The Ultimate Guide to Credit Cards
Wednesday, May 31, 2023

Capital One Spark Cash Select for Good Credit

"This card may be ideal for startups that need funding to get their businesses up and running, as it provides 0% financing to help them pay for purchases over time without accruing interest, among other valuable features."
- Toby Sembower,
Advertiser Disclosure
Capital One Spark Cash Select for Good Credit Review

at the issuer'ssecure website





  • 0% Intro APR for the first 12 months; 20.74% - 28.74% variable APR after that
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 fraud liability if your card is lost or stolen
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 12 months
20.74% - 28.74% (Variable)

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

Best Overall
(Ranked #27 out of 151)
(Ranked #3 out of 25)
Cash Back
(Ranked #21 out of 53)
Good Credit
(Ranked #18 out of 59)

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Alternatives to Capital One Spark Cash Select for Good Credit

Be sure to visit the official website for Capital One Spark Cash Select for Good Credit to learn complete details about its features and terms. If you’re not quite sure if Capital One Spark Cash Select for Good Credit is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Capital One Spark Cash Select for Good Credit offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.