following interest rates on purchases and balance transfers:
  • Purchase Intro: 0% for 12 months
  • Balance Transfer Intro: N/A
  • Regular APR: 20.74% - 28.74% (Variable)
See site for details »

Annual Fee

This card features the following fee to be paid annually by the cardholder:
  • Annual Fee: $0
See site for details »

Credit Needed

This card has the following general credit requirement for approval of new accounts:
  • Credit Level: Good
See site for details »
Go To Application »

Our Ratings By Category

Best Overall
(Ranked #27 out of 151)
★★★★★
4.7
Business
(Ranked #3 out of 25)
★★★★★
4.7
Cash Back
(Ranked #21 out of 53)
★★★★★
4.7
Good Credit
(Ranked #18 out of 59)
★★★★★
4.7

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Capital One Spark Cash Select for Good Credit

Be sure to visit the official website for Capital One Spark Cash Select for Good Credit to learn complete details about its features and terms. If you’re not quite sure if Capital One Spark Cash Select for Good Credit is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Capital One Spark Cash Select for Good Credit offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.