The Ultimate Guide to Credit Cards
Friday, November 27, 2020

OpenSky® Secured Visa® Credit Card

► 2020 Review, Application & Rates

"This is a secured card, which requires that you deposit money to secure a credit line. While it offers a low minimum ($200), its APR is a bit high."
- Toby Sembower,
Advertiser Disclosure
OpenSky® Secured Visa® Credit Card Review

at Capital Bank'ssecure website

BEST OVERALL RATING

★★★

2.9

OVERALL RATING

2.9/5.0
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Intro (Purchases)
Intro (Transfers)
Regular APR
Annual Fee
Credit Needed
N/A
N/A
17.39% (variable)
$35
Poor

Interest Rate

Annual Fee

Credit Needed

Ratings By Category

Best Overall
★★★
2.9
Low APR
(Ranked #24 out of 37)
★★★
2.8
Secured
(Ranked #8 out of 13)
★★★★
4.0

Advertiser Disclosure

The credit card offers that appear on this site are from credit card companies from which CardRates.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CardRates.com does not include all credit card companies or all available credit card offers.