The Ultimate Guide to Credit Cards
Wednesday, February 8, 2023

Bank of America® Travel Rewards credit card

► 2023 Review, Application & Rates

"This card lets you make travel purchases without worrying about blackout dates and other restrictions. Just pay with the card and use your rewards to credit eligible expenses. Its flat-rate rewards are easy for cardholders to manage."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Travel Rewards credit card Review

at Bank Of America'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire.
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
  • Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • If you're a Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 18 billing cycles for purchases
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
18.24% - 28.24% Variable APR on purchases and balance transfers
$0
Excellent/Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Balance Transfer
(Ranked #9 out of 19)
★★★★★
4.8
0% Intro APR
(Ranked #4 out of 29)
★★★★★
4.8
Best Overall
(Ranked #19 out of 149)
★★★★★
4.7
Excellent Credit
(Ranked #17 out of 63)
★★★★★
4.7
Points & Gifts
(Ranked #5 out of 34)
★★★★★
4.7
Travel
(Ranked #11 out of 42)
★★★★★
4.7

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.