Discover it® Secured Card – No Annual Fee

► 2017 Review, Application & Rates

Toby Sembower
"Since this is a secured card, applicants must deposit $200 or more to secure a credit line. Still, it's a solid option for those with bad credit, as it features a cash back rate and no annual fee."
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Discover it® Secured Card - No Annual Fee Review

at Discover Card'ssecure website

BEST OVERALL RATING

★★★★

3.7

OVERALL RATING

3.7/5.0
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 8 months to see if we can transition you to an account with no security deposit.
  • Reports to the three major credit bureaus. Plus, get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Tools to assist you; email alerts, text reminders and 24/7 customer service.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
10.99% for 6 months
23.74% Variable
$0
Please refer to issuer's website

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Bad Credit
★★★★
3.9
Best Overall
★★★★
3.7
Cash Back
★★★★
3.7
Gas Rebate
★★★★
3.5
No/Limited Credit
(Ranked #8 out of 14)
★★★★
4.0
Secured
(Ranked #2 out of 7)
★★★★★
4.5
Toby Sembower