Discover it® Cash Back

► 2018 Review, Application & Rates

Toby Sembower
"Among the features we love: long 0% intro APRs, low ongoing APRs, awesome cash back rewards, no annual fee, and lots more."
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Discover it® Cash Back Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★★

5.0

OVERALL RATING

5.0/5.0
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
  • Earn unlimited 1% cash back on all other purchases – automatically.
  • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 14 months
0% for 14 months
13.74% - 24.74% Variable
$0
Good/Excellent

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

0% Intro APR
(Ranked #4 out of 17)
★★★★★
4.8
Best Overall
(Ranked #1 out of 72)
★★★★★
5.0
Cash Back
(Ranked #3 out of 25)
★★★★★
4.9
Excellent Credit
(Ranked #1 out of 25)
★★★★★
5.0
Gas Rebate
(Ranked #1 out of 21)
★★★★★
5.0
Good Credit
(Ranked #1 out of 26)
★★★★★
5.0
Low APR
(Ranked #1 out of 32)
★★★★★
4.8
Toby Sembower