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Sunday, October 13, 2024

Capital One Quicksilver Cash Rewards Credit Card

Toby Sembower

By: Toby Sembower

Toby Sembower

Toby Sembower, Founder

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.

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Editor: Lillian Guevara-Castro

Lillian Guevara-Castro

Lillian Guevara-Castro, Senior Editor

Lillian Guevara-Castro brings more than 30 years of editing and journalism experience to the CardRates team. She has worked at The Atlanta Journal and Constitution, Gwinnett Daily News, Gainesville Sun, and The New York Times, where she covered demographics, consumer issues, and the business and financial sectors. Lillian has a degree in journalism and communications from Georgia State University and brings her fact-checking expertise to ensure Digital Brands content is accurate and engaging.

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Reviewer: Ashley Fricker

Ashley Fricker

Ashley Fricker, Senior Editor

Ashley Fricker has more than a decade of experience as a finance contributor and editor, and has specialized in the credit card industry since 2015. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among many others. She has worked closely with the world’s largest banks and financial institutions, up-and-coming fintech companies, and press and news outlets to curate comprehensive content and media. Ashley holds a bachelor's degree in multimedia journalism from Florida Atlantic University.

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Are you considering applying for the Capital One Quicksilver Cash Rewards Credit Card? Here's a rundown of the key details of the card, along with links to its official website and application.

Most cash back cards have hidden gimmicks, but not this one. What you see is truly what you get. Its interest rates and fees are also very attractive considering the substantial cash back rewards.

Disclosure: When you apply through links on our site, we often earn referral fees from partners. For more information, see our ad disclosure and review policy.

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Capital One Quicksilver Cash Rewards Credit Card Review

at Capital One®'ssecure website

BEST OVERALL RATING

★★★★★

4.9

OVERALL RATING

4.9/5.0
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
0% for 15 months
0% for 15 months
19.99% - 29.99% (Variable)
$0
Excellent, Good

Interest Rate & Annual Fee

According to the issuer, the Capital One Quicksilver Cash Rewards Credit Card currently charges the following APR on purchases and balance transfers:

  • Purchase Intro: 0% for 15 months
  • Balance Transfer Intro: 0% for 15 months
  • Regular APR: 19.99% - 29.99% (Variable)

The following is the current annual fee for the Capital One Quicksilver Cash Rewards Credit Card, as listed by the issuer:

  • Annual Fee: $0
See site for details »

Credit Needed for Approval

According to the issuer, the current general credit requirement for the Capital One Quicksilver Cash Rewards Credit Card is:

  • Credit Level: Excellent, Good

Our Ratings by Category

(Ranked #5 out of 24)
★★★★★
4.7
(Ranked #4 out of 140)
★★★★★
4.9
(Ranked #4 out of 48)
★★★★★
4.8
(Ranked #4 out of 56)
★★★★★
4.9
(Ranked #2 out of 26)
★★★★★
4.8
(Ranked #3 out of 51)
★★★★★
4.9
(Ranked #12 out of 35)
★★★★★
4.6
(Ranked #25 out of 43)
★★★★★
4.6

About the Author

Toby Sembower
Toby Sembower Finance Expert

Toby is the founder of CardRates.com and lends his 20 years of experience in the credit card industry to educate consumers. His commentary and reviews have been featured to millions on Yahoo! Finance, CreditCards.com, Entrepreneur.com, and others. Toby's industry connections enable him to keep audiences informed with timely advice and insight.

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Toby Sembower