The Ultimate Guide to Credit Cards
Monday, May 29, 2023

Bank of America® Travel Rewards credit card Review

"This card lets you make travel purchases without worrying about blackout dates and other restrictions. Just pay with the card and use your rewards to credit eligible expenses. Its flat-rate rewards are easy for cardholders to manage."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Travel Rewards credit card Review

at Bank Of America'ssecure website

BEST OVERALL RATING

★★★★★

4.9

OVERALL RATING

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.74% - 27.74% Variable APR will apply. A 3% fee applies to all balance transfers.
  • If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 18 billing cycles for purchases
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
17.74% - 27.74% Variable APR on purchases and balance transfers
$0
Excellent/Good

Additional Disclosure: Bank of America is a CardRates advertiser.

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #9 out of 23)
★★★★★
4.8
0% Intro APR
(Ranked #4 out of 31)
★★★★★
4.8
Best Overall
(Ranked #5 out of 152)
★★★★★
4.9
Excellent Credit
(Ranked #3 out of 62)
★★★★★
4.9
Points & Gifts
(Ranked #1 out of 39)
★★★★★
4.9
Travel
(Ranked #1 out of 41)
★★★★★
4.9

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.

Alternatives to Bank of America® Travel Rewards credit card

Be sure to visit the official website for Bank of America® Travel Rewards credit card to learn complete details about its features and terms. If you’re not quite sure if Bank of America® Travel Rewards credit card is right for you, we encourage you to check out these guides to popular alternatives:

Before applying for the Bank of America® Travel Rewards credit card offer or any other offer, be sure you understand all fees, interest rates, and terms so you can make the best decision for your own financial goals.