The Ultimate Guide to Credit Cards
Monday, May 23, 2022

Bank of America® Unlimited Cash Rewards Credit Card

► 2022 Review, Application & Rates

"This is a new offering from Bank of America that competes with the likes of the Quicksilver card, offering flat-rate rewards with no limit to the amount you can earn."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Unlimited Cash Rewards Credit Card Review

at the issuer'ssecure website

BEST OVERALL RATING

★★★★★

4.6

OVERALL RATING

  • Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 days of your account opening
  • Earn unlimited 1.5% cash back on all purchases
  • No limit to the amount of cash back you can earn and cash rewards don’t expire
  • 0% Intro APR for your first 15 billing cycles for purchases, and for any balance transfers made within the first 60 days of opening your account. After that, a Variable APR that's currently 14.24% to 24.24% will apply. A 3% fee (min $10) applies to all balance transfers.
  • Preferred Rewards members earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. Learn More About Preferred Rewards.
  • $0 annual fee
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 billing cycles
0% for 15 billing cycles
14.24% - 24.24% (variable)
$0
Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #8 out of 18)
★★★★★
4.7
0% Intro APR
(Ranked #10 out of 34)
★★★★★
4.7
Best Overall
(Ranked #58 out of 155)
★★★★★
4.6
Good Credit
(Ranked #25 out of 63)
★★★★★
4.7

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