The Ultimate Guide to Credit Cards
Tuesday, October 27, 2020

Bank of America® Travel Rewards Credit Card

► 2020 Review, Application & Rates

"On the plus side, this card's bonus program is great for those looking to earn free flights, hotel stays, and other perks. It's a flat-rate rewards program that's easy for cardholders to manage."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Travel Rewards Credit Card Review

at Bank Of America'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

4.7/5.0
  • Earn 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $250 statement credit toward travel purchases
  • Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time, and no expiration on points
  • Enjoy no annual fee and no foreign transaction fees while earning points to use for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Introductory 0% APR offer on purchases
  • Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 2.62 points for every $1 you spend, everywhere, every time.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% Intro APR for 12 billing cycles
N/A
14.99% - 22.99% Variable
$0
Excellent/Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #23 out of 30)
★★★★
4.4
Air Miles
(Ranked #4 out of 25)
★★★★★
4.8
Best Overall
(Ranked #19 out of 105)
★★★★★
4.7
Excellent Credit
(Ranked #20 out of 38)
★★★★★
4.7
Good Credit
(Ranked #13 out of 48)
★★★★★
4.7
Low APR
(Ranked #16 out of 35)
★★★★
4.2
Points & Gifts
(Ranked #12 out of 28)
★★★★★
4.7

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