The Ultimate Guide to Credit Cards
Monday, February 17, 2020

Capital One® Spark® Miles for Business

► Terms, Details & Application

Capital One® Spark® Miles for Business Review

at Capital One'ssecure website

BEST OVERALL RATING

★★★★★

4.7

OVERALL RATING

4.7/5.0
  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ using a Spark Miles card
  • Transfer your miles to 10+ leading travel loyalty programs like JetBlue™, Air Canada, and Emirates™
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Fly through security with one statement credit for either the $85 TSA Pre✔® application fee or the $100 Global Entry application fee
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
18.49% (Variable)
$0 intro for first year; $95 after that
Excellent, Good

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Air Miles
(Ranked #6 out of 9)
★★★★★
4.7
Best Overall
(Ranked #19 out of 60)
★★★★★
4.7
Business
(Ranked #7 out of 11)
★★★★★
4.7
Excellent Credit
(Ranked #18 out of 22)
★★★★★
4.7
Good Credit
(Ranked #15 out of 22)
★★★★★
4.7
Toby Sembower