The Ultimate Guide to Credit Cards
Tuesday, May 24, 2022

Bank of America® Travel Rewards Credit Card

► 2022 Review, Application & Rates

"On the plus side, this card's bonus program is great for those looking to earn free flights, hotel stays, and other perks. It's a flat-rate rewards program that's easy for cardholders to manage."
- Toby Sembower,
Advertiser Disclosure
Bank of America® Travel Rewards Credit Card Review

at Bank Of America'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

  • Earn 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening – which can be redeemed for a $250 statement credit toward travel purchases
  • Earn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time, and no expiration on points
  • Enjoy no annual fee and no foreign transaction fees while earning points to use for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Introductory 0% APR offer on purchases, then a variable APR applies
  • Preferred Rewards members earn 25%-75% more points on every purchase. That means you could earn up to 2.62 points for every $1 you spend, everywhere, every time.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% APR for 15 billing cycles
N/A
13.99% - 23.99% Variable
$0
Excellent/Good

Interest Rate

Annual Fee

Credit Needed

Our Ratings By Category

0% Intro APR
(Ranked #26 out of 34)
★★★★
4.4
Air Miles
(Ranked #4 out of 39)
★★★★★
4.8
Best Overall
(Ranked #17 out of 155)
★★★★★
4.7
Excellent Credit
(Ranked #16 out of 61)
★★★★★
4.7
Good Credit
(Ranked #15 out of 63)
★★★★★
4.7
Low APR
(Ranked #32 out of 43)
★★★★
4.2
Points & Gifts
(Ranked #4 out of 36)
★★★★★
4.7

Advertiser Disclosure

CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.